Debbie Aryani Tribudhi’s scientific contributions

The enactment of Article 4 of Law No. 33 of 2014 in 2024 in Indonesia, resulted in micro, small and medium enterprises being required to have a halal certificate. This policy brings significant changes to business operators, because if they cannot fulfil their obligations will result in sanctions in the form of a ban on the circulation of their products in Indonesian territory.This Community Service aims to enhance partners' knowledge and understanding of halal certification. However, to achieve more optimal results, the partners are also provided with materials on the impact of halal certification on the acceleration of business growth and development. This activity was conducted using the counselling method to micro, small, and medium enterprises at Azalea Grand Depok City. This Community Service has been carried out successfully, as it was able to increase the partners' knowledge and understanding of consumption, halal products, and welfare by an average of 87.67 percent.In the next implementation, the duration of the meeting should be longer and continuous with a theme that can improve business with Islamic behaviour, as well as conducting comparative studies to business centres that apply Islamic principles.

Perilaku masyarakat dan perekonomian nasional mengalami perubahan besar akibat adanya pandemi COVID-19. Pemberlakuan era new normal oleh pemerintah, membawa peluang bagi pelaku usaha untuk mengembangkan usaha. Namun, pelaku usaha terkendala pada permodalan. Pengabdian kepada masyarakat ini, bertujuan untuk meningkatkan pengetahuan sumber pendanaan usaha dan pengelolaan keuangannya, guna meningkatkan minat dan pengembangan usahanya. Metodenya dilakukan dengan memberikan pendidikan dan pelatihan. Pelaksanaan pengabdian kepada masyarakat berhasil dengan baik, karena pengetahuan dan wawasan peserta meningkat dari rata-rata sebesar 56 persen menjadi 83,67 persen. Materi yang diberikan sistem dan lembaga keuangan, sumber pendanaan usaha, dan pengelolaan keuangan yang efektif dan efisien. Pengabdian kepada masyarakat ini agar lebih baik lagi pada pelaksanaan berikutnya, perlu menambahkan waktu dengan materi yang beragam dan menambah daerah jangkauannya

Pengabdian Kepada Masyarakat ini, bertujuan untuk memberikan pemahaman konsep merek dan pengemasan, guna meningkatkan nilai tambah produk Usaha Mikro Kecil dan Menengah dan meningkatkan pangsa pasarnya. Kegiatan ini, merupakan kerjasama Fakultas Ekonomi dan Bisnis Universitas Trisakti dengan PT. Coca Cola Europasific Partners Indonesia yang sedang mengembangkan program sustainability pada daerah binaannya di Desa Bestari Zona 1, Desa Sukadanau, Cikarang Barat. Mitra dari program ini para ibu rumah tangga yang tinggal diwilayah tersebut, yang sedang mengembangkan budidaya tanaman lidah buaya dan usaha dari produk turunannya, tetapi terkendala dalam memperluas pangsa pasarnya dan rendahnya nilai tambah dari produk yang dihasilkannya. Untuk itu, perlu diberikan pengetahuan tambahan pengetahuan merek dan pembuatan kemasan untuk menambah daya tarik bagi calon konsumen. Pihak PT. Coca Cola Europasific Partners Indonesia mengajak Tim Pengabdian Kepada Masyarakat dari Fakultas Ekonomi dan Bisnis Universitas Trisakti untuk berkontribusi dalam mengatasi kendala yang dihadapi mitra. Program ini, dilaksanakan dengan menggunakan metode penyuluhan yang dilakukan secara dua arah. Pelaksanaan Pengabdian Kepada Masyarakat ini berhasil dengan baik, karena pihak mitra dapat membuat merek dan kemasan yang menarik pada produknya, sehingga dapat menunjang keberhasilan dan mengembangkan usahanya. Namun, pasca pelaksanan Tim Pengabdian Kepada Masyarakat mendapatkan masukan dari mitra dan PT. Coca Cola Europasific Partners Indonesia Indonesia untuk memberikan penyuluhan dengan durasi waktu yang lebih lama dengan tema lain, serta perlu dibuatkan komuitas bersama di media sosial.

Banking is an intermediary institution that serves as the driving force of development in Indonesia. Sustainability this institutions depends on the profit derived from Net Interest Margin. However, in its development, bank is influenced by internal performance and macroeconomic conditions. Aims of this study is to determine influence of financial and macroeconomic performance on Net Interest Margin in conventional banking in Indonesia. Net Interest Margin used as dependent variable and Operating Expenses and Operating Income, Loan to Deposit Ratio, interest rates, exchange rates as independent variable. Used regression method, and monthly time series data form financial services authority in 2017-2020. Loan to Deposit Ratio and interest rate have a positive and significant effect on Net Interest Margin while the exchange rate has a negative and significant effect to Net Interest Margin. However, Operating Expenses and Operating Income have not been shown to affect Net Interest Margin. If Banking performance improves, stable macroeconomic conditions, and regulations that support the banking sector, the Net Interest Margin conditions can be conducive

This study aims to determine carbon emissions in the Association of Southeast Asian Nations-6 (ASEAN-6) in achieving Sustainable Development Goals using the Kuznet environmental curve analysis approach. Used panel data regression method with carbon emissions as a dependent variable and Gross Domestic Product per capita, Squared Gross Domestic Product per capita, population, energy consumption and Sustainable Development Goals as independent variables. Used panel data from 2009-2018, samples taken from Singapore, Malaysia, Indonesia, Thailand, Philippines and Vietnam. Results are the suitable random effect model, with per capita Gross Domestic Product and energy consumption having a positive and significant effect on carbon emissions. In contrast, the squared Gross Domestic Product Per capita, population and Sustainable Development Goals have a negative and significant impact on carbon emissions. The Environmental Kuznet curve hypothesis has been proven in this area, although only Singapore has reached a turning point, so ASEAN-6 will still experience in carbon emissions increase. For this reason, ASEAN-6 needs to implement sustainable development policies, family planning, environmentally friendly energy development, and coordination and seriousness in implementing the Sustainable Development Goals.

