ArticlePDF Available

The Effect of Information System Success on Technology Acceptance of Mobile Banking Customers: Case Study of Bank for Agriculture and Agricultural Cooperatives in Chaiyaphum Province

Authors:

Abstract

The purpose of this research was to examine the effect of information system success on technology acceptance of mobile banking customers: case study of Bank for agriculture and agricultural cooperatives in Chaiyaphum province. The quantitative research was employed in
93


The Effect of Information System Success on Technology Acceptance
of Mobile Banking Customers: Case Study of Bank for Agriculture and Agricultural
Cooperatives in Chaiyaphum Province
1* 2
1,2
Wisut Wimontam1* Chartaya Nilplub2
1,2Faculty of Business Administration, Rajamangala University of Technology Isan
*Corresponding Author E-mail: wimontam.wi@gmail.com
(Received: July 24, 2021; Accepted: October 8, 2021)


 
   
A-Mobile 
 
 

.01 
 .05 
65.3R2adj = .653)
: ,  
Abstract
The purpose of this research was to examine the effect of information system success
on technology acceptance of mobile banking customers: case study of Bank for agriculture and
agricultural cooperatives in Chaiyaphum province. The quantitative research was employed in
93
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
94
this study. Questionnaires were used as a tool to collect data from 400 customers of Bank for
agriculture and agricultural cooperatives in Chaiyaphum province who used application A-Mobile.
The descriptive statistics used to analyze the data includes frequency, percentage, mean and
standard deviation. The hypotheses were tested by multiple regression analysis. The result
showed that information system success in the dimension of functionality and security had a
positive effect on technology acceptance of mobile banking at .01 significant level. In addition,
quick response had a positive effect on technology acceptance of mobile banking at .05
significant level. All the independent variables were able to predict on dependent variable at
65.30 percent (R2adj = .653).
Keywords: Information System Success, Technology Acceptance, Mobile Banking
บทนำ


, 
Financial Technology: Fintech) 
--, 2562) 
Mobile Banking) 



 
 
, 2563) 
 

 A-Mobile” 
 
94 

95


, 2562) 
 

A-Mobile 
 2560 1.21 19.75 
A-Mobile 14,091 8.82 
, 2563)

 

, 2563)
162,354 
, 2563



วัตถุประสงค์การวิจัย


กรอบแนวคิดการวิจัย


95
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
96
 
1 







 

(Seddon, 1997

 (, 2557

 
(, 25
Delone & Mclean (2003


1. 
2. 
3. 
4. 
5. 
6. 
7. 
(Delone & Mclean, 2003)

(Davis, 1989)
96 

97





 (Rogers & Shoemaker, 1971

(, 2558


(, 2559
Davis (1989) 






 









97
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
98
 








วิธีดำเนินการวิจัย

 
A-Mobile ,, 
 Krejcie & Morgan (
 


Simple Random
Sampling)

3





Delone & Mclean (

Davis (
98 

99
Rating
Scale) 
, )


  A-Mobile  

,
)Multicollinearity)
Variance Inflation Factor (VIF) -
 
Multicollinearity, )


  

Multiple Regression Analysis)
ผลการวิจัย






 180 45.00

220
55.00
 - -
. 
-
4
1.00
99
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
100



-
46
11.50
- 95 23.75
-
128
32.00
55 127 31.75
3. 

249
62.25
 23 5.75

89
22.25
 39 9.75


264
66.00
 86 21.50

20
5.00
 9 2.25

2
.50
 19 4.75
5. 
10,000 
31
7.75
10,001 - 20,000  95 23.75
20,001 - 30,000 
161
40.25
30,000 
113
28.25
6. A-Mobile)
6 
16
4.00
6 -1  73 18.25
1 
311
77.75
7. A-Mobile 
1 - 5  148 37.00
100 

101



6 - 10 
139
34.75
11 - 15  48 12.00
15 
65
16.25
8. A-Mobile (1 

313
78.25

160
40.00
 373 93.25

195
48.75
 50 12.50

1
.25
9. A-Mobile1 
 360 90.00

97
24.25
 54 13.50

120
30.00
 3 .75
10. 1 

400
100.00
 48 12.00

130
32.50

91
22.75

56
14.00

27
6.75
 67 16.75

22
5.50

1
.25
101
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
102

-49

,-,
 A-Mobile -
A-Mobile 
A-Mobile  





S.D. 
 

