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Publications related to Banking (10,000)
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Article
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This study examines the effect of the pay gap on banks and compares the effectiveness of the tournament theory in Islamic banks (IB) and conventional banks (CB). This study expands the pay gap indicators used in previous studies by using three indicators: board of directors’ pay gap, commissioners’ pay gap and employees’ pay gap. The sample is 23 b...
Conference Paper
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The transformation of business is being witnessed. From banking to retail, health to production, this structure transforms every industry, with Big Data underneath it. The logistics sector is also the top of the most affected sectors. Every transaction in the digital world leaves a data trail. Big Data from sensors that surround our environment is...
Article
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The triple bottom line is at risk of being reduced to an accounting tool rather than serving as a paradigm for organizational sustainability. To be successful, approaches promoting organizational sustainability should be humanized, that is, to further incorporate measures of perceptions and behaviors toward the environment, the economy, and the soc...
Book
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CALL FOR CHAPTERS Book title: Handbook of Banking and Finance in the MENA Region Publisher: World Scientific Publishing Company. Full chapter submission deadline: 31st October 2022.
Article
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This paper investigates how past experience with banking crises influences an individual’s trust in banks. We combine data on banking crises for the period 1970–2014 with individual data on trust in banks for 52 countries. We find that experiencing a banking crisis diminishes a person’s trust in banks, and that length of the banking crises is negat...
Article
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Smart cities refer to place-specific collaborative systems where multiple actors collaborate to collectively address public problems. However, smart city initiatives regularly frame citizens as the weakest link, as passive consumers rather than active creative agents. This article argues that power imbalances between citizens and other organisation...
Article
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Mutual funds over the years has become quite popular investment products. There are different types of mutual fund schemes like large cap, mid cap, thematic fund, sector fund etc. when one considers the investment and the risk reward ratio. Performance in terms of mutual fund is to compare the expected return with actual return. present paper studi...
Poster
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This research focused on the activity of bancassurance and what is the reality of the status of bancassurance in Iraqi banks. The problem of research has become on the reality of the banking insurance service in the Iraqi banking sector. The research started from a basic assumption that the bank insurance service is a modern service that faces many...
Article
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The financial industry embraces digital services in every aspect of its operations as the globe enters the digital age. To a large extent, customers in financial institutions and banks increasingly rely on digital services. A neobank is a financial institution that is solely accessible online. Compared to typical banks, neobanks tend to have limite...
Article
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Banks and sustainable development have lately gone hand in hand. Of late, banks have focused on sustainable management in order to improve their environmental footprint, to eliminate financial risks, to promote social issues, and to exploit new opportunities. The sustainable development management of organizations attracts new customers over and ab...
Article
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Este estudo busca avaliar como o movimento sindical respondeu aos desafios da crise sanitária, tendo como objeto as negociações coletivas ocorridas entre março de 2020 e inícios de 2021. A pergunta central a ser respondida é: os sindicatos conseguiram construir teias de proteção para seus representados, na forma de normas coletivas pactuadas com os...
Article
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The rapid increase in Covid 19 infections, has disrupted the economic activity worldwide. It is one of the biggest economies as the epicentre of the outbreak, the impact of the covid outbreak in other economies are unavoidable. Indian Financial market have also witnessed significant turbulence during this pandemic period. This paper attempts to ana...
Article
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Banks and sustainable development have lately gone hand in hand. Of late, banks have focused on sustainable management in order to improve their environmental footprint, to eliminate financial risks, to promote social issues, and to exploit new opportunities. The sustainable development management of organizations attracts new customers over and ab...
Article
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We examined the external ability of the loan loss provision (LLP) model to detect extreme cases of earnings management (EM). According to the literature, the LLP model is the most useful in examining EM in banking institutions. We used it herein to explore the time-series behaviour of a fraudulent business group in the Portuguese banking sector bet...
Article
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en anglais) The study investigated the effect of Electronic Banking (E-Banking) service quality on customers' satisfaction in Oyo state, Nigeria. In particular, the study examined the effect of E-Banking service quality (reliability, responsiveness, assurance, tangibility and empathy) on customers' satisfaction Findings revealed that reliability, r...
Article
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Rapid developments in digital innovation and technology in recent decades have marked a transition into the fourth industrial revolution (and the fifth social revolution), causing a significant impact on all areas of human activity. Moreover, these developments have been strongly felt with the advent of the COVID pandemic. The COVID pandemic has ac...
