The development of internet financial platforms has rapidly risen on a global scale, bringing significant transformations to the provision of financial services. However, along with its fast-paced growth, various risks have continuously emerged, including credit risk, operational risk, market risk, legal risk, and liquidity risk. The increasing number of risks has made risk management and
... [Show full abstract] compliance issues critical challenges for the sustainable development of internet financial platforms. Through an analysis of existing literature and typical cases, this paper explores the main types and characteristics of risks associated with internet financial platforms and proposes risk management methods based on big data and artificial intelligence technologies. Additionally, this paper delves into the compliance issues of internet financial platforms, covering legal and regulatory requirements, compliance management mechanisms, and more. Finally, this paper offers suggestions for improving the current regulatory framework, addressing its shortcomings. The study concludes that effective risk management and compliance are essential for ensuring the stable operation of internet financial platforms.