Islamic Finance - Science topic

I need help to find the following articles:

1-Comparative analysis with metrics in Islamic banking compliance

Author: Hassan, M

Author: Robers, S

Journal Article. Year: 2023

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2- Implementation framework for AML in Islamic Banking: A quantitative study

Author: Rahman, M

Author: Ali, W

Author: Chen, W. Year: 2024

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3-Technological adaptation in Islamic banking compliance: A comparative analysis

Author: Abdullah, M

Author: Mohammed, S

Journal of Islamic Finance,

10.1177/islamicfin.2023.1234

Volume: 15, Issue: 2. Pg: 145-168. Year: 2023

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4-Empirical Study of AML Effectiveness in Islamic Banking

Author: Wilson, M

Author: Brown, K. Year: 2023. Journal Article

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5-"Statistical Analysis of AML Compliance in Islamic Banks"

Author: Thompson, S

Author: Garcia, M. Year: 2023

6-"Conceptual Analysis of AML Implementation in Islamic Banking Systems"

Author: Ahmed, R

Author: Lee, P. Year: 2023

I am looking for collaboration of Non-Islamic Financial studies experts on a simple paper about the concept of Zakat ration in Islamic finance. It will cover what is zakat, types, in other religions examples of charity in the beginning of the paper to catch reader attention.

Then we will discuss income distribution and classes-preferably in old Greece reference. and last recommendation of how it will promote social responsibility. I think this is a theoretical paper, no need for data. Holy books quote are desirable.

We invite researchers in Islamic, Jewish, Christian, and Abrahamic finance to submit chapter proposals for the upcoming book, “Legal and Regulatory Aspects of Abrahamic Finance.”

Submission Deadline: January 29th, 2025

Submit chapter proposals at: Call for Chapters: Legal and Regulatory Aspects of Abrahamic Finance | IGI Global Scientific Publishing

Experts in Finance, Islamic Finance, Environmental Economics, etc. may please share credentials for the Evaluation of Ph.D. Theses. My WhatsApp is 0092-3215866992.

1 Name : Ph.D. Specialization Area: 2 Position/Designation : 3- Field of specialization Finance, world economy, international relations, etc. 4- Mailing Address, Institutional is preferable 5- Email address Official : 6- Cell Phone/. contact no. Landline, WhatsApp, Mobile preferably : 7- Institution and Country : Thank you for your consideration in advance

What are the hot topics in Islamic finance or finance nowadays ?

Dear All,

I need to have a list of international conferences in Banking, Finance and Islamic Finance. Papers to be published in Scopus journal.

I really need help regarding thesis topic. Please help me out and suggest me some Islamic finance research areas which need research. Topic must be current challenge or issue.

Regards,

Muhammad Rehan Rao

I have data of 182 Firms for a period of(2017-2019). I want to know the financial performance of SMEs with reference to Conventional & Islamic Finance.

I have three categories, i.e.

1. Firms with financing from Islamic Finance

2. Firms with financing from Conventional Finance

3. Firms with financing Own-manger own sources/loans and not any bank financing

4. Firms with financing from Conventional + Islamic Finance

ROA, ROE as uses as a measures of financial performance Whereas, Short term debt, Long term debt and Debt to equity uses for Capital Structure.

Islamic finance products could be thought with opportunities of blockchain technology ?

This study is to illustrate the difference between Islamic and traditional banks in relation to consumer decision-making. Data is taken from both banking sectors for evaluation. The difference in the term factors affecting customers and banks and the quality of service provided to the customer is examined, so this study seeks to assess the performance situation and improve the quality of service in the Islamic financial system. We are looking at this issue through a variety of methods such as the creation of a quantitative portfolio, the economic modeling of diversification advantages, the theoretical development of the quality of financial service and the qualitative analysis of semi-structured interviews on perceptions of how quality of banking will affect both performance and financial innovation in Islamic finance. Iraq is experiencing a high level of competition between Islamic and traditional banking services that use quality of service as a profitable strategy The aim of this study is to describe and understand the decision-making process for clients in terms of recognizing differences in the quality of services between Islamic and traditional banks and the extent to which customers are affected by banking services.

