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Questions related to Literacy
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I'm looking into the extent to which teachers' participation in CRT/CRP professional development events (single- or multi-day workshops, extended training programs, etc.).
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Participating in multicultural education professional development sessions/courses/activities/etc. enhances teachers' knowledge of global cultures, leadership style, intercultural competency/sensitivity, teaching styles, etc.
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I'm interested in exploring this topic for my research. Research direction would be:
1. Investigating the effectiveness of ML in mitigating specific biases (e.g., confirmation bias, loss aversion).
2. Developing ML-based decision support systems for financial advisors.
3. Analyzing the impact of ML-driven interventions on investor behavior.
4. Exploring the role of ML in fostering financial literacy.
#BehaviouralFinance #MachineLearning
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AI, the greater the proliferation of AI in educational contexts, the more important it becomes to ensure that AI adheres to the equity and inclusion values of an educational system or institution. Given that modern AI is based on historic datasets, mitigating historic biases with respect to protected classes is an important component of this value alignment. Although extensive research has been done on AI fairness in education, there has been a lack of guidance for practitioners, which could enhance the practical uptake of these methods.
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i need the information to assess the financial literacy of agricultural entrepreneurs
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Just gonna to represent my thoughts
Basically when a person having "long term goal" and do, what need to obtain postive results for that and having patience and consistency for results ,and do continuous analysis related to allied field that can make impact is having skill and financial knowledge.
🙏
L
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Hello,
Research community, I am working on Financial literacy and trying to reach the roots of Financial literacy or its umbrella term. Kindly suggest any documents related to it.
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I had already talked to various prominent authors of FL such as Dr. Lusardi, Messy, Dr. Kalmi, and reviewed a huge corpus of literature, but this term is not defined well or its origin. I am working on it, hopefully I would able to answer more specifically after my research. Thank you.
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I want a research paper that was done on the topic role of technology on literacy skills specifically by Malawian scholars
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Greetings, Cathy Gwaza!
Please specify the particular aspect of literacy skills in which you are interested (e.g., reading comprehension, writing, digital literacy). This will help narrow down the search for relevant research.
Recommendations:
  1. Database Search - Check academic databases, such as here on ResearchGate, Google Scholar, JSTOR, Web of Science, African Journals Online, or PubMed, for research by Malawian scholars on technology and literacy skills.
  2. Local Institutions - Explore publications on educational technology from Malawian universities or research centers. For example, University of Malawi or Malawi University of Science and Technology
  3. Networking - Contact Malawian academic networks or educational technology organizations for recommendations on relevant studies.
All the best,
Dianala
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research on teacher preparation programs and readiness to teach early literacy skills
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Since young learners need to be taught the foundational literacy skills, teachers must teach them very well. First, please review their prior experience; then connect it with what they need at present. They should not be forced to learn. each one has his/her own stage of cognitive development. Therefore, teachers must think of ways that can best adapt to their specific educational needs. In addition, teaching and learning must be fun.
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  • .Can anybody share their mathematical literacy test for senior high school?
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Stella Mondigo I suggest for you to develop your own math literacy test tool based on what the students had been taught from 9th-12th grade levels math curriculum in your school district. This tool is more valid and reliable to utilize in your school site. Hope this makes sense to you.
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The legal implications of our actions and the profound responsibility we hold in safeguarding the rights and well-being of our learners in South Africa. It challenges us to reflect on our professional conduct, to align it with the legislative mandates in South Africa that govern our schools, and to lead with an unwavering commitment to ethical standards.
As we ponder, let us ask ourselves:
  • How can we, as school leaders, cultivate a culture of legal literacy within our institutions?
  • What measures can we implement to ensure that our decision-making processes are not only legally sound but also ethically grounded?
Your engagement with these questions is crucial. It will shape the discourse on legal acumen in school leadership and contribute to the creation of an educational environment that is safe, effective, and legally compliant.
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Legal Acumen in School Leadership: The Bedrock of Educational Integrity
Introduction
Legal acumen in school leadership is fundamental to maintaining the integrity and effectiveness of educational institutions. It involves a comprehensive understanding of the laws and regulations that govern educational practices, ensuring that schools operate within legal frameworks while fostering a safe, equitable, and productive learning environment.
Importance of Legal Acumen in School Leadership
  1. Ensuring Compliance:School leaders must be well-versed in federal, state, and local laws to ensure compliance in all areas, including employment, student rights, special education, and safety regulations. This knowledge prevents legal disputes and sanctions that can harm the institution's reputation and financial standing.
  2. Protecting Student Rights:Understanding legal principles related to student rights ensures that school leaders can create policies that protect these rights. This includes areas such as free speech, privacy, non-discrimination, and accommodations for students with disabilities.
  3. Guiding Ethical Decision-Making:Legal knowledge supports ethical decision-making, helping school leaders navigate complex situations with integrity. This includes addressing issues like academic dishonesty, bullying, and conflicts of interest.
  4. Managing Risk:Legal acumen allows school leaders to identify potential risks and implement measures to mitigate them. This involves everything from safety protocols and emergency preparedness to managing liabilities associated with school activities and events.
  5. Supporting Staff:School leaders with strong legal knowledge can provide better support to their staff, ensuring fair employment practices, addressing grievances appropriately, and maintaining a positive working environment. This includes understanding contracts, employment laws, and professional conduct standards.
Benefits of Legal Acumen for Educational Integrity
  1. Promoting Equity and Inclusion:Legal awareness helps school leaders develop and enforce policies that promote equity and inclusion, ensuring all students have access to quality education regardless of their background. This aligns with laws such as the Civil Rights Act, Individuals with Disabilities Education Act (IDEA), and Title IX.
  2. Enhancing Accountability:Leaders with legal expertise are better equipped to hold themselves and their institutions accountable to high standards. This includes transparency in financial dealings, adherence to educational standards, and maintaining ethical governance practices.
  3. Fostering Trust:Legal competence in school leadership fosters trust among students, parents, staff, and the wider community. When stakeholders see that school leaders are knowledgeable and compliant with legal standards, it builds confidence in the institution’s operations and decision-making processes.
  4. Improving Decision-Making:Legal acumen informs sound decision-making by providing a framework for evaluating the implications of various actions. This reduces the likelihood of decisions that could lead to legal challenges or ethical breaches.
  5. Ensuring Safety and Well-being:Knowledge of legal requirements related to school safety ensures that leaders can create environments where students and staff feel secure. This includes compliance with health and safety regulations, anti-bullying laws, and child protection statutes.
Implementing Legal Acumen in School Leadership
  1. Ongoing Professional Development:School leaders should engage in continuous professional development to stay updated on legal changes and emerging issues in education law. This can include attending workshops, seminars, and legal briefings.
  2. Collaboration with Legal Experts:Establishing relationships with legal professionals, such as school attorneys or legal consultants, ensures that school leaders have access to expert advice when needed.
