Islamic Banking - Science topic

Which books considered as fundamental literature of Islamic economics according to Hanefi school of thought after kitabul kharz and Amwal ?

Please recommend me any specific topic related to Finance With the special reference of Islamic banking in perspective of Pakistan.

We have been taught that IB has relatively high market risk than conventional banks, but less Credit risk than conventional banks too.

Zakat is the third pillar of Islam and it is an obligatory

payment that a free and rational Muslim who owns a certain amount of wealth has to observe. Its importance in Islam is manifested by the numerous pairings of its obligation to that of prayer (salah) in the Quran. Among the fundamentals of Islam, it has the most direct economic implications on Muslims for it involves the distribution of wealth from the affluent in society to those in need.

i am student of MS Banking & Finance and want to write thesis on islamic banking and finance. please share your topic related to this industry so i coud start my thesis work. topic should be related to current islamic finance problem. thanks

Other philosophical foundations (ontology, epistemology, axiology, methodology) are complementary to the idea in this project. What aspects would help it attain the best results? How to make it multi-confessional, and appealing to humanity as a whole? It is not the aim to appeal just to Muslims as per the term Islamic like the Islamic Finance and Banking industry does not appeal to Muslims. Hence, what may make the industry more efficient and how could other conventional, mainstream or other alternative industries help this project or benefit from it in a way to make economic thought, writing and practice more genuine and beneficial to all humanity?

I have access to the Islamic banks interbank rates but I need the IIBR rate launched for global Islamic financial institutions

Is there any suggestion for measuring the level "fatwa" ?

Where I can find a global database free for Arab Maghreb Union (AMU) (classic and Islamic banks) with information about profitability, liquidity, capital adequacy, asset quality ... of Islamic banks worldwide?

Is there any theory for corporate zakat can increase company performance?

When company pay zakat , then the performance will increase. thanks

I have used panel data and employed system GMM. I regressed Bank type on ROE and got significant positive results. I take a binary number of 1 if the bank is a traditional commercial bank, 0 an Islamic commercial bank. How would I interpret the result? Thanks in advance.

Hello!

To the best of my knowledge, I think all banks operates by considering interest rates as returns/cost. But according to Islamic Sharia, interest is illegal.

How does it perform??

Opening Islamic banking by conventional banks fact.

- Is there a difference between the value chain in Islamic banking and conventional banking ?

- How can Islamic banks achieve competitive advantage?

While doing research on the value chain and competitive advantage in Islamic banks, I found no study on this aspect. Maybe because there is no difference between Islamic banking and conventional banking in terms of value chain? shouldn't we start with that?

What are five main issues should be taken into consideration to boost the development of Islamic Banking and Finance today?

Regulatory, product development, shariah compliance, human resource, etc...

I would like to get information and articles about measurements of efficiency in zakat institutions.

Sustainability of Islamic Banking

Is there any paper that proving that?

I read a paper that claim shariah compliance of Islamic banks could influence the market share of the bank but I couldn't find yet another paper that prove that.

Many clients of Islamic banks state that , the expenses of loan from Islamic banks exceed limits of interest rate of any loan in a conventional bank.

Some people believe that the Islamic banks' contracts practice injustice by doing the following:

- weaken trust, solidarity and compassion among people

- Increase fraud and jealousy.

- Increases distrust in markets.

- Increase the methods of fraud and deception.

Hi, I have experience in Islamic banking, so I will be glad to help you with this project.

Dear,

Where can I download Annual Reports for Qatar International Islamic Bank for 2006, 2007, 2008 and 2009 year? Thank you.

Best regrads

Inspite of the fact that islamic banks are trying to commit with Sharia rules, that doesn’t mean that they are achieving islamic objectives, such as ending poverty, unemployment and the suffering of the poor people.

