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Int.J.Environ.Res.PublicHealth2022,19,9117.https://doi.org/10.3390/ijerph19159117www.mdpi.com/journal/ijerph
Article
DoesRemoteWorkMakePeopleHappy?Effectsof
FlexibilizationofWorkLocationandWorkingHourson
HappinessatWorkandAffectiveCommitmentintheGerman
BankingSector
TimoKortsch
1,
*,RicardaRehwaldt
2
,ManonE.Schwake
3
andChantalLicari
4
1
DepartmentofHealthandSocialWork,IUInternationalUniversity,99084Erfurt,Germany
2
DepartmentofBusinessandManagement,IUInternationalUniversity,99084Erfurt,Germany;
ricarda.rehwaldt@iu.org
3
DepartmentofEducation&SocialSciences,UniversityofHildesheim,31141Hildesheim,Germany;
schwake@mzhost.de
4
FELICICONGmbH,13127Berlin,Germany;chantal.licari@hotmail.de
*Correspondence:timo.kortsch@iu.org
Abstract:(1)Background:InviewoftheadvancingdigitalizationoftheGermanbankingsector,
offeringremoteworkcanbeanopportunityforbankstomeetchangingcustomerandemployee
needsatthesametime.Itallowsflexibleconsultationsatchanginglocationsand,duetothehigh
degreeofautonomy,italsoincreasesmotivation,meaningfulness,happinessatwork,andcommit‐
ment.(2)Methods:Thisstudyusedaquasi‐experimentaldesigntoinvestigatehowremotework
affectshappinessatworkandaffectivecommitmentamongemployeesinaGermanpublicbank.
Therefore,twogroupsofcustomeradvisorswereexamined,whoworkeitherremotely(N=32)or
stationary(N=110)atsimilartasks.(3)Results:Thegroupcomparisonsshowsignificantlyhigher
valuesoverallonthreeoftheinvestigatedfourhappinessdimensions(“meaningfulness”,“self‐ac‐
tualization”,and“communityprofessional”)foremployeesintheremotegroup.Commitmentalso
differs,asemployeesintheremotegroupshowsignificantlystrongercommitment.Thequantita‐
tiveresultswereconfirmedbyqualitativeinterviews.(4)Conclusions:Byinvestigatingthepositive
effectsofremoteworking,thisstudyshowsnewfindingsonwhatislikelytobeagrowingdesign
formofNewWorkinthefuture.Thestudyprovidesevidencethatself‐selectedworkenvironments
andworkinghoursofferanopportunitytomakeworkmoreconducivetohappiness—evenina
sectorthatstillundergoessignificantshifts.
Keywords:remotework;happiness;commitment;bankingsector;quasi‐experimentaldesign;work
design;newwork
1.IntroductionandTheoreticalBackground
Digitalizationisfundamentallychangingtheworldofwork.Oneindustrythatis
intensivelyaddressingdigitalizationstrategiesisthebankingsector[1].Theacceleration
oftechnologicalchangeandfiercecompetitionhaveputcompaniesunderpressureinre‐
centyears[2–4].Previousstudiesondigitalizationinthebankingsectorhavefocusedei‐
theronthestrategicleveloronthecustomerperspective[5].Inadditiontothesetwo
perspectives,banksshouldalsointegratetheemployeeperspective,especiallywithre‐
gardtohappinessatworkandcommitment.Digitalizationoftenleadstoadisproportion‐
ateincreaseinworkintensityinthebankingsector,whichhasbeeninupheavalsincethe
turnofthemillenniumduetoseveralcrises(includingthe2008financialcrisis)[6].Atthe
sametime,thetraditionallocalbranchnetworkisbeingsignificantlythinnedoutinthe
Citation:Kortsch,T.;Rehwaldt,R.;
Schwake,M.E.;Licari,C.Does
RemoteWorkMakePeopleHappy?
EffectsofFlexibilizationofWork
LocationandWorkingHourson
HappinessatWorkandAffective
CommitmentintheGerman
BankingSector.Int.J.Environ.Res.
PublicHealth2022,19,9117.
https://doi.org/10.3390/
ijerph19159117
AcademicEditors:PaulB.
TchounwouandSunghyupSean
Hyun
Received:11May2022
Accepted:22July2022
Published:26July2022
Publisher’sNote:MDPIstaysneu‐
tralwithregardtojurisdictional
claimsinpublishedmapsandinstitu‐
tionalaffiliations.
Copyright:©2022bytheauthors.Li‐
censeeMDPI,Basel,Switzerland.
Thisarticleisanopenaccessarticle
distributedunderthetermsandcon‐
ditionsoftheCreativeCommonsAt‐
tribution(CCBY)license(https://cre‐
ativecommons.org/licenses/by/4.0/).
Int.J.Environ.Res.PublicHealth2022,19,91172of14
Germanbankingsectorinthecourseofmassivestructuralchange,whichisfundamen‐
tallychangingworkingconditionsforemployees[7].Inaddition,optimizationandcost‐
cuttingdevelopmentsareleadingtoadeclineintheattractivenessofthebankingsector
asanemployer[8],whileemployeesdesireworkingconditionsthatcreatemeaningand
allowforself‐fulfillment[9]andenablehappinessatworkoverall[10,11].Inthisrespect,
banksarefacedwiththedualchallengeofrespondingtochangingcustomerneedsonthe
onehandandbeinginterestingforemployeesinordertoretainthemontheother.Making
workmoreflexiblecanthereforebeanopportunityforthebankingsectortomeetboth
customerandemployeeneeds:Consultationscantakeplaceatindividuallocations(e.g.,
atthecustomer’shome)andatflexibletimesinsteadofbeingboundtofixedopening
hoursandlocations(branches).Thisisalsoreferredtoasremote(e‐)work,whichmeans
“workbeingcompletedanywhereandatanytimeregardlessoflocationandtothewid‐
eninguseoftechnologytoaidflexibleworkingpractices”[12](p.529).Remoteworkis
associatedwithdifferentdimensionsofwell‐being:theassociationsofremoteworktothe
affectiveandprofessionaldimensionofwell‐beingseemtobe,ingeneral,positive[13].
