تأثيرالذكاء الاصطناعي والمعرفة المالية على الشمول المالي: دراسة عينة من البلدان العربية The Impact of Artificial Intelligence and financial knowledge on Financial Inclusion: A Sample Study of Arab Countries
Abstract
Abstract:
This paper examined the impact of artificial intelligence and financial knowledge on financial inclusion in a sample of Arab countries. It used the main component method to create an index, which is directly correlated with financial inclusion and eliminates the problem of multi-linearity. In this context, the current study used data provided by the global knowledge index and data from the oxford report on the use of artificial intelligence so as to conduct multiple regression tests to measure whether artificial intelligence and financial knowledge affect financial inclusion. The results illustrated that education and English language skills are very important channels for high financial knowledge leading to wider financial inclusion. It also concluded that artificial intelligence has a significant impact on individuals' access to financial products.
Keywords: financial knowledge, artificial intelligence, financial inclusion
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