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Microfinance - Science topic

Microfinance for inclusive growth
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Publications related to Microfinance (10,000)
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Article
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Despite the relevance of crowdfunding as a financing tool for underrepresented entrepreneurs, prior research pays scant attention to the funding gap for refugee entrepreneurs. Using a composite framework that integrates both entrepreneurship research and signalling theory, the current study investigates how microfinance institutions (MFIs) and refu...
Article
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Islamic banking is a multiple microfinance management business concept. By determining solutions and examining their methods for present and future microfinance management, the Kema Logical Organization Cycle and Tawhidi String Relationship technique seeks to identify any problems or restrictions in existing financial conditions. Islamic banks empl...
Article
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It is worrisome that despite the potential importance of SMEs in any economy, high mortality rate among established SMEs is becoming a reoccurring phenomenon in Nigeria. The statistics from SMEDAN 2010 report shows that only 15% of newly established businesses survive the first five years in Nigeria. The ones that survive after this period usually...
Article
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Forest farmers' organizations (FFOs) have recently gained scholarly attention as a collective action instrument to upgrade value chains. However, insights into possible business models and organizational forms of FFOs remain fragmented. This study thus aimed to co-create FFO business models in order to assess the business models in the context of t...
Article
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Online purchasing is increasing because customers are shifting to digital wallets and digital money, as these services are provided by different microfinance and other commercial banking sectors, and different online brands are working in Pakistan to support environmental sustainability. The objective of this study was to demonstrate to what extent...
Article
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This study aims to investigate how Covid-19 has affected the microfinance institutions in Somalia. This study employed a qualitative descriptive approach by conducting a case study in Mogadishu and Hargeisa. The data of the study was collected through a questionnaire distributed to microfinance institutions in Somalia in 2021. The paper found that...
Article
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This study intends to ascertain the impact of microfinance on basic needs and standard living levels of rural people in Bangladesh. Microfinance is viewed as a method to support the alleviation of poverty. The study's foundation is primary data gathered from a sample of 400 less-educated individuals who used MFI services. Regression and crosstab an...
Article
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As an important supplement to my country's financial institutions, micro-loan companies serve "agriculture, rural areas and farmers", small and micro enterprises, and individuals, to a certain extent, alleviating the financing difficulties of such groups and regulating private finance. However, micro-loan companies only lend but do not deposit. In...
Article
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Les approches welfariste et institutionnaliste ne suffisent pas lorsqu'il s'agit d’analyser les effets financiers des programmes de microfinance sur les microentreprises bénéficiaires. Dans cette recherche, nous proposons un nouveau modèle d’analyse basé sur les déterminants de la performance des microentreprises. Il tient compte des conditions de...
Article
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This study examined total quality management as determinant of the performance of microfinance organizations. It seeks to empirically investigate the predictive power of total quality management (TQM) dimensions on performance measured by customer satisfaction. A survey research design was adopted and 20 licensed microfinance banks in Delta State w...
Article
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This work examined workplace bullying and its effect on occupational stress in microfinance banks in Anambra State as the broad objective. The study, however, specifically examined the relationship between work overload and employee absenteeism in the studied banks. The work made use of a survey research design and the population of the study was 1...
Article
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The article presents the experimental results of combining a basic microstructure with partly closed pores and a mesh covering for heat transfer enhancement at the film flow of a refrigerant mixture. To reveal the effect of the combined structure, heat transfer on a microstructured surface without a covering as well as on a smooth surface with a me...
Preprint
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This paper extends the Fang and Wang (2015) multitier framework to examine how Chief Executive Officers' (CEOs) characteristics determine Microfinance Institutions' performance in Africa. The framework presented is decomposed into three tiers of performance components: financial performance, outreach and sustainability. Our key hypothesis is that v...
Article
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International ownership positively impacts the social performance of social enterprises at the expense of financial performance. International owners mostly use their resources and controlling rights to improve social performance at the expense of financial performance. Current ownership theories do not address how the multidimensional utility func...
Preprint
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Since its emergence in the 1970s in Bangladesh, microfinance has become a global financial tool, serving the poor and empowering them to break out of poverty by establishing small businesses. As Yunus (2009) acknowledged, despite the growth of capitalism and the expansion of multinational corporations, the benefit is unevenly distributed in that 40...