Therelatedconceptoftelecommuting(whichisprimarilyaimedatthefreechoiceofwork
location)isalsopositivelylinkedtojobsatisfaction[14].
Thespatialeffectoftheself‐chosenplaceofwork(asopposedtothepredetermined
officeworkplace)takesonanimportantsignificance:Featuressuchasstimulation,af‐
fordances,andrecreationalqualitiescanhaveapositiveeffectonthepsyche[15]and
changingenvironmentscanhavearestorativeeffectonattention[16,17].Despitethein‐
creasingprevalenceofremotework,itslong‐termconsequences,e.g.,onworkemotions
andemotionalcommitmentofemployees,havenotyetbeensufficientlyinvestigated.The
aimofthepresentstudyisthereforetoexaminethespecificeffectsofremoteworkon
bankemployees’feelingsofhappinessatworkandaffectivecommitment.Forthispur‐
pose,aqualitativepreliminarystudyandaquantitativestudywithaquasi‐experimental
designwereused,inwhichtwogroupsofemployees(branchworkvs.remotework)ofa
Germanpublicbankwereexamined.Theresultsareintendedtoprovideindicationsof
theextenttowhichremoteworkisapossibleflexibleformofworkdesignthatnotonly
takesintoaccountcustomerinterestsbutalsomeetstheneedsofemployeesforself‐ful‐
fillingworkandcanthusberecommendedforthebankingsectorandothersectorsthat
facestructuralchallenges.
1.1.ChallengesoftheGermanBankingSector
TheglobaleconomywashithardbytheCOVID‐19pandemicin2020.GDPgrowth
inGermanyfellby4.8%in2020,endingaten‐yeargrowthphaseandcausingthedeepest
recessionsincethefinancialcrisisin2008[7].Germanindustrywashithardbythedown‐
turnintheglobaleconomy,asitisheavilyinvolvedinglobaltradeandproductionchains
[7].ThebankingsectorinGermanyalsoshowssomepeculiarities:First,Germanyisthe
countrywiththemostbranchesofcreditinstitutionsoutsidetheEU,practicallytwiceas
manyasthesecond‐rankedcountry,Italy[7].Second,thebankingsectorisdividedinto
threepillars:theprivatecommercialbanks,thepublic‐lawbanks,andthecooperative
banks—whichdifferintermsoflegalformandownershipstructure.Thisstudyexamined
thelaborsituationofthesecondpillar:thepublicbankingsector,whichaccountsfor26%
ofbankingsystem’stotalassets(cf.[7,18]).Thisisorganizedasacorporationunderpublic
lawandrestrictsitsactivitiesanddecisions(e.g.,theregionalprinciple,accordingto
whichthesebanksmaybeonlyinitsbusinessterritory)toadelimitedareaandiscon‐
trolledbymunicipalowners.Apartfromtheirregionalfocus,theiractualbusinessdoes
notdifferfromthatofprivatecommercialbanks[7].Differencesarefound,however,in
consolidationbehavior.Inallthreepillars,thenumberofbankshasdeclinedsharply,by
59%since1995.Thisconsolidationhaslargelytakenplacewithintheexistingpillars.
However,inthesavingsbankandcooperativesector(asopposedtomergersintheprivate
sector),consolidationhasoftenbeentheresultofstressratherthanproactivebusiness
Int.J.Environ.Res.PublicHealth2022,19,91173of14
considerations.Thesechangesarealsobeingfeltbyemployeesinchangingworkingcon‐
ditions.
ThetransformationoftheGermanbankingsector[19]isdriven,inparticular,byad‐
vancingdigitalization.Digitizationmeansthatfinancialservicesarebecomingmorein‐
terchangeableandarethereforesubjecttostrongcompetitivepressure,especiallyfrom
purelyonlinebanks[19].Bankemployeesareparticularlyburdenedbythis,asjobinse‐
curity,workintensity,andflexibilizationareincreasing[19],leadingtoadditionalpsy‐
chologicalstress[20].Asaresult,thebankingsectorcontinuestoloseitsattractivenessas
anemployer[8].
Opportunitiesforcustomersandadvisorstomeetface‐to‐facehavebecomerarer,as
thenumberofbankbranchesinGermanywasalreadyreducedbymorethanathirdbe‐
tween2001and2013[19].In2020,Germanyagainsawoneofthelargestdeclinesinthe
numberofbranchesintheEU[7].
Thisincreasesthepressureonbankemployeestobepresentandeffectiveinthose
raremomentsofcustomercontact.Therefore,newwaysofdirectcustomercontactare
beingsought.Oneoftheseways—remotework—wasexaminedinthisstudy.Thereisan
urgentneedfortoday’sbankingmarkettocreatenewwaysofinteractionand,thus,drive
workplacedesign[19]toremainattractiveasanemployer.
