Statistical Software - Science topic

Astro-tourism, an emerging subset of the wider tourism sector, is dedicated to enticing individuals who are interested in astronomy and participation in Astronomical events. The primary objective of this study is to examine the level of awareness among international tourists regarding Sri Lanka's Astro-tourism sector and identify any latent opportu...

Background: Megaloblastic anemia is a type of macrocytic anemia primarily caused by vitamin B12 and/or folate deficiency. Early diagnosis is crucial to prevent complications, particularly neurological impairments associated with vitamin B12 deficiency. Blood film examination is a cost-effective diagnostic tool for identifying macrocytic anemia. Obj...

The clinical efficacy of acupuncture in the treatment of rheumatoid arthritis was evaluated by exploring the clinical efficacy of acupuncture in the treatment of rheumatoid arthritis in Chinese medicine. The study proposes a rheumatoid image recognition algorithm based on migration learning and EfficientNet, and the depth features extracted by the...

Introduction E-learning facilitates the learning process for medical students by allowing them to enhance their knowledge, skills, and professional experiences, thereby improving quality and standards in education. The objective is to investigate the continuity of use of e-learning systems among academic faculty members of medical sciences universi...

O girassol se desenvolve em fases que refletem o desenvolvimento e amadurecimento da planta e o conhecimento do seu coeficiente de cultura (Kc) pode ajudar a melhorar o manejo e aumentar a produtividade. Objetivou-se, nesse estudo, determinar a curva de Kc do girassol cultivar BRS 323 no noroeste mineiro. O experimento foi conduzido em ambiente pro...

Objective To evaluate the association between glucagon-like peptide-1 receptor agonists (GLP-1 RAs) treatment and the risk of esophageal cancer in adults with type 2 diabetes mellitus (T2DM) or obesity through a comprehensive meta-analysis. Methods A systematic computerized searches and collection of eligible randomized controlled trials (RCTs) wa...

Purpose: This study therefore sought to examine the effect of output traceability on performance of Horticultural Firms in Kenya. The study was anchored on the theory of constraints. Methodology: This study adopted a cross-sectional survey research design. The target population was 3,290 heads procurement, quality assurance, production, information...

Background According to the mobilization technique of the intraoperative patella, total knee arthroplasty (TKA) can be categorized into patellar eversion (PE) and patellar lateral retraction (PLR). Comparisons between the two procedures are inconclusive; therefore, the study purpose was to assess the postoperative clinical efficacy to identify the...

Rapid on-site cytology examination (ROSE) with a fluoroscopic-guided transbronchial biopsy (TBLB) involves the immediate evaluation of cytological specimens during a diagnostic procedure. This research aims to investigate the potential yield of this diagnostic technique, shedding light on its benefits, limitations, and the evidence supporting its e...

Introduction: Sphenostylis marginata is a plant in the family Fabaceae and native to many parts of Africa. It is used as a wild vegetable, in folk medicine, as a fetish plant, food additive, and for harvesting fish. Small-scale fishermen in selected parts of Zambia use the crushed roots of this plant to harvest fish for consumption. Published data...

The risks of bank liquidity represent a crucial aspect in the banking industry, as they illustrate the bank's ability to meet financial requirements from unexpected withdrawal operations, debt obligations, and the provision of required credit facilities to customers. The bank's liquidity risks have a profound impact on banking fragility, which refe...

Introduction: 10% carbamide peroxide gel has been tried as an alternative intracoronal bleaching agent and it was found effective. The objectives of the study were to evaluate and compare the efficacy of carbamide peroxide and hydrogen peroxide as vehicle of dental bleaching agents when mixed with sodium perborate powder in patients having teeth of...

Porridges are widely consumed throughout Ghana and beyond and are an important part of most households' daily diet. Kanwa Koko is a Ghanaian indigenous porridge made from unfermented pearl millet (Pennisetum glaucum) using indigenous traditional processing methods at micro industry levels or in-home-based operations. Saltpeter is usually added as a...

The major goal of this study was to analyze the relationship between moral atmosphere of school and moral development of students and secondary school teachers. The study was quantitative in nature, and data was gathered through a survey. All secondary school teachers and students made up the study's population. Simple random sampling technique was...

This study aims to analyze the positive and significant impact of Total Asset Turnover (TATO), Debt to Equity Ratio (DER), and Quick Ratio on earnings growth, focusing on case studies of manufacturing companies in the consumer goods industry sector, especially the food and beverage sub-sector, which are listed on the Indonesia Stock Exchange during...

