Mobile Banking - Science topic

QRIS is a server-based QR code that enables transaction processes through e-wallets, e-money, and mobile banking. Although the number of users continues to increase, the success of QRIS implementation does not only depend on the number of users but also on the level of public satisfaction as end users. Therefore, it is important to know the extent...

This paper investigates the progression, current dynamics, and future trajectory of electronic banking (e-banking) in Greece, emphasizing both historical developments and contemporary challenges.Beginning with foundational advancements such as the introduction of ATMs and credit cards in the 1970s, the study traces the sector's evolution through pi...

The rapid digital transformation of the financial technology (FinTech) sector has introduced new levels of convenience, efficiency, and accessibility for users worldwide. However, this growth has also made FinTech platforms increasingly attractive targets for sophisticated cyber threats, including fraud, data breaches, and malware attacks. Traditio...

This study examines the impact of e-banking services on the financial performance of selected private commercial banks in Ethiopia. It focuses on the roles of ATM, POS, Internet Banking (IB), Debit Card (DC), and Mobile Banking (MB) services. Financial performance is evaluated using Return on Assets (ROA) and Return on Equity (ROE) as key indicator...

This study investigates the key determinants of financial inclusion within the Egyptian banking sector by applying the Technology Acceptance Model (TAM). Specifically, it examines how behavioral intentions, trust, social influence, and perceived risk influence financial inclusion, with mobile banking adoption acting as a mediating variable. Using...

Abstrak: Meskipun secara umum memiliki akses ke perangkat keuangan seluler dan kesempatan belajar yang lebih baik, banyak orang dewasa muda terus menunjukkan kebiasaan menabung yang buruk, yang menunjukkan adanya kesenjangan antara instrumen keuangan, pengetahuan, dan perilaku ekonomi yang sebenarnya. Penelitian ini bertujuan untuk menyelidiki damp...

This research explores technology-based digital marketing strategies implemented by state-owned banks (bank BUMN) to enhance competitiveness in technological disruption. Using a qualitative approach and case research method, the research identifies the critical roles of technologies such as artificial intelligence (AI), big data analytics, and cust...

BRImo currently presents a variety of services that will facilitate its users in conducting banking transactions. The problem in this study is that the system often experiences errors and based on reviews on Google Playstore there are many responses from users to the application. Because there are still some complaints and unsatisfactory assessment...

Financial inclusion is important for socioeconomic empowerment. Globally, Trade policies are promoting financial inclusion for all, including women. The sustainable development goals 5 calls for women empowerment on all areas of growth and development. Despite progress in gender equality, women, especially, traders in Kenya still face financial cha...

Financial inclusion is a critical driver of economic growth and social development, especially in emerging economies. It refers to the process of ensuring that individuals and businesses have access to useful and affordable financial products and services—such as banking, credit, insurance, and savings—delivered in a responsible and sustainable way...

This study the transformative impact of Financial Technology on the traditional banking sector, emphasising strategic opportunities, emerging risks, and the evolving hybrid landscape. The primary objective is to evaluate whether FinTech will replace or reshape conventional banking models. Relying on a comprehensive review of secondary literature, g...

Bank Rakyat Indonesia (BRI) is one of the largest government-owned banks in Indonesia. In the development  of digital era like this, online services become the choice of most of the clients. This is due to ease of doing any kind of banking transaction. Along with the inclusion of smartphones as a device that is needed by most people today, the Ban...

Purpose: This research investigates the impact of innovation strategies on competitive advantage within Microfinance Institutions (MFIs) in Kenya. The study examined four primary innovation strategies: product, process, market, and technology innovations, along with their effects on financial performance, market positioning, and operational efficie...

Penelitian ini bertujuan mengembangkan model integratif baru yang mengkaji pengaruh simultan usability, trust, dan customer satisfaction terhadap loyalitas pengguna aplikasi BSI Mobile di Semarang. Kebaruan penelitian ini terletak pada fokusnya yang spesifik pada aplikasi perbankan syariah, berbeda dengan banyak penelitian. Metode penelitian yang d...

