PREFERÊNCIA PELA LIQUIDEZ DO SETOR BANCÁRIO NO CICLO DE EXPANSÃO DO CRÉDITO NO BRASIL: 2003-2010

Abstract

Este trabalho pretende mostrar que, durante o ciclo de expansão de crédito ocorrido na economia brasileira entre os anos de 2003 e 2010, os bancos públicos atuaram com grau de preferência pela liquidez superior à dos bancos privados até a eclosão da crise financeira internacional. A necessidade de obtenção de resultados econômico-financeiros por parte dos bancos públicos teria norteado a sua atuação e imposto restrições ao longo de todo o período.

Full text

0123245679 !"#$
%&'('&)*+,-./'0-.1,23,4'5.46.7'86&.9-*+:&,6.*6.;,+06..
4'.<=/-*>?6.46.;&@4,86.*6.9&->,0A.BCCDEBCFC
1,23,4,8G.%&'('&'*+'.6(.9-*H,*I.7'+86&.43&,*I.8J'.;G+0'..
6(.;&'4,8.<=/-*>,6*.,*.9&-5,0A.BCCDEBCFC
KLMNOPQRSOTUPVOQVSQWPUXYOZ
[\]^_`abcdefgehijiklmgnhfefopfgqmdehihgrsftgpshioefgmguvukmgpfgfwniodxmgpfg
uhypvemgmumhhvpmgoigfumomqvigjhidvkfvhigfoehfgmdgiomdgpfgz{{|gfgz{}{tgmdgjioumdg
n~jkvumdgiesihiqgumqghisgpfgnhffhouvignfkigkvrsvpfgdsnfhvmhggpmdgjioumdg
nhvipmdgieygigfukmdxmgpiguhvdfgvoioufvhigvoefhoiuvmoikggofufddvpipfgpfgmjefoxmg
pfghfdskeipmdgfumoqvumvoioufvhmdgnmhgnihefgpmdgjioumdgn~jkvumdgefhvigomhefipmg
igdsigiesixmgfgvqnmdemghfdehvfdgimgkmomgpfgempmgmgnfhmpm
]\gioumdgn~jkvumdgioumdgnhvipmdghypvemgcumomqvigjhidvkfvhi
]ablvdgdespgivqdgemgdlmgeliegpshvogelfguukfgmguhfpvegfwniodvmog
muushhfpgvogelfghivkviogfumomqgjfeffogz{{|giopgz{}{tgnsjkvugjiodglipgiuefpg
velgigpfhffgmgkvrsvpvegnhffhfoufglvlfhgeliogeliegmgnhviefgjiodgsoevkgelfg
voefhoievmoikgvoiouvikguhvdvdglfgoffpgemgiulvffgfumomqvugiopgvoiouvikghfdskedgjg
nsjkvugjiodglifgsvpfpgiopghfdehvuefpglvdgiuevmodgmfhgelfglmkfgnfhvmp
\`¡]g¢sjkvugjiodg¢hviefgjiodghfpveghivkviogfumomq
£¤¥b¦]]§¨§§`©gªz}«gc¬¬
F.*8&643®?6
¯qgpmdgiemdgqivdgome°fvdgpmguvukmgpfgfwniodxmgfumoqvuigmumhhvpmgomg
hidvkgomgnfhmpmgz{{¬z{{±gmvgigfwniodxmgdfqgnhfufpfoefdgpmguhypvemgjiou°hvmg
ghfkixmguhypvem²¢hmpsemg³oefhomghsemg´¢³µgdivsgpfgsqgnieiqihgqypvmgpfgz¶·g
fqgz{{|gnihig¬±·gfqg¸sklmgpfgz{}}gdgnhvouvnivdguisdidgnihigfdefgfoqfomg
nmpfqgdfhgdsqihvipidgfqgehdgiemhfd
¹
g ¢hmfddmhgp¸soemgpigºiuskpipfgpfgcumomqvigpig¯ovfhdvpipfgºfpfhikgºksqvofodfg´¯ººµgcqivkg
vuemh»ihis¸m¼efhhiumqjhg½gisemhgihipfufgidgdsfdefdgfveidgnmhgsqgnihfufhvdeigioovqmtg
qidgiddsqfgighfdnmodijvkvpipfgnmhgffoesivdgfhhmdgfgfqvddfd

012345689149036611
!" "#$% &'(")("#$*)%+("#(,-%., )("/0"1(23 ")/"4 . 0/,+(",(" ,("
)/"56678"9:/"+/$% "/;4 ,)%)("("#$*)%+("<-"4/--( -"1=-%# ->
?!" "$/):&'(") "+ ; "?@-%# ")/"A:$(-"B/2%#8"9:/"+/$% "$/):C%)(" -"
$/#/%+ -"#(0"(4/$ &D/-"/,E(2E/,)("+=+:2(-"4F?2%#(-"$/ 2%C ) -"
4/2(-"? ,#(-"/"%,):C%)("/-+/-"F2+%0(-" "/;4 ,)%$"-: -"(4/$ &D/-"
)/"#$*)%+(>"/
#!"(" 0?%/,+/"0 #$(/#(,G0%#("1 E($@E/28"-/A "4/2(" #/,(8"4($"
4 $+/")(".(E/$,("9:/" --:0/"/0"A ,/%$(")/"56678"#(0":0 "4(2=H
+%# "0 #$(/#(,G0%# "IJKLMNOPKQMRSTU8"-/A "4/2("#/,@$%("/;+/$,("
)/"/;4 ,-'(")("#(0*$#%("/;+/$%($8"-/A "+ 0?*0"4/2 -"4(2=+%# -"
)/"0/23($% ") "$/,) ")(-"-/.0/,+(-"0 %-"4(?$/-") "4(4:2 &'("
?$ -%2/%$ V
W
X")/-4/%+(")("#%#2("/;4 ,-%E(")("#$*)%+("-/$"#(0:0/,+/" +$%?:=)(" "4(2=+%# -"
%042/0/,+ ) -"4/2(".(E/$,("?$ -%2/%$(8"#3 0 " " +/,&'("9:/"("0/-0("+/,3 "-%)("
%,):C%)("4/2(-"? ,#(-"4$%E )(-Y")/"1 +(8"("#$*)%+("($%:,)(")(-"? ,#(-"4F?2%#(-"
-(0/,+/"-/"/;4 ,)/" "+ ; -"0 %-"/;4$/--%E -"#(0"#/$+("$/+ $)(8"4$ +%# 0/,+/")(%-"
,(-")/4(%-")/"%,%#% )("("#%#2(V"Z'("(?-+ ,+/" "%04($+[,#% ")(-"? ,#(-"4F?2%#(-"
, "\]JTQSJSM")("#$*)%+("(1/$+ )(8
5
"("^_T]IM")/"#$*)%+("($%:,)(")/-- -"%,-+%+:%&D/-"
)/0($(:" "$/-4(,)/$" ("#%#2("/;4 ,-%E(")("#$*)%+(V"B(0/,+/")/4(%-") "/#2(-'("
) "#$%-/"1%, ,#/%$ "%,+/$, #%(, 2")/"566`H566a"*"9:/" "-%+: &'("-/"%,E/$+/Y" " &'("
,+%#=#2%# "%042/0/,+ ) "4/2(-"? ,#(-"4F?2%#(-"1/)/$ %-"1/C"#(0"9:/" -"(4/$ &D/-"
)/"#$*)%+(")(-"? ,#(-"4F?2%#(-"-/"/;4 ,)%--/" "+ ; -"0 %-"/2/E ) -")("9:/" ")(-"
? ,#(-"4$%E )(-V
b"%,-+$:0/,+ 2"+/c$%#("4c-Hd/e,/-% ,("*"F+%2"4 $ "/;42%# $"/--/"#(04($+ H
0/,+(V"f("4(,+(")/"E%-+ ")("#(,A:,+(")("-%-+/0 "? ,#@$%("?$ -%2/%$(8"*"4(--=E/2"
1%$0 $"9:/" -"+$g-"# :- -" 4(,+ ) -" ,+/$%($0/,+/"4 $ "/;42%# $" "/;4 ,-'(") "
(1/$+ ")/"#$*)%+(" +: $ 0")/"1($0 " "$/):C%$"(".$ :")/"4$/1/$g,#% "4/2 "2%9:%)/C"
)(-"? ,#(-8"%,):C%,)(H(-" "$/#(04($"-: -"# $+/%$ -")/" +%E(-8", -"9: %-" -"(4/$ H
&D/-")/"#$*)%+("+%E/$ 0":0"/-4 &("0 %($"/0")/+$%0/,+(") -"(4/$ &D/-"#(0"
+=+:2(-"/"E 2($/-"0(?%2%@$%(-V"h@")("4(,+(")/"E%-+ ")(-")(%-"-:?#(,A:,+(-"9:/"
#(04D/0"("-/+($"? ,#@$%(8"? ,#(-"4F?2%#(-"/"4$%E )(-8"/--/-"1 +($/-"/;/$#/$ 0"
0 %($"%,12:g,#% "-(?$/"/--/-"F2+%0(-V"b:"-/A 8"(-"? ,#(-"4F?2%#(-"(4/$ $ 08" +*" "
/#2(-'(") "#$%-/"1%, ,#/%$ 8"#(0".$ :")/"4$/1/$g,#% "4/2 "2%9:%)/C"-:4/$%($" (")(-"
? ,#(-"4$%E )(-V
W" i/$8" "/-+/"$/-4/%+(Y"j$/%+ -"/"k$ +/-"l566a!8"k$ +/-"/"m% ,# $/2%"l566a!8"B ,+n ,, 8"m($& "h:,%($"/"
X$ :A("l566a!V"
5" k($"/;/042(8"("m ,#(")("m$ -%2"lmm!"#(,-+%+:%"("0 %-"%04($+ ,+/"4$(E/)($")/"#$*)%+("$:$ 2>" "
o %; "p#(,G0%# "j/)/$ 2"lopj!8"("0 %-"%04($+ ,+/"1%, ,#% )($",("-/+($"%0(?%2%@$%(>"/"("m ,#("
Z #%(, 2")/"f/-/,E(2E%0/,+("p#(,G0%#("/"B(#% 2"lmZfpB!8"("0 %-"%04($+ ,+/"4$(E/)($")/"
$/#:$-(-" "2(,.("4$ C(V