Article
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The intended audience for this paper is financial service providers, policymakers, development funders, investors, and other stakeholders in the inclusive finance ecosystem looking to understand the various and often complex ways in which inclusive financial services can support improved outcomes for low-income and vulnerable populations in the con...
Article
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Ce papier a pour objectif de mesurer l’impact du COVID-19 sur les institutions de microfinance et le secteur de la finance inclusive en Afrique de l’Ouest. L'examen des indicateurs d'intermédiation des systèmes financiers décentralisés (SFD) de l'UEMOA fait ressortir une évolution relativement favorable à l'inclusion financière, caractérisée notamm...
Article
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Microfinance is a provision of thrift, credit, other financial services and products of very small amounts to the poor. Self Help Group (SHG)-banking is the primary mode of microfinance in India, reaching over six million families. The present study aims to analyze the utilization pattern of microfinance and its economic impact on beneficiary farme...
Article
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One of the approaches for solving challenges related to foundations, open cut excavations, landslides, rock slopes, fractured rocks and tunnelling is enhancement of soil via grouting. Two main components of soil enhancement are reduced permeability and increase in strength. To overcome reduced strength and permeability in soils and rock fissures, i...
Article
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The leading cause of the failure of formal banking institutions in India while lending to the rural poor is the absence of proof of recognized employment or collateral that can be offered by the poor while applying for loans. The high risk and transaction costs of small loan savings deposits create difficulty for the banks as well. This leaves the...
Article
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Financial inclusion remains a key political issue. Since microcredit first captured public attention, Microfinance Institutions (MFIs) have expanded rapidly all around the world. Although much economic and financial literature has highlighted the importance of microfinance as a factor of development, there is also an intense debate about its effect...
Article
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Microfinance institutions (MFIs) are a prominent financial inclusion initiative in many developing countries. In Zimbabwe, however, less is known about microfinance borrowers, determinants of loan utilisation and borrowers’ repayment behaviour. Demonstrating that MFIs serve those who are economically marginalised and traditionally excluded from the...
Article
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This study examines the effect of institutional governance on the financial performance of National Microfinance Banks (NMFBs) inNigeria for the period 2016 to 2021. Institutional governance was proxy by Board characteristics such as board size, board independence, board gender diversity, and audit committee size while financial performance was mea...
Article
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The development of financial sectors is considered as one of vital determinants of the growth of Ethiopian economy, and for secure equitable distribution of the benefits to the society. However, financial distress has an effect on the sectors. This review was conducted to assess financial distress situation of financial sectors in Ethiopia. The obj...
Article
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The objectives of this study is to examine the influence of internal business environment on the growth of microfinance institutions in Musanze district particularly the three internal factors employee satisfaction internal controls and technologies. This objectives aims to get the results that will invite MFIs to change their mind and adopt new te...
Article
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The theoretical framework of the Theory of Planned Behaviour (TPB) has been widely used in analysing behavioural intentions to adopt Islamic finance. However, there is still little research investigating the adoption of Islamic microfinance. This study aims to determine the factors influencing behavioural intentions to adopt Islamic microfinance by...
Article
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This article examines the effect of institutional quality on the credit growth of Microfinance Institutions (MFIs) in sub-Saharan Africa (SSA). This paper uses a panel dataset of 131 MFIs across 31 SSA countries spanning 2004–2018 and applies the Arellano-Bover/Blundell-Bond two-step Generalized Method of Moments (GMM) Windmeijer bias-corrected sta...
Article
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Abstrak— Kebutuhan informasi pengelolaan transaksi pada KSU Syariah LKMS BMT KUBE SEJAHTERA 001 selama ini belum tersaji secara maksimal, BMT yang dijalankan dengan pola pemberdayaan dan pendampingan untuk kube selanjutnya diarahkan dan diintegrasikan dengan mengembangkan Lembaga Keuangan Mikro yang dikelola secara profesional. Hampir semua sistem...