1.2.RemoteWorkasanAlternativetoWorkDesign
Remoteworkcanbeseenasanalternativeformofworkdesignwhereemployeesare
performing“tasksawayfromtheirprimaryoffices,usinginformationandcommunica‐
tiontechnologies(ICTs)tointeractwithothersinsideandoutsideoftheirorganization”
[20](p.165).Mainlyduetothecoronapandemic[20–22],remoteworkhasbecomeareg‐
ularpartofworkformorethanone‐thirdofallemployeesinGermany[23].Eventhough
theprocessofremoteworkwasacceleratedbytheCOVID‐19pandemic,theproportion
ofremoteworkersalreadytripledfromthe1980stothe2010s[24,25].Thisway,commutes
canbereduced,andthecarbonfootprintofemployeesdecreases[25].Incontrasttosolely
workingathome,remoteworkerscanworkinchangingenvironments(e.g.,onthebal‐
cony,inacafé,inthepark,atthecustomer’spremises,etc.),eachofwhichcandevelopits
ownspatialeffects.Onepossibleexplanationforthepositiveeffectofchangingenviron‐
mentsisofferedbytheattention‐recoverytheory[16,17]:accordingtothis,thechangeof
locationmadepossiblebyremoteworkleadstomorevariedenvironments,whichhavea
recoveryeffect.Empiricalstudiesprovideevidenceoftheimportanceoftheenvironment
forwell‐being.Peopleinnaturalenvironmentsarehappier[26,27].Theverypathways
associatedwithchangesofplacecanhaveapositiveeffect:changesoflocationincrease
thelikelihoodofmovingaroundinnaturalenvironments,andthis,inturn,hasbeen
showntopromotewell‐being[28].
Remoteworkcanalsoincreasemotivation[29]andsenseofmeaning[30]duetoits
highautonomy[14],anditcanalsoincreasehappinessatwork[11]andretention[31].
Studieshaveshownthattheperceptionofaself‐determinedenvironmentwasassociated
withhigherautonomyand,thus,highermotivation[32,33].Ifthechoiceofworkenviron‐
mentinthecontextofremoteworkismadestrategicallytoalignwithpersonalneedsand
goals(e.g.,workinginacafébecausethefeelingofhavingpeoplearoundisliked),this
canbeunderstoodasstructuraljobcrafting[34].Jobcraftingreducesworkstressandcan
thusfurtherenhancethepositiveexperienceofwork[35].
1.3.EffectsofRemoteWorkonHappinessatWork
Remoteworkisassociatedwithseveralpositiveeffectsonemployees.Forexample,
remoteworkofferstheopportunitytobreakroutinesorescapemanagerialcontrol[36].It
hasapositiveimpactonthework‐lifebalance[37]andcanleadtobetterperformanceand
increasedjobsatisfaction[14,22,37,38].Itthusprovidesspaceforthedevelopmentofpos‐
itiveemotionsandhappinessatwork.
Int.J.Environ.Res.PublicHealth2022,19,91174of14
Studiesshowavarietyofbeneficialeffectsofpositiveemotionsatwork:peopleina
positivemoodshowhigherratesofcognitiveperformance[39],cancombineworksteps
moreefficiently[40],andcanmakedecisionsfaster[41].Theyaremorecreativeandex‐
hibithighproblem‐solvingskills[42].Studiesalsoshowthathappyemployeeshavesig‐
nificantlyfewersickdays[43,44].Thecorporaterelevanceofhappinessatworkisjusti‐
fied,amongotherthings,bythefactthathappinessleadstoincreasedcustomerloyalty
andproductivity[45].Bothaspectsareofgreatimportance,especiallyinthebankingsec‐
tor,ascorporatedevelopmentsfocusonsimplifyingandstandardizingprocesses.
AccordingtoRehwaldt(2017)[11],happinessatworkisdeterminedbythefactor’s
meaningfulness,self‐actualization,andcommunity.Meaningfulnessariseswhenemploy‐
eesfeeltheyarecontributingtothebiggerpictureorhelpingsomeone[11].Remotework
couldstrengthenemployees’senseofmeaningthroughon‐siteappointmentswithcus‐
tomers,asthefeelingofsupportingandhelpingcomestothefore.Self‐actualizationis
promotedthroughthescopeforactionandtheuseofone’sownskillsandpotential[11].
Thefactorofself‐actualizationalsomovesfurtherintofocusinthecontextofNewWork
[9]andNewLearning[46]inthesenseofdoing“whatyoureallyreallywant”.Freedom
ofactionconcerningworklocationandworkinghourssupportsself‐actualizationinthe
contextofwork.Thecommunityfactorarises,amongotherthings,throughthesocialin‐
teractionofteammembersonaprofessional(rathertask‐related)andafamiliar(rather
emotional)level[11].Task‐relatedinteractionsarealsopossibledigitally(albeitwithlim‐
itations),buttheemergenceoftrustandteamcohesionisprimarilypossiblewhenreal
andregularencountersalsotakeplace[47].Forexample,teamswhoworktogethervirtu‐
allyperceivealackofimportantinformation,namelyteamfeedback[48,49].Onerecent
studyontheeffectsofremoteworkshowedthatthecommunicationbetweenremote
workersbecomesmoreasynchronous,thecommunicationmediaarelessrich(e.g.,email)
intermsofmediarichness,andcollaborationbecomesmoresiloed[50].
Buildingontheseconsiderations,wethereforeassumethefollowing:
Hypotheses1aand1b.Remote‐workingemployeeshavehighervaluesonthehappinesssubscales
self‐actualization(1a)andmeaningfulness(1b)thanbranchsalesemployees.