0123245679 !"#$
%&'()'*+,+-./)'(0)1/*)/,2('34/)35(6'3738+*)/)1+5*9/)5()+':+;9/)5/)&('/*)
,+68<*3/)6/)838-/)5()8*=53'/)0+3&)*(8(6'(>)8/0):0)/-.+*)1+*'38:-+*)&/,*()+)5(&+?
@*(@+;9/)5(&&()&('/*)(6'*()/&),+68/&)1A,-38/&)()1*34+5/&)+)1+*'3*)5()36538+5/*(&)
B:()1*/8:*+0)8+1'+*)/)@*+:)5()1*(7(*C683+)1(-+)-3B:35(D)5(&&+&)36&'3':3;E(&)F)+&&:?
0365/>)1/*'+6'/>):0)*(7(*(683+-)'(G*38/)1G&?H(I6(&3+6/J)K+*+)'+6'/>)(&'<)/*@+63?
D+5/)(0)8368/)&(;E(&>)+)8/6'+*)8/0)+)1*(&(6'()36'*/5:;9/J)L)&(;9/)M)+,/*5+)
5()7/*0+)&:836'+)/&)8/68(3'/&>)+)1+*'3*)5/)*(7(*(683+-)'(G*38/)1G&?H(I6(&3+6/>)B:()
&(*9/):'3-3D+5/&)+/)-/6@/)5(&'()'*+,+-./J)L)&(;9/)N)1*/8:*+)8+*+8'(*3D+*)/)838-/)5()
(O1+6&9/)5()8*=53'/)+)1+*'3*)5()7+'/&)(&'3-3D+5/&J)L)&(;9/)P)+6+-3&+)+)+':+;9/)5/&)
,+68/&)1A,-38/&)()1*34+5/&)+)1+*'3*)5+B:(-+)8+*+8'(*3D+;9/)36383+-J)L)&(;9/)Q)+1*(?
&(6'+)+&)8/6&35(*+;E(&)736+3&J
RSTUVWXYWZ[SWS\XW]WX^UV_[S`Wa[Sb_cd_eWZSefgSh[UVfgiSdj[Sk`Xfl_j[mnfS
oWpX_V[
L)*(-+;9/)(6'*()&3&'(0+),+68<*3/)()5(&(01(6./)0+8*/(8/6q038/)=)+-4/)5()
36'(6&+)8/6'*/4=*&3+)6+)'(/*3+)(8/6q038+J)r0+)5+&)7/*0+&)1/&&s4(3&)5()&()+1*(?
&(6'+*)(&&()5(,+'(
N
)=)8/6'*+1/*)+&)+,/*5+@(6&)&(@:65/)+&)B:+3&)/)&('/*),+68<*3/)
+':+)5()7/*0+)6(:'*+>)8/0/)0(*/)36'(*0(53+5/*)5()*(8:*&/&)(6'*()1/:1+5/*(&)()
5(&1/:1+5/*(&>)tB:(-+&)&(@:65/)+&)B:+3&)/)8/01/*'+0(6'/)5/&),+68/&>)+/)-/6@/)
5/)1*/8(&&/)5()8*3+;9/)5()0/(5+)(&8*3':*+->)+7('+)/)5(&(01(6./)5/)&('/*)u*(+-v)
5+)(8/6/03+J
L&)+,/*5+@(6&)5(*34+5+&)5/&)0/5(-/&)w:*-(I)()x.+y)z{|QQ}>)x.+y)z{|~N})
()8366/6)z{|~N})7+D(0)1+*'()5/)1*30(3*/)@*:1/J)x(@:65/)(&&+)8/68(1;9/>)/)
0(*8+5/)736+68(3*/)1/&&:3)/)1+1(-)5()'*+6&7(*3*)*(8:*&/&)(6'*():635+5(&)&:1(*+?
43'<*3+&)z1/:1+5/*+&})()5(7383'<*3+&)z5(&1/:1+5/*+&}>)()+)'+O+)5()2:*/&)5(4()&(*)
7-(Os4(-)/)&:7383(6'()1+*+)(B:3-3,*+*)/7(*'+)()5(0+65+)1/*)*(8:*&/&)5()(01*=&'30/J)
%&&(&)0/5(-/&)7/*0+0)/)8/*1/),<&38/)5+)'(/*3+)5+)-3,(*+-3D+;9/)5/&)0(*8+5/&)
736+68(3*/&)B:+3&B:(*)7/*0+&)5()36'(*4(6;9/)&/,*()(&&(&)0(*8+5/&>)1+*'38:-+*?
0(6'()+'*+4=&)5+)36'*/5:;9/)5(),+68/&)1A,-38/&>)@(*+0)*(&:-'+5/&)36(7383(6'(&>)
1/*B:()1*/5:D(0)'+O+&)5()2:*/&)+,+3O/)5+)5()(B:3-s,*3/>)1*/5:D365/),+3O/&)6s4(3&)
5()1/:1+6;+)()5()364(&'30(6'/J
)8/6'*+1/6'/)+)(&&+)43&9/)=)/7(*(835/>)6+)0+8*/(8/6/03+)0/5(*6+>)1(-+&)
'(/*3+&)5+&)7+-.+&)5()0(*8+5/)()1(-+)'(/*3+)1G&?H(I6(&3+6+J
)1/6'/)5()1+*'35+)5+&)+,/*5+@(6&)5+&)7+-.+&)5()0(*8+5/)=)+)8*s'38+)+)5:+&)
5+&)1*(03&&+&)301-s83'+&)6+)'(/*3+)5/&)7:65/&)(01*(&'<4(3&)()B:()&9/)301*(&8365s?
4(3&)1+*+)B:()+)'+O+)5()2:*/&)8/643*2+)1+*+)/)(B:3-s,*3/)(O3&'C683+)5()367/*0+;9/)
N) 9/)'(0/&)+B:3)+)36'(6;9/)5()(&@/'+*)/)5(,+'(>)6(0)5()*(&(6.+*)5()7/*0+)(O+:&'34+)+&)537(*(6'(&)
8/68(1;E(&)+)(&'()*(&1(3'/>)0+&)'9/)&/0(6'()/7(*(8(*):0+)+1*/O30+;9/)'(G*38+>)(0)1+*'38:-+*)
&/,*()/):&/)5/)8/68(3'/)5()1*(7(*C683+)1(-+)-3B:35(D>)B:()8/6&'3':3)1(;+)7:65+0(6'+-)5(&'()+*'3@/J