Objective: The purpose of the study is to evaluate the impact of information technology tools on the implementation of knowledge management in Tejarat Bank. Method: The research method was a correlational survey and applied in terms of purpose, which was conducted based on the opinions of 75 experts from Tejarat Bank. The data collection tool was a...

Background Transposition of the great arteries (TGA) is a rare cyanotic heart disease associated with congenital cardiac anomalies; often called shunt-dependent lesions. Transposition of the great arteries is also linked to syndromic correlates. Aim This study was to document the prevalence of TGA and various forms of shunt-dependent lesions in ch...

The full development of fundamental competencies is the main objective pursued by the educational system of the Dominican Republic and for this purpose a specialized curriculum has been designed in which a series of contents, strategies, activities are proposed, as well as particular ways of programming and evaluating competency learning. This stud...

Introduction Study aimed to determine the occurrence of 5 thrombosis-related single-nucleotide polymorphisms (SNPs) in patients with venous thromboembolism (VTE) (n = 2630) and a control group (n = 2637) in the Czech population. Methods The following gene SNPs were detected in both groups: F5 Leiden (rs6025), F2 (rs1799963), FGG, fibrinogen gamma'...

Background Undernutrition denotes inadequate intake of energy and nutrients to meet one’s optimal needs. Pregnant women are at an increased risk of undernutrition due to the added nutritional demand for fetal growth and development. Updated evidence is important for monitoring progress and informing healthcare decisions. However, there is a paucity...

To explore the current situation of burnout among English teachers in primary and secondary schools in Henan Province and analyze its influencing factors, this study conducted a questionnaire survey among 210 English teachers in primary and secondary schools in Henan Province, and used the data statistical software SPSS for analysis. The results sh...

In accordance with what was expressed by Rubio et al (2019), when they point out that particularly in Latin America, time management is an element of fundamental interest to positively address deficiencies related to school performance, associated with inequity and limitations in the educational quality of its different systems. The objective of th...

Background and Objective: Lack of sleep and insomnia are associated with an increase in the risk of diabetes. Sleep disorders in diabetic people are significantly higher than in healthy people. Moreover, sleep duration is related to blood sugar control in diabetes. This study was conducted with the purpose of investigating the level of sleepiness a...

Background Globally, 75,000 maternal deaths occur each year from puerperal sepsis, with higher rates in low-income countries. In Ethiopia, puerperal sepsis is the fourth leading cause of maternal morbidity and mortality. This study aimed to identify determinants of puerperal sepsis among postpartum women admitted to public hospitals in Harar, easte...

This study investigates the impact of a yoga training program on the self-regulation skills of children aged 60 to 69 months who are enrolled in preschool education. The research utilizes a quasi-experimental design featuring pre-test and post-test control groups within a quantitative research framework. The participants of the study consist of a t...

Objective Our meta-analysis aims to assess the efficacy of genetically modified stem cell therapy in preclinical osteoporosis models. Methods We executed a thorough literature search across PubMed, Embase, Web of Science, and the Cochrane Library databases from inception to September 15, 2023. We used a random-effect model for pooled analysis of t...

Objective: To determine the yield and morphological composition of five alfalfa varieties under two defoliation frequencies during the spring-summer period. Design/Methodology/Approach: A randomized block design was employed, following a 5×2×2 factorial arrangements. The factors considered were five alfalfa varieties, two cutting frequencies (CF),...

Introduction: Novel psychoactive substances (NPSs) are substances not controlled by the United Nations’ 1961 Narcotic Drugs and 1971 Psychotropic Substances convention, which pose a threat to public health. The use of NPSs is growing among recreational drug users. NPSs mimic the effects of the existing illegal drugs; they are used as substitutes fo...

Pólya-gamma (PG) augmentation has proven to be highly effective for Bayesian MCMC simulation, particularly for models with binomial likelihoods. This data augmentation strategy offers two key advantages. First, the method circumvents the need for analytic approximations or Metropolis–Hastings algorithms, which leads to simpler and more computationa...

Sustainability has become an integral part of business strategies, influencing both operational decisions and customer choices. As people become more aware of environmental and social issues, many are looking for hospitality services that align with their values. But how much do sustainability efforts actually influence customers' choices of where...

