Muhammad Al Faridho Awwal’s scientific contributions

The objectives of research are to describe transformational leadership style, employee performance, and organizational citizenship behavior (OCB), and to examine the influence of transformational leadership style on employee performance through organizational citizenship behavior (OCB) as moderator variable. Sampling technique is stratified sampling. The respondent of research is 77 persons. The analysis tool is Partial Least Square (PLS). Research respondent is the employee of PD. BPR of South Kalimantan. Result of research indicates that transformational leadership style and employee performance remain in high category. Transformational leadership style has significant direct influence on employee performance. Organizational citizenship behavior (OCB) belongs to high category. The moderating nature of organizational citizenship behavior (OCB) is moderating of strengthening which means that higher organizational citizenship behavior (OCB) will empower the influence of transformational leadership style on employee performance.

Application-based motorcycle taxi (ojek) service becomes one of the most popular startup businesses in the recent years. There are many emerged companies that offer application-based transportation service, one of them is PT. Go-Jek Indonesia. However, there are only few researches that examine factors that might influence companies to design suitable and user-friendly application-based transportation service. This study aims to determine the influence of the characteristics of product innovation on intention to adopt app-based ojek service (Go-Jek) in which consumer demographic characteristics variable is used as moderators. Primary data were collected through questionnaires with a sample size of 280 respondents. This research used multiple regression analysis on millennial, non-millennial, and combined generations, and conducted moderate regression analysis of characteristics of an innovation (relative advantage, compatibility, complexity, trialability, observability). The result shows that relative advantage, compatibility, trialability, observability in the millennial generation have positive and significant effect on intention to adopt, whereas complexity variable has no significant effect. It was found that variables of relative advantage, trialability, and observability in the non-millennial generation have positive and significant effect, whereas complexity variable has negative effect on intention to adopt. On the other hand, the result proves that compatibility variable has no significant effect. In addition, the result also shows that variables of relative advantage, compatibility, trialability, and observability in combined generations have positive effect on intention to adopt Go-Jek application, whilst complexity variable has a negative effect on intention to adopt Go-Jek app. Factor of generation shows that the effect of variable of characteristics of an innovation (relative advantage, compatibility, complexity, trialability, observability) has stronger effect on intention to adopt in non-millennial compared with millennial generation.

This research was conducted to examine the effect of spending habits, spiritual quotient, and financial literancy to financial management of Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta students. The population in this study were sutend of Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta students with samples taken using simple random sampling. Primary data collecting by distributing questionners. There are 150 quietionnaires processed in this study. The data analysis in this study used. The data analysis in this study used multiple linear regression analysis using SPSS software to test the research data. The result shows. The result showed that spending habits, spiritual quotient, and financial literation simultaneously has a significant effect on financial management of Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta students. Partially, the spending habits variable does not have a significant effect on financial management students of Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta with a significant level of 0.121 above 0.05. The spiritual quotient variable has a significant negative effect on financial management student of Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta with a significant level of 0.708 above 0.05. The financial literacy variable has a positif significant effect on financial manaement Pondok Pesantren Mahasiswa (PPM) Ar-Royyan Baitul Hamdi Yogyakarta students with a significant level of 0,000 below 0,05. Spending habits have no effect and are not significant on the financial management of students at the Ar-Royan Baitul Hamdi Yogyakarta Islamic Boarding School (PPM). Furthermore, spiritual intelligence has a negative and insignificant effect on the financial management of students at the Ar-Royan Baitul Hamdi Yogyakarta Islamic Boarding School (PPM). Furthermore, financial literacy has a positive and significant effect on the financial management of Yogyakarta PPM students. The students of the Ar-Royyan Baitul Hamdi Yogyakarta Islamic Boarding School (PPM) are expected to be more able to hold back from doing consumptive things

The food and beverage (F&B) industry significantly impacts Indonesia's economy, playing a crucial role in economic growth and welfare. Micro, small, and medium-sized enterprises (MSMEs) in the F&B sector, particularly in the Jabodetabek region, are essential contributors to Indonesia's global standing. This study explores the relationship between technology adaptation, CEO characteristics, and competitive advantage in Jabodetabek's F&B MSMEs. Challenges faced by these enterprises, such as limited resources and human capital, underscore the need for effective technology adoption and strong leadership. The research aims to enrich the literature on this subject and provide insights for policymakers to enhance MSME competitiveness.