Sources of Islamic Finance suitable to SMEs

Other philosophical foundations (ontology, epistemology, axiology, methodology) are complementary to the idea in this project. What aspects would help it attain the best results? How to make it multi-confessional, and appealing to humanity as a whole? It is not the aim to appeal just to Muslims as per the term Islamic like the Islamic Finance and Banking industry does not appeal to Muslims. Hence, what may make the industry more efficient and how could other conventional, mainstream or other alternative industries help this project or benefit from it in a way to make economic thought, writing and practice more genuine and beneficial to all humanity?

What are the modes of Islamic finance which are using by SMEs?

Is there any theory for corporate zakat can increase company performance?

When company pay zakat , then the performance will increase. thanks

Hi,

Could you please give me the names of the best UK universities that offer PhD in Islamic Finance? I want to have my PhD in Islamic Fintech.

Can someone provide a link to relevant articles?

Thanks

I want to change my topic from "Comparison of EVA momentum with other traditional measurement tools as ROA, ROE,ROCE,ROIC" to any other latest topic.

The world witnessed a marginalisation of normative perspectives in disciplines and an emphasis of positive perspective as the norm upon which disciplines should be developed. This caused much destruction in material and non-material sense. What does the future hide from us?

The main argument of my MSc thesis is the Islamic finance but I'm searching for some topic about fintech applied to Islamic finance, something interesting to be examined thoroughly, for example how it could help to the financial inclusion of some non-banking areas. Thanks in advance for your help.

Dear all

I am doing MBA in Islamic Finance I Need Sukuk related questions

please help me regarding this matter

More specifically, what research methods should I implement to find the answer for this.

Im an undergraduate and doing a 14,000 word dissertation, just need some guidance.

I am searching a research based job. As I can analyse data and write the papers to stay at home. If any professors have any project to work then you may hire. My research interest on sustainability, tourism, environmental management, financial sustainability and Islamic Finance.

I am working on Islamic Indices on stock markets and need help find their histories and data. Is there a study around to find them all.

Any Postdoc or research position in Islamic Finance?

What is the best place to study Islamic Finance in Pakistan or abroad? Pls name the city or universities. Thanks

I would like to know which islamic stock indices you are studying in your study?? I am very much interested in collaborative study in Islamic finance, if possible then let me know.

Do you know what solutions for non-performing loans? Can you share effective solutions applying in your country?

Thank you very much for your sharing.

Fintech, is a term that is used a lot but not necessarily understood by everyone because it encompasses a breadth of players, products and issues as well as straddling the financial and several other sectors including telecommunications, retail, data analytics and device manufacturing. What unites these sectors is the “tech” in Fintech. Technology has always been a driver of growth and innovation in business but none more so than in the financial services sector. Understanding a combination of economics, finance, technology, government policy, regulation, strategy and importantly social and customer trends helps us to understand how innovation is accelerating change. Available at http://www.openuniversity.edu/courses/short-courses/bg024?

I'm wishing to conduct my PhD thesis in the area of Islamic Finance. Initially, I've planned to conduct a research on the "Performance of Islamic Banks" with a comparison of two countries. I'm seeking advice from global community on my chosen area. Please advice me;

- How plausible is this topic and how can I contribute in the existing knowledge?

- What are the possible new dimension can be consider for this well practiced research?

- What would be some different ideas, if you have?

Please share any relevant literature available.

Sovereign sukuk have advantages? I need another paper about advantages of sovereign sukuk.

Is it possible to use any construct( UIS, UEQ, SUS, SUMI, PUTQ etc)  to measure the comparative performance of delivery model via branch and automated channel using mobile, ATM, internet etc. on user satisfaction. Please refer any paper or report where such instances can be seen.

Do you think the traditional financial ratios in conventional banking analysis, will be useful in Islamic Banking & Finance?

Entrepreneurs prefer Islamic Financing when the firm is doing poor business and prefer Traditional Debt financing if the firm is doing good - so that they need not part with their huge share of profits. Your opinion please.