012345689149036611
!"#$%!&'()(*)(")%&'*+ (&+",-)$+ .(/)012*+(/$!0-!$3()(4)! (567869:('(;!,<$) )(*)(
)=! $>2&!'(*)(!2?+%"'@A+( !"#$%!&'(#(B!+-'*'(2+ (")%&'*+ (?!2'2&)!%+ C(+($+"'*+%(
*)()",%# $!"+ (,+ 1!(!2?+%"'@D) (")-;+%) (*+(E1)(+()",%) $'*+%( +F%)(+(%! &+(
)(+(%)$+%2+(,+$)2&!'-(*+(,%+G)$+(,'%'(+(E1'-() $H( +-!&!$'2*+(+()",%# $!"+.(I(
%) 1-$'*+(#(+(%'&!+2'")2$+(*)(&%#*!$+C(+ ()",%) $'*+%) ( )(%)&1 '"('()",%) $'%(
") "+(E1)(+($+"'*+%() $)G'(*! ,+ $+('(,'0'%(G1%+ ("'! ('-$+ .(I()=&) +(*)(
*)"'2*'(,+%(&%#*!$+(2A+( )($%'*13()"('1")2$+(*' ($'=' (*)(G1%+ (J(+1( )G':(+ (
,%)@+ (2A+('1")2$'"(,'%'()-!"!2'%(+()=&) +(*)(*)"'2*'.
I1$%+($!,+() ,)&K?!&+(*)(?'-;'(*)(")%&'*+ (E1)(,+*)( )%(+F )%B'*'(2+ (
,'K ) ()"(*) )2B+-B!")2$+(&+2 $!$1!('E1!-+(E1)( )(&+2B)2&!+2+1(&;'"'%(*)(
!2&+",-)$1*)(*+ (")%&'*+ .(/)012*+(/$!0-!$3(5677L9:()"()&+2+"!' (")2+ (
*) )2B+-B!*' (+ (")%&'*+ (?!2'2&)!%+ ( A+(!2&+",-)$+ C(+ (")%&'*+ (*)(&',!$'! (
A+(?%'&+ ()(+ (")%&'*+ ('&!+2H%!+ :("1!$' (B)3) :(!2)=! $)".(I (F'2&+ :(,+%( 1'(
B)3:($)2*)"('(,%!B!-)0!'%(+ ()",%# $!"+ (*)(&1%$+(,%'3+.(M'B)%!':(,+%(,'%$)(*+(
)$+%(,%!B'*+:(1"(*) !2$)%) )()"(?!2'2&!'%(,%+G)$+ (E1):()"F+%'($)2;'"(1"('-$+(
%)$+%2+( +&!'-:($>"(1"(F'!=+(%)$+%2+(,%!B'*+()('-$+(%! &+.(N $'('F+%*'0)"(,%)B>('(
!2$)%B)2@A+(*+(N $'*+(2+(")%&'*+(?!2'2&)!%+:(,'%$!&1-'%")2$)('$%'B# (*'('$1'@A+(
*)(F'2&+ (,OF-!&+ :('(E1)"(&'F)%!'(PQ...R('-+&'%(&%#*!$+(,'%'( )$+%) ()( )0")2$+ (
2A+('*)E1'*'")2$)('$)2*!*+ (,)-+(")%&'*+S(5TNI/U(VNWTIWXY:(Z[6[:(,.(\89.
](!",+%$'2$)(%) '-$'%(E1)('"F' (' ('F+%*'0)2 ('2$)%!+%) (' 1")"('(
,%!"'3!'(*+ (")%&'*+ (?!2'2&)!%+ C(") "+(2'('F+%*'0)"(*' (?'-;' (*)(")%&'*+:(
^_() $' (2A+()=! $! )":(B'-)%!'"(+ (%) 1-$'*+ (,%)B! $+ (2'($)+%!'(*+ (?12*+ (
)",%) $HB)! .(`+%() $'(%'3A+:('"F' (' ('F+%*'0)2 (,+*)"( )%(&+2 !*)%'*' (
abcd_caebcfe^:(*!?)%)2$)")2$)(*'('F+%*'0)"(,< gh)i2) !'2'.
N $':(,+%( 1'(B)3:($)"(&+"+(,+2$+(*)(,'%$!*'(+(,%!2&K,!+(*'(*)"'2*'(
)?)$!B'(5`TN9(&+"+()=,-!&'$!B+(*'(*!2j"!&'("'&%+)&+2k"!&'.(/)012*+(+(`TN:(
+ (2KB)! (*)()",%)0+()(*)(%)2*'(*'()&+2+"!'(*),)2*)"(*+ (0' $+ ('1$k2+"+ (
)"(!2B) $!")2$+.(I(&+2 1"+(!2*13!*+('",-!'() )(!",1- +('1$k2+"+(,+%(")!+(
*+("1-$!,-!&'*+%.(N '('F+%*'0)"(!2B)%$):()2$A+:('(&'1 '-!*'*)(*'(,+1,'2@'(,'%'(
+(!2B) $!")2$+:(,%) )2$)(2'('F+%*'0)"(&+2B)2&!+2'-:(*)(!2B) $!")2$+(,'%'('(
,+1,'2@'(5lNmWN/:(67Ln9.(I(!2B) $!")2$+:( )012*+(+ (h)i2) !'2+ :(*),)2*)(*' (
*)&! D) (*+ ()",%) H%!+ :($)2*+(,+%(F' )(+(%)$+%2+() ,)%'*+(*+ ('$!B+ (*)(&',!$'-.(
I(?!2'2&!'")2$+(*+(!2B) $!")2$+:()"(1"( ! $)"'(*)("+)*'(?!*1&!H%!'(2+(E1'-(+ (
F'2&+ ($>"('(,%)%%+0'$!B'(*)(&%!'%("+)*'() &%!$1%'-(5'(,'%$!%(*)(1"'(+,)%'@A+(
")%'")2$)(&+2$HF!-9(*),)2*)(*'(*! ,+ !@A+(*+ (F'2&+ ()"("+F!-!3'%(+ (%)&1% + (
!2!&!'! (,'%'(+()",%) H%!+(?!2'2&!'%(+(!2B) $!")2$+.
W'($)+%!'(,< gh)i2) !'2':(+ (&+2&)!$+ (?12*'")2$'! (,'%'()2$)2*)%(+(
&+",+%$'")2$+(*'(?!%"'(F'2&H%!'( A+(+(*)(,%)?)%>2&!'(,)-'(-!E1!*)3()(!2&)%$)3'.(
Y($)+%!'(*'(,%)?)%>2&!'(,)-'(-!E1!*)3(?+%"1-'*'(,+%(l)i2)
o
(#(&+"1")2$)()2$)2g
o( p)%:(,+%()=)",-+:(l)i2) (567Ln9.