  3. Creating Comprehensive Policies:Developing clear, legally sound policies and procedures helps guide the actions of staff and students. These policies should be regularly reviewed and updated to reflect current laws and best practices.
  4. Educating the School Community:School leaders should educate staff, students, and parents about relevant legal issues and the importance of compliance. This can be done through training sessions, informational materials, and open communication channels.
  5. Proactive Legal Audits:Conducting regular legal audits of school policies and practices can identify areas of non-compliance and provide opportunities for corrective action before issues escalate.
Conclusion
Legal acumen in school leadership is not just a regulatory requirement; it is the cornerstone of educational integrity. By ensuring compliance, protecting rights, and promoting ethical practices, school leaders can create a trustworthy, equitable, and high-performing educational environment. This foundation of legal knowledge and ethical governance is essential for fostering student success and maintaining the overall integrity of educational institutions.
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Some of my students are dealing with Financial Literacy, Quality of Life, DASS-21 and CES-D. I have seen that most papers present descriptive, basic comparison, correlation, GEE and SEM.
Focusing on implementation of survey response scale (4/5/7/10 Likert), what tool would you recommend for the analysis ? (statistical data analysis, machine learning, optimisation, metaheuristic, etc.)
Thank you for your suggestions 🙏
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Onipe Adabenege Yahaya
This is a rather pointless reply from ChatGPT or its equivalent. Why are you taking credit for it?
Regardless of what the AI says, I think you should look at the kind of analyses that are used most often in your field and match that. If you can't find anything, then I would recommend a statistical analysis using SEM because you have so many scale variables.
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The areas of my interest are education, pedagogy, Artificial intelligence, Research productivity, Digital literacy, Gen Z , Gender and research productivity, ICT, e-learning, language teaching and learning, information literacy, Literacy, etc
Multidisciplinary approach is welcomed.
+2347035044420
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@J Felix Nwachukwu Thank you
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I found some self-assessment models of information literacy in the literature. However, I would like to know if there is any model or tool that assesses knowledge and skills related to information literacy in a practical and objective way. It can be a market tool or software.
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There are several tools and assessments available for measuring information literacy skills in a practical and objective way. Here are a few examples:
  1. SAILS (Standardized Assessment of Information Literacy Skills): SAILS is a widely used assessment tool developed by the Association of College & Research Libraries (ACRL). It measures information literacy skills among college students and is designed to be administered pre- and post-instruction to assess learning outcomes. SAILS provides objective data on students' ability to locate, evaluate, and use information effectively.
  2. iSkills Assessment: The iSkills assessment, developed by the Educational Testing Service (ETS), measures digital literacy and information literacy skills. It assesses students' abilities to find, evaluate, and use digital information effectively in academic and real-world contexts. iSkills provides objective results that can help educators tailor instruction to meet students' needs.
  3. Project Information Literacy (PIL) Assessment Tools: Project Information Literacy (PIL) has developed a suite of assessment tools to measure information literacy skills among college students. These tools include surveys, focus groups, and interviews designed to gather data on students' research habits, strategies, and perceptions of information literacy.
  4. Rubrics for Information Literacy Skills: While not a specific tool or software, rubrics can be used to assess information literacy skills in a practical and objective way. Educators can develop rubrics that outline specific criteria and performance levels for tasks such as conducting research, evaluating sources, and citing information. Rubrics provide a structured framework for assessment and can help ensure consistency and objectivity in evaluating students' information literacy skills.
Hence, before selecting a tool or assessment method, it's important to consider your specific assessment goals, target audience, and available resources. Additionally, you may want to explore whether any existing tools align closely with your needs or if customization is required.
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Dear colleagues,
I am working on my MA thesis and I am in need of a Likert scale that can assess teacher's AI literacy [specifically EFL teachers].
Before I develop my own scale, I was wondering if anyone here is familiar with an existing scale I can use or at least modify for this.
Maybe something related to DPACK or TPACK?
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Maybe this will help.
Celik, I. (2022). Towards Intelligent-TPACK: An empirical study on teachers’ professional knowledge to ethically integrate artificial intelligence (AI)-based tools into education. https://doi.org/10.1016/j.chb.2022.107468
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I am looking for historical literacy on the British East India Company. Can you appoint books or papers?
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Professor Adriano Comissoli strangely enough I would start by the documentary The Birth of an Empire by the BBC first. There is a book by the same name at Amazon. As you watch the series take notes and then explore the events and people mentioned during the documentary. This technique to watch videos and then read books and articles on the East Indian Company is a wonderful quick overview to then use as a framework to study further the topic. Otherwise in no particular order
  • George K. McGilvary Guardian of the East India Company: The Life of Laurence Sulivan
  • Nick Robins The Corporation that Changed the World: How the East India Company Shaped the Modern Multinational
  • K. N. Chaudhuri The Trading World of Asia and the English East India Company: 1660-1760
  • Stuart Reid, Gerry Embleton Men-at-Arms Armies of the East India Company 1750-1850
  • John Keay The Honourable Company: A History of the English East India Company
That should keep you busy, but don't hesitate for more titles. Interesting subject but don't get confused with the Dutch East India Company
Prof YUKNA
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Social factors such as Population, Social Welfare, Literacy and Health. I am working on Determinants of Unemployment with social factors as independent variable
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The theories that connects unemployment and social factors are
1 Structural functionalism
2 Conflict theory
3 Symbolic interactionism
Structural functionalism theory suggests that society is made up of interrelated parts that work together to maintain stability and order.According to this theory, unemployment can be seen as a symptom of a larger problem in society.for example, unemployment may be the result of social factors like a lack of educational opportunities,lack of economic opportunities or discrimination.
Education is seen as dysfunctional social structure.lack of education opportunity leads people not having the skills they need to find a job.lack of economic opportunities may leads to people not having enough jobs available to them.Discrimination may leads to people being denied access to jobs based on their race, gender or other characteristics which these factors can all contribute to high levels of unemployment.
Conflict theory suggests that unemployment is the result of conflict between different groups in society.
Symbolic interactionism suggests that unemployment can have a negative impact on a person's identity and behavior.
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what is information literacy workplace?
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I'll leave you with some possible answers along with their respective references.
  1. Information literacy (IL) in the workplace is about sensing, living, and being in the world with an open and dialogic attitude, bridging the gap between education and work environments. Suorsa, A., Bossaller, J., & Budd, J. (2021). Information Literacy, Work, and Knowledge Creation: A Hermeneutic Phenomenological Point of View. The Library Quarterly, 91, 457 - 472. https://doi.org/10.1086/715916.
  2. Literacy workplace involves effective interaction using multiple languages, multiple Englishes, and communication patterns that cross cultural, community, and national boundaries. Hodgson, J. (2019). Literary literacy?. English in Education, 53, 113 - 115. https://doi.org/10.1080/04250494.2019.1613093.