Article
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Diversification practices by banks affect their own risk of failing and the risk of the banking system as a whole (systemic risk). A seminal theoretical work has shown that linear diversification can reduce the risk of a bank failing, but at the cost of increasing systemic risk. Later, a follow-up study showed that a particular strategy of securiti...
Article
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Banking is one of the fastest growing sectors and is considered as the lifeline of any economy. Throughout the decades, the Indian economy has undergone numerous changes. In this competitive modern era, mergers and acquisitions are becoming a highly admirable trend in the banking industry. The government of India announced India's biggest and large...
Article
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Now a days Internet is very convenient for gathering the several information. Contemporary research study stresses on digital financial services available as smartphone applications among the Milk Producers in middle Gujarat. In case of rural people, they have not enough sources for collecting agricultural and banking information. They have to depe...
Article
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Different methodological approaches and hypotheses relative to the relationship between ownership structure and performances in cooperative banking generate contrasting findings, so motivating this innovative study which is grounded on an estimation approach allowing for the potential endogeneity of the membership base. Based on a sample of 241 Ita...
Article
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Professor Dr Lu'ayy Minwer Al-Rimawi, البروفيسور الدكتور لؤي منور الريماوي "The Bank of England’s loose understanding of Islamic financial law." Butterworths Journal of International Banking and Financial Law (July/August 2022 ).
Article
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Merger or acquisition is the combination o f two companies where one company is completely absorbed by another company. The less important company loses its identity and becomes a part o f the more important company. The reforms o f 1991 led to a big surge in the number o f private banks entering into the Indian banking sector. The Banks tried to s...
Article
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In light of the previously discovered discrepancies between the gender, age, time, and education variety of employees and the efficiency of Egyptian banks' banking operations, the purpose of this article is to examine the linear and nonlinear connections between these variables (BANKS). Research found that the number of board members (board gender,...
Article
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Automation of banking services by Nigerian banks started with use of computers for recording transactions, the use of fax machines for money transfers and the use of magnetic ink character readers for cheques. Today, it has moved to more advanced horizon, the use of information and communication technology which have heralded the introduction of el...
Article
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This paper looks at the Mergers and Acquisitions (M&A) that have occurred in Indian financial system to comprehend the subsequent cooperative synergies and the long-term results of the merger. The paper further investigates and focus on noticeable trends in Indian financial system after the mergers and acquisition and thereby suggests some steps th...
Article
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The current research aims to know the impact of financial innovation on the profitability of Iraqi commercial banks by studying the performance of one of the largest private commercial banks in Iraq, the Baghdad Commercial Bank, for the purpose of providing researchers and those interested in financial issues with the importance of these variables...
Research
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The study examines the literature on Customer Relationship Management (CRM), with a particular emphasis on CRM's effect on client satisfaction and customer loyalty. CRM is a set of methods used by businesses to manage and grow their customer base. New approaches to leading business strategies can be developed through customer research in the CRM da...
Article
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Financial Inclusion aims at including all sections of society into the ambit of basic banking services. Since 2005, RBI has made several efforts to enhance financial inclusion across India. The study has analyzed the progress of various parameters of financial inclusion in all six regions of India from 2000 to 2018. The research also attempts to an...
Article
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Abstract In this study, we are trying to examine the bias-corrected efficiency of selected Indian private sector banks. Balanced panel data for 5 fiscal years (2015-2019) are collected from 10 private banks operating in India. A bootstrap VRS, output-oriented efficiency model is considered for estimating the bias-corrected bank’s efficiency. The i...
Article
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In the absence of appropriate measurement of value-based intermediation (VBI) to improve efficiency for business sustainability, this study aims to analyse the VBI Scorecard’s usage effectiveness based on the Global Alliance for Banking on Values (GABV). The effective utilisation of performance measurement for Islamic banking institutions may ensur...
Article
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Microfinance is a banking service that gives unemployed or low-income people or group access to financial services that they would not otherwise have. One of India's most popular microfinance programmes is SHGs, which has been quite effective in enhancing the lives of rural poor people. Thus the present paper made an attempt to analyze and asses...