This study aims to analyze consumer perceptions regarding the use of the Livin by Mandiri mobile banking application. The research is grounded in the Technology Acceptance Model (TAM), focusing on two main constructs: perceived usefulness and perceived ease of use. Data were collected using a qualitative content analysis approach, with user comment...

This study investigates the intellectual core of mobile payment (MP) research through citation analysis, co-citation analysis, cluster analysis, and multidimensional scaling (MDS), based on 111 highly cited articles published between January 1996 and December 2023 in the Web of Science (WoS) database. The analysis reveals 13 core knowledge clusters...

The rapid advancement in technology and information is particularly prominent in the banking sector. This technology is essential in everyday life, especially among Generation Z, who are highly digitally literate and frequent users of digital banking services. Bank Syariah Indonesia has capitalized on this digital opportunity by providing a mobile...

Today, customer satisfaction and service quality are important factors in the success and survival of the banking sector. The purpose of the present study is to explain the level of customer satisfaction with the quality of electronic services in the dimensions of website, ATMs, mobile banking. The statistical population of this study includes all...

This study explores the impact of financial technology (Fintech) on customer experience and service delivery within the context of Islamic banking, focusing on case studies of Al Rajhi Bank in Saudi Arabia and Qatar Islamic Bank (QIB). As Fintech continues to revolutionize the global banking industry, Islamic banks are integrating digital innovatio...

Penelitian ini bertujuan untuk mengidentifikasi faktor-faktor yang memengaruhi minat dan perilaku pengguna dalam menggunakan aplikasi Livin’ by Mandiri dengan pendekatan Unified Theory of Acceptance and Use of Technology (UTAUT). Penelitian ini menggunakan metode kuantitatif dengan menyebarkan kuesioner secara daring kepada pengguna aplikasi Livin’...

This study examines the pivotal role of mobile banking and digital payment systems in enhancing financial inclusion, with specific reference to Al Rajhi Bank (Saudi Arabia) and Qatar Islamic Bank (QIB). It highlights how advancements in financial technology have expanded access to banking services, especially among underserved populations. Through...

This study investigates the impact of relevant antecedents (perceived usefulness, perceived ease of use, perceived risk, perceived trust, performance expectancy, service quality, perceived intelligence, and perceived anthropomorphism) on young consumers' attitudes towards AI-enabled mobile applications and their intention to reuse AI-enabled mobile...

Today, personal experience in banking involves a growing variety of services, making it easier to use one's money from various locations through the use of digital platforms. One such service provides mobile banking, which is the provision of financial services using mobile devices. At its most basic, it allows a customer to interact with a bank vi...

The proliferation of FinTech platforms has transformed global financial systems by offering innovative, real-time services. However, this evolution has also expanded the surface area for cyber-enabled financial fraud, especially across multi-layered infrastructures comprising mobile banking apps, decentralized finance (DeFi) platforms, digital wall...

This study explores the impact of financial innovation and energy poverty on the development of microfinance in 49 African nations, using yearly data from 2000 to 2022. The study deploys the panel system Generalised Method of Moments (GMM) to investigate the relationships between the phenomena, with robustness checks performed using the Fully Modif...

The Intelligent Bank: Advancing Technology for a Smarter Financial Future explores the transformative role of technology in shaping the future of the banking and financial industry. Authored by Dr. A. Shaji George, the book delves into the critical intersections of artificial intelligence, blockchain, big data, and other emerging technologies with...

The development of digital technology in the banking sector has driven significant transformation, including in mobile banking services. West Java Regional Banks, a regional development bank, has responded to this trend by launching the Mobileby Bank BJB application. This study examines how Fintech Service Quality and Sustainable Investment Literac...

This research aims to evaluate the quality of the Livin by Mandiri mobile banking application based on user reviews from the Google Play Store. A Support Vector Machine (SVM) classifier is applied to distinguish between positive and negative sentiments. Modified Particle Swarm Optimization (MPSO) is used for parameter tuning because SVM performance...

Penelitian ini bertujuan untuk menganalisis pengaruh fitur financial diary pada aplikasi myBCA terhadap tingkat penerimaan dan loyalitas pengguna di Indonesia. Latar belakang penelitian didasari oleh tren penggunaan mobile banking meningkat, khususnya myBCA, yang menawarkan fitur pengelolaan keuangan otomatis dan menarik perhatian generasi muda. St...