0123245679 !"#$
%&%'()*+*(,+'(-.*/&'(%'(%.+'0%'(1*/(+*.%'('(1'/-&/(%*2(+*-&3*2(-/'02'45*6(
1/.)',45*6(.21.),7'45*(.(89:;:<=>(?0-/.-'0-*6(+'&2(%*(@,.(,+'(-.*/&'(%'(%.+'0%'(
1*/(+*.%'6(.2-'('A*/%'B.+()*02-&-,&6(0'(3./%'%.6(,+'(-.*/&'(%.(.2)*7C'(%.('-&3*2(
0'(@,'7(*2('B.0-.2(.)*0D+&)*2(7.3'+(.+()*02&%./'45*(*2(/.-*/0*2(.21./'%*2(
%'2(%&E./.0-.2()7'22.2(%.('-&3*2(F9GHIHF9G(*('-/&A,-*(%.(7&@,&%.J(%.()'%'(,+'(%.7'2(
KLMNOMPQR6(STTUV>(M(.W17&)'45*(1.7'(@,'7(*2('B.0-.2(*1-'+(1*/()*02-&-,&/(2.,2(
1*/-EX7&*2()*+('-&3*2(+.0*2(/.0-Y3.&26(1*/Z+(+'&2(7[@,&%*26(Z('()*03.0&\0)&'(.(
'(2.B,/'04'(1*-.0)&'76('-/&A,-*2(B./'7+.0-.('22*)&'%*2(](E7.W&A&7&%'%.(@,.(.22.2(
'-&3*2(*E./.).+('*(1./+&-&/('(/.)*+1*2&45*(%'2(.2-/'-ZB&'2(2*A(%&E./.0-.2().0Y^
/&*2>(R2(A'0)*26()*+*(@,'&2@,./(*,-/*2('B.0-.2(.)*0D+&)*26(-'+AZ+(1*22,.+(
1/.E./\0)&'(1.7'(7&@,&%.J(.6()*+*(-'76(-'+AZ+()*02-&-,.+(2.,2(1*/-EX7&*2(_`>>>a(%.(
+*%*('()*0)&7&'/(7,)/'-&3&%'%.(.(.2)'7'(%.(1/.E./\0)&'(1.7'(7&@,&%.Jb(KcMdPM6(
efff6(1>(eUgV>
R(2&2-.+'(E&0'0).&/*(1/*%,J(.(0.B*)&'(%&/.&-*2(2*A/.(/.0%'(E,-,/'6(),h'2(
.2-&+'-&3'2(.03*73.+(/&2)*6(&0)./-.J'(.(B/',2(3'/&'%*2(%.()*0E&'04'(0*2().0Y^
/&*2(E*/+,7'%*2(KQ?NiMjj6(STTfV>(?+().0Y/&*2(%.(+'&*/(&0)./-.J'6('(%.E.2'(
0'-,/'7(%*2(A'0)*2(Z(/.*/&.0-'/(2.,2(1*/-EX7&*2('(E'3*/(%.('-&3*2()*+(+'&*/(B/',(
%.(7&@,&%.J6('A/&0%*(+5*(%'(+'&*/(/.0-'A&7&%'%.(*E./.)&%'(1.7*2('-&3*2(+.0*2(
7[@,&%*2(.(/.%,J&0%*('(*E./-'(%.()/Z%&-*>(M*()*0-/Y/&*6(2*A(.W1.)-'-&3'2(*-&+&2-'26(
*2(A'0)*2(-.0%.+('(1/&3&7.B&'/(/.0-'A&7&%'%.(2*A/.(7&@,&%.J6(.7.3'0%*('(1'/-&)&^
1'45*(%'2(*1./'4k.2(%.(+'&*/(/&2)*(.+(2.,2('-&3*2(KcMdPM6(efffV>
i'2('(E,045*(%.(1/.E./\0)&'(1.7'(7&@,&%.J(%*2(A'0)*2(05*(2.(/.2-/&0B.('*(
2.,('-&3*l('*(E'J./('(*145*(1*/(,+'()'/-.&/'(%.('-&3*2(+'&2(E'3*/Y3.7('(*1./'4k.2(
%.()/Z%&-*(%.(1/'J*(+'&2(7*0B*6(*,(1*/(,+'()'/-.&/'(.+(@,.(1/.%*+&0.+('-&3*2(
E&0'0).&/*26('(0'-,/.J'(%'2(*A/&B'4k.2(.+&-&%'2(1.7*(A'0)*(%.3.(2./('%.@,'%'('*2(
1/'J*2(.(/&2)*2(%*2(2.,2('-&3*2>(c*/(.W.+17*6(*1./'4k.2(%.()/Z%&-*(%.(1/'J*(+'&2(
7*0B*(05*(%.3.+(-./()*+*()*0-/'1'/-&%'(*1./'4k.2(1'22&3'2(%.(1/'J*(+'&2(),/-*6(
)*+*(%.1X2&-*2(](3&2-'>(?+(*,-/'2(1'7'3/'26(*(A'0)*(%.3.(B./&/(*(2.,(A'7'04*(_`>>>a(
)*+(A'2.(0'(.2)*7C'(.0-/.(@,'0-*(.(@,'&2(-&1*2(%.('-&3*2()*+1/'/(.(@,'0-*(.(@,'&2(
-&1*2(%.(*A/&B'4k.2(.+&-&/b(KRPmO?mNM6(STTn6(1>(gV>(o(0.2-.(2.0-&%*(@,.(L'/3'7C*(
KSTTU6(1>(epV('E&/+'(@,.(Z(1*22[3.7(_7./b('(1/.E./\0)&'(1.7'(7&@,&%.J(%.()'%'(A'0)*(
.+(2.,(A'7'04*l(.7'(.W./).(&0E7,\0)&'(2*A/.('(.2)*7C'(%'2()7'22.2(%.('-&3*2(@,.(
*2(A'0)*2(&/5*(&0)*/1*/'/6('22&+()*+*(2*A/.(*(-&1*(.(*(1/'J*(%.(*A/&B'4k.2(@,.(
%.3./5*(.+&-&/>
L*+(.E.&-*6(Z(&0./.0-.(]('-,'45*(%*2(A'0)*2(,+()*+1*/-'+.0-*(1/X^)[)7&)*l(
.+(1./[*%*2(%.(.W1'025*(.)*0D+&)'(.22'2(&02-&-,&4k.2(-.0%.+('(.W1'0%&/(2,'2(
*1./'4k.2(%.()/Z%&-*6('*(1'22*(@,.(.+(1./[*%*2(%.()*0-/'45*(.)*0D+&)'(*,(%.(
+'&*/(&0)./-.J'6(*2(A'0)*2(-.0%.+('(1/&3&7.B&'/('-&3*2(+'&2(7[@,&%*2(.(%.(1/'J*(
+'&2(),/-*(.+(7,B'/(%'2(*1./'4k.2(%.()/Z%&-*>