    4






 4.62 .52 

.45

1
 4.27 .67 

.72




 
, S.D. = 
 , S.D. = 4.60, S.D. = .53) 
4.49, S.D. = .60) 4.43, S.D. = .60) 
 , S.D. =  , S.D. = 
 , S.D. = 
102 

103







B
S.E.
β
t
P
X
1
)
.070
.051
.080
1.366
.173
X2) .029 .061 .029 .473 .636
 X
3
)
-.126
.058
-.146
-2.193*
.029
 X
4
)
.005
.060
.005
.089
.929
 X5) .433 .061 .370 7.119** .000
 X
6
)
.098
.042
.125
2.322*
.021
 X7) .342 .037 .467 9.250** .000
R2 = .659, R2
adj
= .653
*P<.05, **P<.01
 β.467, P < .01)β.370,
P < .01)   .01
β.125, P < .05) 
.05β-.146), P < .05
.05 β.080, P > .05) 
β.029, P > .05)β.005, P > .05) 
 
65.30(R2adj = .653)
103
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
104
สรุปการวิจัย






25) 
Financial Technology Startup



 


2562)  






2557) 



 
 
A-Mobile   
104 

105
 
(2562 
 
 
M - Banking” 

 





 

Financial Technology Startup 


 


62  


M-Banking” 





105
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
106
 

   
 Mobile Banking 


ข้อเสนอแนะ


1. 


2. 
A-Mobile 
-  SMS 
One Time Password: OTP 

3. 


4.  



1. A-Mobile 
 A-Mobile 

106 

107
2. 



. Fintech 
https://www.krungsri.com/bank/th/plearn-plearn/what-is-fintech-startups.html.
A-Mobile 

, 1(1), 91-105.











M -Banking”.

.
 https://www.baac.or.th/th/ contentabout.php?
content_group_sub=0003.
107
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
108
A-Mobile.
  https://www.baac.or.th/th/contentproduct.php?
content_id=14252_group_semi=0004&content_group_sub=8&content_group=4
&inside=1.
 A-Mobile
2563: 

, 15, -.
:
 
 http://fms.bru.ac.th/
wp-content/uploads/Dr.preecha.pdf.
Financial
Technology Startup,
13, -.


, 7, 89-101.
Mobile
Banking





http://www.ratchakitcha.soc.go.th/DATA/PDF/2564/E/053/T_0021.pdf.
Davis, F. D. (Perceived Usefulness, Perceived Ease of Use, and User Acceptance of
Information Technology. MIS Quarterly, 133), -
108 

109
Delone, W. H. & Mclean, E. R. (2003). The Delone and Mclean Model of Information Systems
Success: A Ten-Year Update. Journal of Management Information Systems, 19(4),
9-30.
Krejcie, R. V. & Morgan, D. W. (1970). Determining Sample Size for Research Activities.
Educational and Psychological Measurement, 30, 607-610.
Rogers, E. M. & Shoemaker, F. F. (1971). Communication of Innovations: A Cross-Cultural
Approach. (2th ed.). New York: Free Press.
Seddon, P. B. (1997). A Respecification and Extension of The Delone and Mclean Model of IS
Success. Information Systems Research, 8(3), 240-253.
109
Journal of Management and Development Ubon Ratchathani Rajabhat University
Vol.8 No.2 July – December 2021
ResearchGate has not been able to resolve any citations for this publication.
Article
Full-text available
Ten years ago, we presented the DeLone and McLean Information Sys- tems (IS) Success Model as a framework and model for measuring the complex- dependent variable in IS research. In this paper, we discuss many of the important IS success research contributions of the last decade, focusing especially on research efforts that apply, validate, challenge, and propose enhancements to our original model. Based on our evaluation of those contributions, we propose minor refinements to the model and propose an updated DeLone and McLean IS Success Model. We discuss the utility of the updated model for measuring e-commerce system success. Finally, we make a series of recommendations regarding current and future measurement of IS success.
Article
Traducción de: Communication of Innovations. A Cross-Cultural Approach
Article
Delone and McLean's (1992) comprehensive review of different information system success measures concludes with a model of ''temporal and causal'' interdependencies between their six categories of IS Success. After working with this model for some years, it has become apparent that the inclusion of both variance and process interpretations in their model leads to so many potentially confusing meanings that the value of the model is diminished. Because of the confusion that this overloading of meanings can cause, this paper presents and justifies a respecified and slightly extended version of DeLone and McLean's model.