Mobile banking has undergone rapid changes, and with that, these changes have transformed the scenery of modern commerce, which stands as a key drive for digital financial services. This review paper will highlight the fast-growing influence of mobile banking on commerce, emphasizing its role in accessibility, convenience, and financial inclusion....

The objective of this research was to analyze the influence of Islamic service quality and mobile banking features on customers’ loyalty with satisfaction as an intervening variable (study on the customers of Bank NTB Syariah). This research was conducted at Bank NTB Syariah which is located at Jl. Udayana, Dasan Agung Mataram NTB. The background o...

Technological advancements were rapidly developing and have brought many changes in various sectors and coutries, including Indonesia. The using of mobile banking applications is among the advantages that are apparent. This research to examine and determine the factors that affect individuals intentions to use mobile banking applications and identi...

The paper focus on the effect of bank innovation on financial performance of commercial banks in Ethiopia. The study adopted an explanatory and descriptive research design with quantitative research approach. the study referenced to Ethiopian commercial banks on basis of data covers five years (2018-2022) period and the data was gotten from the rep...

Abstrak Transformasi digital di sektor keuangan telah menciptakan ekosistem baru yang memfasilitasi layanan keuangan berbasis teknologi, seperti mobile banking, fintech lending, aset kripto, dan dompet digital. Meskipun memberikan efisiensi dan inklusi keuangan yang lebih luas, keuangan digital juga membawa risiko yang kompleks dan dinamis, mencaku...

It is shown that a banking institution is obliged to ensure an appropriate AML/CFT risk management system based on a risk-based approach; proportionality of procedures and measures to the nature and scale of the bank's activities; continuity of internal control and documentation of all decisions related to AML/CFT. It is established that combating...

The rapid expansion of technology, particularly artificial intelligence, has significantly challenged and transformed traditional banking channels. This transformation has led banks to rethink their service delivery models, shifting towards more digital and customer-centric approaches that emphasize convenience and personalization. The aim of this...

This study examines how women entrepreneurs in Nigeria use Islamic banking and finance services, and whether these services help them make money and feel satisfied with their business operations. The research uses data from 357 women entrepreneurs across five major cities in Nigeria to understand their behavior and financial performance when using...

This study examined the effects of digitalization on the operational performance of commercial banks in Zambia, focusing on key performance indicators such as cost efficiency, profitability, and service delivery. The primary objective was to analyze how digital banking technologies—such as mobile banking, internet banking, and automated payment sys...

Purpose This longitudinal study explores how socio-demographic factors, including ethnicity and Living Standards Measures (LSM), alongside trust in banks, influence mobile banking adoption in South Africa. Design/methodology/approach Using 10 years of FinScope survey data, logistic regression analyses were conducted to assess the impact of socio-d...

Mobile devices allow users to access applications anytime and anywhere. Through mobile devices, users can download and get access to banking services, using mobile banking applications. In order to perform banking activities, users need to trust in this service first, and this includes the quality of the Internet connection. Moreover, considering t...

Aims: This study aims to identify the key factors influencing mobile banking adoption among rural populations in Sri Lanka, with special reference to the Kurunegala District. It applies the Technology Acceptance Model (TAM), incorporating perceived ease of use, perceived usefulness, attitude towards use, and extends it with perceived risk to assess...

India's internet and mobile phone usage has skyrocketed over the last decade. As the number of people using the internet and mobile devices grows, online payment methods for the general public are becoming more streamlined thanks to government initiatives like Digital India. As a result, the number of digital payment implementations is rapidly incr...

Technological developments have encouraged the emergence of digital finance, which is a technology-based financial system that includes services such as digital payments, online loans, investments, and mobile banking. However, the adoption of digital finance still faces significant challenges, especially low financial literacy among the public. Fin...

This research discusses the implementation of digital technology in industry 5.0 era. In the digital era, industry is undergoing a fundamental transformation due to the development of digital technology. This research uses the literature review method to analyse trends, benefits, challenges, and strategies related to the implementation of these tec...

