Questions related to Microfinance
I am doing research in the evolved form of microfinance which has been influenced with financial technology. Kindly reach out I look forward to your response. Thank you!
I'm trying to get the data of loan officers from microfinance(how many borrowers they approach, loan amount outstanding, the portfolio risk, the percentage of complete repayment, etc). Can anyone suggest to me the database to use data for the panel data model?
Most microfinance institutions were founded as non-profit organizations with main mission of providing financial services to the low income class or financially excluded people, mostly women. Although, it appears that transformation of microfinance institutions into regulated financial institutions comes with many benefits such as influx of new capital, deposit mobilization, increase outreach and improved management and governance among others. There is fear that transformed microfinance institutions may deviate from their original mission to serve the low income class and alleviate poverty. More specifically, some observers believe that the transformation of microfinance institutions into regulated financial institutions may encourage profit motive over social impact of alleviating poverty.
I have a ready manuscript based on empirical research of Small Finance Banks, microfinance factors using SmartPLS model. Can any of the researcher here with related expertise help me in reviewing the paper ?
Was talking to a smallholder farmer in rural Kenya. He took a loan from a local bank to do maize (corn). Unfortunately the crop failed. The Bank is on his neck.
do you think there could be a better way to design these loans to smallholder farmers so that financial tools like loans, meant to empower them do not turn out as torment.
Dear senior researchers,
i am researching on the impact of microfinance on the sustainable livelihood of women. i have taken the 5 parameters of sustainable livelihood namely physical capital, human capital, social capital, social capital and natural capital. for each of my parameters i have pre(BEFORE JOINING MICROFINANCE) and post (AFTER JOINING MICROFINANCE) question.
my questions are all binary in nature like options like yes and no.
which statistical tool would be appropriate for my study?
Thanking you in advance
Title: Mechanisms for Creating Liquidity in a Rural Setting: A Description of Existing Banking and Financial Regulations in Guatemala, Nicaragua, and El Salvador for Using Cattle and Trees as Loan Collateral
So far I have only find two sources citing it but not the actual article. Neither did I manage to find contact details for the author.
Any help would be greatly appreciated.
I am currently working on the following research
The effectiveness and efficiency of Microfinance Institutions operations
Areas that i am going to be looking at this research are:
> Base interest rate and interest of MFI
> Areas of investments
> Return of investments (RoI)
> Legal entity and the structure of the MFIs
> Moral and ethical standards of the MFIs
> Portfolio at Risk (PaR):
Due to the condition caused by the COVID, i am unable to become a member nor to visit a resourceful library . Therefore, i would highly appreciate if you have any guidance or share a copy of literature / research related to this field.
Looking forward to hearing from you soon
Most Kind Regards
'village banking system has been developed by Muhammad Yunus with considering rural context of Bangladesh. Is it useful to the other developing countries to achieve rural development? What are the challenges of this approach ?
hello everyone, I am doing research on microfinance and social capital. I want to see if services provided by microfinance enhances social capital among the clients. some have recommended me to go for principal component analysis and logit regression to measure social capital, but can you suggest to me other alternatives how I can go about measuring social capital in microfinance.
I am planning to conduct a meta-analysis on the efficiency of MFIs from existing literature, restricted to DEA/ SFA based studies. However, most DEA/ SFA based meta-analyses (Thiam and Bravo-Ureta (2005); Odeck and Bråthen (2012); Kiadaliri et. al (2013) Fall et. al (2018)) use the mean technical efficiency (MTE) as a measure of effect size usually without compensating for sampling bias (they included sample size as a moderating variable instead). Is there any other way to compute a different measure of effect size for DEA/ SFA based studies that compensates for bias like the Hedge's g or Fisher's z?
With the recent change in the global market this year, how should microfinance institutions response the situation? Is there any practical actions they can do to help people who are adversely affected by the situation?
A lot of people are lending funds through microfinance organizations like kiva.org. What are the main challenges with person to person microfinance? Does this type of lending actually have positive impact? Is it an efficient way of lending? I am looking for research on efficiency and impact of microfinance both more in general and as person to person.
The debate over microfinance impacts is continuing despite its widespread application as an antipoverty program around the globe. Even the World Bank, DFID, the advocates of microfinance, expressed their doubts over its impact on poverty. Nonetheless, one of the antipoverty strategies of SDGs is microfinance intervention. So what could be the alternative antipoverty program in place of microfinance?
Research Topic - Borrowers demographic characters (IV) and microfinance loan repayment performance (DV).
H2- Education level
H3 - Gender
H4 - Marital Status
H5 - Household Size
Based on the above IV how can I build 70 questionnaires for my research instrument? (Minimum 10 per one IV)
Your assessments, program reports and other documents that cannot be found in peer-reviewed journals would be useful to inform our current work in this area. We might also have missed some valuable contributions written up in other languages that could advance our knowledge and learning. Thank you!
