Adewale Adegoke Alawiye-Adams's research while affiliated with University of Uyo and other places
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Publications (33)
The study empirically investigates the nexus between electricity consumption and industrial sector performance in Nigeria between 2006 and 2010. Secondary time-series data were analyzed using co-integration and ordinary least square techniques. Co-integration results revealed a long run relationship among the variables, the result also showed that...
The main thrust of this study is to critically analyze the issues, challenges and prospects that the Asset Management Company of Nigeria (AMCON) faces in resolving the unwarranted critical liquidity challenges the Nigerian Banking Sector found itself and matters arising thereof. There is no gainsaying the fact that in Nigeria like several countries...
The information age has created a new segment of knowledgeable customers. It has become very imperative for Banks to pay close attention to the roles of more active groups of customers. This study therefore aims to provide the results of an in-depth investigation of the link between Customer Relationship Management (CRM) and Bank Performances in th...
It is pertinent to understand the impact of Internal Control Mechanism on the Operational Efficiency of Small and Medium Scale Enterprises of any Country. The Internal Control Mechanism refers to all the policies and procedures adopted by the management of an entity to assist in achieving management objectives as much as practicable, the orderly an...
This research seeks to establish that the small scale industries could be developed through the informal capital market participation provided it is well supported and managed. Obtained for the purpose of this work were secondary data from randomly selected thirty small scales industries and a cooperative society in Osun state. The data were analyz...
This study examines the impact of ATM transaction charges on the new key cash-less policy of CBN, using the e-channels approach and descriptive analysis. The study found that out of many e-payment channels that are adopted in Nigeria, ATM channel has the highest patronage of card holders than other channels. The study also found that the interventi...
The study drew empirical evidence from indigenous firms in Nigeria by exploring the meaning and practices of Corporate Social Responsibility in Nigeria. It was found that indigenous firms perceive and practice Corporate Social Responsibility as corporate philanthropy aimed at addressing socio-economic development challenges in their host communitie...
Awareness creation for entrepreneurship development in Nigerian tertiary institutions is a recent development and a step in the right direction, geared towards promoting self reliance and disabusing the minds of teaming Nigerian graduates against perpetually waiting for white collar jobs that may not be forthcoming. The developed countries around t...
Nigeria State has been an entity from inception that is endowed with multitudes of economic and growth provoking physical and natural resources with which she could have raised her head above any micro or macro-economic storms. But this nation as blessed as she is has never been seen to have maximally explored her potentials for the good of the cit...
The key root cause of most social problems in many of the developing countries around the world, including Nigeria has been identified to have their foundation in the prevalence of abject poverty. Its effect on development is multifaceted, especially on human development and formation. Due to the present economic and social situation, the family in...
The study attempted to investigate how the nagging and recurrent bank failures in Nigeria have contributed to the under-development of the Nigerian economy. It also critically assessed the extent to which these identified factors are accountable for the failure and to ascertain other factors that may be responsible. The study involves 81 respondent...
The nation Nigeria, was one of the 50 richest countries in the world in the early 1970s, but has retrogressed to become one of the 25 poorest countries at threshold of the twenty first century. It is ironic that Nigeria is the sixth largest exporter of oil and at the same time harbors the third largest number of poor people after china and India. W...
The paper attempted to investigate the issue of Gender Mainstreaming and Conflict Resolution in Nigeria. It examined the issue of Gender equality for sustainability development. Also, UNESCO activities in the area of Gender mainstreaming was x-rayed as well as UNESCO Gender lenses was critically analyzed in terms of how meetings, workshops and conf...
This study sought to empirically investigate how inadequate access to finance has limited the contributions of Small and Medium Scale Industries (SMSls) to the Economic Development in Nigeria. The SMSIs are recognized worldwide as the necessary back bone of industrial growth and development, and they have experienced continuous problem with sourcin...
The paper empirically examined the impact of financial sector reforms on Bank growth in Nigeria and data spanning a period of thirty four years (i.e. 1971-2005) was analysed using the Panel Data Model. Earnings per Share (EPS), Returns on Capital Employed (ROCE) and Returns on Equity (ROE) were used as proxies for Bank growth (i.e. the dependent va...