012345689149036611
!"#$%&'#($)%($*&+,'-#.#(!%%/,$0#'1+)2')#34$#!#')*'"!45!#6$78$%+'8!#
*!8&$2(0'#42#$%('5!#+2(!)&'8&$#(')'#'&4'59!#:!%#"'8*!%#(;"0+*!%<#'#'59!#'8&+=
*/*0+*'-#$>('8:+8:!#'%#!($)'5?$%#:$#*).:+&!#8!%#2!2$8&!%#:$#)$,$)%9!#:!#$%&':!#
:$#*!81+'85'#:'#$*!8!2+'#$#*!8&)'='))$%&'8:!-#&!&'0#!4#(')*+'02$8&$-#'#*!8&)'59!#
:!#*).:+&!#)$%40&'8&$#:'#:$&$)+!)'59!#:'%#$>($*&'&+,'%@#A$%&$#*'%!-#!%#"'8*!%#
(;"0+*!%#89!#*!8%&+&4$2#42'#%!0459!#:!#&+(!#BCDEFGHICBJ-#&'0#*!2!#!*!))$#8'%#
'"!):'K$8%#:$#1'0L'%#:$#2$)*':!-#2'%#(!:$2#'&4')#8!#2$%2!#8/,$0#L+$)M)34+*!#
:!%#"'8*!%#()+,':!%-#:$#1!)2'#*!2(0$2$8&')#!4#2$%2!#*!2#'&)+"4+5?$%#$%($*/=
1+*'%-#$#%$2()$#$>$)*$8:!#('($0#()+2!):+'0#8'%#$*!8!2+'%#*'(+&'0+%&'%@
N
O#'#(')&+)#:$%&$#)$1$)$8*+'0#&$P)+*!#34$#&$8&')$2!%#*!2()$$8:$)#!#*+*0!#
)$*$8&$#:$#$>('8%9!#:!#*).:+&!#$2#*4)%!#8'#$*!8!2+'#")'%+0$+)'#:$%:$#QRRS@#T$0!#
4%!#:$#+8:+*':!)$%#*'0*40':!%#'#(')&+)#:$#*!8&'%#:!#'&+,!#$#:!#('%%+,!#:!%#"'8*!%#
&$8&')$2!%#2!%&)')#*!2!#$,!04+4#!#K)'4#:$#()$1$)U8*+'#($0'#0+34+:$V#:$%%'%#
+8%&+&4+5?$%@#W0.2#:+%%!-#:$%'K)$K'8:!#!#%+%&$2'#"'8*M)+!#")'%+0$+)!#'#(')&+)#:!#
*!8&)!0$#:'#()!()+$:':$#:!#*'(+&'0#:!%#"'8*!%-#%$)M#(!%%/,$0#+:$8&+1+*')#:+1$)$8&$%#
(':)?$%#:$#()$1$)U8*+'#($0'#0+34+:$V-#:!%#"'8*!%#()+,':!%#$#:!%#"'8*!%#(;"0+*!%@
W#()P>+2'#%$59!#+)M#*')'*&$)+V')#!#*+*0!#:$#$>('8%9!#)$*$8&$#:$#*).:+&!-#'!#
('%%!#34$#'#%$59!#%$K4+8&$#'8'0+%')M#!%#+8:+*':!)$%#:$#()$1$)U8*+'#($0'#0+34+:$V@
XYZ[\[]^_\`a[bcdYedYZ`]fdYe_Yghi[jkcdYedYZ\le`^d
m#()+2$+)!#1'&!#$%&+0+V':!#:!#*+*0!#:$#$>('8%9!#:$#*).:+&!#1!+#'#8!&M,$0#
$>('8%9!#:'#)$0'59!#*).:+&!nTop-#34$#%'+#:$#('&'2')$%#$2#&!)8!#:$#QSq#$2#QRRrnS#
(')'#Ssq#$2#8!,$2")!#:$#QRtR-#*!81!)2$#'(!8&':!#($0!#u)M1+*!#t@
N# W0.2#:'#14859!#'8&+*/*0+*'-#!#')*'"!45!#6$78$%+'8!#&'2".2#!1$)$*$#$%('5!#:$#'&4'59!#:!%#
"'8*!%#(;"0+*!%#$2#!4&)'%#:4'%#1485?$%@#T!)#$>$2(0!-#'#+8*$)&$V'#$>+%&$8&$#8'%#)$K+?$%#($)+1.)+=
*'%#(!:$#*!8:+*+!8')#!%#"'8*!%#'#!($)')$2#8$%%'%#)$K+?$%#*!2#2'+!)#K)'4#:$#()$1$)U8*+'#($0'#
0+34+:$Vv#'#+8*$)&$V'#$>+%&$8&$#8!%#()!w$&!%#:$#+8,$%&+2$8&!#:$#()'V!#2'+%#0!8K!#(!:$#+8:4V+)#!%#
"'8*!%#'#'&4')$2#*!2#42#K)'4#:$#()$1$)U8*+'#($0'#0+34+:$V#34$#%+2(0$%2$8&$#+8,+'"+0+V$#!#1+8'8=
*+'2$8&!#:$#0!8K!#()'V!@#W%%+2-#"'8*!%#(;"0+*!%#(!:$2#'&4')#8!#:$%$8,!0,+2$8&!#)$K+!8'0#$#8!#
1+8'8*+'2$8&!#:$#0!8K!#()'V!@

0123245679 !"#$
%&'()*+,-,.,/&01)23,&42056+,*&78)9+:;</,=>?,.,@AA-,0,@A-A
BCDEF BGDHI BJDGH BCDGK
BEDBL
FHDKB
FCDIL
JHDJE
JJDJH
JGDJB JLDBG
BH
FH
JH
CH
BHHI BHHB BHHF BHHJ BHHC BHHG BHHL BHHE BHHK BHIH BHIIM
N+O943,P20Q+&056+,R&SR&)0,0,R0&9)&,84,808+1,8+,/0O*+,T4O9&02,8+,/&01)2U
V,14WXO8+,(09+,419)2)Y08+,7,ZX4,+,*)*2+,(+),)O8XY)8+,R42+1,Q0O*+1,R&)[08+1\,
+1,ZX0)1,4]R0O8)&0^,+,[+2X^4,801,+R4&05_41,84,*&78)9+,0,90]01,1XR4&)+&41,`,8+1,
Q0O*+1,RaQ2)*+1,8X&0O94,9+8+,+,*)*2+,097,0,4*2+16+,80,*&)14,()O0O*4)&0,84,@AAbcd\,
8090,0,R0&9)&,80,ZX02,0,1)9X056+,14,)O[4&94X,=%&'()*+,@?U
%&'()*+,@,.,T&78)9+,9+902\,90]0,84,*&41*)^4O9+,&402,R+&,R&+R&)48084,8+,*0R)902,c,@AAec
@A-A
fgBHDHh
fgIHDHh
fi
fIHDH
fBHDH
fFHDH
fJHDH
BHHF BHHJ BHHC BHHG BHHL BHHE BHHK BHIH
jklmnofpqjrsmno jklmnofptsukvnoflkmsnlkso
jklmnofptsukvnofwoxtklywstno xnxkr
N+O943,P20Q+&056+,R&SR&)0,0,R0&9)&,84,808+1,8+,/0O*+,T4O9&02,8+,/&01)2\,84(20*)+O08+1,R42+,
<%;czU

012345689149036611
!"#$%&%'&$"$%'&$(&()*"#'+%&$%&(',%-!(&$(&./0$1,%&*%/&*/%*/1($"$(&$(&
."*1,"2&'+%&"3(/,%'&*%/&'(,%/&$(&",141$"$(5&0&*%''64(2&*(/.(3(/&-!(&%'&3"#.%'&
*/14"$%'5&$(&*/%*/1($"$(&*/14"$"&%!&(',/"#7(1/"5&(',14(/"8&9&:/(#,(&$!/"#,(&%'&
"#%'&1#1.1"1'&$%&.1.2%&#%'&'(,%/('&1#$!',/1"25&/!/"25&.%8(/.1"2&(&$(&*(''%"'&:6'1."'5&
"%&*"''%&-!(&%'&3"#.%'&*;321.%'&21$(/"/"8&"*(#"'&%&./0$1,%&<"31,".1%#"2&=>"3(2"&
?@A&BCDEFGEF5&%'&$"$%'&*"/(.(8&'!7(/1/&-!(&%&.1.2%&()*"#'14%&$(&./0$1,%&#+%&,(4(&
%/17(8&#"&1#$!H+%&$1/(,"&$%'&3"#.%'&*;321.%'A&I1#$"&"''185&3%"&*"/,(&$"&21,(/",!/"&
(.%#J81."&*"/(.(&'!7(/1/&-!(5&#+%&%3',"#,(&%'&3"#.%'&*/14"$%'&,(/(8&21$(/"$%&
%&.1.2%&()*"#'14%&$!/"#,(&"&8"1%/&*"/,(&$%&,(8*%&",0&"&./1'(&:1#"#.(1/"&1#,(/#"K
.1%#"2&$(&LMMNOP5&1',%&%.%//(!&$(41$%&9&()(.!H+%&$(&*%26,1."'&*;321."'&-!(&,(/1"8&
1#$!Q1$%&(',(&#%4%&*"$/+%&$(&.%8*%/,"8(#,%&*%/&*"/,(&$%'&3"#.%'&*/14"$%'A
I'&*/1#.1*"1'&8($1$"'&"$%,"$"'&*(2%&7%4(/#%&3/"'12(1/%&#(',(&'(#,1$%&,(/1"8&
'1$%R
"@&"&1#,/%$!H+%&$%&./0$1,%&.%#'17#"$%&(8&:%2<"&$(&*"7"8(#,%5&#%&
"#%&$(&LMMST
3@&"&/($!H+%&$"&,")"&3U'1."&$(&V!/%'&W(21.&"&*"/,1/&$(&LMMXT&(
.@&"&7"/"#,1"&$(&!8&"831(#,(&8"./%(.%#J81.%&:"4%/U4(2A
>"3(2"&?&Y&>")"&$(&./('.18(#,%&/("2&$%&(',%-!(&$(&./0$1,%&*%/&'(,%/&(&*%/&.%#,/%2(&$(&
."*1,"2&Y&LMMSKLM??
Z[\]^_`abcde]^_
f\gb_h
ije[ k[cei[h
lm^ noj[d p^qrj]e^ as__^[_`
tu_e][_ voij^_`
_sjwel^_ x^i[d
LMMS =y5zS@ =L5{X@ LN5?? {5XM ?5SX LS5PM y5Xy
LMMX =N5{z@ =y5Lz@ {5XS ?L5Mz ?L5NS P5?M L5{?
LMM{ P5Sz ?X5NL ?X5{P ?{5XS L?5N? L{5LS ?X5zP
LMMy ?z5yL LS5zS ?L5Ly ?N5P{ ?y5N? L?5yP ?{5Ny
LMMz ?X5XN ?{5Ny ?5y? ?N5Py ?N5{z X5zz ?M5LM
LMMN SM5S{ LX5{y ?M5Xy L?5?y L{5N{ Sy5z? Lz5MX
LMMP LM5XS {X5L? P5XP L{5MN SP5MN S?5SP SX5Sz
LM?M P5?P Sz5P{ ={5?N@ ?M5PN N5LL L5X{ P5?{
LM??| S5L{ LM5zN ?5Xz L5yX z5Xz S5Xz {5PN
}0$1"&
"#!"2 P5LN ?P5MN N5SS ?X5SM ?y5X? ?z5M? ?S5yS
Z[\]^_`ajew[g^_`~[]e^\[e_
f\gb_h
ije[ k[cei[h
lm^ noj[d p^qrj]e^ as__^[_`
tu_e][_ voij^_`
_sjwel^_ x^i[d
LMMS X5SN =P5yL@ P5NN ?5?L ?S5S{ =z5L{@ S5LP
LMMX M5MX =?{5zy@ ?P5yX {5z? LN5yN =P5PX@ N5zS
LMM{ ??5?M M5{X {5NN LM5yN X{5{N P5?{ LS5PM
.%#,1#!"AAA