Presentation
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El presente artículo indaga la influencia del sector bancario público y privado nacional, en el desarrollo económico agrícola del Ecuador a través de un modelo econométrico que permite observar el aporte de la banca nacional tanto pública como privada en el Producto Interno Bruto Agrícola real (PIB Agrícola) en el periodo 2005-2001.
Article
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One of the most important concerns facing the world today is financial inclusion. Organizations, financial institutions, and people in positions of responsibility are all demonstrating an interest in learning more about this. Several industrialized and emerging nations have recognized financial exclusion as a major socio-economic problem that needs...
Preprint
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The purpose of this study is to investigate a stakeholder viewpoint in order to expand the context of civic behaviour to students who are enrolled in private higher education institutions (HEI) in Malaysia. Since the convergence of servicedominant logic in marketing and branding literature,
Article
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The banking sector of the emerging economies is continuously confronted with the puzzle of non‐performing loans (NPLs). To solve this puzzle, researchers have investigated various determinants of non‐performing loans; however, the issue persists. The current study explores the impact of the shadow economy, institutional regulatory framework, govern...
Article
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In addition to removing Riba in banking activities, and by observing Islamic banking principles, and creating safe and public confidence environment, Rastin Banking can lead to important positive effects on growth and economic welfare through money and capital markets. In this paper, we refer to the headings set forth in Rastin Banking and its pill...
Conference Paper
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The purpose of this study is to clarify, through a bibliometric analysis, how, where and by whom the topic of model risk in the banking sector has been treated in the scientific literature, to understand the state of the art, identify thematic clusters, open questions and challenges for the future. The results highlight that the literature on model...
Article
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The purpose of applying reinforcement learning (RL) to portfolio management is commonly the maximization of profit. The extrinsic reward function used to learn an optimal strategy typically does not take into account any other preferences or constraints. We have developed a regularization method that ensures that strategies have global intrinsic af...
Article
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In the present paper we argue that the theory of contracts embraced by many libertarian scholars and relied upon by them in sundry important debates (e.g. over morality of the fractional reserve banking or loan maturity mismatching etc.), that is, the title transfer theory of contracts (TTT) should be rejected as not being able to account for the b...
Article
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Today, banks performance is assessing on the basis of volume of deposits, number of branches and quality of services along with the quality of assets it possess. In present scenario, recognition of revenue, obtaining funds for banking institutions, reduction in presence of Non-Performing Assets (NPAs) and to classify the assets providing internatio...
Article
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Because of the rapid development of heritage tourism, heritage conservation is receiving increasing national and international attention, albeit most of it is concerned with personal structures rather than space conservation. The first step in conserving the heritage, especially in a historic city’s environment, is to identify the social and cultur...
Presentation
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The presentation introduced an overview of the shadow banking system and the reality in China. Scored : 5.8 / 6
Article
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This study aim to find out how the influence of Character Centered Leadership on Loyalty of Bank Mandiri Syariah employees in South Sulawesi.This study uses quantitative research with the type of hypothesis testing, while the data sources in this study are primary data and secondary data.Based on the results of the study, it was found that there wa...
Article
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This study aims to examine the effect of FinTech adoption on the sustainability performance of banking institutions in an emerging economy such as Bangladesh. Besides, this study also investigates the mediating role of green finance and green innovation in the relationship between FinTech adoption and sustainability performance. To examine the rela...
Poster
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O stress no trabalho e o burnout têm vindo a aumentar, prejudicando a vida individual e profissional, bem como o desempenho laboral. A pandemia da COVID-19 prejudicou a saúde mental, alertando para a importância da prevenção. Contudo, alargou a possibilidade de interação digital e estimulou o autoconhecimento dos sintomas, nomeadamente através de p...
Article
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Purpose - This paper aims to investigate the nonlinear effects of bank regulation stringency on bank lending in 23 sub-Saharan African (SSA) countries over the period 1997-2017. Design/methodology/approach - This study employs the dynamic panel threshold regression (PTR) model, which addresses endogeneity and heterogeneity problems within a nonlin...
Article
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THE INTERACTIONS OF THE ISTANBUL FINANCIAL CENTER PROJECT BY THE PERSPECTIVE OF THE PARTICIPATION BANKING Abstract One of the essential projects that set Turkey's goal of becoming an international financial center is the Istanbul Finance Center (IFC) project, which was started in 2009 and is planned to be active in 2022. The IFC-Istanbul Projec...