  3. Workplace information literacy (IL) is the role of IL in supporting work activities, and its impact on organizational outcomes can be assessed using quantitative measures. Widén, G., Ahmad, F., Nikou, S., Ryan, B., & Cruickshank, P. (2021). Workplace information literacy. Journal of Information Literacy, 15, 26-44. https://doi.org/10.11645/15.2.2812.
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I am looking for a standardized scale related to financial literacy / financial behaviour for the young adult population.
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Yes, there are several standardized scale. Please refer the following:
1. Development of a financial
literacy model for university
2. Measuring Financial Literacy:
Questionnaire and Guidance Notes
for Conducting an Internationally Comparable
Survey of Financial Literacy
3. Financial Literacy: Conceptual Framework
and Scale Development
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I need more clarity on the question.
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Hello Umar, I believe there are many answers to your question, depending on your classroom/teaching/grade level. For example, here in the US, we have many "inclusion" classes in the sciences, which means that students of all academic levels can be in the same class. However, in such situations, learning is always enhanced by the presence of teacher's aides, or para-professionals. There is no doubt that students with low literacy need special help in the sciences.
One thing that is difficult is the science vocabulary; in biology for example, in one academic year, I counted well over 150 new words/names/phrases that were seen in both lessons and exams. Being prepared for this, was essential.
I also noticed that the more hands on labs and such that could be done in class, the less literacy played a factor. There is no doubt that they can definitely achieve competency, as noted in the response above. The real test of this of course would be, "Are such individuals going to be prepared to seek an occupation in science?"
Your areas of instruction, as listed with your name, will be one key to the future for such individuals.
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How does concept mapping enhance environmental literacy?
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Concept mapping can enhance environmental literacy by providing a visual representation of interconnected concepts, relationships, and information related to environmental issues. Here are several ways in which concept mapping contributes to improving environmental literacy:
  1. Organizing Complex Information:Environmental issues often involve complex and interconnected concepts. Concept mapping allows individuals to organize and visually represent these complexities, making it easier to understand the relationships between different environmental components.
  2. Facilitating Critical Thinking:Concept mapping encourages critical thinking as individuals must analyze, synthesize, and evaluate information to create meaningful connections between concepts. This process helps learners develop a deeper understanding of environmental topics and encourages them to think critically about the relationships and implications of various factors.
  3. Promoting Systems Thinking:Environmental literacy often requires an understanding of ecological systems and the interdependence of various elements. Concept mapping is a tool that can help individuals grasp the holistic nature of environmental issues by illustrating the connections and feedback loops within ecosystems.
  4. Enhancing Memory and Retention:Creating concept maps involves active engagement with the material, which has been shown to enhance memory and retention. By visually representing information, individuals are more likely to remember key concepts and their interconnections, contributing to a more robust understanding of environmental issues.
  5. Supporting Personalized Learning:Concept mapping is a flexible tool that allows individuals to create personalized representations of knowledge. Learners can tailor concept maps to their own understanding and perspective, facilitating a more personalized and meaningful learning experience.
  6. Encouraging Collaboration:Collaborative concept mapping exercises can promote group discussions and shared understanding. Working together on concept maps allows individuals to exchange ideas, share perspectives, and collectively construct a more comprehensive understanding of environmental topics.
  7. Connecting Local and Global Perspectives:Concept mapping can help individuals see the connections between local environmental issues and global challenges. By visually representing the relationships between local ecosystems, human activities, and global environmental phenomena, learners can develop a broader and more interconnected view of environmental issues.
  8. Improving Communication Skills:Creating and interpreting concept maps requires effective communication skills. Individuals who engage in concept mapping develop the ability to articulate their understanding of complex environmental topics, making it easier for them to communicate with others and participate in discussions about environmental issues.
In summary, concept mapping is a versatile tool that promotes active learning, critical thinking, and a deeper understanding of complex environmental concepts. By visually organizing information and illustrating relationships, concept mapping contributes to the development of environmental literacy among learners.
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Hi,
I am stuck in writing methodology for my dissertation,
My diss is about energy literacy and I would like to use mixed methods with survey and interview.
so my plan is surveying them to know general answers that i would like to get from quantitative, and will use t-test to compare it.
and I am gonna pick one of them from each group made by my hypothesis,
then interview them to know more specific answer from them in detail and I want to use structural equation modeling analysis for this qualitative methods.
is it okay to use different analysis for each different method?
Any help would be previously appreciated.
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What you need is a model. First, read a book or two on mixed methods. Creswell is a great place to start. Secondly, find dissertations in your program by others, so you know generally what your university expects. Thirdly, plan how your methodology will answer your research question, establishing delimitations upfront and forecasting limitations. The quantitative and qualitative methods will be different but complementary.
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How does microplastics awareness influence environmental literacy?
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Microplastics are the major concern for the any country. The major health burden it causes is the emerging health concern for any country across the globe. So the literacy regarding the microplastics should be given to the children right from their school education. The major Cleanliness awareness campaign (Swaccha Bharat) driven by the Prime Minister of India has substantial impact over the cleanliness and face of the major cities and villages also.
The Audio-visual Awareness campaigns along with the mass level awareness through the Podcasts and giving messages over the journey tickets also plays major role. Consuming the fresh food rather than packed food, is also a major tool to reduce the microplastics in the environment.
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How could generative AI be useful in promoting environmental literacy?
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Dr Alwielland Q. Bello
Generative AI has the potential to be a game-changer for environmental literacy. By making learning more engaging, accessible, and impactful, it can empower people to understand, value, and protect our planet. AI can analyze vast amounts of data to predict future environmental trends and model the impact of different policies and actions. This information can be used to inform decision-making and develop effective solutions. AI can analyze vast amounts of environmental data, identifying patterns and trends that inform effective conservation strategies. It can also help create persuasive messaging and campaigns, mobilizing action for environmental protection.
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What are the dimensions of environmental literacy?
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In general, the following can be mentioned on the subject. I think that these are the dimensions by making general ideas from the studies in the literature.
Ecological Knowledge
Scientific Understanding
Environmental Issues and Challenges
Human-Environment Interaction
Sustainable Practices
Critical Thinking and Problem-Solving:
Ethical Considerations
Civic Engagement
Systems Thinking
Cultural and Historical Perspectives
Personal Connection to Nature
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we have measured three financial scale i.e., Basic financial literacy and financial awareness regarding financial products and financial inclusion. So, i wan to assess the composite impact of three variable of financial well being of respondents.
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Financial inclusion Index (FII) and Financial Literacy Index (FLI) read this articles.