We came across different fundamental indicators of firm such as total assets, revenue or current assets of a firm. What is the best forecasting technique that can be used to forecast the future assets in a uni-variate analysis? 

Either total assets or market capitalization can be used as proxies for firm replacement value. I think both of them can be effected by number of factors. The total asset is sensitive to accounting practices. The market capitalization is sensitive to market trends. What i want to know is which one is better and why? When specifically can we use any of these measures?

Thank you so much for answers. 

Why are Islamic principles important for global development of financial markets?

Islamic banks are in the comfortable zone generating income from Murabahah financing on the ground of "Darurah" or necessities. There are marginal efforts to completely becoming independent of this non-profit and loss mode of financing.

It is general perception that Islamic Mutual funds perform better in period of crises. What are the basic reasons for such over performance? 

What is the historical background of this contract?

Was it practised in the early period of Islam?

Why or Why not?

What are the real Shari'ah objections (if any) regarding this contract?

Why has it become The Contract in Islamic Finance industry?

Like i have taken deposits and financing relation, i am not finding the literature review for Islamic banks, that is my re-searchable topic. but finding it on conventional banks but both banks has the same windows but different intentions. please guide

Credit rating agencies use conventionel methodologies while using sukuk. So, do we need an accurate and international Islamic credit rating agency

Under GSTA 2014 Schedule 2 “Matters to be treated as neither a supply of goods nor a supply of services” ... paragraph 5 is headed “Supply of goods or services under Islamic financial arrangement.”

As i understand from this legal provision, Murabaha LC would be considered as neither a supply of goods nor a supply of services for tax purposes! 

Is that right?

Theoretically one can argue that there can not be any financial institution like banks in Islamic economics paradigm as the real sense of existing banking practice contradict with the fundamental Islamic finance principles. The debate on whether Islamic banks ever be Islamic has been going on since the inception of the first Islamic bank in Egypt, Mit Ghamr. So, what's the current position among academics and practitioners after 5 decades of tremendous development in Islamic Finance. 

This focusing on Malaysia perspective and i try to look at these, are these case "faraid" management is simillar with the islamic financial instrument, are they had a proper framework in term of management.

I'm looking for recent serious researches dealing with the CAPM in an islamic finance context! any help please?

Islamic Finance, Sukuk (Islamic Bonds)

Open for all, specially those who are working on Islamic Finance they must help. 

Dear Colleagues,

it is interesting to observe the different Shari'ah screening methodologies applied by many Islamic index providers. Some use Total Assets in the denominator others Market Capitalization (e.g. Dow Jones, S&P, AAOIFI) in their financial ratios (e.g. leverage ratio). Some use 30% others use 33% as a threshold criterion for max. debt level (Meezan Index uses 37%). Examples:

·       Total Debt/Total Assets < 33%

·       Total Debt/Market Capitalization < 30%

This is a long-lasting debate among scholars, however, NON of the academic research papers and NON of the Islamic index provider provide the rationale behind these screening ratios.

I would like to highlight the importance here in regards to the judgement that have been made. In specific, companies are classified either being Shari’ah compliant or non-compliant, with the former being halal (permissible) to invest in and latter haram (impermissible) to invest in for the Muslim investors. Any classification between haram/halal must be justified and backed-up with the Islamic sources, the Qur’an, Sunnah and by the respective Ijtihad (Islamic reasoning).

From an Islamic perspective, Muslim investors have the right and are even urged to question about the rationale behind these screening criterion. Consequently, I want to trigger some brainstorming-functions with the following questions:

Note: The application of Market Capitalization in the denominator (Question 2) is heavily criticized and it is argued that Market Capitalization is more volatile than Total Assets, hence it can cause a company being screened and classified as Shari’ah compliant according to one Index provider and non-compliant according to another Index provider.

This argument favors the use of Total Assets; however, it is justified from the “Finance” Knowledge of Body and not from the “Islamic” Knowledge of Body.