Hypothesis1cand1d.Remote‐workingemployeeshavelowerscoresonthehappinesssubscales
communityprofessional(1c)andcommunityfamiliar(1d)thanbranchsalesemployees.
1.4.EffectsofRemoteWorkonCommitment
Tobesuccessful,companiesarenotonlydependentonmotivatedandcommitted
employees,butalsoonkeepingtheemployeesandtheirknow‐howwithinthecompany.
Therefore,theimportanceofaffectivecommitmentisbecomingincreasinglyimportant
forcompanies.Thereareatleasttworeasonsforthis:Ontheonehand,thedependence
ofemployeesontheircompaniesisdecreasing,and,thus,measurestoincreasethereten‐
tionofqualifiedpersonnelarecomingintofocus[51].Secondly,affectivecommitment
promotesperformanceandcreativity[52]andthewillingnesstoworkforthecompany
[53].Foremployeeswithhighaffectivecommitment,theirworkalsorepresentsapartof
theirownidentity[54].
Meta‐analyticalevidencesuggeststhattelework,arelatedconstructtoremotework,
ispositivelyassociatedwithcommitment[55,56].Onereasonmightbetheflexibilityof
remotework[38].Flexibilizationmeasuresreduceabsenteeism,i.e.,absenceduetoillness
[57],andarealsoofgreatimportancetojobapplicants[58].Meta‐analyticalstudieshave
shownthatflexibilityinone’sworkschedulereducestheintentiontochangejobsand,
thus,increasesemployees’loyaltytothecompany[31].Bjärntoftetal.(2020)[59]citean
increaseinperceivedautonomyandflexibility—whicharealsofundamentalinintrinsic
motivationprocesses[29]—asthereasonfortheincreasedwork‐lifebalancethroughjob
flexibility.Affectivecommitmenttothecompanycouldbeincreasedthroughfreedomin
workdesign,e.g.,throughremotework[60].We,therefore,assumethefollowing:
Int.J.Environ.Res.PublicHealth2022,19,91175of14
Hypotheses2a–2c.Remote‐workingemployeesshowhigheraffectivecommitmenttothecompany
(2a),tothejob(2b),andtheteam(2c)thanbranchsalesemployees.
2.MaterialsandMethods
2.1.Pre‐Study
Toverifythehypothesesforthecompanyunderinvestigation,threequalitativein‐
terviewswereconductedforeachsub‐sample.Thisnotonlyenabledapracticalconfirma‐
tionofthehypothesesderivedtheoreticallysofar,butalsoprovidedinsightsintopossible
causesandcausalities.Thetotalofsixinterviewslastedeachbetween20and35min.One
managerandtwoemployeesfromeachsubgroup(i.e.,branchandremote)wereinter‐
viewed.Theemployeeswereoneexperiencedpersonandonenewcomer(joiningthe
companyaboutayearago)tothedepartment.Thesemi‐structuredinterviewswerebased
onaguidelinethatfocusedontherelationshipwiththemanagerandthecolleagues,as
wellasthefeelingofhappinessandthechallengesatwork.Theinterviewsservedtogain
adeeperinsightintothedifferencesbetweenemployeesworkinginthebranchandthose
workingonthemove.
Theimpressionsfromtheinterviewscanbesummarizedincategoriesasfollows:
Employeesintheremotegroupprimarilystrivedforpersonalautonomyandroomfor
maneuverandemphasizedaspectsofself‐actualization,suchastherealizationofideas
andtheopportunitiestoshowinitiativeandtocontributeideas.Similarly,remoteworkers
emphasizedthecommunityaspectssuchassupportandexchangeamongcolleaguesand
theimprovedopportunitiestobuildanindividualandauthenticcustomerrelationship.
Thiscanbeseen,forexample,inthequotesinTable1.
Themembersofthebranchgroupprimarilyemphasizedthecommunalrelationships
thatcreateasenseofbelongingthroughfixedcommunicationstructuresandfixedaffili‐
ationsandlocations.ThisisreflectedinthesamplequotationsinTable2.
Overall,theassumptionwasconfirmedthatemployeesintheremotegroupwould
reportdifferentlyabouttheirwork,haveadifferentmindset,andappearmorecommitted
overall.
Int.J.Environ.Res.PublicHealth2022,19,91176of14
Table1.Remotegroup(shortenedversion).
CategorySampleQuotes
Personalautonomyandscopeforaction
“Theyletmeworkhereinaself‐determinedway”(Employee).
AslongasImakemynumbers,Icouldalsostartworkat4pmandbeathomebythen,bakingcakesanddoingthelaun‐
dry.That’suptome”(Employee).
“[…]Organizethemselvesathome,gotothecustomer”(Manager).
Innovation,initiative,ideas
“Themanagementisalsoalwaysreadytosay,we’lltrysomethingnew.Andifitworks,thenit’sgreat.Ifitdoesn’t
work,youjusthavetodoitdifferently”(Employee).
“SowhatIcansaythatmakesremotecounsellingworkistheissueofpersonalresponsibilityandinitiative”(Manager).
Customerorientationorrelationshiporientation
“Superadvantageousfortheclient,becauseyoucometohishome.Sologically,differentatmosphereaswell.Thecus‐
tomerfeelsmorecomfortable”(Employee).