Dear RG Colleagues,
Not being a full-time academic or a scholar, I am not clued-in on the International Scene of Conferences and Seminars in mt areas of work. Agriculture and Rural Credit and microfinance. Where can I get this information, and how can I get myself updated on an ongoing basis? Will be grateful for your kind help,
If we have to study the impact of financial assistance on the profitability of SMEs, using cross-sectional data from beneficiaries and non-beneficiaries. What are the different techniques to do so?
I am planning to conduct a research on Microfinance and want to see the impact of Microfinance on income, food security and women empowerment. I am in the process of making a questionnaire for the same. I would really appreciate if anybody would like to contribute by sharing their thoughts or by providing any materials. Thank you very much .
There is a really strange phenomenon in Chinese stock markets. When the regulation institution decides to get some new companies listed (it is noteworthy that IPO has to get permission from Securities Regulatory Commission in China), the stock market drastic falls and the Chinese investors sell out their stocks crazily.
Some argue that more stocks listed means that more money is needed by the market, but the supply is constant in the short term. So the stock price falls. But I don't think it explains well what we observe.
hi dear researchers
i'm in my first year PHD i'm working on islamic microfinance and its impact on poverty in Morocco
for now, islamic microfinance isn't implemented in Morocco so my study is exploratory.
my question is which model should i use in this case ( the empirical study ) ?
I am trying to find datasets of microfinance at country level (number of IMF, number of clients, number of microcredits, etc.). Can anyone suggest me some good database to use the data for a panel data model?
I working on a research proposal (the effect of public trust on the demand for microfinance services). The research is as result of recent collapse of microfinance institutions in my country by the government because they claim they are not solvent and the difficulties the customers of the collapse microfinance institutions are going through to retrieve their locked up funds.
Kindly Anybody guide about source of data regarding the Board of governance of MFIs and demographics of board members ( such as size, experience, gender etc) of MFIs? From where I can find this data ( any database or any other source) ?
I am editing a special issue related to microfinance in The Journal of Development Practice, publish by Don Bosco University in India. The article will be published free of charge and detail information about the special issue can be found in the link below.
You can directly submit your paper (abstract at this stage) to the journal, however, if you have any concern related to submission, kindly drop me an email at: firstname.lastname@example.org
Dr. Md Aslam Mia
Universiti Sains Malaysia
Pulau Pinang, Malaysia
I m interesting to do an Research related to Impact of Microfinance to Empower Female Entrepreneurs, I need same questionnaire for this research
I am looking for names of microfinance institutions across the globe that have listed their shares in stock exchanges. If you know one please send me a name. I have access to the MIX database so I will investigate further once I have names.
The microfinance sector in Mexico is a complex mix of institutions. There are institutions with diverse approaches for profitability, legal barriers and management philosophy. Since 2009 the sector includes two new players with a social engagement that implies low profitability but high social welfare because that focus on financial excluded people. The stability of these institutions is an important topic for study. In particular is interesting identify: what are the key factors related to profitability in microfinance institutions in Mexico?
I have run the statistics in SPSS for my SOP No. 4, "What factors determine the behavior of the respondents towards formal microfinance?" and found no significant variables after running Binary Logistic Regression.
I tried correlation analysis to see if there is multicollinearity. The highest correlation was between ATT and PBC. Then I tried BLR again without ATT and I got better results. Is it okay to drop Attitude for this analysis sir even if the correlation is only 0.698? I have attached some results (before and after dropping "attitude" for your reference. Thank you and regards
I'm working on a financial inclusion project that wants to use a survey to engage with clients of digital financial systems (DFS) in rural areas and am looking for a tool recommendation - possibly SMS based, or Voice interactive response system, or mobile phone app (but less desirable).
Would love to hear of peoples experiences and suggestions.
I am wishing to investigate on linkages between microfinance and sustainable (renewable) energy and/or climate change issue. I have found the area has limited previous studies. Thus, I am looking for suggestions, opinions, advices and sources of material, literature and data.
It would be helpful, if you put your thought about different dimensions of the linkage between mentioned issues.
Particularly, how microfinance can support to sustainable energy and/or climate change adaptation?
You can suggest me from both institution’s and borrower’s perspectives.
Thanks in advance.
I am searching topic for my PhD finance dissertation. I want to knows the most recent topic in Finance. My area of interest is microfinance and economic development of country.
Poverty reduction and financial sustainability of microfinance has been an issue since a decade ago. Group lending seems to be a promising solution. Is it true?
I am looking for articles regarding factors that influence the operational risk performance on the microfinance institution.
I am conducting a research on financial development, financial inclusion and inclusive growth. I need questionnaire to carry out a survey.
For my comrehensive viva i need to finalise my Phd title. My objectives are on the line of assessing soci-econimic profile of SHG Members. Their economic empowerment and survival.
Conventional Banking is an interest based system. Interest is highly forbidden among the Muslim people. But in Bangladesh, Banking job is one of the prime job sector because of its high salaries and benefits. On the other hand, industry is also become a positive image among the people although its interest based.
Note: Cann't we follow such theory (High Salary and benefit) to other industry which are backward and has bad image (like Insurance industry in Bangladesh)?
I want to measure the financial performance/financial sustainability of microfinance through primary data /survey questionnaires. Please help me in finding the suitable instrument.