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A model is decided to develop to predict Solid waste generation for a particular city. We have daily solid waste generation data for a period 10 years i.e. approx. 3600 readings. Factors affecting the solid waste generation were found like GDP Population, Poverty ratio, Literacy ratio, etc. Now; it has been found that all the values are available for "year" and NOT daily...
How to develop model in such circumstances?
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Why would you use annual data. You would lose all the interesting seasonality information.
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What strategies can be implemented at the individual, community, and national levels to improve English literacy skills and enhance overall language proficiency among Filipinos?"
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My school is a public school so we are under the Department of Education (DepEd) which follows the K-12 Basic Education Program, with which the Mother Tongue-Based Multilingual Education (MTB-MLE) is implemented, where students are initially taught in their first language before gradually transitioning to Filipino and English.
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I am writing a research paper for a grad class and would like to explore the impact of brain-based learning on reading achievement. I recently wrote a research proposal on the impact of multisensory instruction and reading achievement and would like to explore how brain-based learning impacts a child's ability to develop literacy skills.
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Wim Kaijser Yeah, if I look at how history repeats itself all the time... my belief in human brain usage is not so optimistic...
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Can "literacy" refer to "competence" in EFL reseach?
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Literacy is a part of competence and is referred to correct usage of language esp. written. It is closer to performance because it presupposes language usage. Competence is more ideal, generalized knowledge or understanding how a certain languge works.
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´Variables. Independent, Religiosity, Knowledge, Attitude, Subjective Norms, Perceived behavioral control, Islamic Banking, Shariah Compliant Investment
´Dependent, Islamic Financial literacy, Islamic Microfinance,
´Mediating Variable. Attitude
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According to the Muslim Religious principles that women used to say that money is the property of men who has to handle among responsibilities.
This shows that attitude of the Muslim women due to their religion dogmas and cultural traits have made them to be dependent financially.
Women don't ito be independent in the financial status due their religion and mental behavior too.
Even though this could be the practices are being continued over the centur.
The modern Muslim women have drastically changed because of Education.
Islamic Banking loan do not have interest because of the Islamic principles.
It is all about the mental attitude of the Muslim women have to follow the old tradition or break up the old dogmas, ideas and principles etc.
It is very clear distinction that in the case of Pakistan, the educated women have radical thinking about innovation and intelligency in succeeding their efforts and attempts in general.
Individuality makes the woman to be independent financially.
Pakistan women half of them have not educated so it is to be identified by conducting the research to find out the ground reality in the villages or sub-urban centres.
I think that this situation exists in rural Pakistan because many women have educated in abroad have great hope of breaking the barriers of the traditional practices.
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The Moderating Role of Peer Influence on Financial Literacy and Budgeting Behaviors
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Hi,
Some studies offer insights into social influence and financial literacy but don't focus on peer influence's moderating role in budgeting behaviours.
See study links below.
Hope this helps.
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In what ways may a STEM facility develop these skills?
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Anecdotal: I have seen children in STEM activities gain insight to mathematical thinking when engaged in problem solving. The activities involved measurements: length, volume, and area. Constructing models - free form and then using written instructions. Instructions can be numerical or visual model with dimensions on the part or on a map/template.
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I am looking for a questionnaire that can be used to assess the sexual & reproductive health literacy of students.
Thank you for your help.
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Hsin-Yuan Chen Thank you for your guidance.
We will be using Iranian individuals between the ages of 18 and 24 as a representative sample.
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I am conducting research for my doctoral dissertation on the effectiveness of the US federal government's National Strategy for Financial Literacy of 2006-2020 at improving Americans' financial literacy and well-being. My dissertation relies on secondary research methodology, primarily from political science/public policy. My academic background is in American Studies, so my research deals with the National Strategy as a US politics project, although I refer to previous research on financial education effectiveness in economics and other fields of study.
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Thank you for your response. I appreciate your suggestion that unstructured reviews are beneficial because they do not restrict or specify sources.
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How does lifelong learning affect the relationship between information literacy and creative skills?
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Here's a list of individuals who are often recognized as lifelong learners due to their continuous pursuit of knowledge and self-improvement:
  1. Leonardo da Vinci: Renowned as one of history's greatest polymaths, Leonardo da Vinci's insatiable curiosity led him to explore a wide range of fields including art, science, anatomy, and engineering.
  2. Benjamin Franklin: An American founding father, Franklin was known for his intellectual curiosity and dedication to self-improvement. He actively engaged in scientific experiments, writing, and public service throughout his life.
  3. Albert Einstein: The iconic physicist's unending curiosity drove him to constantly question and explore the mysteries of the universe, even after making groundbreaking discoveries.
  4. Marie Curie: As a pioneer in radioactivity and the first woman to win a Nobel Prize, Curie's dedication to scientific discovery exemplified a lifelong commitment to learning.
  5. Nelson Mandela: The former President of South Africa and anti-apartheid revolutionary continued to educate himself while in prison, valuing knowledge and personal growth as essential tools for change.
  6. Warren Buffett: The legendary investor places a high value on continuous learning, often reading for several hours a day to expand his understanding of business and economics.
  7. Malcolm X: The civil rights activist's transformation from a troubled youth to a powerful speaker and leader was fueled by his dedication to reading and self-education.
  8. Angela Merkel: The former Chancellor of Germany holds a doctorate in quantum chemistry and is known for her intellectual curiosity and rigorous approach to policy-making.
  9. Elon Musk: The entrepreneur and CEO of SpaceX and Tesla is known for his wide-ranging interests, from space travel to artificial intelligence, and his relentless pursuit of innovative solutions.
  10. Oprah Winfrey: The media mogul is a strong advocate of lifelong learning, often inviting authors, thinkers, and experts on her platforms to promote personal growth and self-awareness.
  11. Bill Gates: The co-founder of Microsoft is a voracious reader and supporter of education, continuously expanding his knowledge in various fields, including technology, health, and development.
  12. Michelle Obama: The former First Lady of the United States is an advocate for education and personal growth. Her book "Becoming" chronicles her journey of self-discovery and learning.
These individuals are just a few examples of lifelong learners who have demonstrated a commitment to acquiring knowledge, embracing curiosity, and adapting to change throughout their lives.
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Could you please give me the names of some professionals (experts or specialists) who are knowledgeable on sustainability literacy?
Thanks in advance!
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Thank you so much, Prof. Gaurav, for your inputs. Let's stay in touch.
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I'm currently researching financial capability and financial behavior.
The articles I have read state that financial capability consists of financial literacy and financial inclusion. any other opinion? Including financial behavior
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Hello, dear Julian I do not know much about this topic. With good luck
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Hi all,
I want to conduct a correlation analysis, to check whether changes in learning outcomes correlate with the number of lessons students attend. Learner outcomes are measured at baseline and endline, and the measurement is ordinal. To be specific, students get assessed and assigned to one of 5 learning categories (for example for literacy, this would be Beginner, Letter, Word, Sentence, or Paragraph). The number of lessons students attended is measured quantitatively.