In the contemporary landscape of digital banking, the transformation of customer experience has emerged as a pivotal focus for financial institutions seeking competitive differentiation. Through the integration of machine learning applications, banks are now able to analyze vast datasets to improve service delivery, enhance customer engagement, and...

Usaha Mikro Kecil dan Menengah (UMKM) memegang peranan penting dalam perekonomian Indonesia, namun sering kali menghadapi tantangan dalam hal digitalisasi perbankan dan pemahaman mengenai keamanan pangan. Workshop ini dilaksanakan untuk memberikan edukasi kepada pelaku UMKM di Kampung Rawajati mengenai pentingnya penggunaan layanan perbankan digita...

Penelitian ini mengkaji pengaruh transformasi digital melalui e-business terhadap keberlanjutan praktik green banking di Indonesia. Dengan memanfaatkan data sekunder dari laporan keuangan dan statistik bank syariah, serta kajian literatur terkait, penelitian ini menegaskan bahwa penerapan layanan digital seperti internet banking, mobile banking, da...

This study analyzed U.S. financial inclusion from 2010-2023, examining how macroeconomic development, institutional quality, and digital infrastructure impact it. Findings indicate that while economic development is a primary driver, digital infrastructure and institutional quality have a greater marginal impact, especially for underserved groups....

Tujuan dari makalah ini adalah melaporkan HASIL LOA Fintek tentang Pengaruh Fintech Mobile Banking terhadap Perilaku Konsumtif pada Gen Z dan segala sesuatu yang berhubungan dengan bisnisnya. Makalah ini didasarkan atas studi literature dari sumber-sumber yang tersedia termasuk di dalamnya dari search engine seperti google, dan juga berasal dari ak...

Research aims: This study aims to test and obtain empirical evidence of the effect of online service quality measurement scales in the banking sector environment in increasing Continuity of Mobile Banking Service Usage, and can increase customer loyalty and bank reputation. Design/Methodology/Approach: This research is a quantitative study using pr...

The development of digital technology has brought major changes in the world of Islamic banking, especially in the way people access financial services. Now, with the advancement of information technology, Islamic banks are able to provide various services that make it easier for people without having to come directly to the bank office. This study...

Perkembangan teknologi yang semakin pesat saat ini menuntut sebuah instansi dan para SDM yang terkait di dalamnya meng-update informasi menyesuaikan dengan kebutuhan zaman. Penelitian ini menggunakan penelitian kuantitatif. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh kualitas pelayanan dan keamanan terhadap kepuasan nasabah pa...

This study aims to analyze digitalization strategies in increasing the competitiveness of Islamic banks in the modern era. Digitalization has become a critical factor in facing global competition, especially with the increasing demands of customers for fast, safe, and sharia-compliant services. Based on data from Bank Syariah Indonesia (2023), the...

Penelitian ini bertujuan untuk mengidentifikasi dan mengeksplorasi bagaimana kesadaran pelanggan, tingkat keamanan, dan persepsi publik memengaruhi sikap masyarakat umum terhadap layanan perbankan mobile di Bank Syariah Indonesia (BSI) di Bandar Lampung. Penerapan layanan perbankan mobile telah meningkat seiring dengan kemajuan teknologi digital; n...

Penelitian ini bertujuan untuk menganalisis pengaruh pengalaman nasabah, kemudahan akses, dan keamanan bertransaksi mobile banking terhadap loyalitas nasabah di Bank X Cabang Otista. Penelitian menggunakan pendekatan kuantitatif dengan metode regresi linear berganda. Data dikumpulkan melalui kuesioner berskala Likert dari 96 responden Hasil penelit...

This research study examines the importance of mobile banking in increasing and supporting financial inclusion in rural Pakistan, the main focus is on how banking services can be more accessible to rural areas, detecting barricades to implementation, and appraising the effect on financial behavior and economic security The research strategy employe...

There has been extensive discourse on the topic of cashless payments, and their global adoption has witnessed exponential growth in recent years. Cash transactions pose certain challenges, notably the impracticality of managing physical currency and the restricted accessibility of financial institutions to withdraw cash. Multiple research studies h...