The thrust of this study was to empirically investigate Nigeria’s’ Deposit Money Banks’ Credit Administration and the recurring incidence of Bad Loans. The research work critically examined credit Administration in Nigeria’s Deposit Money Banks, the origin and incidence of bad debts, the recoveries of Non Performing Loans and also offered possible...
The aim of this paper was to ascertain the extent to which electronic payment in all its ramifications and intensities could impact on the systemic cashless economy in Nigeria, on the one hand, and the great potential of recovery of National Security from its current state of implicit and reckless collapse, on the other hand. Before the advent of m...
Information communication technology has become the engine block of every banking institution worldwide and Nigerian banking institutions are not exempted. In an attempt to meet up with the global challenges, commercial banks are not left out in the bid to improving banking system efficiency. For the purpose of this research, the historical and sur...
The study critically measured the performance of Banks using the C.A.M.E.L (Capital Adequacy, Asset Quality, Management Soundness, Earnings/Profitability and Liquidity criteria) analytical technique in a liberalized Economy using the Nigerian economy as a case study. The Panel data model was employed for data spanning a period of thirty four years...
Several concerted efforts have been made towards understanding the relationship between capital market and the economic growth in Nigeria. The capital market of every economy is setup for the attainment of specific objectives, some of which includes facilitating economic growth and stability, sourcing of the much needed capita for economic developm...
Electronic Banking has made tremendous improvement on the payment function of the Nigerian Financial system on the one hand and on the intermediation function on the other. While the two functions are complementary in delivering efficient banking services, electronic banking has also aided a great departure from the traditional manual methods of se...
The Cashless Nigeria Project initiated under the Lamido Sanusi reform as governor of Central Bank of Nigeria since 2010 has been a trial and error experiment in futility and an economic drain pipe of national resources that has not yielded any notable result. Several revised versions of the policy have been experimented with in the trial and error...
It is a good thing Nigeria is instituting a cashless policy, but the dictatorial force by which the regulatory body- Central Bank of Nigeria, is pushing the implementation of the policy down the throat of the citizenry without obtaining their consent and imposing punitive measures to compel compliance and obedience is what makes the Nigeria cashles...
The drive towards cashless societies has been a topic of continuous debate in recent times in the global financial economy. Cash as a means of movement of money for business transactional settlement in the world economy, can no longer meet the growing demands of both local and international financial markets intermediation and commercial settlement...
The global financial crisis which brought in its wake a slow down in the wheel of international economy, loss of value in national currencies and money markets, should not be addressed on a face value by just making America the scape goat for the incidences and the consequences, if a pragmatic way forward is to be proffered.Since all nations do not...
The contributions of small and medium scale enterprises to the economic sector of any nation cannot be ignored by any means. In most countries, small and medium scale enterprises contribute significantly to the Gross Domestic Product (GDP) of the economy. The industry constitutes an average of 75% of entrepreneurship efforts and absorbs a reasonabl...
The African Corporate environment has witnessed significant controversies of immense dimension erupting from the various challenges of underdevelopment characterized by the poor cultures associated with inter and intra organizational conflicts, hi-tech corruption, dishonesty, selfishness, disregard for law and order, betrayal of trust, abuse of pri...
Credit supervision, evaluation, monitoring and control is a crucial duty of all banks today, as the absence of these can lead to bankruptcy if not checked and given the due attention that it deserves. The banking system is mainly a function of savings and investments. One of the functions of Banks’ (especially commercial banks; be it regional, nati...
The current second round distress in the Nigerian financial system within two decades is capable of causing a total systemic collapse of the entire Nigerian financial system (which includes the organs of the capital market). The approach of this article is not to look at AMCON alone as an institution, what it is set up to do, the benefits of its fu...
The current second round distress in the Nigerian financial system within two decades is capable of causing a total systemic collapse of the entire Nigerian financial system (which includes the organs of the capital market). The approach of this article is not to look at AMCON alone as an institution, what it is set up to do, the benefits of its fu...