001213456899 !"#999
$%&$'()*%++
,-./0123456-70128-/50.-51
9.7:1;
<45- =->5<-;
?@0 AB4-C D0EF4/50 3G110-12
HI15/-1 JB<4012
1G465?01 K0<-C
LMMN OPQLP OOQMN ORQOS LSQLO OTQNN ORQPP OTQPS
LMMT LPQOO OMQTU OSQTT LOQSN LUQMO VPQMN LPQRS
LMMU LVQVS LTQPO RQTN OMQRO OLQTS LSQOV ONQPO
LMMR WVQVPX LRQTM UQTN OOQSN ORQUR OQVS RQUT
LMOM PQPN VPQOR OMQVR ORQVV TQTU OSQPO OMQLN
LMOOY PQSN LNQLO LQON PQLR SQMO TQVN PQSS
Z[\]^_
^&(^' RQLT OOQST OOQML OVQMU ORQOT RQPT OVQLP
,-./0123456-7012`1<4-.aG5401
9.7:1;
<45- =->5<-;
?@0 AB4-C D0EF4/50 3G110-12
HI15/-1 JB<4012
1G465?01 K0<-C
LMMV WLSQUVX WOVQPVX SOQSU WRQLLX WRQOVX WLPQNSX WOSQOSX
LMMS WTQOUX WTQVMX OVQVP LVQLM ORQUV WPQPLX TQUU
LMMP RQOS OOQMN UQTS OOQPU VOQVL PMQTO LVQVT
LMMN VQUV WPQROX RQVN NQMM LTQUV UQNT OSQVU
LMMT LSQPS NPQLM OLQMM VQSO OUQRS LVQNS OUQTV
LMMU LSQOV LRQTU MQPO LLQVU PQLP ORQTS OVQSO
LMMR WOVQNLX VSQOV WLQNLX WLQMMX RQPL NQLP LQNU
LMOM WMQVOX LOQST WPQMMX NQLV LQTM WMQOTX LQVV
LMOOY VQMR OTQLV WSQSMX OSQVO VQPN MQPV SQPT
Z[\]^_
^&(^' MQRO OSQNU TQVU TQRN OOQPO NQUN TQNM
K0<-C2bc8
9.7:1;
<45- =->5<-;
?@0 AB4-C D0EF4/50 3G110-12
HI15/-1 JB<4012
1G465?01 K0<-C
LMMV WTQLUX WPQSTX LPQLR WOQSSX VQLV WLQNUX MQOO
LMMS WPQMOX WUQSRX OMQMV OLQNL LLQNO WOQUTX NQMN
LMMP OMQMV OOQSR OOQSM ONQVU VNQTO LVQTL LMQLT
LMMN OSQMN OUQOU OVQSO OTQMT LMQLU OTQRU ONQLO
LMMT LMQPT ORQLS NQPR OPQPP LVQTL ORQVP OUQPU
LMMU LNQLN LPQNN UQPU ONQVR OLQUP LUQML ORQSL
LMMR SQPR STQTS TQSL OOQOL LMQUM OSQTL OTQLP
LMOM NQSV VPQNR WMQURX OVQTU NQNT NQMP UQVS
LMOOY SQMT LOQLM MQUU NQNV SQNN SQVT PQPO
Z[\]^_
^&(^' TQTM OTQOV UQRN OOQUN ONQVR OOQNR OLQOR
d%&efg_h'^i%j^k*%_ljmlj]^_^_l^je]j_\f_\^\%)_\%_n^&$%_of&ej^'_\%_nj^)]'+
p%e^g_Y_q('r%+

012345689149036611
!"#$%&'(!"()*&+),%(!-.!/(01,!%-!2,+,.-)'(!/(&!&)*'&'34%(!)(!,)(!%-!5667!
2-0,!8-%&%,!9#(:&*;#&,!<76=!%-!*-'-.>#(!%-!5667=!"():-#'&%,!),!?-&!)@!<6AB56!%-!
%-C-.>#(!%(!.-*.(!,)(=!-!"()*&*'-!)(!%-*"()'(!%,*!2,#"-0,*!%(!-.2#$*'&.(!),!
/(01,!%-!2,+,.-)'(A! !.-)(#!#&*"(!&)-#-)'-!,!-*'-!'&2(!%-!(2-#,DE(!2-#.&'&#&,!
',F,*!%-!G3#(*!&)/-#&(#-*!H*!I3-!:&+(#,:,.=!-!-#,!#-/(#D,%(!2-0,!"()*&+),DE(!%,*!
:-#>,*!#-*"&*;#&,*!-.!",*(!%-!%-.&**E(!%(*!'#,>,01,%(#-*!#-+&%(*!2-0,!J()*(0&K
%,DE(!%,*!?-&*!L#,>,01&*',*!MJ?LNA
O
!P!.-%&%,!"()*'&'3&3!,!.,&*!&.2(#',)'-!,%(',%,!
2-0(!+(:-#)(!>#,*&0-&#(!)(!*-)'&%(!%-!-*'&.30,#!,!-F2,)*E(!%(!"#$%&'(A
Q
!R!&.2(#K
',)'-!#-**,0',#!I3-!2,#,!,*!&)*'&'3&DS-*!/&),)"-&#,*=!(!"#$%&'(!2-**(,0!$!.,&*!/T"&0!%-!
*-#!,:,0&,%(!%(!I3-!(!"#$%&'(!"(#2(#,'&:(=!(!I3,0!-F&+-!UVAAAW!.,&(#!"()1-"&.-)'(!
%(*!)-+;"&(*=!,)T0&*-!/&),)"-&#,!-!.()&'(#,.-)'(!%,*!,'&:&%,%-*!-.2#-*,#&,&*X!
MYZ[\LP]^!9ZPL[]=!566_=!2A!5<ONA
!&.2,"'(!%(!"#$%&'(!"()*&+),%(!2(%-!*-#!(>*-#:,%(!,!2,#'&#!%,!L,>-0,!<`!(!
"#$%&'(!H*!2-**(,*!/4*&",*!2,**,!,!"#-*"-#!,)3,0.-)'-=!GT!,!2,#'&#!%(!,)(!*-+3&)'-=!
H!',F,!,"&.,!%-!55a!-.!'-#.(*!#-,&*=!>,*',)'-!*32-#&(#!,!'(%(*!(*!%-.,&*!
*-+.-)'(*A![)'#-!5667!-!56<6=!(!"#$%&'(!,!-*',!.(%,0&%,%-!"#-*"-3!H!',F,!.$%&,!
%-!<Qa!,A,A=!"&)"(!2()'(*!2-#"-)'3,&*!,"&.,!%,!.$%&,!%(!'(',0!%(!]&*'-.,!Y&),)K
"-&#(!b,"&(),0!M]YbN=!%-!<5a!,A,A!]-+3)%(!(!c#T/&"(!7=!(!"#$%&'(!H*!2-**(,*!/4*&",*=!
I3-!-.!%-C-.>#(!%-!5667!#-2#-*-)',:,!5da!%(!*,0%(!%,*!(2-#,DS-*!%-!"#$%&'(!,(!
*-'(#!2#&:,%(=!2,**,!,!77a!-.!)(:-.>#(!%-!56<6A
c#T/&"(!7!e!J#$%&'(!,(!*-'(#!2#&:,%(`!%&*'#&>3&DE(!a!%(!*,0%(!%,*!(2-#,DS-*!2(#!,'&:&K
%,%-!-"()f.&",!K!5667!-!56<6
ghijklmnopqrj
st uvwnxikqy
z{t
|yoqiy}~j
t
kyp
t
jkrqj
t
hxxjyxlxqryx
zst
ikjxlxhkq}jx
t