(1) Background: Papillomaviruses are double-stranded DNA viruses, and it is essential to clarify their genotypic distribution for their effective prevention and clinical management. In this study, we aimed to evaluate the prevalence of HPV genotypes in the normal oral mucosae of HIV-positive individuals. (2) Methods: A systematic literature search...

Since limited trust is a major barrier to consumer adoption of products and services, this research examines how augmented reality (AR) apps can be designed for different market segments to effectively increase consumer trust and thereby loyalty. Its originality lies in examining the behavioral impact of a previously unexplored set of AR app qualit...

The primary purpose of this study is to contribute to a deeper understanding of the economic consequences of related-party transactions (RPTs) and earnings management on firm performance, market efficiency, and investment decisions by investigating how critical characteristics of audit committees—such as gender diversity, financial expertise, and i...

Background and Aims: Specific training programs are critical for improving breaststroke performance because they target muscle strength, flexibility, and stroke-specific technique, thereby increasing efficiency and speed in the water. Tailored drills also help to improve the timing and coordination required for optimal propulsion and smooth movemen...

Objectives: This study aims to determine the interrelationships between destination image, perceived value, satisfaction, and the quality of life (QoL) of domestic ecotourists at Kuala Tahan National Park (KTNP) and the mediating effect of perceived value and satisfaction. Methods: A quantitative method is used to uncover significant insights, incl...

Article History: As virtual reality (VR) technology advances, its impact on consumer behavior is gaining significant attention. This study analyzed two variables from the central route of the Elaboration Likelihood Model including telepresence and information quality that influence customer purchase intention through virtual reality. A web-based su...

This study was conducted to evaluate a production process at Al-Ez Gypsum Factory, owned by Bayot Al-Ez Company, and the extent to which quality is achieved in products that lead to increased competitiveness and market share. This was done by using variable maps to evaluate the production process and data obtained from laboratory tests. The results...

The use of food demonstration combined with a personalized meal plan is an effective but neglected method of dietary education for diabetic patients. This study aimed to ascertain the consequences of using food demonstrations to evaluate their effectiveness on glycemic control. Using a quasi-experimental design, Rivers State University Teaching Hos...

Background: Diet is one of the key risk factors of T2DM because many nations have experienced dietary changes favoring increased calorie consumption due of urbanization and economic expansion. However, many diabetic patients still suffer the complications of diabetes mellitus because of their poor knowledge of the dietary management of diabetes mel...

This study examines the statistical challenges faced by graduate students and faculty in educational and psychological research, employing a quantitative, cross-sectional survey design. Data was collected from 344 participants in Egyptian Colleges of Education using a newly developed 40-item questionnaire, which underwent expert review and reliabil...

The capacity of a nation to pursue a sustainable development goals, is dependent on the skills of its youthful sector, as well as its institutions. The objective of this paper is to examine the influence of institutional reputation towards skills acquisition moderated by youth empowerment programme. A structured questionnaire designed for 528 sampl...

Objective To investigate the impact of clinicopathological factors on the prognosis of patients with single-organ oligometastasis of esophageal cancer (soOMEC) following surgery and to develop prognostic nomograms. Methods This was a retrospective analysis of 144 patients with soOMEC after surgery in a single center who met the inclusion criteria....

Objective: In sports literature, warm-up plays a crucial role in preparing athletes both physiologically and psychologically to optimize their performance. While there is a consensus among researchers that warm-up practices positively influence sports performance, there remains ongoing debate about which specific stretching techniques during the wa...

Aerosol and droplet exposure makes oral health care workers (OHCWs) highly susceptible to transmissible infections, for example with SARS-CoV-2. Population-based screening is useful in understanding public health interventions in COVID-19. This systematic review with meta-analysis presents the prevalence of SARS-CoV-2 antibodies among OHCWs. An ele...

The current study aims to analyze the impact of metro bus services on passenger satisfaction in Pakistan where population is increasing day by day and the poverty ratio also increasing. So government of Pakistan has decided to reduce the effect of overburden on the economy and launched the better transportation for the development like as Metro Bus...

The present study analyzes experimental data using qualitative and quantitative methods to identify significant statistical changes. These methods were employed to evaluate the results from the structural characterization of annealed TiWN and TiWC coatings elaborated by magnetron sputtering. The as-grown coatings were thermally treated at 500 °C in...