“Becausewhenyouleavethebranch,everythingisquiteregimentedanduniformed,that’smyexperience.Andbeing
differentisstupid.Here,beingdifferentisintentional.Becausewehavetoadjusttocustomers,andtheydon’twantsol‐
diers,theywantauthenticgodfathersateyelevel”(Manager).
Supportandexchangewithcolleaguesandman‐
ager(community)
“Despiteallthat,weexchangealotofinformationandsay,‘Hey,howwouldyouapproachthiscase?OrcanIgiveyou
somefeedback?’Wedothatalot,especiallythemanagement”(Employee).
“Inaddition,Ialsohaveaface‐to‐facesituationwitheachindividualemployeeeveryweek”(Manager).
Table2.Branchgroup(shortenedversion).
CategorySampleQuotes
Belonging
“SoIneedthathomefeelinghere”(Employee).
“ButtodayIamalsosatisfiedthatIamhere.Why?BecauseIamapermanentmemberoftheteamhereandhaveafixedlocation”(Employee).
Fixedcommunication
structures
“Iseemymanagereveryday.Wetalkeveryday.[…]Butwealsohelpeachother”(Employee).
“Ihaveameetingwithallmystaffeveryweekthatisfixedandscheduled”(Manager).
Int.J.Environ.Res.PublicHealth2022,19,91177of14
2.2.StudyDesignandSample
Employeesfromapublicbankwhoeitherhadfixedworkinghoursandafixedwork‐
placeduetobranchopeningtime(branchgroup)orworkedflexiblyintermsoflocation
andtime(remotegroup)weresurveyedthroughaquestionnaire.Thiscreatedtwonatu‐
ral,non‐manipulatedgroupsthatweretobecomparedwitheachother,asistypicalfora
quasi‐experimentaldesign.Theemployeesinbothgroupsperformedthesametasksin
termsofcontent,buttheydifferedgreatlyintermsoftheirworkingconditions.
Intheremotegroup,thesurveywasconductedviae‐mail,withthecompletedques‐
tionnaireshandedinbye‐mailorasaprintoutdirectlyintheoffice.Initially,therewasa
responseofN=17.Toreachtherelativelysmallsub‐sampleofremoteworkersascom‐
pletelyaspossible,theopportunitytotakepartinthesurveywasgivenagainatanannual
kick‐offevent.Here,anotherN=15employeestookpart.Thus,atotalofN=32employees
fromtheremotegrouptookpart(responserateof86.5%ofallemployeeswhoworkre‐
motely).Inthebranchgroup,thesurveywasconductedexclusivelybye‐mailduetothe
widedistributionofbranches.Inthebranchgroup,employeescouldreturnthecompleted
questionnaireanonymouslybyinternalpostorbye‐mail.AsampleofN=110employees
wasreached(responserate:23.2%).Bothgroupsweresimilarintermsofsamplecharac‐
teristics(withsmalldifferences;seeTable3).Amongtheemployeesinthebranchgroup,
therewereslightlymorewomen(54.55%vs.46.88%);theywere,onaverage,slightlyolder
(thelargestagegroups:49.09%inthe46–55agegroupvs.43.75%inthe36–45agegroup),
andmorethantwo‐thirds(71.82%vs.56.25%)oftheemployeeshadmorethan20years
ofservice;theemployeesintheremotegroupworkedmoreofteninfull‐time.
Table3.Distributionofsamplecharacteristicsintheremoteandbranchgroupsincomparison.
Characteristic BranchGroup
(N=110)
RemoteGroup
(N=32)
Gender(%female) 54.55% 46.88%
Proportionofmanagers 17.27%18.75%
Agegroups:
18–25years 5.45% 3.13%
26–35years 13.64% 28.13%
36–45years 20% 43.75%
46–55years 49.09% 21.88%
56–65years 11.82% 3.13%
Employmentrelationship:
Full‐time,permanent 75.45% 96.88%
Full‐time,limited 1.82% 3.13%
Part‐time,unlimited 18.18% 0.00%
Part‐time,limited 4.55% 0.00%
Lengthofservice:
0–5years 2.73% 3.13%
5–10years 7.27% 18.75%
10–15years 10.91% 12.5%
15–20years 7.27% 9.38%
Over20years 71.82% 56.25%
2.3.Instruments
Happinessatwork.HappinessatworkwasmeasuredwiththevalidatedHappi‐
nessandWork‐Scale[10].TheHappinessandWork‐Scalemeasuresthefourformativehap‐
pinessfactorswiththreeitemseach:meaningfulness(e.g.,“WithmyworkIactivelycon‐
tributetothewell‐beingofothers”),self‐actualization(e.g.,“InmyworkIhavealotof
Int.J.Environ.Res.PublicHealth2022,19,91178of14
freedom”),communityprofessional(e.g.,“Evenintensesituationsnooneinourcompany
shiftsresponsibilitytosomeoneelse”),andcommunityfamiliar(e.g.,“IfIhaveprivateprob‐
lems,Idiscussthemwithmycolleagues”).Thesearesurveyedbyusingafive‐pointLikert
scale,from1=“donotagreeatall”to5=“agreecompletely”.Reliabilitiesrangedfromα
=0.66(subscalecommunityfamiliar)toα=0.83(subscalemeaningfulness).
Commitment.AffectivecommitmentwasmeasuredbyusingtheCOMMITquestion‐
naire[61].Eachoftheselectedfociismeasuredbyusingthreeitems:Company(e.g.,“Ifeel
astrongsenseofbelongingtothe[companyname]”),Team(e.g.,“Ifeelclosetomyteam”),
andOccupation(e.g.,“Ienjoymycurrentjob”).Thesearerecordedbyusingafive‐point
Likertscale,from1=“stronglydisagree”to5=“stronglyagree”.Thereliabilitieswere
betweenα=0.86(subscalecommitmenttothecompany)andα=0.91(subscalecommitment
totheteam).