Citations
... Indikator kuantitatif ini biasanya menggunakan rasio, analisa tren, permodalan, kualitas aset serta penghasilan dan likuiditas. Indikator kualitatif mencakup kualitas dari manajemen, peraturan perbankan, kepatuhan hukum serta layanan perbankan dan kontribusi kepada sistem perekonomian (Babatunde & Alawiye-Adams, 2013). ...
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... Thus, there is a need for FGN to educate all stakeholders of MSEs on cybersecurity policy across Nigeria, particularly the regulating body of each sectors that would cascade it to the grassroots with a view to enlighten them on the reporting channel. [15]. ...
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... External stakeholders covers up several section, the customer, suppliers, government, as well as the communities where the company resides. Those communities may be the labor union, media, financial institutions, and even the competitors of the company [14]. With a good relationship to the community around the company's environment, it will be resulting in an increase of the company competitiveness. ...
... Therefore, there is a need to devise methods to encourage the growth and development of these enterprises to ensure that they reach their full potential. Also, SMEs are seen to be the bedrock of indigenous enterprises and generate many small investments, which would not have taken place in the first instance (Adeusi, Alawiye & Ibitoye, 2014). Nigeria needs to encourage the development of its private sector by creating a friendly environment for the growth of Small and medium enterprises, strengthening the factors that lead to business success, and addressing the problems threatening the existence and advancement of small and medium enterprises (Egwuonwu & Osuchukwu, 2021), with the dismantling of trade and other barriers. ...
... Reference [19] studied Deposit Money Banks (DMB) credit administration and bad loans incidence in Nigeria and reported that credit risk is a major concern for banks and other financial institutions -due to its position as a critical risk factor in financial institutions. Reference [20] examined credit management and bad debt in Nigerian commercial banks and reported that credit risk led to financial loss due to default in borrower conformity with the terms of the loan agreements. ...
... es in different regions of the world. Considerable nwnber of studies had been carried out in African developing cmmtries to mention among others (Antwi et al., 2015;Ken and Will. 2002;Harzing and DerW al. 2009;Meho and Yang. 2007;Tugume et al .• 2015;Mourad and Sherif. 2015;Muriithi. 2015;Tella and Abdulmumin. 2015;Dankwa et al .• 2014;Nzaro. 2014;Adams and Afolabi. 2013;Kavu et al.. 2013;Ngereza and Iravo. 2013;Senyo. 2013;Fenuga and Kolade. 2010;Haruna. 2012;Ogunleye et al .• 2012;Nwaolisa and Kasie. 2011;Oyewole et al .• 2011;Ebiringa. 201 0;Gholami et al .• 2010). ...
... The efforts mentioned above are supported by Adewale and Afolabi (2013), who list a number of contributing factor to street children incidence in Nigeria. These are: the AIDS epidemic in Africa, which has killed countless parents and left their children orphans; parental abuse; children's decision to live on the streets because their parents cannot provide for their essential necessities of life, like food, shelter, and clothing; child neglect by poor families; the inability of families to provide for the basic needs of the children, like education, feeding, clothing, and so on. ...
... Since the foundations of e-payments rest on the extent of financial inclusion in any economy, it is important to check how these indicators have impacted the Nigerian economy. A look at several studies on the subject showed that some of these studies have provided some background information on e-payments and the Nigerian economy (see Adewale, 2013;Oginni et al., 2013;Oyewole et al., 2013). Accordingly, Adewale (2013) and Oginni et al. (2013) suggested that a cashless policy or e-payments would be beneficial to the Nigerian economy, but they were unable to provide quantitative evidence on the effects of e-payments on the Nigerian economy. ...
... In [23], advantages derived from the elimination of cash were pointed out in their analysis, where one may "tax the underground economy, promote business efficiency and cover up criminal or lobbyist activities". In the investigations of [24][25][26], the main disadvantages of a cashless society were identified as "user privacy problems", as well as "hacking problems"; despite this, for these authors, the advantages were superior when noting that "there are major social and economic benefits to a cashless society, such as reduction in cash related crimes and monetary benefits [ . . . ] cash is bulky and heavy to carry by the customer. ...
