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Accepted: 29 August 2022 / Published online: 19 September 2022
© The Author(s), under exclusive licence to Springer Science+Business Media, LLC, part of Springer Nature 2022
King Tung “Ryan” She
ryan.she@biola.edu
David C. Wang
davidcwang@fuller.edu
Andrea L. Canada
andrea.canada@biola.edu
John M. Poston
john.poston@biola.edu
1 Rosemead School of Psychology, Biola University, 13800 Biola Ave, 90639 La Mirada, CA,
USA
2 Fuller Theological Seminary, 180 N. Oakland Ave, 91101 Pasadena, CA, USA
3 Patton State Hospital, 3102 E. Highland Ave, 92369 Patton, CA, USA
The Impact of Financial Health on the Spiritual, Mental, and
Relational Health of Christian Graduate Students
King Tung “Ryan”She1,3 · David C.Wang2· Andrea L.Canada1· John M.Poston1
Pastoral Psychology (2023) 72:85–103
https://doi.org/10.1007/s11089-022-01031-1
Abstract
Financial stress is a growing concern for Americans. One population that is particularly
susceptible to nancial stress and its negative consequences are students enrolled in semi-
naries—many of whom will graduate with large amounts of debt while entering a profes-
sion with unique nancial challenges that can make repaying student loan debt a daunting
task. Prior studies have found that nancial stress can lead to poor spiritual, mental, and
relational health outcomes. However, research has not yet established that spiritual health
is a key part of the mechanism by which nancial stress is linked with mental and rela-
tional health. The current study involved 189 students from ve theological seminaries.
Structural equation modeling revealed that spiritual health accounts for some of the nega-
tive impact of nancial stress on both mental and relational health outcomes. These results
suggest that the spiritual health of seminary students represents a salient focal point for
potential interventions seeking to improve the holistic health of this population.
Keywords Financial health · Spiritual health · Relational health · Mental health ·
Religion
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