The introduction of mobile banking is essential in today's financial sector, where technological innovation is critical. To remain competitive in today's market, businesses must analyze client attitudes and perspectives as they have an impact on long-term demand and company profitability. Despite previous studies exploring general adoption behavior...

FinTech, the convergence of finance and technology, has revolutionized financial services by introducing innovative solutions like mobile banking, robo-advisors, digital lending, and blockchain applications. However, this rapid innovation often challenges traditional regulatory frameworks. U.S. legislation-ranging from federal acts like the Bank Se...

Mobile banking is becoming increasingly popular in Zanzibar. This study examines the information security knowledge, attitudes, and behaviours of mobile banking users in the region. A descriptive approach was employed with a quantitative research design. Data were collected from a sample of 95 mobile banking users in Zanzibar, as calculated using t...

The rapid development of information technology and increasing internet penetration in Indonesia have driven significant changes in various aspects of people's lives, including in the financial and banking sectors. One of the most prominent forms of digital transformation is the use of mobile banking (m-banking) services. This study aims to analyze...

Financial inclusion plays a crucial role in improving the economic resilience of smallholder farmers, particularly in rural areas with limited access to formal financial services. This community engagement program aimed to enhance financial literacy and promote fintech adoption among coffee farmers in Lembang. The initiative included structured tra...

Tujuan dari penelitian ini adalah untuk menganalisis dampak dari variabel kepatuhan syariah dan kemudahan transaksi, baik secara terpisah maupun bersama-sama, terhadap penggunaan layanan mobile banking oleh nasabah Bank Syariah Indonesia (BSI) di cabang Bone. Metode yang diterapkan dalam penelitian ini adalah pendekatan kuantitatif. Pemilihan sampe...

Penelitian ini menganalisis pengaruh penggunaan Mobile Banking, transaksi QRIS, dan total pengguna terhadap pertumbuhan aset perbankan syariah dengan studi kasus pada Bank Syariah Indonesia (BSI) periode 2021-2023. Transformasi digital perbankan syariah, yang dipercepat oleh pandemi COVID-19, menjadi fenomena penting untuk diteliti. Penelitian meng...

Cybersecurity has arisen as a serious worry in the quickly changing digital banking environment, especially as banks deploy innovative technology to streamline operations and improve customer experience. This study investigates consumer awareness of online banking security requirements and how digital trust and perceived risk affect customer behavi...

Perkembangan teknologi dalam industri perbankan berkembang dengan pesat. Setiap bank menyediakan sistem yang lebih baik dengan mengedepankan efisiensi dan efektifitas bagi nasabah, yaitu salah satunya dengan menyediakan layanan mobile banking (m-banking). Banyaknya jumlah mahasiswa Generasi Z di Indonesia menjadi peluang bagi setiap bank untuk memp...

The implementation of digital financial innovations presents significant challenges for financial institutions, particularly in enhancing customer satisfaction, service quality, and customer retention. This study examines the impact of digital banking revolutions proxied by Mobile financial services, online banking and digital payment systems on th...

The adoption of mobile banking in developing countries like Pakistan remains relatively low despite the widespread availability of smartphones and internet services. This study investigates the impact of perceived risk on behavioral intention to use mobile banking among students of Thal University Bhakkar, and examines the mediating role of digital...

The adoption of mobile banking in developing countries like Pakistan remains relatively low despite the widespread availability of smartphones and internet services. This study investigates the impact of perceived risk on behavioral intention to use mobile banking among students of Thal University Bhakkar, and examines the mediating role of digital...

Benefit is defined as a measure whereby the use of a technology is believed to bring benefits to the person using it, and perceived ease of use is also defined as the extent to which a person believes that using a technology will be free from effort. This construct is also a belief about the decision-making process. In this case, the researcher int...

The rapid advancement of technology has an impact on the banking sector which is marked by changes in the behavior of the Indonesian people in banking transactions, namely the increasing number of mobile banking users. The rising number of mobile banking users does not necessarily make customers comfortable and safe using mobile banking. This study...