Article
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Bolstered by strong hydrocarbon export revenues, the Government of Azerbaijan has been able to substantially increase budget expenditure in recent years. This has boosted growth in economic sectors outside oil and natural gas, and expanded opportunities for the country's financial institutions, which cater mainly to nonhydrocarbon sectors. Even so,...
Article
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L’objectif de ce travail est de mettre en exergue les imbrications entre la gestion de la diversité et la performance des ressources humaines. Il aide les dirigeants d’entreprises à intégrer les variantes de la diversité dans leur politique de gestion des ressources humaines afin de rendre la main-d’œuvre plus performante. À travers une méthodologi...
Article
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The purpose of this study is twofold: First, we examine the capital adjustment process using a partial adjustment framework and second, we test whether capitalization impacts the credit growth of microfinance institutions (MFIs) through the deviation (i.e. the divergence between the actual capital ratio and the implicit long-run target capital). To...
Article
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As a powerful tool for eradicating poverty, microfinance enables the underprivileged to rise up the social and economic ladders, contribute to society, and lessen their vulnerability. As a novel financial tool, Islamic microfinance can also help the impoverished escape the cycle of poverty. Bangladesh has millions of people who are living in abject...
Article
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The link between finance and growth is a well-researched area, yet this relationship at local level has received little empirical scrutiny. We trace the operations of Microfinance Institutions (MFIs) in Africa. We examine the role played by MFIs on local economic development using a model capturing both local geography and MFIs dynamics in Africa f...
Article
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In order to improve the calculation efficiency of a discrete element EDEM (Discrete Element Method) numerical simulation software for micron particles, the particle model is linearly enlarged. At the same time, the parameters of the amplified particles were calibrated according to the Hertz-Mindlin with JKR (Johnson-Kendall-Roberts) contact model t...
Conference Paper
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This research paper aims to highlight the role of the microfinance management agency in empowering women entrepreneurs in the state of Ghardaïa. We highlighted the National Agency for the Management of Microcredit ANGEM for the state of Ghardaïa as a case study from 2017 to 2019, Through it, we tried to analyse, the most important services and prog...
Article
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Background The Harambee study is a cluster randomized trial in Western Kenya that tests the effect, mechanisms, and cost-effectiveness of integrating community-based HIV and non-communicable disease care within microfinance groups on chronic disease treatment outcomes. This paper documents the stages of our feasibility study conducted in preparatio...
Conference Paper
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Crises have become the new normal in today's world. Social security systems assist individuals, families, and societies in handling conflicts, natural disasters, displacement, and other incidents in a society where crises are happening. It is handled through a range of institutional structures that are suited to each society's needs and are governe...
Article
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This study concerns the key factors of performance of the Nepalese microfinance institutions (MFIs). The principal goal of the study is the identification of necessary operational performance of MFIs. The determinants influencing MFIs' performance were identified using descriptive, correlational, and casual-comparative study methodologies. The stud...
Article
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l presente proyecto de investigación busca contribuir en el planteamiento de soluciones a los problemas que posee la población vulnerable de los municipios de la región del Alto Magdalena, como son la falta de recursos financieros y capacitación para la modelación de los negocios, con el fin de mejorar las actuales condiciones de vida. La meto-dolo...
Conference Paper
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Women microentrepreneurs face challenges, particularly insufficient capital, gender discrimination, illiteracy, lack of knowledge, lack of training program, lack of management experience. They can be induced to make inappropriate, inadequate and ineffective financial decisions because of gaps in personal financial knowledge. As such, financial lite...
Conference Paper
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It is exceptionally obvious and valid justification to microcredit for neediness lightening in the helpless networks of the non-industrial nations like India fundamentally provincial India. As we probably are aware Poverty is risky. It separates individuals of their entitlement to schooling, option to great wellbeing, right to the right to speak fr...
Article
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Background: Microfinance is an effective tool for financial inclusion and poverty reduction in developing countries like Nepal. It delivers financial and non-financial services to unbanked people from formal financial services. Microfinance services support people from weaker sections of society with a view of socio-economic transformation. Low acc...