This study aims to investigate the factors influencing the adoption of ChatGPT and Gemini, explore the opportunities and disruptions they introduce to various industries and professions, and assess their overall impact on the economy and career development in the digital age. A mixed-methods approach was employed, integrating both quantitative and...

Psychological and behavioral scientists develop interventions toward addressing pressing societal challenges. But such endeavors are complicated by treatments that change over time as individuals’ needs and responses evolve. For instance, students initially in a multiyear mentoring program to improve future academic outcomes may not continue with t...

Aim: The aim of this research project is to assess the level of awareness among urban population regarding the symptoms and risk factors associated with pancreatic cancer. Settings and Design: The study employed a quantitative research approach using surveys to assess awareness of pancreatic cancer symptoms and risk factors among urban populations....

Background. The purpose was to study the relationship between lipocalin-2 indicators and markers of inflammation and severity in children with COVID-19. Materials and methods. We conducted a cohort, observational, retrospective study invol­ving 88 patients aged 1 month to 18 years with COVID-19 that was laboratory-confirmed by polymerase chain reac...

Purpose: This study therefore sought to examine the effect of input traceability on performance of Horticultural Firms in Kenya. Methodology: This study adopted a cross-sectional survey research design. The unit of analysis for this study was 658 registered Horticultural firms in Kenya. The heads of procurement, quality assurance, production, infor...

The objective of this study is to ascertain the preparedness levels of primary school educators for authentic learning and to evaluate this preparedness in relation to a range of variables. The study employed a mixed-methods design, integrating both quantitative and qualitative research techniques. In the quantitative dimension of the study, a surv...

Makhana crop is the pride of Bihar as ninety per cent of makhana production in India and eighty-five per cent of the global production comes from Bihar. The present study empirically estimates the attitude of farmers towards makhana based farming system with the help of scores of the socioeconomic and socio-psychological profiles of farmers which p...

Big data is an important achievement of the ICT revolution. In this article, big data is considered in terms of its impact on scientific research and the epistemology of knowledge. There are two main trends in this matter: one is that such a phenomenon leads to the abandonment of theory from research processes, and the other considers the role of t...

Background In intensive care units, nurses’ management of healthcare-related infections is an important task that affects patient recovery, length of hospitalization, and medical costs. This study aimed to examine the relationships among health beliefs, knowledge, and performance related to standard precautions, and the factors influencing performa...

This study aimed to determine the basic psychological need satisfaction and basic psychological need frustration and how they affect the work engagement of employees in the College of Business Administration of Jose Rizal Memorial State University System during the school year 2023-2024. A descriptive correlational research method was employed. Wei...

This study aimed to determine the school heads’ leadership skills and their relationship to work engagement among the teachers of Piñan District, Schools Division of Zamboanga del Norte during the school year 2023-2024. The study employed a descriptive correlational research method. Weighted mean, standard deviation, and Spearman Rank-Order Correla...

Banks are one of the important players in the financial system in any economy. This research paper seeks to examine the effects of banking governance on specific financial performance indicators in a sample of commercial banks in Erbil. Data collection was conducted using a random sampling method and a five-point Likert scale questionnaire. Survey...

Business digitalization plays a fundamental role in the success of micro, small and medium-sized enterprises (SMEs), being crucial for their competitiveness and sustainability. This study aims to identify the key factors that influence the digitalization process of Peruvian SMEs. The research was conducted using a quantitative approach, with a simp...

This research examines and evaluates how the retail atmosphere in Varanasi influences consumers' emotions and choices. The study employed a survey approach, collecting data through a questionnaire distributed to 340 respondents using the quota sampling method.Data analysis was conducted using the structural equation modeling (SEM) technique. The...

Antecedentes: Los problemas de salud mental en estudiantes universitarios han aumentado, mostrando mayores niveles de ansiedad, estrés y depresión asociados a conductas alimentarias de riesgo. Objetivo: Analizar la relación entre las conductas alimentarias y los niveles de estrés, ansiedad y depresión en estudiantes universitarios. Métodos: Estudio...

Background Neonatal sepsis is a significant cause of newborn mortality in low- and middle-income countries (LMICs). Together, infections, complications of preterm birth, and intrapartum-related conditions contribute to nearly 90% of all neonatal deaths. Africa experiences high rates of neonatal deaths due to sepsis, with insufficient prevention eff...