Article
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This study investigates the disclosure Services Board (IFSB) which are the highest international regulatory authority on Islamic financial services. The selected banks for the study include thirteen banks, of which are two local conventional banks with Islamic window, and three are multinational conventional banks with Islamic windows. The remainin...
Article
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özet Ülkemizde bankacılık sisteminin düzenleyici ve denetleyici otoritesi olan Bankacılık Düzenleme ve Denetleme Kurumu tarafından hazırlanan "Dijital Bankaların Faaliyet Esasları ile Servis Modeli Bankacılığı Hakkında Yönetmelik" 29.12.2021 tarihinde Resmi Gazete'de yayımlanarak yürürlüğe girmiştir. Anılan düzenlemede, dijital kanallar üzerinden h...
Article
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This study examined the digital banking effectiveness of a bank. This study specifically explored the effect of perceived usefulness, banking system reliability, and COVID-19 pandemic on the digital banking effectiveness of a bank in Malaysia based on the technology acceptance model (TAM). Data collection was undertaken using a questionnaire survey...
Article
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In investing, all investors must be faced with risks that must be borne. Therefore, to determine the best strategy for investing, every investor must calculate the risk. One statistical approach that can be used to measure the risk is Value at Risk (VaR). VaR is defined as a tolerable loss with a certain level of confidence. The purpose of this res...
Article
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Every organization in the health IT industry plays an important role in overcoming barriers to health information exchange in the United States. It is important to understand imaging interoperability in the overall context of Health Information Exchange (HIE). The rapid evolution of storage, bandwidth and network transport technologies has made the...
Article
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Objectives: The banking sector has been impacted more negatively by the COVID-19 pandemic. At the same time, bank concentration and capitalization stabilize banking systems during times of crisis. This study evaluated the monthly financial reports of all commercial banks in Indonesia to investigate the joint impact of the COVID-19 pandemic and bank...
Preprint
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Disruptive technologies have fundamentally revolutionized traditional banking, changing the banking landscape around the world. Today, banking is no longer confined to going to traditional bank locations because electronic banking experience has grown so significantly and is increasing daily. Although a variety of digital products and services, inc...
Article
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Considering two risk contagion channels, namely interbank lending and common asset holdings, we introduce the bank's default probability into the DebtRank model to construct an improved one and measured the bank’s systemic risk using the data of China's banking industry from 2016 to 2018. The research results indicate that the bank’s systemic risk...
Article
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Shariah’s compliance in bank operations guarantees that Islamic bank (IB) directors must maintain. The importance of shariah compliance has not been widely explained by previous researchers, especially the attribute factor of the Shariah Supervisory Board (SSB). Only Basiruddin and Ahmed (2020) have researched shariah compliance using the indicator...
Article
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Improved audit quality is needed to increase investor’s confidence in a company's financial statements. Competence and independence are requirements to produce a quality audit. This study is a quantitative study that aimed to analyze the effect of audit tenure, time budget pressure, firm size, and auditor specialization on audit quality. The popula...
Chapter
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Digitalization has transformed the way banking transactions are said to be performed. But this concept of digitalization is more powerful in the financial industry. The Indian financial industry comprises 3banking, financial services and other sub-functions within itself. India started to experience a different scenario in the industry of banking a...
Article
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A method of identifying banks’ business models and studying the features of their risk profile, considering the system of indicators featuring the structure of assets, liabilities, income, expenses, and other qualitative indicators based on monthly statistical reporting. Kohonen's self-organizing maps (SOM) are used to process large data sets, reve...
Article
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Savings finance joint-stock companies engage in activities similar to banking, such as collecting money from a large number of people and financing the collec-ted money with their own unique methods. However, until 2021, no legal arran-gements have been made to protect the stakeholders who trust these companies and invest their savings, and give co...
Article
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The article examines the impact of endogenous deposits created by loans on the liquidity of a commercial bank. A developed discrete dynamic model of liquidity is based in particular on the application of a non-traditional indicator of turnover of liquid assets, namely, the ratio of debit turnover on loan accounts to the stock of liquid assets. Usin...
Article
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The invention of the cube card seeks to improve on the existing blockchain technology by ensuring its effectiveness and faster ways of making transactions. The cube card, like the blockchain, will have some challenges and benefits that will affect the users of the technology in equal measure. The evolution of blockchain technology has seen the inno...