Article
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THE ROLE OF FINANCIAL RESEARCH METHODOLOGY IN THE FORMATION OF PROFESSIONAL COMPETENCES OF FINANCIAL SPECIALISTS The goal is to determine the role and significance of the methodology of financial research in the context of formation innovative professional competencies of financial specialists. Materials and methods. The theoretical basis of the st...
Article
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Financial inclusion has received widespread attention from policymakers and researchers in recent years and is viewed in most macroeconomic studies as an engine of economic growth. By contrast, analyses at the micro‐level have largely focused on microcredit rather than microfinance and reached more ambiguous conclusions. In particular, the literatu...
Book
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Coping with COVID-19 Pandemic in Africa and Beyond Editors: Maurice N. Amutabi and Linnet Hamasi Henry Published by CEDRED Publications, Nairobi, Kenya ISBN 978-9966-116-56-7 Table of Contents Dedication ii Copyright iii Acknowledgement iv Introduction Maurice Nyamanga Amutabi 1 Chapter 1 Globalization and Girls’ Education in Africa: Emergi...
Article
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Microfinance is performing a key function in attaining individuals who have not yet been reached by conventional financial institutions and in reducing the gap between the haves and have-nots since poverty is a major concern, and the world is seriously considering various programmes and strategies to alleviate it. The current study investigates how...
Thesis
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Small and medium-sized enterprises (SMEs) play a vital role in Nigeria's economic growth by creating jobs, generating income and fostering growth. However, SMEs lag in access to finance behind larger enterprises, which obstructs the growth and development of SMEs in Nigeria, including the Niger Delta region. The shortcomings of the conventional fin...
Article
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Prime Minister Imran Khan introduced an interest-free loan programme through a public-private collaboration as part of the Kamyab Jawan Programme 2022. A huge number of low-income and susceptible households benefited immensely from this programme. This program's goal is to end poverty by giving low-income individuals interest-free loans to launc...
Article
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This work examined workplace bullying and its effect on occupational stress in microfinance banks in Anambra State as the broad objective. The study, however, specifically examined the relationship between work overload and employee absenteeism in the studied banks. The work made use of a survey research design and the population of the study wa...
Conference Paper
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In India, the emergence of liberalization and globalization in early 1990"s aggravated the problem of women workers in unorganized sectors from bad to worse as most of the women who were engaged in various self employment activities have lost their livelihood. Despite in substantial contribution of women to both household and national economy, thei...
Article
Full-text available
This work examined workplace bullying and its effect on occupational stress in microfinance banks in Anambra State as the broad objective. The study, however, specifically examined the relationship between work overload and employee absenteeism in the studied banks. The work made use of a survey research design and the population of the study was 1...
Article
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This study aims: To determine the application of the murabaha contract system to microfinance at BRI Syariah KCP Palopo; This type of research is field research using qualitative research methods. The data analysis technique used is descriptive analysis and SWOT analysis is measured by interviews to determine the overall internal and external facto...
Article
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With the continuous development of Internet technology and the rapid progress of the financial industry, more and more financial products have chosen the online business mode. The loan business system and risk control management system currently used by many financial institutions and banks can no longer meet the technological progress and customer...
Article
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Microfinance is a preferred development tool in many developing countries around the world, however, the industry has been facing with many challenges in recent years, including the attainment of financial sustainability. Therefore, this study is aimed at investigating the effect of employee turnover on the financial performance of microfinance ins...
Article
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https://www.i-scholar.in/index.php/Microfinance/article/view/217783#tp4 Studying the role of microfinance in facilitating the availability of credit is an important field of research. A review of the literature on microfinance highlights the growing attention of the researchers on its various aspects. Therefore, this review attempts to presen...
Article
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Introduction Agriculture is the primary source of income and household food for >75% of rural Kenyans, including people living with HIV (PLHIV), making agricultural yields an important factor in food security and nutrition. Previous studies have shown the interconnectedness of food insecurity, malnutrition, and poor HIV health by elucidating that h...
Article
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Crowdfunded microloans are a suitable tool for financing basic economic activities in developing as well as developed countries, favouring female empowerment. Despite the loans being relatively small, the widespread use of this instrument merits analyzing the factors affecting the microloan. One of these factors is gender because microloans are an...
