Zubaidah Nasution’s research while affiliated with Stie Perbanas Surabaya and other places

Penelitian ini bertujuan untuk mengetahui pengaruh Good Corporate Governance, Pertumbuhan Premi dan Beban Klaim terhadap Profitabilitas pada Asuransi Syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan data sekunder. Populasi yang digunakan dalam penelitian ini adalah Perusahaan Asuransi Jiwa Syariah yang terdaftar di Otoritas Jasa Keuangan pada tahun 2016-2022. Penelitian ini memiliki 14 sampel dengan periode penelitian selama 7 tahun. Teknik pengambilan sampel menggunakan metode purposive sampling. Metode analisis yang digunakan dalam penelitian ini adalah metode analisis regresi linier berganda yang diolah menggunakan software SPSS 25. Hasil penelitian ini menunjukkan bahwa secara simultan Dewan Komisaris, Pertumbuhan Premi dan Beban Klaim berpengaruh signifikan terhadap Profitabilitas. Selain itu, Dewan Komisaris dan Pertumbuhan Premi berpengaruh positif signifikan terhadap profitabilitas, sedangkan Beban Klaim tidak memiliki pengaruh terhadap profitabilitas.

The purpose of this study was to analyze the influence of Good Corporate Governance (GCG) and the Return on Investment Ratio to Solvency in Islamic Life Insurance Companies in Indonesia. This study uses a quantitative approach using secondary data. The population of this study is all Sharia Life Insurance Companies in Indonesia with the 2017-2021 research period. The sampling technique used purposive sampling method. Samples that met the criteria were 18 Sharia Life Insurance from 23 Sharia Life Insurance in Indonesia. The model used as an analysis tool is multiple regression analysis. Data processing in this study uses SPSS 25.0 tools. The results of this study indicate that simultaneously the variables of the Board of Commissioners, Board of Directors and Investment Return Ratio have a positive and significant effect on Solvency (RBC) on Sharia Life Insurance in Indonesia, while partially the Board of Commissioners has a negative and significant effect on Solvability (RBC), Board of Directors has a negative and significant effect on Solvability (RBC) and the Return on Investment Ratio has no effect on Solvability (RBC).

The purpose of this study was to analyze the effect of the Board of Commissioners, Firm Size, and Capital Ratio on the Profitability of Sharia Life Insurance in Indonesia for the 2016-2021 period. The method of determining the sample in this study was purposive sampling method and the results obtained were 10 sharia life insurance companies in Indonesia. The data analysis in this study is descriptive analysis and multiple linear regression analysis using SPSS 17. This research results that simultaneously the board of commissioners, firm size, and capital ratios have a significant effect on profitability. While partially the board of commissioners has no significant effect, firm size and capital ratios have a significant effect on profitability. Keywords: Board of Commissioners, Firm Size, Capital Ratio, Profitability

This research aims to analyze the influence of Good Corporate Governance, Claim Expense Ratio, and Premium Growth Ratio on the Solvency Level of Malaysian Takaful. This study uses a quantitative approach using secondary data. The population of this study is all takaful companies in Malaysia with the 2016- 2021 research period. The sampling technique used was the purposive sampling method. Samples that met the criteria were 11 family takaful companies in Malaysia out of 11 family takaful companies in Malaysia. The model used as an analysis tool is multiple linear regression. Data processing in this study uses the SPSS 25 tool. The results of this study indicate that simultaneously the variables Executive Director, Non-Executive Director, Claim Expense Ratio, and Premium Growth Ratio have a positive and significant effect on Takaful Solvability (RBC) Families in Malaysia. In contrast, partial Executive Director has a negative and significant effect, Non-Executive Director has a positive and significant effect, and Claims expense ratio and premium growth ratio have no significant effect on risk-based capital (RBC) because the size of the claim expense does not affect the number of premiums received by insurance participants, which are included in the tabarru' fund which can only be used for the benefit of takaful participants so that they do not affect the amount of profit and retained earnings on equity.

Malaysia has the most extensive family takaful market with a growth rate of 16 percent in 2015. Takaful development in Malaysia should be assessed to govern better improvement especially for the insuranceindustry. This research aims to examine the efficiency level of 11 family takaful in Malaysia from 2017 to 2020 using Stochastic Frontier Approach (SFA) involving management expenses as an input, net benefits & claims, and investment income as output. The result showed that Malaysian family takaful is considered less efficient from 2017 to 2020, with production efficiency level average at 56.83 percent. The author finds that management expenses negatively affect investment income, while net benefits & claims give positive impact. However, both variables are not significant enough to influence investment income. Keywords: Malaysia, Efficiency Level, Stochastic Frontier Approach.