Article
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George Stigler’s “The Theory of Economic Regulation” (Bell J Econ Manag Sci 2(1):3–21, 1971) is a landmark in the economics of regulation. It used simple public choice reasoning to set out the “capture theory” of regulation whereby “… as a rule, regulation is acquired by the industry and is designed and operated primarily for its benefit.” This art...
Preprint
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This study examines the role of bank presence on dowry related payments in India. We use the Reserve Bank of India, 2005, policy that incentivized banks to set up new consumer facing branches in under-banked districts, categorized as those with a population-to-branch ratio larger than the national average. Using a regression discontinuity design, w...
Article
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Signature is used as an important, typical means of identification in banking, security controls, certificates, and contracts. Moreover, it has an intensive role in legal issues that need to be studied, considering the development of related applications. From this standpoint, this study proposes a new method for identifying offline signatures unde...
Article
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As monetary policy plays significant roles in macroeconomic management of a country, the current paper focuses on conducting monetary policy in a dual banking system where interest based and interest free banking operate together. For understanding the process of conducting monetary policy, it explains central bank's monetary policy framework, mone...
Article
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Purpose: To overcome the deficiencies of the Basel II and to respond the great depression of 2008, Basel III is designed to lower the default risk of banks. However, the unique business model and capital structure of Islamic banks is ignored at this point. A common banking regulation for two different types of banks may have a different impact on t...
Article
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This research paper is intended to analyse the "Fintech" (Financial Technology) as a boon opportunity to market or is it considered as an industry disruption. The data used for the study comprises of both primary and secondary data. The research is divided into two dimensions based on opportunity to market and disruption of finical service industry...
Article
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The low-carbon city (LCC) pilot policy is significant in tackling carbon emission reduction and environmental protection. Several studies have demonstrated that LCC policy dramatically decreases air pollution in cities for environmental preservation, while there is a shortage of research on banking development. Using city-level data from 2005 to 20...
Chapter
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Dinero y religión siempre han estado juntos, viajando por los siglos, inseparables, siendo cómplices. Los dioses y el dinero han sido hermanos. Antes incluso del nacimiento del dinero ya se realizaban en la antigüedad operaciones bancarias y financieras 1. Los sacerdotes y los templos son el origen del sistema bancario mundial 2. Inicialmente el in...
Article
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Why did congressional Democrats upend the financial regulatory regime they had maintained since the New Deal? I argue that the congressional reforms of the mid-1970s paved the way for the Democratic Party’s turn against financial regulation. Prior to congressional reform, Democrats in Congress were especially parochial, and Southern populists domin...
Article
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To boost the application of machine learning (ML) techniques for credit scoring models, the blackbox problem should be addressed. The primary aim of this paper is to propose a measure based on counterfactuals to evaluate the interpretability of a ML credit scoring technique. Counterfactuals assist with understanding the model with regard to the cla...
Article
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This investigates the impact of customer attitude and judgment regarding conventional and Islamic banking system in Pakistan. This study attempts to find out, how the customers of Islamic banks perceive about Islamic banking practices in terms of Shariah compliance and conventional banking system regarding earning more profits. This study consists...
Article
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In this work, we examine the effects of inter-temporal trading on the permit price and the existence of market power in the EU ETS. We contribute to the literature by dynamically modeling an emission trading system, taking into account (a) the interplay between dominant firms (leaders) and their competitive counterparts (followers), (b) intertempor...
Presentation
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Digital Banking is the popular concepts used by almost nationalized and private banks. This move has created a competitive environment in the Indian market. Each person is going to be paperless, where he can do transaction online by using his mobile phone. There are some pros and corns of this move. Security is the vital aspect of the online bankin...
Article
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By applying the Bresnahan-Reiss empirical entry threshold model on Census data for the waves 1981 to 2011, we study the evolution of entry conditions in Italian local banking markets under a long-run perspective in order to capture the consequences of the removal of branching restrictions that occurred in the early 1990s. We do not find evidence of...
Article
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The purpose of this article is twofold: (1) to investigate the emotions experienced by banking customers when using live chat services and their impact on positive word-of-mouth intentions; and, (2) to identify which dimensions of e-service quality (accessibility, customer service and support, perceived security/privacy and design) impact these emo...