Sarah Janzen’s research while affiliated with University of Illinois Urbana-Champaign and other places

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Publications (29)


Going the distance: Hybrid vocational training for women in Nepal
  • Article

December 2024

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2 Reads

Journal of Development Economics

Sarah Janzen

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Nicholas Magnan

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[...]

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Bhola Shrestha

Enhancing agency and empowerment in agricultural development projects: A synthesis of mixed methods impact evaluations from the Gender, Agriculture, and Assets Project, Phase 2 (GAAP2)
  • Article
  • Full-text available

May 2024

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295 Reads

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5 Citations

Journal of Rural Studies

Download




Coping with COVID‐19 shocks in rural Nepal

May 2023

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10 Reads

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4 Citations

Applied Economic Perspectives and Policy

We examine shocks experienced by rural Nepali households during the COVID‐19 pandemic. Households primarily experienced income and price shocks during a government‐imposed lockdown. During this time, households managed to effectively protect consumption, and mostly relied on credit (26%), asset sales (10%) and savings (8%). Debt levels nearly doubled, with limited changes to savings. We then leverage a long‐term randomized control trial (RCT) to assess whether beneficiaries of a livestock livelihood program are more resilient. Program beneficiaries are 6 percentage points less likely to take out new loans.


States of the world in the theoretical model
Theoretical model predictions and corresponding regression parame- ters
Index Insurance Demand (in KSH)
Demand for Weather Index Insurance among Smallholder Farmers under Prospect Theory

October 2022

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82 Reads

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9 Citations

Journal of Economic Behavior & Organization

Index insurance offers an innovative risk management solution for uninsured agricultural weather risk. We investigate the theoretical relationship between prospect theory risk preferences and characteristics of index insurance. We pair these theoretical findings with data from a lab-in-the-field experiment in Kenya. Empirically, we find that insurance demand is decreasing in loss aversion, and the negative marginal effect of loss aversion on insurance demand increases with basis risk and the insurance premium. Our theoretical and empirical results combined illustrate the importance of considering both risk and loss aversion, as well as basis risk, in understanding index insurance decisions.


Can Mobile Technology Improve Female Entrepreneurship? Evidence from Nepal

June 2022

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109 Reads

Gender norms may constrain the ability of women to develop their entrepreneurial skills, particularly in rural areas. By bringing entrepreneurial training to women rather than requiring extended time away from home, mobile technology could open doors that would otherwise be closed. We randomly selected Nepali women to be trained as veterinary service providers known as community animal health workers. Half of the selected candidates were randomly assigned to a traditional training course requiring 35 consecutive days away from home, and half were assigned to a hybrid distance learning course requiring two shorter stays plus a table-based curriculum to be completed at home. Distance learning strongly increases women's ability to complete training as compared to traditional training. Distance learning has a larger effect than traditional training on boosting the number of livestock responsibilities women carry out at home, while also raising aspirations. Both training types increase women's control over income. Our results indicate that if anything, distance learning produced more effective community animal health workers.


Anti-poverty programmes build resilience

June 2022

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27 Reads

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2 Citations

Nature Climate Change

The world’s poorest households, who often depend on agricultural incomes, are increasingly vulnerable to weather-induced shocks. A recent study shows how anti-poverty programmes can help to protect both consumption and income when exposed to shocks.


Figure 2 Persistence in women's decision-making power.
Characteristics by migrant status
Outcomes by migrant status
Heterogeneity by trip length: change in decision-making (all categories)
Temporary migration as a mechanism for lasting cultural change: Evidence from Nepal

December 2021

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39 Reads

IZA Journal of Development and Migration

When a husband migrates, his wife may control more household resources and therefore change how the household spends income. Given the prevalence of seasonal migration in developing countries, even these temporary changes could affect economic development. The extent to which these changes persist after migration spells will magnify these consequences. Using panel data on rural households in Nepal, we examine how a husband's migration interacts with intrahousehold decision-making and consumption patterns both during and after migration spells. We find that a husband's absence is associated with a 10 percentage point increase in the expenditure decisions over which the wife has full control. This coincides with a shift away from expenditures on alcohol and tobacco in favor of children's clothing and education. Importantly, we find that migrant husbands resume their role in decisions following their return, but decisions are more likely to be made jointly. These persistent effects are consistent with a model in which households are pushed to a new, more-equitable equilibrium and then are driven to form habits, which, in turn, cause the new equilibrium to stick, thus facilitating long-term cultural change in gender norms.


Citations (19)


... Four arms of the ANGeL project focused on gender and nutrition, and all of them significantly improved women's access to and decisions on financial services. This may be because joint training in a particular domain in each arm increased decision-making on credit use for that domain, even if the project did not directly involve credit 14,37 argued that projects relying on capacity-building can contribute to the perception that women can have greater access to credit than men. This was largely because of the increasing popularity of microfinance groups targeting women, allowing them to secure credit from other sources beyond the project itself. ...