3.Results
3.1.StatisticalAnalyses
TheprogramJASP(version0.14.1)[62]wasusedforhypothesistestingandtheasso‐
ciatedcalculations.Inviewofthedifferentgroupsizes,bothgroupswerecomparedby
usingnon‐parametrictests(Mann–WhitneyUtest).
3.2.ResultsfortheHypotheses
Duetothesignificantlydifferentgroupsizes,Mann–WhitneyUtestswereconducted
tocomparethetwogroups.Thetestsrevealedsignificantdifferencesbetweenthetwo
groupsforthehappinessscalesself‐actualization(W=2790.00,p<0.001),meaning(W=
2695.00,p<0.001),andcommunityprofessional(W=2655.50,p<0.001);ineachcase,the
valuesintheremotegroupweresignificantlyhigher(seeTable4).Theeffectscanbeclas‐
sifiedaslarge[63].Ontheotherhand,therewasnosignificantdifferenceinthecommu‐
nityfamiliarscale(W=2120.00,p>0.05).Thus,hypotheses1aand1bcouldbeconfirmed,
whilehypotheses1cand1dcouldnotbeconfirmed.
Table4.Descriptivestatisticsandgroupcomparisonsonhappinessfactors.
HappinessFactorGroupNMSDCohen’sdGroupComparison
W
p
Self‐actualizationRemote324.130.511.032790.00<0.001
Branch1113.370.78
MeaningfulnessRemote324.290.590.952695.00<0.001
Branch1113.610.75
CommunityprofessionalRemote324.260.400.882655.50<0.001
Branch1113.640.77
CommunityfamiliarRemote323.980.640.362120.00>0.05
Branch1113.700.82
Notes:GroupcomparisonsduetolargedifferencesingroupsizeusingthenonparametricMann–
WhitneyUtest.
Thetestsshowedsignificantdifferencesbetweenthetwogroupsforthethreefoci
commitmenttothecompany(W=2308.00,p<0.01),commitmenttothejob(W=2597.50,
p<0.001),andcommitmenttotheteam(W=2356.00,p<0.01);thevaluesintheremote
groupweresignificantlyhigher(seeTable5).Theeffectscanbeclassifiedasmediumto
large[63].Hypotheses2a,2b,and2carethusconfirmed.
Int.J.Environ.Res.PublicHealth2022,19,91179of14
Table5.Descriptivestatisticsandgroupcomparisonsonthecommitmentscales.
CommitmentFocusGroupN M SD Cohen’sdGroupComparison
Wp
Commitmenttothecompany Remote324.490.920.412308.00<0.01
Branch1114.120.90
CommitmenttothejobRemote324.161.210.542597.50<0.001
Branch1113.660.81
CommitmenttotheteamRemote324.410.480.652356.00<0.01
Branch1113.801.02
Notes:Groupcomparisonsduetolargedifferencesingroupsize,usingthenonparametricMann–
WhitneyUtest.
4.Discussion
Digitalizationisleadingtoasteadilyincreasingflexibilizationofworkandonce
againraisesthequestion:Whereandhowdopeoplewanttowork?FortheGermanbank‐
ingsector,thisstudyshowsthatremoteworkcanbeawaytoofferemployeesworking
conditionsthatpromotehappinessandcommitment,whileatthesametimeresponding
tochangingcustomerneeds.Self‐determinationofworklocationandworkinghours
playsacentralroleinthis.Thestudywasaquasi‐experimentaldesignthatshowed,in
linewiththehypothesis,thatemployeesintheremotegrouphadsignificantlyhigherval‐
uesfortwoofthefourhappiness‐promotingfactors(“meaningfulness”and“self‐actual‐
ization”)comparedtothebranchgroup.Theinterviewsfromthepreliminarystudycon‐
cretizedwhatismeantbythis,namelythatpersonalautonomyandscopeforactionare
seenasverycentral.Thus,remoteworkasaworkdesignmeasureseemstohavefurther
triggeredtheindividual“jobcrafting”[34]oftheemployees,whichcanthenbeperceived
asaresource,especiallyinthecontextofadditionalchallenges,e.g.,duetothecorona
pandemic[22].
Surprisingly,therewerealsohighervaluesforthecommunity‐relatedhappinessfac‐
torsinthegroupofremoteworkers—oncesignificantly(“communityprofessional”)and
oncetendentially(“communityfamiliar”);thisfundamentallycontradictedthehypothe‐
sesthatassumedasignificantlylowervalueintheremotegroup.Theinterviewsalsocon‐
tradictedthehypothesesregardingthecommunityfactors;acommunitywasalsoexperi‐
encedintheremotegroup.Onereasonforthismaybetheingroup–outgroupeffect(cf.