Article
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Poverty reduction is one of the important Sustainable Development Goals (SDGs) as well as a priority in Pakistan's visions 2020 and 2030. Sustainable income is pivotal for poverty reduction, but economic shocks like people experienced in the COVID-19 pandemic enhance financial fragility. This pandemic worsens the situation for those who are already...
Article
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The concept of inclusive development is a novel economic growth that has a significant impact on eradicating poverty in states like Bihar. Microfinance has now become a powerful tool for financial inclusion in India during the last few years. The concept of Microfinance can be understood as the tiny savings, loans, and services for socioeconomicall...
Research Proposal
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Les nouvelles technologies de l'information comme l'intelligence artificielle, les chaînes de blocs ou la cryptographie, l'analyse de données volumineuses ont engendré des innovations financières parfois disruptives au sein de la Société (Hendershott et al, 2021). Cela a donné naissance à un domaine émergent appelé Fintech. L’ensemble des services...
Article
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The most important aspect of a company is its Initial Public Offering (IPO). The company’s performance, the sector’s performance, promoters’ background, pricing mechanism, allotment procedures, the legal policy of SEBON, and market information are factors affecting IPO investment. In this context, this study attempted to explore the investors’ perc...
Article
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The main objective of this paper is to investigate the effects of microfinance on women’s entrepreneurship and empowerment, using national household data from Tunisia. We have employed Logistic Regressions and Fuzzy-set qualitative comparative analysis (fsQCA) to study the consequences of microfinance use.We find positive and significant effects of...
Article
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30 ‫ديسمب‬) ‫ر‬ 2019 6139]-[UBJSR: ISSN] :(Online) [1858 / bakhtalruda.bid/22-http://www.juornal 128 ‫الجزيرة‬ ‫بوالية‬ ‫السرطان‬ ‫مرض‬ ‫انتشار‬ ‫في‬ ‫االقتصادية‬ ‫العوامل‬ ‫دور‬ (‫الفترة‬ ‫خالل‬ 2005-2008 ‫م)‬ ‫بله‬ ‫سليمان‬ ‫مصطفى‬ ‫صفاء‬ 1 ‫محمود‬ ‫محمد‬ ‫هللا‬ ‫عبد‬ ‫أسمهان‬ 2 ‫موسى‬ ‫الطاهر‬ ‫موسى‬ ‫المهدي‬ 3 1 ‫الجغرافيا‬ ‫قسم‬ ‫التربية،‬ ‫كل...
Article
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ABSTRAK Tujuan dari penelitian ini untuk mengetahui pengaruh dari adanya ukuran bank, umur bank, aktivitas sosial, dan probabilitas terhadap pengungkapan informasi inklusi keuangan di sektor perbankan pada bank pembiayaan rakyat syariah di Indonesia baik secara parsial maupun simultan. Model yang digunakan dalam penelitian ini adalah analisis regre...
Article
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This study aimed to investigate whether intellectual capital (IC) impacts the performance of microfinance institutions (MFIs). This study also attempted to uncover the effect of microfinance institution specification (banks or non-banks) as a moderating variable in the association between intellectual capital and MFIs performance. There were 300 re...
Article
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In developing countries, women’s empowerment is a major concern. Several efforts were made to tackle this issue as the aims of poverty reduction and development cannot be achieved without giving attention to women’s empowerment. Over the past decades, microfinance institutions (MFIs) have appeared as crucial tools not only to address the issue of p...
Article
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Purpose: Considering the existing evidence on the impact of female board members on the default risks of an organization, this study investigates the effect of board gender diversity alongside institutional characteristics and macroeconomic factors, on the financing costs of microfinance institutions (MFIs). Design/methodology/approach: The study...
Conference Paper
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The prime objective of this study is to identify the association between microfinance and women empowerment by giving opportunity for self-employment, rural women and the impact of micro-credit, savings, skill training and education on women empowerment as well. This study focuses on women empowerment through micro finance under postwar development...
Article
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This study assessed how Microfinance Services affect Women Involvement in Business in Kasese District: A Case of Women Entrepreneurs in Hima Town Council and it was guided by three objectives namely; To find out the relationship between loans and women involvement in business in hima town council; To examine the relationship between savings and wom...