Since we are interested in the changes in learning outcomes, I was initially planning to calculate a difference score between endline and baseline, and correlate that with the number of lessons attended. However, having discovered that learner outcomes are measured ordinally, this does not make any sense. What would be the best way to compute a correlation between changes in learner outcomes (between baseline and endline) and the number of lessons students attend?
Thank you in advance for your responses!
Best,
Sharon
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Administer same test at the beginning (pre-test) and do same at the end (post-test) and find the difference between pre-test and post-test.
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I am conducting research for my doctoral dissertation on the effectiveness of the US federal government's National Strategy for Financial Literacy of 2006-2020 at improving Americans' financial literacy and well-being. I wonder if my research could make an original contribution by exploring how historical factors and social dynamics have influenced the development and implementation of financial literacy programs, particularly in relation to different racial or ethnic groups. As someone who has studied the history of "white people," I am interested in exploring how it may intersect with the subject of financial literacy and education.
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Thanks for your answer
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Mathematical Literacy prepares students for real-life situations while using aspects of Mathematics taught in younger grades. Students will be able to do basic tax, calculate water and electricity tariffs, the amount of paint needed to paint a room or the amount of tiles needed to tile a floor. Isn't this adding to adulting life and preparing students for society? While Mathematics can be a compulsory subject for those that want to go to university and have a great talent in Mathematics?
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Education requires special qualifications that are not available to everyone
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I doing my Ph.D. I working on secondary data, financial literacy is one of mediating variables of my research work. most the studies use 1st hand data i.e. primary data based on questionair for financial literacy. but it is difficule to use the qustionair base data in time series research. please suggest some workable suggestion on the issue.
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Here are some workable suggestions for proxy variables to financial literacy:
  1. Educational Attainment: Use the educational level of individuals or households as a proxy for financial literacy. Generally, higher education levels correlate with better financial knowledge and decision-making skills.
  2. Income Levels: Income can be an indirect indicator of financial literacy. People with higher incomes might be more financially literate due to better exposure to financial concepts and decisions.
  3. Financial Inclusion: Measure the extent to which individuals or households have access to formal financial services, such as banks and insurance. Those with higher financial inclusion are likely to have a certain degree of financial literacy.
  4. Investment Behavior: Analyze investment patterns, such as the frequency and types of investments made by individuals, as it may reflect their financial knowledge and awareness.
  5. Debt Management: Assess how individuals or households manage debt, including credit card usage, loan repayment behavior, and debt-to-income ratios, which could indicate their financial literacy.
  6. Financial Decision-Making: Explore decision-making processes related to financial matters, such as budgeting, saving, and borrowing, as these can provide insights into financial literacy.
  7. Financial Knowledge Tests: Although you mentioned that it might be challenging to use questionnaire-based data, some secondary datasets might include financial knowledge assessments. If available, these could serve as a more direct proxy for financial literacy.
  8. Digital Financial Services Usage: With the increasing prevalence of digital finance, analyzing how individuals utilize digital financial services might offer some insights into their financial literacy.
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Hi, I did 16s rRNA sequencing and my isolate showed b.breve strain 3018. After doing the nacl resistance test it turned out that my strain is resistant at concentrations of 1.5%, 2.5%, up to 3.5%. My friend and I have bifidobacterium breve isolate with different strains but our nacl resistance ability is different, my friend's isolate is not resistant to nacl. my question is there a difference in the gene/genome or what? If yes, what is the name of the gene/genome? because I find it difficult to find specific literacy mentioning the genes/genomes that play a role in nacl resistance
note: I did a nacl test for probiotic characterization
Thank You
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Los microorganismos no halófilos capaces de crecer tanto en ausencia como en presencia de sal son llamados halotolerantes; los halotolerantes que son capaces de crecer aproximadamente al 15% (w/v) de NaCl (2,5 M) son considerados halotolerantes extremos. Los microorganismos que requieren sal para su crecimiento son llamados halófilos. De acuerdo a la definición de Kushner (30), es posible distinguir entre halófilos débiles, como lo son la mayoría de los organismos marinos, considerando que el agua de mar contiene cerca del 3% (w/v) de NaCl; halófilos moderados, cuyo crecimiento óptimo se encuentra en un rango del 3 al 15% (w/v) de sal, y halófilos extremos, que presentan un crecimiento óptimo al 25% (w/v) de NaCl (44).
Por otro lado debes aislar el ADN de ambas cepas y amplificar genes de resistencia a salinidad, a través de PCR convencional o Real Time. Estos genes ya determinados por otros autores cuyas secuencia a veces la publican.
Non-halophilic microorganisms capable of growing both in the absence and in the presence of salt are called halotolerant; halotolerants that are capable of growing in approximately 15% (w/v) NaCl (2.5 M) are considered extreme halotolerants. Microorganisms that require salt for their growth are called halophiles. According to Kushner's definition (30), it is possible to distinguish between weak halophiles, as most marine organisms are, considering that seawater contains about 3% (w/v) of NaCl; moderate halophiles, whose optimum growth is found in a range of 3 to 15% (w/v) of salt, and extreme halophiles, which show optimal growth at 25% (w/v) of NaCl (44).
On the other hand, you must isolate the DNA of both strains and amplify genes for resistance to salinity, through conventional or Real Time PCR. These genes already determined by other authors whose sequence is sometimes published.
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India has made progress in its literacy rate because of adult education programmes but unfortunately adult education in India is seen as a discipline for literacy only.
This discussion will explore the challenges and opportunities in adult education in India. It also explore the main reasons behind lack of advancements in Adult education in India as the subject despite having lots of scope still struggling in academia.
Some other potential discussion points could include the lack of funding for research, the need for collaboration between researchers, government, and practitioners and the potential impact of demographic shift on policy and practice.
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Advancing adult education in India presents both challenges and opportunities. Here are some key factors to consider:
Challenges:
1. Low Literacy Rates: India still faces significant challenges in terms of adult literacy rates. According to UNESCO, the adult literacy rate in India is around 74%, with a significant gender gap.
2. Access to Education: Many adults in India face barriers to accessing education, such as limited availability of educational institutions, lack of infrastructure, and financial constraints.
3. Language Diversity: India is a linguistically diverse country, with numerous regional languages. Providing education in multiple languages and ensuring effective communication can be a challenge.
4. Technological Divide: Access to technology and digital literacy can be a barrier for adult learners, particularly in rural areas or among marginalized communities.
5. Socio-cultural Factors: Societal norms, gender biases, and cultural factors can influence adult education participation, particularly for women and marginalized groups.
Opportunities:
1. Government Initiatives: The Indian government has launched various initiatives to promote adult education, such as the National Literacy Mission and the Digital India campaign. These initiatives provide opportunities for collaboration and investment in adult education.