Thanks and best regards
I need to find TOTAL FINANCIAL ASSETS datas of most important countries for calculate the financialization index (TFA/GDP).
I need hystorical datas (1995-2015)
Microfinance institutions have been undergoing a transformation from the donor funding model to commercialization. What are other elements of this transformation and how can they be measured?
There is no listing of faith-based microfinance institutions (FB-MFIs) in India. Based on literature review, three FB-MFIs were identified. In order to compare the performance of FB-MFIs with the mainstream (secular) MFIs, 150 clients from FB-MFI (50 from each FB-MFI) and 150 clients of mainstream MFIs were chosen mainly based on convenience. However, in the mainstream MFIs the clients of six institutions were interviewed. To elaborate, this happened because the survey was administered by private recovery agents who collect repayments on behalf of several MFIs.
For example Micro-equity vs. microcredit? or Micro-equity vs. islamic microfinance?
For my research I need data on the gross loan portfolio of microfinance of 59 countries. Unfortunately I can not find a dataset which provided this information for free.
I am gathering data using a qualitative method. The study investigates the perception of women-owners of microenterprises in rural Southeast Nigeria regarding microfinance services. Broadly, the study examines how rural women participate and use microfinance services, their experiences and barriers in accessing credit. The research focused on perception and risk. One of my Assessors commented that in addition to the approaches (“the
financial system approach and the poverty lending approach.”) that I have identified, it might have been helpful to have at least referred to alternative theories. So, I am seeking suggestions from researchers about suitable theoretical framework I can use to explain/study rural women perception.
Let say, i want to examine the effect of market concentration on interest rates in microfinance. However, if we use the HHI, it only gives us one index for a year. But i do have MFIs for almost 400 and if i use that same index for all MFIs for same year, the results are not significant. hence, can we use market share of individual MFIs as a proxy of market concentration?
What are the main business risks align with Micro finances?
- Micro finance risks
- ways of analyzing the risks
- mitigating and controlling mechanisms
How can we see impact of capital structure on the performance of Indian Micro-finance Institutions? what variables we should consider for this?
expert in the field of microfinance.
The Global Financial Crisis 2008/2009 seems to have affected diaspora remittances among other influences. Micro-finance institutions, being depository and lending institutions, may have been affected by the crisis. Do you think this was the case?
New micro finance models for the rural area in the actual context. The new policy for social and financial inclusion.
I would like to network with any person/persons who are working in the field of understanding and analysing the impact of Financial Inclusion/Microfinance Interventions on the beneficiaries. Please respond if there is anybody who has completed any Impact Assessment due to Financial Inclusion.
Is there any literature that links microfinance institutions to green banking activities?
Context of Bangladesh/India will be appreciated.
I am working on a research related to the cooperative based microfinance. I have collected some opinions on a question posted on a specialized online group of microfinance professionals and researchers. I have a few queries regarding the responses collected through this medium.
Is there a special name for opinions collected on a research topic over some online platform (say LinkedIn group)?
Is this method alright or has some inherent weaknesses? Are their ways to overcome?
Can we apply the same qualitative analysis tools to the responses or some specific techniques exist to analyze the responses collected on social media/blogs?
This can be seen in many disciplines under different terminology. I need to get get as much ideas as possible. Feel free to let me know how it is handled in realms closer to your research. For instance
- Sociophysics: Opinion formation on social networks
- Marketing: viral marketing
- Microfinance : Diffusion models to study the influential individuals, etc...
In brief the idea is: given a network, if we need to drive an idea, which node (or agent) we should select. All your comments are highly appreciated. Thank you in advance.
There are now empirical studies that dealt with the functioning and impact of Faith-based microfinance institutions. Additionally, the idea of Social Capital proposed by Robert Putnam has also been applied to the Faith-based Organizations. I am trying to explore some ways to make a scale that can measure religiosity/religious tendency/faith-based activities that would lead to the formation of social capital.
Can this social capital be a form of collateral like the one in group capitalized in the Grameen Model?
I need your inputs on something like a credit-rating scale that would atleast give the microfinance practitioners a safe alternative to the collateral and a tool for risk mitigation. I am wondering if it is possible to develop a general scale like SERVQUAL. I am hopeful there are many experienced scholars here who can show me some way to take my research further.
Nepal is planning for reconstruction processes which overcome the bad structural health that introduce damages during Gorkha earthquake (Mw>7.8 ) that happened in 12 of April 2015, killing many lives. The mushrooming cooperatives and micro finance companies exist in almost all district and village development committee. However, the financial resource mobilization as a government grant increase dependency as well as deficit for the individual house construction. Undoubtedly, people stop working. Spend time looking for the humanitarian aids, leaving agriculture field barren and consuming toxic drinks from installment support package for housing. In this connection the self dependency should structured within community by the community based financial institutions. The financial mobilization by micro- finance institutions definitely decrease parasite living culture and encourage integrated finance which gives financial sustainability by community groups. Hence, i ask to the experts how Nepalese communities will benefit from community finance for reconstruction in Nepal in the current situation.