Background Breast cancer (BC) is a common malignant tumor in women, and cancer-related fatigue (CRF) is prevalent among breast cancer patients. Time-Acupoints-Space Acupuncture (ATAS) is an acupuncture method different from traditional acupuncture. It combines time acupoints with space acupoints, proposing a new treatment approach. This randomized...

Background and Aim: After the investigation found that the current stage of elementary school basketball teaching only teaches basketball skills, while ignoring the training of fitness, related research verifies that functional training can better practice fitness, while fitness has a key role in basketball skills, so it is especially important to...

This chapter outlines steps to analyze a complex construct of interest to science education researchers in a very commonly used digital media platform, YouTube, particularly popular science education-related videos. The construct of interest is uncertainty—established as important but challenging for teachers and researchers alike to recognize and...

According to the chaos theory, there is a pattern of order within disorder and chaos. The city also acts as a complex and chaotic system that will try to achieve a new order with the arrival of disorder. "Covid-19 phenomenon" can also be considered as a chaos, disorder and shock on human civilization and creating an alien and unfamiliar situation i...

Background: Determining an appropriate sample size is a crucial aspect of research design, ensuring validity, reliability, and generalizability of findings. An inadequate sample size increases the risk of Type II errors, while an excessively large sample may lead to resource inefficiencies and a higher likelihood of Type I errors. Understanding the...

A coder's lack of knowledge of medical terminology results in inaccuracies in the diagnosis code made on medical record documents. Therefore, this study aims to analyze the relationship between knowledge of coding officers' terminology and the accuracy of the diagnosis code at the Dinoyo Health Center in Malang City. The method used in this researc...

This research analyses the results obtained from a survey performed on the nutritional and eating habits of Spanish university communities (students, faculty and administrative staff), involving four multiple-choice questions which determine the respondents’ level of interest in dietary topics. The study sample comprised 124 respondents from three...

With the increasing availability of large datasets in the behavioral and health sciences, the need for efficient and effective variable selection techniques has grown. While traditional methods like stepwise regression remain prevalent, numerous advanced techniques are available but underutilized in these fields. This tutorial aims to increase awar...

A associação entre disfunção miccional e alteração da função pulmonar ocorre com frequência no idoso. Isso ocorre porque o aumento crônico da pressão intra-abdominal e alterações da biomecânica dos músculos respiratórios frequentes nessa faixa etária coincidem com disfunções do trato urinário inferior, porém o quanto se associam nessa população con...

Foreword: This book has been written to familiarize geography students and other students interested in the use of SPSS in analyzing statistical research results. We hope that it will be of interest to you. Statistics is a science that is used in most fields, and students and researchers in other sciences need to perform statistical analyses on the...

Antecedentes. Los estudios han demostrado que los adolescentes son una población en riesgo de episodios que disminuyen su bienestar mental. La resiliencia es una herramienta clave para afrontar la adversidad, mejorar la salud mental y es un importante predictor del autoconcepto. Además, uno de los problemas de salud mental en la preadolescencia es...

This research investigates the impact of organizational culture on teachers' job satisfaction in public and private sector universities. The study begins by reviewing existing literature on organizational culture and job satisfaction, highlighting the gaps in current research. A quantitative approach was employed for data collection. A survey of 50...

The present study seeks to explore the impact of work prosperity on enhancing employees' innovative behaviour. To achieve this, work prosperity is considered the independent variable, comprising the dimensions of vitality and learning, while employees' innovative behaviour serves as the dependent variable. The interaction between these two variable...

Background and Objectives: Various adiposity indicators have been used to predict metabolic syndrome (MetS). The aim of the present study was to evaluate the predictive ability of known adiposity indicators, such as abdominal girth, girth/height and fat percentage, as well as less commonly used indicators, such as the conicity index (CI), body roun...

Artificial intelligence integration into the medicine for prognosing perinatal pathology is one of the priority research areas, and offers more accurate, effective and innovative diagnosis and screening. The objective: to develop a perinatal pathology forecasting model using an artificial neural network (ANN) with the study of intergenic associatio...

Background: Elderly patients with COVID-19 often exhibit a complex interplay between hypercoagulability and coagulopathy, key factors in determining the risk of severe complications and mortality. This study aimed to analyze coagulation and inflammatory markers to identify critical predictors of adverse outcomes in this vulnerable population. Mater...