Dear respected scholar:

Currently, We are in the process of editing a forthcoming publication entitled “Challenges and Impacts of Religious Endowments on Global Economics and Finance”, to be published by IGI Global, an international publisher of progressive academic research. we would like to take this opportunity to cordially invite you to submit your work for consideration in this publication. Please visit: https://www.igi-global.com/publish/call-for-papers/call-details/3777 for more details regarding this publication and to submit your work. You can also find detailed manuscript formatting and submission guidelines at http://www.igi-global.com/publish/contributor-resources/before-you-write/. If you have any questions or concerns, please do not hesitate to contact with us. Thank you very much for your consideration of this invitation, and we hope to hear from you by April 15, 2019! Best wishes, Editors: Buerhan Saiti Associate Professor of Islamic Banking and Finance, Istanbul Sabahattin Zaim University, Turkey Adel Sarea Associate Professor of Accounting and Economics - Ahlia University – Kingdom of Bahrain Recommended Topics - Challenges of Religious Endowments on Global Economics and Finance - Impacts of Religious Endowments on Global Economics and Finance - Role of waqf in economic development - Role of waqf principles in microeconomic institutions, - Waqf and Ethics in Islamic economics and finance - Waqf and humanitarian relief - Waqf for Poverty Alleviation - Influence of waqf on Muslim economic behaviour - Waqf and education - Waqf and corporate governance - Structuring waqf - Waqf products for Islamic financial institutions - Waqf and Promoting SME financing - Islamic wealth management and waqf - Waqf and property development and investment - Cash waqf -Corporate waqf - Waqf Principles of Islamic jurisprudence - Waqf account and Islamic banks - Waqf and Risk management - Sharia Governance standards for waqf - Role of waqf in ensuring financial inclusion - Waqf and the Islamic Capital market - Waqf, halal Products and Islamic market - Waqf and the 3rd sector economy (charity sector) - Waqf and fintech innovations - Waqf and Sustainable Development Goals (SDGs) - Waqf and Comparison between the Eastern and Western experiences - Exploring new trends of waqf - Other topics which related to waqf

Date: 28 January 2019 - 1 December 2019

The world witnessed a marginalisation of normative perspectives in disciplines and an emphasis of positive perspective as the norm upon which disciplines should be developed. This caused much destruction in material and non-material sense. What does the future hide from us?

I need reference material and previous PhD thesis on the related topics to "An empirical study to understand personal investor risk tolerance in Islamic Banking"

I am doing a research on Financing Challenges Small and Medium Enterprises Fiji: Adoptability of Islamic Banking and Financing Options a solution? Is there anyway i can get hold of some research papers that have used adoption factors such as Relative Advantage , compatibility, Complexity, Trialability, Observability, Cost , Trust, Attitude, Uncertainty, Awareness, Demographic, Reliability , Banking Laws, Comparability and competitiveness. I would like to receive some research papers that include descriptions on the above factors in their data analysis or researchers that have used quantitative analysis for the above factors. Would be grateful for your assistance. Regards, Jazbeen.

Hello everybody!

I would make an overall question as follows : What are the sources of Shari'ah Non-Compliance Risk from a practical point of view ?

Thank you all and hope getting your feedback

Hello Dear Members,

I am seeking a research topic for Islamic Stock Exchange or Islamic Banking & Finance.

Need your suggestions.

Thank you in anticipation.

Regards.

Is there any relationship between governance and investor decisions Regarding their investment in Islamic banks?

Islamic banks are more risk averse than conventional banks in terms of capital and mobilising funds

I think it should be re named as ethical banking instead Islamic Banking.

My study is relating to Islamic Banking Consumer knowledge and i want to develop a model with the help of CFA (by using AMOS). Actual problem is: According to prior studies, Subjective knowledge and Familiarity is developed on 5 points Likert Scale but Objective Knowledge is on Dichotomous Scale (yes, No, I dont know). I am confused like when i will be developing the model it will create problem and may not be loaded on desired variable because all constructs are not on same scale.

Should i convert objective knowledge (Dichotomous Scale) to Likert Scale?? if yes then how? Or i should continue with the Dichotomous Scale?

The Islamic accounting standards reflect the fact of leasing in financial leasing operations, the product appear as assets in FS of Islamic Bank. The bank bears full ownership risks during the lease period

In traditional banks, accounting reflects the fact of the transaction as a debt rather than a lease, the asset appears in the client's assets rather than the bank. The rent is considered a debt on the customer since the first day of the contract.

This is my opinion, what do you think?