Reference[64]):Theremoteworkersperceivethemselvesasagroupduetothespecial
workingconditions,and,therefore,theyalsosupporteachother.Thismayhavebeenad‐
ditionallyreinforcedbyaself‐selectioneffectintheremotegroup:itispossiblethatthose
whochosetoworkremotelyaresimilartoeachother(e.g.,samplecharacteristicsindicate
aloweragethaninthebranchgroup),andthismayhavefurtherreinforcedthegroup
feeling.Thus,asenseofcommunityemergedamongtheremoteworkerstothesameora
higherdegreethanamongtheemployeesinthebranchgroup.Thecommitmentvalues
weresignificantlyhigherfortheremotegroupthanforthebranchofficegroupforall
threefoci:company,job,andteam.Atthesametime,however,itwasfoundthatthelevels
ofthehappinessfactorsandthecommitmentfacetswerealsointhepositiverangeofthe
scaleinthebranchofficegroupandthatthecommitmenttothecompanywasevenvery
pronounced.Inthisrespect,remoteworkseemstobeawayofgeneratingpositiveeffects,
evenamongalreadyhappyandcommittedemployees.
4.1.TheoreticalImplications
Severaltheoreticalimplicationsfollowfromthisstudy.First,aqualitativeprelimi‐
narystudyandaquasi‐experimentaldesigndemonstratedpositiveeffectsofremotework
onhappinessandcommitment.Thus,thisstudycomplementspreviousfindingsonthe
effectsofremotework(seeReferences[12,13],forexample),withfindingsontworelevant
constructs.Atthesametime,thestudyexpandsthefindingswiththeGermanbanking
Int.J.Environ.Res.PublicHealth2022,19,911710of14
sector,asectorthathasalreadybeenconfrontedwithmassiveupheavalsincetheturnof
themillennium.However,mostresearchfocusedonthefinancialimpactsofthese
changes(seeReference[18],forexample).Thus,thebankingsectorcanalsobeseenas
exemplaryforsectorsthatareundergoingmajorupheavals(e.g.,theautomotivesector)
orwhereupheavalsareimminent.
Secondly,thestudysupportsthetheoryofhappinessatwork[11]withfurtherem‐
piricalfindings.Inparticular,thedifferentresultsonthecommunityfactorscommunity
professional,andcommunityfamiliarseemtobefruitfulforfurtherresearch.According
tothis,itisnotonlyimportantfortheexperienceofhappinessinaprofessionalcontext
whetheroneexperiencessocialinclusion[29],butalsowhatqualitythissocialinclusion
has—accordingtoRehwaldt(2017)[11],boththeopportunityforprofessionalexchange
andtheexperienceofpersonalclosenessareoptimal.
Thirdly,thisstudythusshowsthatremoteworkasaworkdesignmeasurecombines
employeeandcompanyinterestsandappearstobeaprofitablemeasure,atleastregard‐
ingthedimensionsofhappinessandcommitmentthatwereexamined.Intermsofsocial
exchange[60],remoteworkersexperiencemorehappinessatwork,and,atthesametime,
theircommitmenttothecompanyincreases.
4.2.PracticalImplications
Forcompanies,thestudyprovidesinsightfulfindingsregardingtheuseofremote
work,asremoteworkhaspositiveeffectsondesiredoutcomescomparedtotraditional
non‐remotework.
Firstly,remoteworkseemstobeaneffectivetoolforpromotingthehappinessfactors
ofmeaningfulness,self‐actualization,andcommunityprofessional(cf.Reference[11]),as
theremotegrouphadsignificantlyhigherscoreshere.Theeffectsofthethreehappiness
scaleswerelarge.Studiesshowthatvariedworkenvironmentshaveapositiveeffecton
well‐being[16,17]andnaturalenvironmentscontributetoanincreaseinhappiness[26,27]
Inthisrespect,employerscanenhancethehappinessperceptionofemployeesbyusing
remoteworkasahealth‐promotingjobdesignmeasureinatargetedmannerandsupport
it,forexample,withthetrainingofjobcraftingstrategies[34].However,personalinter‐
actionsshouldbeoffered,especiallyfortheaspectoftrust(familiarityfactor),butalsoto
avoidfeelingsofloneliness[38].Onepossibilityforthiswouldbeweeklymeetings,but
alsomethodssuchas“WorkingOutLoud”[65],inwhichgroupsmeetweeklyovera
longerperiodoftimetoworkonaself‐selecteddevelopmenttopic.
Secondly,remoteworkappearstobeaneffectivetoolforincreasingaffectivecom‐
mitment.Thestudyshowedthatremoteworkpromotescommitmenttothecompany,to
thejob,andtotheteam.Remoteworkcanthereforebeaninterestingwayforcompanies
toremainanattractiveemployerandtogainaboostinattractiveness[66].Especially
whenspacedesigninofficesisnotpossible,remoteworkoffersavariantofdesigninga
healthyworkingenvironment.Thiscanadditionallybecombinedwiththeestablishment
ofdigitalexchangeroomstoreducethenegativeeffectsonthecommunitydimension
(professionalandfamiliar)[25].Dependingonthebusinesssector,itispossible,forexam‐
ple,tooffer“dailyscrums”[67]ordigitalcoworking.Inaddition,community‐building
measuressuchasteam‐buildingeventscanbeofferedtopromotegettingtoknoweach
otherandtoallowfamiliaritytodevelop.Thefeelingofhappinesscanalsobefurther
enhancedthroughrelationship‐basedleadership[59].