Reference:

A systematic review of agricultural projects’ contributions to women’s empowerment
Enhancing agency and empowerment in agricultural development projects: A synthesis of mixed methods impact evaluations from the Gender, Agriculture, and Assets Project, Phase 2 (GAAP2)

Journal of Rural Studies

... The total value of livestock holding was preferred since most rural households save their earnings from agricultural crop production in livestock ownership which is also a symbol of wealth in the villages. Further, livestock holding is a major saving device especially for rural households in sub-Saharan Africa due to the less developed financial markets [48,49]. Many farm households protect themselves against crop failures by saving through livestock. ...

A review of livestock development interventions’ impacts on household welfare in low- and middle-income countries
  • Citing Article
  • September 2023

Global Food Security

... Papers in this issue follow that trend, adopting a range of statistical techniques such as differencein-differences Gupta et al., 2023;Siwach et al., 2023) or regression discontinuity designs (Varshney & Meenakshi, 2023) to establish causality. Others leverage the randomized allocation of resources pre-pandemic to uncover the longer-term impact of these interventions on households' ability to cope with COVID-19 (Ekstrom et al., 2023). The rest rely on correlational analysis and refrain from making claims of causality (Kabir et al. (2023), for example). ...

Coping with COVID‐19 shocks in rural Nepal
  • Citing Article
  • May 2023

Applied Economic Perspectives and Policy

... In a recent study by [134], the authors analyzed index insurance demand within a prospect theory framework considering basis risk. They confirmed a negative relationship between loss aversion and insurance demand, particularly emphasizing the pronounced impact of loss aversion on farmers exposed to high basis risk. ...

Demand for Weather Index Insurance among Smallholder Farmers under Prospect Theory

Journal of Economic Behavior & Organization

... With regard to the socioeconomic dimension of impacts, lowincome populations suffer more under climate change 12,13 , which may become a roadblock to poverty eradication without appropriate adaptation 14 . Showing the bidirectional interconnection of climate change and inequality, it may also hinder mitigation efforts 15 . ...

Anti-poverty programmes build resilience
  • Citing Article
  • June 2022

Nature Climate Change

... This new approach provides much greater opportunity to develop more precise measures of flooding than the original binary indicator of flooding on a given day. Following advice in Duflo et al. (2020) and Janzen and Michler (2021) to not stick to an inferior pre-specified method when a new, superior method becomes available, we adopted the fractional flood index data instead of the binary data. To help alleviate concerns that we selectively report a new flood measure that is particularly favorable to our hypotheses, we report results using four different flood measures based on the new data. ...

Ulysses' pact or U lysses' raft: Using pre‐analysis plans in experimental and nonexperimental research

Applied Economic Perspectives and Policy

... Accordingly, I constructed an aggregated index score for innovation output using the methodology developed by Anderson (2008). This approach employs a generalized least squares (GLS) weighting procedure, which effectively manages missing data, minimizes uncorrelated random errors among variables, and provides statistically robust tests compared to the traditional approach of using multiple proxies for innovation output (Anderson, 2008;Schwab et al., 2020;Ayad & Delmadji, 2024). This method is particularly advantageous because relying on a single metric, such as product or process innovation, offers only a limited perspective, while separately analyzing multiple outcomes of innovation risks inference issues due to multiple hypothesis testing across distinct outcome models (Schwab et al., 2020;Ayad & Delmadji, 2024 ...

Constructing a summary index using the standardized inverse-covariance weighted average of indicators
  • Citing Article
  • December 2020

The Stata Journal Promoting communications on statistics and Stata

... IBLI coverage in Ethiopia increases the likelihood that households would invest in crop production by approximately 12.4% (column 3) and the cultivation of nonirrigated land by approximately 0.34 ha. 10 Crop production is an emerging pastoralist production diversification strategy that demands more household labor and partial sedentarization than does livestock production (Sakketa et al., 2025). Other studies like Janzen and Carter (2019) documented that insured households in rural Kenya are less likely to sell assets, and access to insurance schemes significantly reduced the need for the poor to cut food consumption when faced with adverse shocks. The results of this study also suggest that consumption smoothing and asset protection effects of insurance schemes, in turn, significantly increase productive investments in subsequent years, thus, more work hours. ...

After the Drought: The Impact of Microinsurance on Consumption Smoothing and Asset Protection
  • Citing Article
  • April 2019

American Journal of Agricultural Economics

... Basis risk, namely the difference between the triggered insurance payout and the actual yield losses, poses a significant hurdle to the wide adoption of weather index insurance (e.g. Woodard and Garcia, 2008;Odening and Shen, 2014;Janzen et al., 2021). Thus, much attention has been paid to quantifying and alleviating this challenge (see Norton et al., 2012;Keller and Saitone, 2022). ...

Can Experiential Games and Improved Risk Coverage Raise Demand for Index Insurance? Evidence from Kenya
  • Citing Article
  • August 2020

American Journal of Agricultural Economics

... While the positive impact of microinsurance dominates most studies, some controversial aspects must be considered. Janzen et al. (2021) argue that premium subsidies targeting poor and vulnerable households are a strong case for public finance, but Takashino et al. (2017) caution that the impact of subsidies on social ties within a community should be critically evaluated, especially if the subsidies are discontinued after some time, causing changes in social relationships and networks. ...

Can insurance alter poverty dynamics and reduce the cost of social protection in developing countries?
  • Citing Article
  • August 2020

Journal of Risk & Insurance