Thank you.

performance of murabaha in islamic banking

This issues regarding islamic finance. One of the contract known as Mudharabah. One requirement under this contract is to take out some profit from the fund before distribute it to the depositors and bank and its called Profit Equalisation Reserve. As we know reserve act as a cushion to the bank in order to tolerate with the uncertainty of fund profit. 

I want to know, if another country apply the same method or not? and is there any issues regarding this PER?

Banking and Finance

The Shariah-compliant credit cards are becoming increasingly common in many countries. 

"According to Brian Riley, a research director at TowerGroup, a financial services research firm based in Needham, Mass., Muslims constitute almost 24 percent of the world's population, and he estimates that total assets in Shariah-compliant banks will hit $1 trillion by 2011" (Read more: http://www.creditcards.com/credit-card-news/shariah-compliant-credit-cards-1273.php#ixzz43hAlz28i)

many Islamic banks are now involved in these Islamic credit cards in GCC Region, UK, USA, and more importantly in Malaysia (see Noor, A.M. and Azli, R.M., 2009. A review of SharENah compliant instruments for Islamic credit cards as adopted by Malaysian Financial Institutions. International Journal of Monetary Economics and Finance, 2(3-4), pp.221-238). instead of charging an interest "Riba", the customer is charged a subscription fee periodically

These efforts are apparently an attempt to utilize the huge Islamic compliant-assets worldwide. however, many people are still skeptics about the substance of these credit cards and the extent of its significance.

to what extent do you think that these Islamic instruments can contribute in the inclusion of Muslims in the financial system? and is it really Shariah-compliant? 

is Islamic finance failing to deliver on its promises?

i want to know how many people in the world want interest free economy ? as 1.7 billion Muslims are  in this world & 50 Islamic countries are existing as per wikipedia  

in order to conduct a detailed study on the "Nature and Philosophy of Islamic Finance" please give me your kind suggestions on how to conduct and execute  the study and also propose a suitable methodology.If there are similar studies available please share.

hello i am looking for data that measures Islamic Banks developments through secondary data for my thesis, I've been searching the annual reports but need advice what determinants are the most appropriate? and if there are articles to refer? 

thank you

I found out that Saturna capital offers some mutual funds (Amana Mutual Funds trust) that keep to the principles of investments in Islam. I was wondering if anyone might know where to find an overview of other such funds/ providers.

I have conducted survey and fieldwork about awareness of and demand for Islamic loans in Norway and I am looking to expand the research. I am particularly interested in work in sociology or anthropology or religious studies. 

Am doing research on Shariaa compliant (Islamic) capital structure and financing choices. I need company level data (like Debt, Asset and income items) in Malaysia or elsewhere. Thank you beforehand

Malaysian Islamic Banking early establish than Indonesia. It cause from Internal factors or external factors?

i'm Master candidate for islamic economic.

dear friends,

i am particularly interested in :

Modeling Islamic principles, practices, and rituals (Islamic Law, prayer, fasting, inheritance, society, culture, history, islamic life plan, islamic finance, and other possible ideas), using Information technology techniques (specially UML, and java).

Is there anyone interested ?

amine baina

Which is the closest classic financing tool to Mudaraba (Moudaraba, Mudarabah, Mudaraba)?

i m the student of BBA(Hons) i m searching on following article now how can i search questionnaire of this article?

Dear Colleagues,

in my research, I am attempting to analyze the financial decision behavior of Shari’ah compliant companies compared to their non-compliant peers on selected countries, i.e. US, UK, Canada, Japan, Taiwan, S.Korea and India. I have chosen Dow Jones Islamic Market World Index as a source for the Shari’ah compliant companies, as it covers starting from 1996.

For me to conduct such a research it is utmost important to have the historical information of DJIM index with its constituent companies. In specific, this research requires the information about those companies which were included/excluded (joiners/leavers) into DJIM index between the years 1996-2014 (on annual basis).

Any suggestions from where to collect the data? I would appreciate it very much if anyone could share these data.

Note: within 'Thomson Datastream' any DJIMxx-Serie, e.g. DJIMUS$ provides the constituent list as of today ONLY. 