Bank Sampah Marga Harum Sari Kecamatan Tigaraksa Kabupaten Tangerang dibentuk sebagai salah satu upaya dalam menciptakan lingkungan yang bersih dari sampah. Dengan periode bulanan, Bank Sampah Marga Harum Sari melakukan kegiatan penimbangan sampah yang dikumpulkan oleh warga yang menjadi nasabah Bank Sampah Marga Harum Sari. Penelitian kualitatif d...

This study aims to analyze the effect of data security, ease of use, and access speed on user trust in mobile banking applications in Indonesia. In the growing digital era, user trust is a crucial factor in determining the success of mobile banking applications. This research adopts a case study approach by selecting two widely used mobile banking...

Industri perbankan syariah di Indonesia terus mengalami perkembangan pesat seiring dengan meningkatnya kesadaran masyarakat terhadap sistem keuangan berbasis syariah. PT Bank Syariah Indonesia (BSI) sebagai salah satu entitas utama dalam sektor ini, termasuk BSI Cabang Agus Salim Pamekasan, berupaya memperkuat posisinya melalui berbagai strategi da...

The millennial generation, born between 1980 and 2000, is currently the focus of attention in various aspects of life, including in terms of financial behavior. This study aims to analyze the financial behavior of the millennial generation and identify factors that affect the financial behavior of the millennial generation, such as financial litera...

This study delves into how digital banking platforms, including mobile banking apps, internet banking, and digital wallets, are transforming the savings and investment behaviors of rural populations. The focus is on understanding rural household savings behavior and the relationship between saving and investment practices among these households. Pe...

This study examined the effect of a cashless policy on customer satisfaction in Bida Local Government area of Niger State, Nigeria. The study adopts a survey research design, utilising a structured questionnaire based on a five-point Likert Scale to 124 respondents (selected from the agricultural, retail and service sector) to evaluate the effect o...

Loyalty is loyalty to customer commitment that is carried out in depth to consistently repurchase selected products/services over a long period, especially in technological developments that cause many aspects to experience digitalization without affecting the banking sector. PT Bank Central Asia Tbk. (BCA) One of the private banks is one of the pl...

This study evaluated the services of privately owned microfinance institutions (MFIs) in Nueva Ecija, Philippines, to develop unified guidelines aimed at enhancing financial inclusion and poverty alleviation. Using a descriptive-correlational research design, the study examined the profiles of MFI owners, assessed key services (loans, savings, insu...

For microfinance organizations like LPD (Lembaga Perkreditan Desa), mobile banking improves both transaction efficiency and financial inclusion. This technology has been implemented in LPD Desa Adat Kesiman through M-Pise, although the rate of acceptance is still low. The purpose of this research is to examine the elements that impact the interest...

Purpose: In Ghana, the banking sector is increasingly leveraging e-business strategies such as online banking platforms, mobile banking applications, and real-time customer support to improve service delivery and enhance customer satisfaction. Despite these advancements, achieving consistent customer satisfaction remains a significant challenge. St...

Transformasi digital dalam sektor keuangan telah mengubah lanskap layanan keuangan secara fundamental. Inovasi teknologi seperti mobile banking, fintech, aset digital, dan sistem pembayaran berbasis aplikasi telah meningkatkan efisiensi, aksesibilitas, serta kenyamanan bagi pengguna jasa keuangan. Namun, perubahan ini juga membawa tantangan baru be...

Financial technology (fintech) applications increasingly rely on continuous data streams from Internet-of-Things (IoT) devices-such as payment terminals, mobile banking platforms, and point-of-sale (POS) systems-to drive real-time analytics. This paper addresses the challenges of real-time data analytics in fintech, including strict low-latency req...

Seiring perkembangan zaman, teknologi terkait keuangan terus berkembang sebagai akibat dari permintaan masyarakat yang menginginkan kepraktisan dalam melakukan transaksi jual beli. Salah satu contohnya adalah maraknya penggunaan e-wallet oleh sebagian besar masyarakat Indonesia dalam melakukan kegiatan jual beli. Hal ini menandakan bahwa kita sedan...

In today’s digital world, the use of mobile banking and digital finance tools such as Google Pay, PhonePe, and Paytm has become widespread among college students. However, limited financial literacy and awareness about digital safety often lead to problems like overspending, poor money management, and exposure to online fraud. This study aims to...