4.3.LimitationsandFurtherResearch
Eventhoughthestudyprovidesnewinsightsintotheeffectofremoteworkinthe
bankingsector,therearesomelimitations.Whilepositiveeffectsofremoteworkcouldbe
demonstrated,theyareassociatedwithchallengesthatshouldbefurtherinvestigatedin
additionalstudiestogainfurtherclarityontheeffectsofremotework.Itisknownthat
remoteworkfavorsablurringoftheboundarybetweenworkandprivatelife(seeRefer‐
ences[22,25,68]).Thisisassociatedwithpermanentaccessibility[69]andworkingafter
Int.J.Environ.Res.PublicHealth2022,19,911711of14
hours[70],whichwillcontinuetoincreaseduetotheincreasingvirtualityofcollaboration
(see[47,71]).Highervirtualitymayalsodecreasecreativity[72]andincreasesilothinking
[50].Furthermore,certainleadershipbehaviors(e.g.,intrusiveleadership)heavilyinter‐
ferewithremotework[70].However,itseemsthatitisnottheextentofaflexiblework
arrangementsuchasremoteworkitselfbuttheassociatedjobcharacteristics(e.g.,auton‐
omy)thatcancausenegativeeffects[73].Itis,therefore,allthemoreimportanttodesign
remoteworkwelltominimizerisks.
Amethodologicallimitationofthestudyisthatthedatacollectionoftheremote
grouphadtotakeplacepartlywithintheframeworkofateamevent,asaresultofre‐
sponseproblems.Althoughthissignificantlyincreasedtheresponserate,thisteamevent
couldhavehadadditionalpositiveinfluencesonthehappinessexperienceoftheremote
group.Evenifthecharacteroftheeventwasratherformal,theemployeesofthisgroup
meteachotherinthissettingandwere,thus,possiblyabletoexperienceasenseofcom‐
munity—becausethepromotionofinterpersonalrelationshipsisoneofthefourcon‐
firmedeffectivecomponentsofsuchteamevents[74].However,thefactthatnosignifi‐
cantdifferenceswerefoundinthedimension“communityfamiliar”speaksagainstthis
confoundingeffect.Onthisdimension,withthehighestaffectivityofthefourdimensions,
effectswouldhavebeenmostlikelytobeexpectedthroughsuchanintervention[74].
Otherthingstonotearethedifferentgroupsizesandtheslightlydifferentsample
characteristics.Forexample,theremoteworkerswereallemployedfull‐timeandtended
tobeyoungerthantheemployeesinthebranch.Here,onecannotexcludeacertainself‐
selectionofworkingconditions(remotevs.branch),whichcouldhaveinfluencedthere‐
sults.Thisisreinforcedsinceworkersintheremotegroupcouldchoosewhethertowork
inthebranchorremotely.Evenifitmakessensetoletemployeeshaveavoiceregarding
theworkingconditionsunderwhichtheywork(inthiscase,remotevs.branch),thisis
notalwayspossible(e.g.,inthewakeofthecoronapandemicorduetocost‐cutting
measures).Therefore,thepresentstudyshouldbereplicatedwithadifferentsampleand
differentmethods(e.g.,randomizedgroupassignmentorcontrolforbaselinelevelsof
happinessbeforethestartoftheintervention)inthefuture.However,currentdatasets
fromthecoronaperiod,incontrasttothisstudy,maybeinfluencedbyconfoundingfac‐
torsthatoccurredasaresultoftheCOVID‐19pandemic,suchasincreasedanxietyabout
one’shealth.
5.Conclusions
Inviewoftheadvancingdigitalization,workwillcontinuetobecomemoreflexible
inthefutureinordertobettertakeintoaccountemployeeandcustomerinterests.This
meansthatthespecialflexibleformofremoteworkwillalsoincrease.Throughthepresent
results,itcouldbeshownthattheincreasingflexibilizationandgrowingdecision‐making
possibilitieshaveapositiveinfluenceontheperceivedhappinessatwork.Thecommit‐
mentofremoteworkers(towardtheteam,thecompany,andthejob)isalsogrowing.
Particularlyduetothecoronapandemic,itisofthehighestsocialrelevancetofurther
researchtheinfluencesofremoteworking,whichalsoincludesthehomeoffice.
AuthorContributions:Conceptualization,R.R.andC.L.;methodology,T.K.andM.E.S.;software,
T.K.;validation,T.K.,R.R.,M.E.S.andC.L.;formalanalysis,T.K.andR.R.;investigation,R.R.and
C.L.;resources,R.R.andC.L.;datacuration,T.K.andR.R.;visualization,T.K.andM.E.S.;writing—
originaldraftpreparation,T.K.,R.R.,M.E.S.andC.L.;writing—reviewandediting,T.K.,R.R.,
M.E.S.andC.L.;supervision,T.K.andR.R.;projectadministration,R.R.Allauthorshavereadand
agreedtothepublishedversionofthemanuscript.
Funding:TheAPCwasfundedbyIUInternationalUniversityofAppliedSciences.
InstitutionalReviewBoardStatement:Allproceduresperformedinthisstudywereapprovedby
theethicscommitteeofIUInternationalUniversity,Germany.Thestudywasconductedinaccord‐
ancewiththeDeclarationofHelsinki.
Int.J.Environ.Res.PublicHealth2022,19,911712of14
InformedConsentStatement:Informedconsentwasobtainedfromallsubjectsinvolvedinthe
study.
DataAvailabilityStatement:Thedatapresentedinthisstudyareavailableuponrequestfromthe
correspondingauthor.Thedataarenotpubliclyavailableinordertopreventdrawingconclusions
aboutparticipatingsubjectsandtheparticipatingbank.
ConflictsofInterest:Theauthorsdeclarenoconflictofinterest.Thecompanyhadnoroleinthe
designofthestudy;inthecollection,analyses,orinterpretationofdata;inthewritingofthemanu‐
script,andinthedecisiontopublishtheresults.
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