Hope I could express well enough my request and hope for support.

Best regards and thank you in advance.

Experiences from across the Mena region indicate that a number of SMEs, estimated at about 20%-25% of the total, prefer sharia-compliant products . Thus, better risk management protocols would strengthen lenders’ confidence to create more sharia-compliant financing options. Risk management frameworks that protect lender's’ rights and address their concerns for transparent information could not only strengthen the evolution of Islamic finance with respect to SMEs, but allow traditional banks to develop more confidence in lending to SMEs, as well.

Your opinion matters and will be gratefully appreciated.

Hi

I am researching about the challenges that the UK faces in establishing itself as the Islamic Finance capital in the region. Can anyone recommend papers that are recent as some of the issues mentioned in past papers have been solved also if any of them have suggestions for solving them it would be a great help.

Thank You

Let me clarify. Let's suppose a financial asset will give us $100 every year three year long. What is the price of the asset? In conventional finance we should discount and summarize every cash flow, i.e. each $100. But Islamic Finance does not accept the idea that money has time value. Does that mean that we should just summarize all cash flow in full value?

PV (Conven.fin.) = 100/(1+r) + 100/(1+r)^2 + 100/(1+r)^3

PV (Isl.fin) = 100 + 100 + 100

There is great debate about theory and application of Islamic Banks with reference to two prominent segments i.e. theorists in terms of Religious scholars and practitioners i.e. bankers. How this gap in perception of both groups can be measured?

The spread is the difference between the interest rate on deposits and the interest rate on loans in commercial banks. Whereas, the spread in Islamic banks is the difference between income on Islamic financing/ investment transactions and the expense on customer deposits.

Islamic financial assets have grown at double-digit rates over the past decade, from about $200 billion in 2003 to an estimated $1.8 trillion at end of 2013.( A large part of Islamic finance—around 80 percent—is composed of Islamic banking assets; the remainder is composed of Sukuk (15 percent, asset-backed or asset-based instruments), Islamic funds (4 percent), and Takaful (Islamic insurance).

Can Islamic finance support stability and inclusion?

السَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ

dear all,

I was wondering that do you have any paper discussing Islamic financial benchmark? Would you please share it with me?

If you don't have it, could you please recommend me to read some paper which you think that will be helpful in shaa Allah (s.w.t.)

Recently I'm writing an assignment, Should Islamic financial products continue to be priced based in conventional interested-based benchmark, for example LIBOR?

I need more references. :)

جزاك اللهُ خيراً

Chen Yi

Dear All,

Bank scope is a financial database for Islamic Banks but I don't have any access to it. Can anyone suggest some method to get the data access for the same. We don't have Islamic Banking permitted in India so getting some data in India is very difficult. In most of the PhD interviews I am facing this issue. Please help 

I am also open for academic collaboration on the said topic. I can get the Indian commercial banking data and need some one for Islamic Data sets. 

Data on Islamic banks on various financial parameters for comparative analysis like

1. Profitability and Profit/ Loss Sharing ratio of past few years.

2. Risk coverage ratio under BASEL Norms

3. Capital and reserves

4. Liquidity and solvency ratios

5. Margin or spread etc.

6. No of staff, Branches, Operational cost

7. Business in the form of deposit and advance values.

8. Other income based on consultancy,

9. Regulatory ratios ( Cash reserve and Statutory Liquidity reserves) etc

Will sukuk holders get paid before the bond holders? Do they get the same treatment like bond holders?

Egypt's central bank allowed the nation's currency to fall to a new all-time low against the greenback last week.By the end of last week, the dollar exchange rate was at EGP 7.18, according to the figure set by CBE.The dollar exchange rate increased to EGP 7.40 in the formal market in three days .

What is the difference between Islamic sukuk and bonds?

What is difference between Islamic sukuk, common stock, and Preferred shares ?

The decline of rupiah against US dollar has weaken the Islamic index.

In islamic finance the rate interest must be nul, what must be the model of portfolio in this case?