2. Skill Development: India's growing economy demands a skilled workforce. Adult education programs can focus on providing vocational training and skill development to enhance employability.
3. Technology-Enabled Learning: Technology can play a significant role in advancing adult education. Online platforms, mobile learning, and digital resources can help overcome geographical barriers and provide flexible learning opportunities.
4. Public-Private Partnerships: Collaboration between government, non-profit organizations, and private sectors can help address the challenges of adult education by pooling resources, expertise, and innovative approaches.
5. Community Engagement: Engaging local communities, NGOs, and grassroots organizations can help create awareness, build trust, and tailor educational programs to meet the specific needs of adult learners.
6. Recognition of Prior Learning: Recognizing and valuing the skills and knowledge acquired through informal and non-formal means can encourage adult learners to participate in education and gain formal recognition for their abilities.
Addressing these challenges and leveraging the opportunities can contribute to the advancement of adult education in India, empowering individuals, and promoting socio-economic development.
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I am a graduate student and I am wondering if anyone has literacy strategies (and any other type of strategies and best practices) that have helped English Language Learners in classes that are not ELA and not ESL? How have you been able to help these students in your classes? What tips do you have regarding them?
If you have been an ELL yourself, what has helped you and/or what do you wish would have been done instead with you?
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Please find some literacy strategies that may be useful for English Language Learners (ELLs) in non-ELA classes. Here are some tips and strategies:
Provide visuals to support language comprehension: Students who are not proficient in English may have difficulty understanding complex vocabulary and concepts. Providing visuals such as diagrams, charts, and graphs can help students understand the material better.
Pre-teach key vocabulary: Pre-teaching key vocabulary words before a lesson can help ELLs better understand new concepts. This can be done through word walls, flashcards, or pre-teaching activities.
Use graphic organizers: Graphic organizers, such as KWL charts or concept maps, can help ELLs organize their thoughts and understand new concepts visually.
Incorporate peer-to-peer learning opportunities: Pairing ELLs with native English speaking peers can provide students with opportunities to practice their language skills and learn from each other.
Encourage the use of bilingual resources: When available, bilingual materials, such as textbooks and dictionaries, can help ELLs bridge the gap between their first language and English.
Create a welcoming classroom environment: Creating a welcoming classroom environment can help ELLs feel more comfortable and confident in their language abilities. This can be done through positive reinforcement, cultural awareness, and support from the teacher.
Provide extra support: Providing ELLs with extra support, such as after-school tutoring or additional resources, can help them succeed in classes where they may struggle.
Overall, incorporating these strategies can help ELLs succeed in non-ELA classes and feel more confident in their language abilities. It is important to also be patient and understanding of ELLs as they navigate a new language and culture.
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I need a standardized scale or questionnaire to measure financial literacy. Preferably, a financial literacy questionnaire that can be used among undergraduate students.
Thanks.
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Dear Sunday,
One commonly used and validated standardized scale for measuring financial literacy among undergraduate students is the Financial Literacy Assessment (FLA) developed by the National Endowment for Financial Education (NEFE). The FLA is a comprehensive questionnaire that assesses various dimensions of financial knowledge and understanding.
Another widely recognized scale is the Financial Knowledge Scale (FKS) developed by Peng, Bartholomae, and Fox (2005). The FKS measures financial knowledge across different domains, including saving, borrowing, investing, and insurance.
Additionally, the Jumpstart Coalition for Personal Financial Literacy has developed a questionnaire known as the National Standards in K-12 Personal Finance Education. Although originally designed for K-12 students, it can be adapted for use with undergraduate students as well.
It's important to note that these scales have been extensively used and validated, but it's always recommended to review the specific psychometric properties and suitability for your research context before selecting one for your study.
All the best,
Dr.Sarraf
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i currently doing research about assessing genetics literacy in university student, the tool that i use for doing the assessment is need to be tested for readability. would you give me some method that i can use to know readability of the tool that i use to assess uni student genetics literacy? thank you so much!
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Thank you so much sir David Coker
i'm planning to do it with cornbach alpha reliability test! wish me luck sir
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With the new forms of literacies empowering the learners, the basic literacy leading to reading, writing and simple calculation are now at stake. The foundation skills suffer and more and more teachers complain about the low level comprehension of many students.
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Probably not. Look at the findings of the gates foundation. Lots of money invested on your premise and very little to show. The answer is elsewhere.
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The table provides a snapshot of the literacy rates of a selection of countries across the globe as of 2011-2021 census. The data is based on information collected by the UNESCO Institute for Statistics. Literacy rate refers to the percentage of people aged 15 years and above who can read and write. The table includes 18 countries, with literacy rates ranging from a low of 43.0% in Afghanistan to a high of 99.7% in Russia. Some of the world's most populous countries, such as China, India, and Nigeria, have literacy rates below 80%. On the other hand, many developed nations, such as Canada, France, Germany, Japan, the United Kingdom, and the United States, have literacy rates above 98%. The data can be used to gain insight into global education levels and to compare literacy rates across countries. Country Total literacy rate Afghanistan 43.0%
Any Additions/Questions/Results/Ideas Etc?
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Hello Rahul Jain
You make a very interesting point about literacy rates. Beyond just the numbers (eg what percentage of the population), some research has been about the amount of literacy required for the job. So there are subdivisions on the amount of literacy (such as in OECD reports) compared to a yes/no view. Do you think that is more helpful and do you think it is even necessary?
Example:
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Greetings!
I hope this message finds you well. I would be very grateful if you please provide your valuable feedback regarding the scope, feasibility, and methodology of the following research topics:
1. Financial Literacy and Financial Inclusion.
2. Mobile Financial Services and Financial Inclusion.
Thank you.
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World Bank defined financial inclusion as "Financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs – transactions, payments, savings, credit, and insurance – delivered in a responsible and sustainable way." The scope of financial inclusion is not limited to only banking services but also extends to other financial services such as insurance, equity products, and pension products. Quantitative and qualitative methodologies can be used.
Financial literacy means knowing how to use and benefit from affordable products and services. its scope includes budgetary education (personal or family budget) and learning about banking tools (everyday banking, savings, insurance), as well as understanding economic concepts (how the economy operates and is financed) and public policies.
For Mobile financial inclusion, you can benefit form the next guideline
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Could you suggest any interesting research that measures the cognitive progress of a child (elementary school) by using a tool while teaching (for ex. Videos in education) ? I would like to extent my research on the tools that were used to measure this progress. Thank you in advance.
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Hi All, I have been looking for a scale to measure Emotional Literacy in children aged 5-7 and it is proving difficult, I would like to look at the EISC (Sullivan, 1999) Any other suggestions would be greatly appreciated
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Thank you
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UNESCO defines Literacy as the ability to identify, understand, interpret, create, communicate and compute, using printed and written materials associated with varying contexts. Literacy involves a continuum of learning in enabling individuals to achieve their goals, to develop their knowledge and potential, and to participate fully in their community and wider society. Generally, literacy also encompasses numeracy, the ability to make simple arithmetic calculations. The concept of literacy can be distinguished from measures to quantify it, such as the literacy rate and functional literacy.
