This study is about global banking and financial services industry, which has undergone seismic shifts in the post Covid -19 pandemic period. The larger economic objectives enable accessible and inclusive global banking using fintech and application programming interfaces (APIs). For global banks that are spread across multiple countries and market, it presents an opportunity to use advanced technology solutions to make improved infrastructure in terms of higher rates of internet and mobile penetration across the world has been a key enabler of this revolution , which is slated to make global banking industry a $43.15 billion business world wide by 2026