Article
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A comparative analysis of the flow boiling characteristics of R450A, R515B, and R1234ze(E) inside a 7.0 mm OD microfin tube was performed. The mass velocity was explored from low values, starting from 50 kg m−2 s−1, up to 400 kg m−2 s−1, and the heat flux was tested in the range of 10–50 kW m−2, keeping a constant saturation temperature of 30 °C at...
Article
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Construction industries have started to utilize manufactured sand (MS) as an effective alternative for river sand in concrete. High-grade parent rocks are crushed to obtain MS, which also produces a considerable amount of microfine aggregate (MFA). The higher percentage of MFA could lead to both positive and negative effects on the performance of c...
Article
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In this study the authors examines how microfinance banks stimulated economic growth and development through creation of credit for micro and small enterprises. The effect is poverty reduction in Sub-Sahara Africa and empowerment of the poor to become economically active. The findings showed that micro finance is capable of putting Sub-Sahara Afric...
Article
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Large and small microfinance institutions or MFIs represent the face of Bangladesh's inclusive finance sector. They continue to play a significant part in providing the poor with access to financing that supports their economic improvement. But the digital revolution in the overall financial sector through Fintech and mobile banking has posed a sig...
Article
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This study assessed how Microfinance Services affect Women Involvement in Business in Kasese District: A Case of Women Entrepreneurs in Hima Town Council and it was guided by three objectives namely; To find out the relationship between loans and women involvement in business in Hima town council; To examine the relationship between savings and wom...
Article
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The article reconnoitered the rapport between internal controls, corporate governance and financial performance of MFIs in Uganda a case of Central Uganda. The study adopted a descriptive, cross-sectional and correlational design. The study covered 76 MFIs in Uganda with 332 respondents. The findings argument to a significant positive relationship...
Article
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Law No. 1 of 2013 on Microfinance Institutions (MFIs) has provided a legal basis for the operational activities of MFIs. The development of Sharia Microfinance Institutions/Baitul Maal wat Tamwil must be followed up with dispute resolution based on sharia principles. The intersection that occurs in the settlement of sharia economic disputes in bank...
Chapter
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The present study aims to examine the role of Islamic financial system in the recovery of post-COVID-19 pandemic and possible role to be played by the disruptive innovation called Islamic Fintech. The study takes a discourse analysis route to examine the disruptions created by the pandemic on the overall global Islamic economy. Islamic financial sy...
Article
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This study assessed how Microfinance Services affect Women Involvement in Business in Kasese District: A Case of Women Entrepreneurs in Hima Town Council and it was guided by three objectives namely; To find out the relationship between loans and women involvement in business in hima town council; To examine the relationship between savings and wom...
Article
Full-text available
For the past few decades, microfinance has played a significant role in banking the unbanked, but its impact on poverty has been disputed. Gradually, the attention of policymakers shifted to financial inclusion, hoping that financial deepening could impact poverty. The world bank has published three sets of Global Findex reports in 2011, 2014, and...
Conference Paper
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This study focuses on development of Shariah governance and audit in Islamic Cooperatives in Malaysia. Suruhanjaya Koperasi Malaysia (SKM) governs Islamic cooperatives, which aim to stimulate the development of cooperatives in accordance with Shariah. SKM provides guidelines for Islamic cooperatives to manage the operation of institutions. The deve...
Article
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This study reviews the qualitative and quantitative research on the impact of microfinance (especially micro-credit) on the poor in Kenya to enable practitioners, donors and policy-makers understand the nature of the evidence available. Despite a large body of impact studies on the effectiveness of microfinance on the poor in Kenya, no systematic r...
Article
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Purpose: Women in the research area are totally ignorant of their potential and individuality, which results in unhealthy lives. They also live in poverty and the most deplorable conditions of ignorance. They are driven by a strong desire to escape poverty. They take part in self-help group’ income-generating activities in addition to other things...
Article
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In the microfinance sector, experienced lenders enjoy an information advantage over first-time entrepreneurs. Our study proposes an analysis of the business training provided on a par with microloans and its potential effect on borrowers' behavior. First, we present a simple theoretical mechanism showing that an information advantage concerning bor...