Probably, the reseacher need how many articles to read and to use in average as reference in his/her new article regardless of specialization?

Is Shariah compliance important in the measurement of the performance of Islamic banks?

I'm wishing to conduct my PhD thesis in the area of Islamic Finance. Initially, I've planned to conduct a research on the "Performance of Islamic Banks" with a comparison of two countries. I'm seeking advice from global community on my chosen area. Please advice me;

- How plausible is this topic and how can I contribute in the existing knowledge?

- What are the possible new dimension can be consider for this well practiced research?

- What would be some different ideas, if you have?

Please share any relevant literature available.

I am looking for articles related to sources and uses of charity / charitable fund managed by Islamic banking / financial institutions. 

Note: It is not about Zakat.

From International journal by Raditya Rukmana : Roles of the Islamic banks in the monetary transmission process in Malaysia

Our understanding is that if employees themselves are not convinced of the organizational objectives, systems and practices it will reflect on their work behavior. Any thought on this is welcome.

I rarely find any of institutional theory applied into Islamic economics and consumer behavior research in takaful or insurance perspective.  is there any journals / articles that explain more details (framework /diagram etc..)...

Thank You very much

Sovereign sukuk have advantages? I need another paper about advantages of sovereign sukuk.

Dear all, I am looking for Islamic Banks financial data. Can anyone suggest a database for that as Bankscope is no longer available. I have tried Orbis Bank but many data are not available. 

Thanks.

What are the factors that influence people to adopt Islamic Banking?

Do you think the traditional financial ratios in conventional banking analysis, will be useful in Islamic Banking & Finance?

Could Islamic Banking have prevented the financial crisis if only it had been further established in the western world?

May it help prevent future crisis due to its Shari'a based approach?

Entrepreneurs prefer Islamic Financing when the firm is doing poor business and prefer Traditional Debt financing if the firm is doing good - so that they need not part with their huge share of profits. Your opinion please.

Where I can find a global database for Islamic banks with information about profitability, liquidity, capital adequacy, asset quality ... of Islamic banks worldwide? On the Internet, I found that such database is Islamic Banks Information System which was launched by IRTI, but I have not been able to find it.

Despite the increased in the assets size and rapid expansion all over the world especially emerging economies coutries, pofit and loss sharing or partnership based financing is not popular against its fee based counterpart, the question remains unanswered whether today's islamic banks are really Islamic or just partly Islamic? Especially when risks exposed are almost transferred and absorbed by Islamic banks client. e.g. Murabahah mark up based financing. (The most popular mode of finance accounted more than 80% of its total finance)

i'm looking for proxy for displaced commercial risk that only islamic banks have, it's confused to determine what variables which appropriate...

Revenue recognition (@ income recognition) of financial products of Malaysian Islamic banks is based on the 'Effective Profit Rate Method' (especially for products with fixed rate such as Al Ijarah Thumma Al Bay @ lease). This method is an adoption of the well known 'Effective Interest Rate Method', where the word 'interest' is replaced with 'profit'. Do you think the method is a fair technique to the customer of IFIs? If the customer would like to make a prepayment (full settlement before the end of contract period), would the method resulted in a 'kind' of punishment to the customer for early settlement?

@all

Islamic banks are in the comfortable zone generating income from Murabahah financing on the ground of "Darurah" or necessities. There are marginal efforts to completely becoming independent of this non-profit and loss mode of financing.

Like i have taken deposits and financing relation, i am not finding the literature review for Islamic banks, that is my re-searchable topic. but finding it on conventional banks but both banks has the same windows but different intentions. please guide

Credit rating agencies use conventionel methodologies while using sukuk. So, do we need an accurate and international Islamic credit rating agency

Islamic banks price its financing using interest rate as benchmark as a result higher total repayments have been a heavy burden to Islamic banking borrowers as such the question remain unanswered and also being ignored by practitioners and scholars alike.

Under GSTA 2014 Schedule 2 “Matters to be treated as neither a supply of goods nor a supply of services” ... paragraph 5 is headed “Supply of goods or services under Islamic financial arrangement.”

As i understand from this legal provision, Murabaha LC would be considered as neither a supply of goods nor a supply of services for tax purposes! 

