August 2024
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15 Reads
Extreme-weather events bring a large scope of influence, cause a large degree of loss and a wide range, how to design a model that is both economical and effective in the evaluation and preservation of landmark buildings has aroused our attention. We firstly use AHP-TOPSIS-FCEM Model to establish comprehensive risk expression for four kinds of Extreme-weather events and weight them as comprehensive meteorological disaster risk assessment factors; we establish vulnerability analysis expression from the economic and social perspectives, and then combine the two to obtain comprehensive insurance risk index, which can be used as the trigger condition of index-based insurance. Then the insurance company's profit model is established: there is a functional relationship between the insurance company's premiums and claims among and the comprehensive insurance risk index. Our model has excellent evaluation decision-making functions, and the integrated disciplines as well as comprehensive factors make it highly practical, which can be extended to evaluation decision-making in investment, urban planning, and other fields in the future with the addition of variable rate adjustment and optimization of missing data values.