The purpose of this research is to determine the relationship between Good Corporate Governance and bank risk, which is a measure of the performance of Islamic commercial banks in Indonesia as measured by profitability. The variables of Profitability (ROA and NOM) are the dependent variable in this study, with Good Corporate Governance, bank risk, and bank size as independent variables. Purposive sampling was used in the sampling method, and 11 BUS were obtained from 2010 to 2021. The quantitative technique of analysis employed multiple linear regression. According to the findings of this study, government ownership, foreign ownership, board of commissioners, the proportion of independent commissioners, and bank size have no significant effect on ROA, whereas bank risk has a significant effect on ROA. Government ownership, the number of the board of commissioners, the proportion of independent commissioners, and the size of the bank have no effect on NOM, whereas foreign ownership and bank risk do.

This study aims to analyze the efficiency level of Indonesian sharia insurance with a parametric stochastic frontier approach where the input is total assets and claims, and the output of this research is investment income. This study uses quantitative methods with secondary data in the form of shariah insurance Indonesia annual reports 2016-2020. The data analysis uses a regression test with the help of stochastic frontier approach (SFA). Based on the results of processing using stochastic frontier approach (SFA), Indonesian Sharia insurance's overall production efficiency level is known to be 0.8187 or 81.87%. Partially, Indonesian sharia insurance total assets and claims have an insignificant negative effect on investment income.

p> Abstract. Being a housewife is a noble position because of her role in taking care of the household and children. However, now there is a distortion. Housewives who are judged to just stay at home, it turns out that they also fill their activities with business. The purpose of this training is to build a sharia business mindset for Muslim women who are married. Women who are married, have children, always struggle with household activities and take care of their husbands and children. Therefore, we need a training that can improve the capability of housewives who are already married so that they can be self-actualized, independent, and have their own income. The method of implementation is preparatory training to start a business based on sharia economic principles, and is equipped with material on the history of the Prophet and why as a housewife should be able to work. The result of this activity is that partners are motivated to be able to do business and increase partner knowledge to build businesses based on sharia principles. Abstrak. Menjadi seorang ibu rumah tangga adalah posisi yang mulia karena perannya dalam mengurus rumah tangga dan anak. Akan tetapi, saat ini mulai terjadi distorsi. Ibu rumah tangga yang dinilai hanya diam saja di rumah, ternyata juga mengisi kegiatan dengan berbisnis. Tujuan dari pelatihan ini adalah untuk membangun mindset bisnis syariah pada perempuan muslim yang sudah berkeluarga. Perempuan yang sudah menikah, mempunyai anak, selalu berkutat dengan kegiatan rumah tangga dan mengurus suami dan anak. Oleh karena itu, diperlukan suatu pelatihan yang dapat meningkatkan kapabilitas ibu rumah tangga yang sudah berkeluarga supaya dapat mengaktualisasi diri, mandiri, dan mempunyai penghasilan sendiri. Metode pelaksanaannya adalah pelatihan persiapan untuk memulai usaha berdasarkan prinsip ekonomi syariah, dan dilengkapi dengan materi sejarah Rasulullah dan mengapa sebagai seorang ibu rumah tangga harus dapat berkarya. Hasil dari kegiatan ini adalah mitra termotivasi untuk dapat berbisnis dan menambah pengetahuan mitra untuk membangun bisnis berdasarkan prinsip syariah. </div

Purpose: This study aims to analyze the efficiency level of Indonesian sharia insurance and Malaysian takaful with a parametric stochastic frontier approach where the input is total assets and expenses, and the output of this research is claims and premiums. Methodology: This study uses quantitative methods with secondary data in the form of shariah insurance Malaysia and Indonesia annual reports 2016-2020. The data analysis uses a regression test with the help of stochastic frontier approach (SFA) Findings: Based on the results of processing using stochastic frontier analysis (SFA), Indonesian Sharia insurance's overall production efficiency level is known to be 0.6306 or 63.06%, Malaysian takaful on average is known to be 0.6160 or 61.60 %. Partially, Indonesian sharia insurance total assets, insurance expenses, and claims positively and significantly affect the number of premiums. Takaful Malaysia's total assets of Malaysian takaful partially have an insignificant negative effect on the premium amount. Malaysia's takaful expenses and claims partially have an insignificant positive effect on the premium amount. Originality: This study analyzes the efficiency and looks at the effect of the variables of Indonesian sharia insurance and Malaysian takaful with a parametric stochastic frontier approach. Practical implications: This research shows that the management of Indonesian sharia insurance and Malaysia's takaful is still inefficient, so each government needs to regulate the operations in this industry.

This study aims is to analyze non-performing financing and liquidity on the profitability of Islamic Commercial Banks in Indonesia with good corporate governance as a moderating variable. This study uses the variable Profitability (ROA) as the dependent variable, non-performing financing (NPF) and liquidity (FDR), as the independent variable and Good Corporate Governance (Independent Commissioner) as the moderating variable. The sampling method used purposive sampling in order to obtain 12 BUS with a research period of 2010-2019. The analysis technique used is statistical analysis of panel data with eviews 8.0. The results of the study stated that NPF had a significant negative effect on profitability, FDR had a significant positive effect on profitability. GCG as a moderating variable strengthens the influence of NPF on profitability, while GCG is not a moderating variable of the effect of FDR on profitability. The conclusion is that GCG is only a moderating variable of the effect of NPF on profitability.