The rapid growth of the FinTech sector has transformed financial services by integrating cutting-edge technologies such as artificial intelligence (AI), blockchain, and mobile banking. However, with this transformation comes the need for robust frameworks to manage intellectual property (IP) and ensure data governance, particularly as cyber threats...

In the dynamic and rapidly evolving financial technology (FinTech) landscape, intellectual property (IP) has emerged as a critical asset driving innovation, competitiveness, and economic growth. In Nigeria's financial services sector, the integration of technology-driven tools and LegalTech platforms is transforming how intellectual property is man...

Objective: The aim of the present study is to examine the mechanism of trust formation and its impact on satisfaction, behavioral intention, and actual behavior of mobile banking customers of Shahr Bank in Iran. Methodology: This research is applied in terms of objective, causal in terms of method, and survey-based in nature. The data collection t...

Penelitian ini bertujuan untuk menganalisis atau menguji pengaruh dari persepsi kegunaan, kemudahan penggunaan dan keamaanan terhadaap tingkat transaksi nasabah menggunaakan mobile banking PT. Bank Negara Indonesia (PERSERO), Tbk Wilayah Batam. Penelitian ini dilatarbelakangi oleh fenomena persaingan di industri perbankan dalam meningkatkan minat n...

Penelitian ini menganalisis pengaruh penggunaan E-Wallet dan Mobile Banking terhadap kemudahan bertransaksi di kalangan mahasiswa Universitas Negeri Medan. Penelitian menggunakan pendekatan kuantitatif dengan desain korelasional dan mengumpulkan data melalui survei online. Hasil menunjukkan adanya hubungan positif yang signifikan antara penggunaan...

Mazkur maqolada moliyaviy texnologiyalar (FinTech) va ularning O‘zbekiston moliya tizimi rivojlanishiga ta’siri tahlil qilingan. FinTech loyihalari raqamli to‘lovlar, mobil banking, mikrokreditlash va boshqa zamonaviy xizmatlar orqali moliyaviy inklyuziyani oshirish, xizmatlar tezkorligini ta’minlash va iqtisodiy samaradorlikni kuchaytirishda muhim...

Neo-banks or the digital-only banks – became a disruptor in the banking industry. The present research gives a comprehensive bibliometric overview of the literature on digital-only banking from 1997 to 2025, presenting trends in publications, citation impact, and leading thematic themes. Utilizing a database of approximately 900+ articles from lead...

The banking industry is undergoing a digital transformation, integrating online and mobile banking to enhance customer service delivery. While digital banking offers numerous advantages, like 24/7 availability and reduced costs, its adoption in Zambia is low compared to the bank targets, with many customers preferring traditional teller services. H...

The go cashless initiative and digitization have been actively supported by the Indian government since demonetization in an effort to normalize and expedite cash transactions. Card transactions, mobile banking, and e-banking have all experienced exponential growth as a result of demonetization. A recent and rapidly expanding digital payment system...

The concept of Fintech, a clipped compound of financial technology, emerged in the late 20th century but became more popular in the 1990s. The term fintech refers to the application of innovative technologies to products and services in the financial sector. It is a broad term that includes a wide range of technological advancements in the financia...

Penelitian ini mengembangkan Secure Integration Model berbasis OAuth 2.0, enkripsi AES-256, dan tokenisasi Unique Code untuk menyediakan integrasi yang aman antara mobile banking PT XYZ dan mitra melalui Mini Program. Tujuan utama penelitian ini adalah memungkinkan seamless login dan pembayaran pesanan nasabah menggunakan virtual account dengan tin...

Mobile banking is a major advancement in information technology, transforming the banking system by enabling users to conduct transactions anytime, anywhere. In Afghanistan, it was first introduced in 2017 by Azizi Bank, leading the way in accessible banking. However, several challenges remain. This study examines the challenges and opportunities o...

Fintech's transformative impact on financial services necessitates a nuanced exploration of its implications, reshaping how individuals and businesses manage their financial resources. However, effectively utilizing these innovations demands a certain level of financial proficiency. This study explores the complex connection between financial liter...