Introduction Cirrhosis, characterized by liver fibrosis and architectural distortion, significantly impairs multiple liver functions, including skeletal health. Advances in cirrhosis management have increased survival, highlighting the need to address extrahepatic manifestations such as osteoporosis. Vitamin D metabolism, heavily reliant on liver f...

Déclaration de divulgation : L'auteur n'a pas connaissance de quelconque financement qui pourrait affecter l'objectivité de cette étude. Abstract In a constantly changing world, competitiveness is becoming more and more pronounced. Consumer behavior has changed and the purchasing and payment methods are becoming more digitalized. Thus, the use of a...

Backgrounds A growing number of studies have shown that bariatric surgery can cause changes in the body composition of patients. This meta-analysis aims to reveal changes in skeletal muscle mass 1 year after bariatric surgery and analyze the causes of changes in skeletal muscle in postoperative patients, to provide a more comprehensive clinical bas...

El objetivo de la investigación fue determinar la relación de la funcionalidad familiar de la familia de origen y el embarazo en pacientes adolescentes de la Unidad Médica Familiar 45, Cárdenas, Tabasco. El autor llevó a cabo un estudio transversal, observacional y correlacional en un periodo de diciembre del 2022 a noviembre del 2023, con una pobl...

Objective: the objective of this study is to address the gap in understanding the dynamics related to entrepreneurial orientation, supply chain performance, and the moderating role of project management competence, which provides a base for further exploration and broader practical implementation in the field. Theoretical Framework: Research into t...

Utilization of herbs in rum provides antioxidant and effective flavor along with desirable color without caramelization. In the present study, extracts of two types of herbs viz., liquorice (Glycyrrhiza glabra) root and chamomile (Matricaria chamomilla) flower were used (separately) to prepare herbal rums. The said herbs were extracted in 40% alcoh...

Background A road traffic accident is a collision between vehicles, between pedestrians and vehicles, between vehicles and animals, or between fixed obstacles and vehicles that leads to fatal human injury and premature death. Children are highly vulnerable to road traffic accident death. Yet, evidence is scarce concerning it in this study area. Thi...

Background : Migraine is a chronic neurological disorder affecting millions worldwide, often leading to a reduced quality of life and economic burden. While modern pharmacological treatments are widely used, migraine recurrence remains a concern. This study systematically reviews literature on migraine recurrence and quality of life outcomes in pat...

Terminalia chebula Retz. (Aralu in Sinhala) is a perennial medicinal plant known for its vital medicinal properties and globally used in treating various health problems. Despite its significance, agronomic or ecological research on this species is limited compared to studies on its medicinal values. This research aimed to locate and identify the e...

Background The majority of feto-maternal morbidities and mortalities in sub-Saharan Africa, happen during the intrapartum period. Maternal mortality and morbidity have not decreased as much as anticipated, despite the significant progress made by many nations to improve access to maternity services. There are currently no nationally representative...

Examining the energy consumer behavioral model is critical for national governments and academia. This endeavor seeks to uncover effective solutions amid the energy crisis and climate change challenges. This article delves into legislative developments within the energy sector, European Commission recommendations for reducing energy consumption, an...

The coding capabilities of large language models (LLMs) have opened up new opportunities for automatic statistical analysis in machine learning and data science. However, before their widespread adoption, it is crucial to assess the accuracy of code generated by LLMs. A major challenge in this evaluation lies in the absence of a benchmark dataset f...

Background: HbA1c test provides an index of average blood glucose level during the past 2-3 months. It is now widely used in management of diabetes both as a measure of long-term glycemic and as a predictor of risk for diabetic complications. In recent years there has been an increased focus on encouraging patients to be aware of HbA1c. Hence, this...

INTRODUCCIÓN La variabilidad climática puede deberse a procesos internos naturales del sistema climático (variabilidad interna) o a variaciones del forzamiento externo natural o antropogénicas (variabilidad externa; Farreras, 2014). Los ecosistemas, según sus diferentes características, tendrán sensibilidades distintas a los impactos producidos sob...

Microfinance banks provide small-scale financial services, including loans, savings, and money transfers, to marginalized communities. However, they face significant credit risk due to unsecured lending and the limited credit history of borrowers. This risk is heightened by rapid technological changes and evolving market conditions, which threaten...

In this paper, we obtain various series and asymptotic expansions involving the modified Bessel function of the second kind for the normal inverse Gaussian cumulative distribution function. The new expansions accelerate computations, complementing the numerical integration methods implemented in statistical software packages. We also provide a deta...