Source definition
UNESCO Institute for Statistics
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Dea Maisa, It depends on whether the pedagogy for students to learn, is structured and defined to or defined by UNESCO (Within that pedagogy that you point out,) should include, reading, writing, calculation, digital skills, media literacy etc. So it also depends if students are learning what they are teaching, for this it is very important, that they put it into practice. Best regards
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Besides one of the classical readings on multiple literacies from a Deleuzian perspective (Mansy & Cole, 2009), I am interested to know what else is worth reading in this area.
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As I've been researching how to improve literacy skills in middle school students, I've found a lot of fascinating work being done, including this case study of morphological skills' role in literacy development. In my view, this study is another confirmation that there are proven methods of promoting writing skills that don't rely on rote memorization or endless drilling - it's all about producing MEANING for students! What other approaches are you aware of to help students better develop their literacy skills?
#researchisrelevant #coe501Summer22 #forksup
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You could organize some projects with your students that are meaningful to them and can be used on their daily life. For example; write a letter to a friend who moved to another country or gather information and write an essay about their favorite singer etc.
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I will be running some school-based research interventions (topic: literacy) in Liverpool primary schools -- details to follow if interested--- and I am looking for an independent evaluator of the research activity. The interventions would take place between February and April 2023. If you are interested or know somebody who may be interested, please do get in touch! (vgdiaz@liv.ac.uk). Many thanks,
Victorina
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Hi, Victorina Gonzalez-Diaz
Good morning, good afternoon/ good evening, I am interested in this task, however, I am living in Timor Lesta it's too far away for me to become an independent evaluator of your research.
Kind
Augusto
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I am looking into ways that we can start to consider charting progress in a primary Physical Literacy setting. Anyone working in this space currently looking to collaborate and/or share ideas I'd love to hear from you. Cheers
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Out-of-School Sports Participation Is Positively Associated with Physical Literacy, but What about Physical Education? A Cross-Sectional Gender-Stratified Analysis during the COVID-19 Pandemic among High-School Adolescents
May 2022Children 9(5):753
DOI: 10.3390/children9050753
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in Pakistan there is low literacy rate. number of schools are minimal and education level is below the belt. govt. institutes try their best to provide feasible education but cant. so what are other ways we can use to end up illiteracy and every child in those areas can get modern education.
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Dear Haseeb,
Again, in no way do I disagree - education is a good thing, from my point of view. Corruption and teachers who don't believe in teaching, who don't see their success in the children they are supposed to serve, are hard to root out. These problems exist around the world, and no one thing has prevented them. However, selection matters - choosing teachers carefully. Holding them to account - having a mechanism to remove teachers who are not competent. And reinforcing and working with those teachers who are doing their work. I would say you need all three mechanisms, and the community cannot probably count on the government at all for the last two.
Take care
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I have a construct financial literacy as a mediator as well as a dependent variable in a model. The independent variables in my model are on likert type scale. Financial literacy is measured as a set of 13-items which are multiple choice. A responses are captured as a '1' for a correct answer and '0' for an incorrect answer. I want to analyse the relationships using SEM. Is it possible or suggest any other alternative to conduct this analysis.
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@Christian M. Ringle
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I have a construct financial literacy as a mediator as well as a dependent variable in a model. The independent variables in my model are on likert type scale. Financial literacy is measured as a set of 13-items which are multiple choice. A responses are captured as a '1' for a correct answer and '0' for an incorrect answer. I want to analyse the relationships using SEM. Is it possible or suggest any other alternative to conduct this analysis.
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Hello Kirti,
Of course, the model(s) of interest should be driven by your specific research question(s).
It sounds to me as if you could:
1. Evaluate two different models: (a) one with FinLit as a mediator, with some other variable as the target DV (and at least one IV beyond these vars); (b) one with FinLit as a DV;
The only problem with this approach is that you don't have a simultaneous test of whatever the mediation RQ is, coupled with whatever the FinLit = DV RQ might be.
2. Combine the models, so that, FinLit is in fact a target DV for one or more other variables, and it behaves as a mediator in that relationship.
The only problem with the second approach is you'd have to respecify it in at least two other ways to evaluate the mediation hypothesis vs. whatever the hypothesis of interest is when FinLit is the DV.
You'll have to decide which approach makes the most sense given your research aims.
Good luck with your work.
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I'm simply trying to state that the British vernacular uses "extortion", a serious crime, to describe food or drink they feel to be expensive.
It seems that unless someone else has done a literacy analysis on the term you know to be common place it is next to impossible to evidence.
Example: "Meal was great, but the prices are extortionate."
Thanks in advance.
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Attempting to obtain money or other valuables by means of a threat is extortion. Extortion occurs when someone attempts to obtain money or property by threatening to commit violence, accuse the victim of a crime, or reveal private or damaging information about the victim.
Extortion: Laws, Penalties, and Sentencing
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So the question remains: Why are we just now calling out learning gaps for our children when they’ve been experiencing significant literacy failure for nearly 30 years?
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I agree with Albert Zeigler. Morever, miscegnation exponentially increased during the past 30 years which fosters higher cross-ethnic buy-in toward equally distributed pedagogy.
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Dear peers, comments and ideas welcome. If you don't mind, hope you can also share your projects / papers on digital literacy or skills. We're looking to study this in 2021. Thanking all of you in advance :-)
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There is no digital literacy possible without advanced literacy and technical skills, i.e. tech-know-logical education and enlightenment operate as information selection system In the digitized cosmos of virtual reality. Am in line with
Jebunnesa Jeba and Áurea Gabriel , but I see digital literacy as tech-know-logical icing on the cake, with respect to advanced literacy and technical skills In physical reality.
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What theory can define the relationship between financial literacy and financial behavior?
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Hello
Microeconomics and marketing
Best regards
Ph.D. Ingrid Del Valle García Carreño
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Introducing the language functions in the ESL classroom will indeed equip learners with the essential skills to fulfil their academic demands. Still, they are often incapable of expressing deep emotions in everyday life using the target language because the language used in ELT coursebooks is refined, and the contexts they present is often ideal. Besides, the language used is often mechanical and devoid of stance. In contrast, the language used in literary works is genuine, and it exposes people’s lives without any mask. Therefore, exploiting literacy pieces in the English classroom will allow students to engage in meaningful interaction with the authentic materials to deconstruct the text, re-construct language and use it in real-life situations.
