Abstract
The banking sector is one of the key economic sectors of the economies of the countries and
represent the cornerstone of the pillars of economic development in modern societies, and in
the light of this, the research analyzed the financial situation of the International Kurdistan
Bank for investment and development . As a result, the research targeted to analyze the
financial realities of the International Kurdistan Bank for investment and development for
the period (2005-2014), and through the research results, it has proved that the total revenue
in the constant increase during the study of the bank , with an average overall growth rate
(229.707%), and for the revenues from financing and investments, they ar e volatile, but it is
noted that the average overall growth rate was positive and amounted to (4965.745%), and
with respect to a net profit after tax, the bank made a profit in each year of the study period
(with the exception of 2005), this has reached the average overall growth rate (68.072%) and
finally the research recommended a series of important recommendations, including a
review of the deposit investment ratio to achieve the objectives of the bank and in the
forefront of them the economic profit, as well as encouraging community members to deposit
their savings, and requires the bank to diversify revenue.