ghijklmnopqrj
st uvwnxikqy
zt
|yoqiy}~j
{t
kyp
{t
jkrqj
t
hxxjyxlxqryx
zt
ikjxlxhkq}jx
t

Y()'-`![0,>(#,DE(!2#;2#&,!,!2,#'&#!%-!%,%(*!%(!,)"(!J-)'#,0!%(!#,*&0A
[:&%-)'-.-)'-=!-.>(#,!*-G,!*,03',#!#-"()1-"-#!(!&.2,"'(!%(!"#$%&'(!
"()*&+),%(!),!-F20&",DE(!%(!"&"0(!%-!-F2,)*E(!%-!"#$%&'(=!(*!%,%(*!%,!L,>-0,!<!
O! ]-+3)%(!,##(*=!Y,+3)%-*!-!J,:,0",)'-!M566QN=!,!%&**-.&),DE(!%-!"(##-*2()%-)'-*!>,)"T#&(*!
2(#!.-&(!%(*!I3,&*!>(,!2,#'-!%,*!(2-#,DS-*!%-!"#$%&'(!"()*&+),%(!-#,!#-,0&C,%,!'-#&,!"()'#&>34%(!
2,#,!-0-:,#!(!-*'(I3-!%-!"#$%&'(!)-*',!.(%,0&%,%-A!9(#!(3'#(!0,%(=!(!2,+,.-)'(!%-!"(.&**S-*!
,!-**-*!"(##-*2()%-)'-*!>,)"T#&(*!,",>,:,!2(#!()-#,#!-**,*!(2-#,DS-*=!(!I3-!-F20&",#&,!2,#K
"&,0.-)'-!(!2(#I3!%(!!%(!"#$%&'(!"()*&+),%(!,&)%,!*-#!>,*',)'-!-0-:,%(!)E(!(>*',)'-!(!
.-)(#!#&*"(!&)-#-)'-!,!-0-A
Q! J,-'&'$=!]'#,"1.,)!-!J(*',!M566_=!2A!<ON!,/&#.,.!I3-!UVAAAW!,/(#,!(!"#$%&'(!"()*&+),%(=!I3-!'-:-!
&.2,"'(*!*&+)&/&",'&:(*!)(!"#-*"&.-)'(!%(!"#$%&'(!2-**(,0=!)E(!/(#,.!,%(',%,*!2(04'&",*!%-!"#$%&'(!
%-!+#,)%-!:30'(!I3-!G3*'&/&I3-.!(!"#-*"&.-)'(!%(!:(03.-!'(',0!%-!"#$%&'(!,2;*!566dXA

0123245679 !"#$
%&'()*%+,-.+/-)*0(.+&+1213&+&+1)4/2(&+'&5).-+.67*0'8&+'2902521*(2:*+.%+(&/*'+*'+
%&/*32/*/.';+*20/*+,-.+.%+:.3&12/*/.'+/2'(20(*'<+=.''.+%&/&;+4+3>12(&+*52)%*)+,-.+
&+1)4/2(&+1&0'290*/&+08&+7&/.+'.)+*7&0(*/&+1&%&+*+?021*+1*-'*+/&+1213&+.67*0@
'2:&+/.+1)4/2(&<
A)9-%.0(&+1&0'(*0(.%.0(.+-(232B*/&+7*)*+.67321*)+*+.67*0'8&+).1.0(.+/&+
1)4/2(&+0&+C)*'23+4+&+*%D2.0(.+%*1)&.1&0E%21&<+F.9-0/&+G).2(*'+.+H)*(.'+IJKKL;+
7<+JMNO;+*+9*)*0(2*+/*/*+0&+20>12&+/&+9&:.)0&+,-.+*''-%2-+.%+JKKP+/.+,-.+08&+
Q*:.)2*+*3(.)*R8&+0*+7&3>(21*+%*1)&.1&0E%21*;+*''&12*/*+*+-%+1.0S)2&+20(.)0*@
12&0*3+5*:&)S:.3+T+(*0(&+.%+(.)%&'+/.+1&%4)12&+.6(.)2&)+1&%&+/.+32,-2/.B+7*)*+
&'+7*>'.'+.%.)9.0(.'+T+(.)2*%+20/-B2/&+&'+D*01&'+*+UV<<<W+)./.5202)+'-*'+.'()*(492*'+
&7.)*12&0*2';+7)2&)2B*0/&+*+.67*0'8&+/&+1)4/2(&X;+'&D).(-/&;+.%+-%+1&0(.6(&+/.+
)./-R8&+/*+(*6*+/.+Y-)&'+F.321<
A'+.67.1(*(2:*'+&(2%2'(*'+/.+).1-7.)*R8&+/&+.%7).9&+.+/*+).0/*+(.)2*%+
).5&)R*/&+&+1.0S)2&+7)&7>12&+Z+.67*0'8&+08&+'&%.0(.+/&+1)4/2(&+Z'+5*%>32*';+%*'+
(*%D4%+/&+1)4/2(&+1&)7&)*(2:&<+[+1)4/2(&+20/-'()2*3;+,-.+).'7&0/2*;+0&+20>12&+/&+
1213&;+7&)+J\]+/&+'*3/&+/*'+&7.)*R^.'+/.+1)4/2(&;+7*''*+*+1).'1.)+*+(*6*'+1).'@
1.0(.'+*12%*+/.+/&2'+/>92(&'+*+7*)(2)+/&+*0&+/.+JKK_;+/.'*1.3.)*0/&+'&%.0(.+*7`'+
*+.13&'8&+/*+1)2'.+520*01.2)*+/.+JKK\@L;
\
+1&0/2B.0(.+1&%+&+)2(%&+/.+1).'12%.0(&+
/*+*(2:2/*/.+20/-'()2*3+).92'()*/&+0&+7.)>&/&<+[+1)4/2(&+)-)*3+(*%D4%+'&5).-+
.67*0'8&+'2902521*(2:*+0&'+*0&'+/.+JKK_+.+JKKN;+.'(2%-3*/&+7.3&+1).'12%.0(&+/&+
*9)&0.9`12&+.%+1&0(.6(&+/.+.3.:*R8&+/&'+7).R&'+20(.)0*12&0*2'+/*'+abccbdef
gehi+*9)>1&3*'<+[+1).'12%.0(&+/&+HjC+D)*'23.2)&+*+7*)(2)+/.+JKKk;+*20/*+,-.+*+(*6*'+
%&/.'(*';+(*%D4%+.'(S+*''&12*/&+Z+.67321*R8&+7*)*+*+.67*0'8&+/&+1)4/2(&+0*'+
%&/*32/*/.'+/.+1&%4)12&+.+&-()&'+'.):2R&'<+[+1).'12%.0(&+/*+).0/*+20.).0(.+*+
.'(.+%&:2%.0(&+(*%D4%+.67321*+*+.67*0'8&+/&+1)4/2(&+Q*D2(*12&0*3;+*+,-*3+/.:.+
'.)+*1).'12/*+/.+*R8&+/.32D.)*/*+/*+l*26*+m1&0E%21*+G./.)*3+IlmGO;+7)20127*3+
20'(2(-2R8&+*+*(-*)+0&+'.(&)+/.+1)4/2(&+2%&D232S)2&+0&+H*>'<
H*)(.+20(.9)*0(.+/&+*%D2.0(.+%*1)&.1&0E%21&+.0,-*0(&+20/-(&)+/*+)./.52@
02R8&+/*+.'()*(492*+/&'+D*01&'+.%+5*:&)+/*+.67*0'8&+/*'+&7.)*R^.'+/.+1)4/2(&+5&2+
*+)./-R8&+/*+(*6*+DS'21*+/.+Y-)&'+F.321+&1&))2/*+*+7*)(2)+/.+%.*/&'+/.+JKKP<+n8&+
&D'(*0(.+*+,-./*+/*+(*6*+/.+Y-)&'+08&+(.)+'2/&+1&0(>0-*+T+20(.))&%72/*+7&)+/&2'+
1213&'+/.+*3(*;+&+7)2%.2)&+/.3.'+20212*/&+.%+'.(.%D)&+/.+JKKk+.+520*32B*/&+-%+*0&+
/.7&2'o+.+&+'.9-0/&+20212*/&+.%+*D)23+/.+JKK\+.+520*32B*/&+.%+Y*0.2)&+/.+JKKL+T+*+
'-*+)./-R8&;+.%+(.)%&'+*D'&3-(&';+(.)2*+3.:*/&+*+)./-R8&+/*'+).1.2(*'+/&'+D*01&'+
1&%+&7.)*R^.'+/.+(>(-3&'+.+:*3&).'+%&D232S)2&'+IpqrO+.;+*''2%;+20/-B2/&+*+-%*+
).1&%7&'2R8&+/.+'-*'+1*)(.2)*'+/.+*(2:&'+.%+5*:&)+/*'+&7.)*R^.'+/.+1)4/2(&<+[+
s)S521&+k+.:2/.012*+.'(*+).3*R8&t+.0().+JKKJ+.+JKKk+*'+).1.2(*'+&D(2/*'+7.3&+'2'(.%*+
D*01S)2&+D)*'23.2)&+*()*:4'+/.+&7.)*R^.'+1&%+pqr+1*.%+1&0'2/.)*:.3%.0(.;+
/*0/&+3-9*)+7*)*+&+*-%.0(&+1&%+).1.2(*'+/.+&7.)*R^.'+/.+1)4/2(&<
\+ H*)*+%*2'+/.(*3Q.'+'&D).+&+1)4/2(&+20/-'()2*3+.0().+&+7.)>&/&+JKKP@L;+:.)+H)*(.'+IJKKLO<