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I agree with Mr Hassan, and I would like to add that literature work is considered a language resource for English and most languages. Poems, even legends believe to be a linguistic resource. So, any SL teacher or student needs to return to the literature to enrich his linguistic backgrounds, such as vocabulary and grammar. It is the perfect writing, reading, or even daily conversation model.
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An effective tool to measure foundational literacy.
An effective technique to measure foundational literacy?
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Either English or Hindi
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I am currently conducting scientific research (predicting students' resilience and academic achievement based on parental literacy). I will share the results when I am done.
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Hello / Mrs. Doctor and Professor No I do not have a questionnaire. Send it to me if possible Thank you for your kindness.
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Media education should be mainly given at the secondary, tertiary and, non-formal and lifelong education in a country. Media education is not only learning about media, but also improving journalism skills, creativity, critical and analytical thinking etc. to understand the contemporary and practical scenarios in the media and society as well as to cater to the industrial needs and requirements.
So, it is important to introduce media education/ media literary/ information literacy/ communication skills subject/s in the school level and Communication and Media Studies at the university level. Therefore, I would appreciate hearing your opinion on this.
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Dr G.T. Madhubhashini Galagedarage . Yes it is very important & essential for all levels .
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I am working on a research about developing an information literacy program module for high school students.
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Which of the area do u want to articulate?
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In many developing countries can't buy and keep food at least a week ,but they are spending money more than what needed  basic life.In this situation how financial literacy affecting in spending behavior .
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The findings of research shows that respondents who have low financial literacy leads to higher in spending behavior. ... Findings shows that the age above 50 years are high in spending behavior and low in financial knowledge because of low awareness of financial literacy as compared to the younger age group people.
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What is the best statistical test should I used to test the hypothesis bearing in mind the independent variable is information literacy skills, while the dependent variable is research output
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Important question
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I'm going to do a research for 100 countries based on two categories. I hope to use country statistics(Eg: literacy rate, currency rates, population densities, mortality rates, birth rates, ..).Could you please recommend to me, what are the most suitable statistical tools to analyse my data set?
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In case of one dependent variable you can apply 't'-test and in case of more than one dependent variable you can apply MANOVA.
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Dear fellow RG members, allow me to share with you this quote from Graubard (1983) "Functional literacy is the ability to read and write sufficient to be adapted to society, or to communicate with others in order to serve their interests , economic or other, or to participate in democratic life ".
I am pleased to invite the community of researchers members of RG to interact on the concept of "functional literacy".
Graubard S.R., Nothing to fear, much to do. Daedalus, Journal of the American Academy of Arts and Sciences, Spring 1983, vol. 112 (2), pp. 231-284.
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La alfabetización funcional va dirigida a desarrollar en los investigadores conocimientos y habilidades para leer y escribir textos científicos. Además debe adquirir habilidades para la revisión y criítica científica de los resultados de investigación q dirige como mentor de tesis, tribunal o revisor.
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Just published in Journal of Business and Socio-economic Development:
Financial literacy and personal retirement planning: a socioeconomic approach
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very interesting research, could one say that logically one would expect that the higher rate of financial literacy, the more scrupulous the retirement plans? or does income(which probably positively correlates with financial literacy) play a bigger role?
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Reasons for low level of market participation and portfolio diversification
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Dear Winfrey
Stock market participation is a widely discussed phenomenon in finance-related fields Activities and academic literature, and relatively large differences in the participation rate of stock markets in specific countries have not been explored to a large extent. Although many scholars have elaborated on the relevance of financial knowledge related to stock market participation and the importance of the latter, the participation rate is still quite low. The academic community seems to agree with the fact that an individual’s financial knowledge is It is important in predicting the degree of participation in the stock market. In addition to the generally low stock market participation, the mystery of stock market participation is also related to large cross-country differences. Although the participation rate of the stock market has increased over time, huge differences in the participation rate of countries still exist. To this day, the puzzles involved in the stock market are still relatively incomplete. Although its importance has been proven, scholars still cannot fully and reasonably explain the relatively low stock market participation rate and the difference in stock market participation rates between countries. Traditional research mainly focuses on the personal characteristics of stock market participation. When a country’s social connections decline, financial literacy becomes a more important determinant of stock market participation. This means that it is particularly interesting for policymakers in countries with low social ties to invest in improving their country’s financial knowledge. Compared with similar growth in financial knowledge in countries with very close social connections, this investment will generate a relatively large increase in stock market participation. In addition, increased participation in the stock market will ultimately benefit society.
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The digital financial literacy is required to be measured in this circumstance/situation and efficient methods are really to be found or used.
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Dear all:
I´m trying to analyze the financial literacy of citizens in my country and I would like to compare it with results form other countries. However I have not found questionaires and examples on this subject, onlye the PISA questionaire (fro OCDE organization), however it´sonly for teenagers.
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All the best
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It is commonly noticed that in spite of so many sources of knowledge about financial products/instruments, still there is a lack of financial knowledge amongst the masses, even amongst millennials. Due to that, they are unable to invest in various profitable investment avenues. How to make people aware regarding these products/instruments/avenues.
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By parents teaching children the subject of money.
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Despite reading through reams of articles and checking for supporting material all over peer-reviewed journal websites, I cannot find a full scale for measuring environmental knowledge or literacy. I'm going to be using it with a U.S. sample. I can obviously develop my own but I would really like to use one of the many that are purportedly already out there. Does anyone have access to or know where I can access a full instrument?
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Dear Joanna Huxster,
thank you for the question!
On the one hand, personally I have never heard about "environmental knowledge literacy" as such, may be it exists (share if you will find any links, would be so curious). On the other hand, there is no doubt, that "environmental competences" (knowledge, attitudes and skills) as a "draft" for environmental knowledge awareness could be in a content of science/environmental education. Also it would be possible to search via key words, such as "sustainable development", "environmental studies" or "circular economy".
I wish you to find and share your investigations!
So welcome,
Loreta
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Having in mind the impact of the specificities of the regional or local business context on the start-ups' success or failure, I am seeking to find however if there are validated questionnaires to study the general picture of the critical success or failure factors. Three layers could be studied here, such as personality, external and internal context ex-ante and ex-post (e.g. assessment of readiness, supportive components of the external business environment, management or organisational capabilities).
Within this big frame, I am particularly interested in the finance factor in its three types of manifestation - access, choice of investors, and financial literacy or better, financial management skills.
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Teachers have been working in online settings, like Zoom. How are teachers assessing literacy skills? How are the assessment implemented in an online environment? For example, have any literacy teachers tried assessing Concepts about Print in a Zoom session?
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Ok Jody, literacy skills consist of two forms, spoken form and written form. Spoken form assessment can be carried out by interviewed and/or develop recording video. Written form assessment can be carried out by English teachers through delivering questions to his/her learners. The results of writing composition can be measured by using Turnitin. The main point of writing assessment is how English teachers make writing assessment design. Ok thanks
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