Pandemi COVID-19, membawa perubahan besar terhadap pola kehidupan masyarakat dan percepatan revolusi industri 4.0. Fenomena ini, membuat penjualan Usaha Mikro, Kecil dan Menengah menurun. Demi mempertahankan hidupnya, Bu De Mus sebagai pemilik warung nasi uduk yang berusia lanjut dan berstatus single perents, perlu tetap menjalankan usahanya. Untuk itu, Tim Pengabdian Kepada Masyarakat dari Fakultas Ekonomi dan Bisnis Universitas Trisakti, bertujuan untuk membantu meningkatkan penjualan warung Bu De Mus akibat pandemi COVID-19. Metode yang digunakan, pelatihan dan penyuluhan dengan materi kewirausahan dan pemanfaatan teknologi digital. Pasca pelaksanaan, agar dapat menarik minat pembeli, warung nasi uduknya melakukan pembenahan produk dan pemasaran secara online. Keputusan ini, setelelah dilaksanakan dalam 1 bulan, dapat meningkatan penjualan sebesar 150 persen pada senin-Jumat dan 200 persen pada hari libur. Namun, peningkatan penjualannya lebih banyak ditopang oleh produk barunya, berupa makanan gorengan. Kini, untuk memperluas pangsa pasar telah menggunakan sarana media sosial

Micro and small businesses in Indonesia survived during the economic crisis until the Covid-19 pandemic arrived. This situation, brings major change in people's consumption behavior that results in decreased income. Aims of this activity is to provide knowledge and insight to increase micro and small businesses income in new normal era at Cordova Bina Amanah Entrepreneurship School. Participants are given materials of market structure, marketing media and marketing media costs, using educational and training methods. This activity, can increase average knowledge and insights of the material to 79,67%. This activity should be carried out continuously, added with diverse materials related to digital technology, whether online or offline. Participants as businessmen needs to apply promotion with digital technology, build personal branding, innovation and product diversification, and registered their businesses at Cooperative Service for micro, small, and medium enterprises. Keywords: New normal era, micro and small businesses, declining revenue, digital marketing. ABSTRAK Usaha mikro dan kecil di Indonesia terbukti dapat bertahan pada masa krisis ekonomi hingga datangnya pandemi Covid-19. Keadaan ini, membawa perubahan besar pada perilaku konsumsi masyarakat yang mengakibatkan menurunya pendapatan. Kegiatan ini, bertujuan untuk memberikan pengetahuan dan wawasan guna meningkatkan pendapatan Usaha mikro dan kecil pada era new normal di Sekolah Kewirausahaan Cordova Bina Amanah. Untuk itu, peserta pengabdian kepada masyarakat diberikan materi struktur pasar, media pemasaran dan biaya media pemasaran, dengan menggunakan metode pendidikan dan pelatihan. Aktivitas ini, dapat meningkatkan pengetahuan dan wawasan dari materinya menjadi rata-rata sebesar 79,67 persen. Namun, kegiatan ini sebaiknya dilakukan secara berkesinambungan, waktunya ditambah dengan materi yang beragam terkait dengan teknologi digital, serta penyampaiannya dengan online dan offline. Disamping itu, peserta sebagai pelaku usaha perlu menerapkan promosi dengan teknologi digital, membangun personal branding, inovasi dan diversifikasi produk, serta usahanya terdaftar pada Dinas Koperasi dan usaha mikro, kecil, dan menengah. Kata Kunci: Era new normal, usaha mikro dan kecil, menurunnya pendapatan, pemasaran digital.

Aims of this study is about Islamic Social Reporting determination at manufacturing industry sector listed on Indonesia Sharia Stock Index, with exchange rate and inflation as moderating variables. Panel data regression is used as a method with Islamic Social Reporting as dependent variable and Return on Equity, Current Ratio, Debt to Equity Ratio, Firm Size as an independent variables, while inflation and exchange rates used as moderating variables. Sampling is from manufacturing industrial companies listed in Indonesia Sharia Stock Index. Result shown that Return on Equity with inflation moderation has a positive and significant effect on Islamic Social Reporting, Current Ratio has a positive and significant effect on Islamic Social Reporting, and Debt to Equity which is moderated by the exchange rate has a positive and significant effect on Islamic Social Reporting. However, the inflation moderated Firm Size is not significant to the Islamic Social Reporting. In order to get blessings, manufacturing industry needs awareness from companies to implement the Islamic Social Reporting, Financial Services Authority implements and develops Islamic Social Reporting indicators for all sectors, investors fully apply sharia principles to get blessings, people buy products that are halal and toyiban, also government maintain exchange rates stability and inflation.

Indonesia, with a Muslim majority population, has made Islamic financial institutions develop rapidly. To meet community needs, Bank Syariah Mandiri developed alternative financing, by issuing gold pawn products (Rahn). Aims of this study is to determine factors that influence Rahn distribution. Used regression method with quarterly data in 2011-2018. Dependent variable is Rahn distribution and inflation, exchange rate and gold price as the independent variable. Result shown that inflation and gold price have a positive and significant effect on Rahn's distribution, while the exchange rate has a negative and significant effect on Rahn's distribution. For this reason, financial institutions can develop gold pawns by utilizing financial technology, and Government needs to maintain stable inflation and exchange rates in order to increase economic growth and income distribution.