Is that right?

Theoretically one can argue that there can not be any financial institution like banks in Islamic economics paradigm as the real sense of existing banking practice contradict with the fundamental Islamic finance principles. The debate on whether Islamic banks ever be Islamic has been going on since the inception of the first Islamic bank in Egypt, Mit Ghamr. So, what's the current position among academics and practitioners after 5 decades of tremendous development in Islamic Finance. 

I'm looking for recent serious researches dealing with the CAPM in an islamic finance context! any help please?

Islamic Finance, Sukuk (Islamic Bonds)

Open for all, specially those who are working on Islamic Finance they must help. 

performance of murabaha in islamic banking

The Shariah-compliant credit cards are becoming increasingly common in many countries. 

"According to Brian Riley, a research director at TowerGroup, a financial services research firm based in Needham, Mass., Muslims constitute almost 24 percent of the world's population, and he estimates that total assets in Shariah-compliant banks will hit $1 trillion by 2011" (Read more: http://www.creditcards.com/credit-card-news/shariah-compliant-credit-cards-1273.php#ixzz43hAlz28i)

many Islamic banks are now involved in these Islamic credit cards in GCC Region, UK, USA, and more importantly in Malaysia (see Noor, A.M. and Azli, R.M., 2009. A review of SharENah compliant instruments for Islamic credit cards as adopted by Malaysian Financial Institutions. International Journal of Monetary Economics and Finance, 2(3-4), pp.221-238). instead of charging an interest "Riba", the customer is charged a subscription fee periodically

These efforts are apparently an attempt to utilize the huge Islamic compliant-assets worldwide. however, many people are still skeptics about the substance of these credit cards and the extent of its significance.

to what extent do you think that these Islamic instruments can contribute in the inclusion of Muslims in the financial system? and is it really Shariah-compliant? 

Operational risk is defined as the risk of loss resulting from inadequate or failed internal processes, people, and systems or from external events. This definition includes legal risk, but excludes strategic and reputational risk (BCBS).

Why banks usually exclude strategic & reputational risks from their definition of operational risk, although reputational risk could come from the failure of processes or people?   

This question relating to the globe issue of being huge number of people are financial excluded. According to the launch of the Global Findex data set, based on nationally representative surveys of more than 150,000 adults in 148 economies, we have a fresh and robust answer to that question—approximately 2.5 billion adults lack a formal bank account. Most of these people are concentrated in developing economie.

 In the year 2012, the data showed that East Asia has only 55% financial inclusion, Europe 45%, Latin America 39%, south Asia 33%, Sub-Sahara Africa 24%, Middle East and north Africa 18% are financial inclusion. what do you think about Sub-Sahara Africa, Middle-East and North Africa? where the Muslims and Christianity are leaving together, the religion factors aren't amongst the factors affecting financial inclusion?  

is Islamic finance failing to deliver on its promises?

There is no good research about the actual demand for Islamic financial services among Muslims in the West. Why are so many scholars spending so much energy exploring the finer details of Islamic banking when they really have no clue about how many potential customers there are?

hello i am looking for data that measures Islamic Banks developments through secondary data for my thesis, I've been searching the annual reports but need advice what determinants are the most appropriate? and if there are articles to refer? 

thank you

Many factors contribute to behavioural intention towards using mobile banking. The variables are mostly based on TAM or UTAUT. Are there other models/ theories related to the question above and which are relevant more in middle east?

Can any one suggests a measure of tangible asset ratio for islamic banks? is this ratio =1 if we consider the required asset tangibility principle?

Malaysian Islamic Banking early establish than Indonesia. It cause from Internal factors or external factors?

i'm Master candidate for islamic economic.

I am writing a paper on Islamic Banking Pathway to Financial Inclusion in Nigeria. What are the variables and indicators I have to consider.

Which is the closest classic financing tool to Mudaraba (Moudaraba, Mudarabah, Mudaraba)?

There are some different between loan and deposit contract in Islamic view and the other view. I want to know more about changes. thanks.

Does Basel framework equally apply to interest free banking system?

For example, the feasibility of establishing an Islamic bank in the United States, in the UK or any other Muslim minority country in the world.