012345689149036611
!"#$%&'(')'*+,-'!.%.$/01'2.'$3/.!4.2$056&'#$303%.$!0'%&4'&7.!058.1'2.'%!92$/&'.'
0!!.3204.3/&'4.!%03/$:'.';<=>'?@'4$:
A
BAAAAAAA
CAAAAAAA
DAAAAAAA
EAAAAAAA
FAAAAAAAA
FBAAAAAAA
FCAAAAAAA
FDAAAAAAA
FEAAAAAAA
BAAG BAAC BAAH BAAD BAAI BAAE BAAJ BAFA
KLMLNOPQRMSTRSURVLRMWXVNOS KLMLNOPQRMSTRSURVLRYZ[
+&3/.-'\:0]&!056&'7!^7!$0'0'70!/$!'2.'202&1'2&'_03%&'`.3/!0:'2&'_!01$:a
bcdcefghfijkglmjfcnfocpkmqfocrstuvqfocmfcevqufcnlcwxhkmoyfcc
nlceiznvjf
\{$2.3/.4.3/.>'0'#&!40'0/!0{91'20'|}0:']03%&1'7!${02&1'.'7~]:$%&1'$3!.1
10!04'3&'%$%:&'2.'.70316&'2.'%!92$/&'#&$'2$#.!.3%$020a'`&3#&!4.'.{$2.3%$04'&1'
202&1'2&' !"#$%&''.'20';0].:0'>'&'%$%:&'9'$3$%$02&'3&'03&'2.'('7.:&1']03%&1'
7!${02&1'30%$&30$1'.'.1/!03.$!&1>'.'1&4.3/.'3&'03&'2.''9'|}.'&1']03%&1'
7~]:$%&1'.7032.4'&'%!92$/&'40$1'#&!/.4.3/.a'$320'011$4>'0'/00'2.'%!.1%$4.3/&'
2&'%!92$/&'0'70!/$!'2&1']03%&1'7~]:$%&1'%!.1%.'1.47!.'0'/001'$3#.!$&!.1'.4'%&470
!056&'%&4'0'492$0'2&'*+,'.'%&4'&1']03%&1'7!${02&1>'3&/0204.3/.'&1'30%$&30$1a'
*&4.3/.'0'70!/$!'20'.%:&16&'20'%!$1.'#$303%.$!0'4}32$0:'2.''9'|}.'01'%}!{01'
1.'$3{.!/.4>'%&4'&1']03%&1'7~]:$%&1'.7032$32&'01'&7.!058.1'2.'%!92$/&'0'/001'
4}$/&'1}7.!$&!.1>'1.0'.4'%&470!056&'%&4'0'1}0'492$0'2&'7.!&2&'03/.!$&!>'1.0'
.4'%&470!056&'%&4'&1']03%&1'7!${02&1a
'0#$!4056&'0%$40'/.4'30/}!.0'|}03/$/0/${0>'.'3020'/.4'0'{.!'%&4'&'707.:'
.1/!0/9$%&'2.1.3{&:{$2&'7.:&1']03%&1'7~]:$%&1'3&'_!01$:a

'`&4&'1.'10].>'4&20
' <.!'<$2&//&'a

0123245679 !"#$
%&'(')*+)*,)-./&-(*+')+-01'&23+45)+*63+-05-&(&*+,(0(+3+')*)783%8&9)723+:0(*&%)&03+
*63+);)0-&'(*+,)%3*+:(7-3*+,<:%&-3*=
>?
+@+/&7(7-&(9)723+')+%37A3+,0(B3+73+C0(*&%+1+
*5,0&'3+)**)7-&(%9)72)+,)%3+C(7-3+D(-&37(%+')+E)*)783%8&9)723+F-37G9&-3+)+
H3-&(%+ICDEFHJK+(+,(02&0+')+0)-50*3*+')+7(250)B(+,(0(/&*-(%+'3+L57'3+')+M9,(03+
(3+N0(:(%O('30+ILMNJK+)+'3+0)23073+'(*+*5(*+3,)0(PQ)*+')+)9,01*2&93+)+/&7(7-&(R
9)723=
>>
+F*2(+&7*2&25&P63+);)0-)+,(,)%+-05-&(%+(3+*5,0&0+59(+%(-57(+')&;('(+,)%3*+
9)0-('3*+,0&8('3*+')+-(,&2(&*+)+,)%3*+:(7-3*+,0&8('3*K+-5S(*+3,)0(PQ)*+*63+)**)7R
-&(%9)72)+')+91'&3+)+-5023+,0(B3*K+35+)9+83%59)+&7*5/&-&)72)+,(0(+/&7(7-&(0+3+
&78)*2&9)723=+@+/&7(7-&(9)723+050(%K+763+3:*2(72)+0)A5%(9)72(P63+)*,)-./&-(+45)+
')*2&7(+TUV+'3*+'),W*&23*+X+8&*2(+)+Y?V+'(+,35,(7P(+050(%+,(0(+)*2(+93'(%&'(')K+
2)9+73+C(7-3+'3+C0(*&%+(+,0&7-&,(%+/372)+*5,0&'30(+')+0)-50*3*=+Z)A5%(9)72(P63+
)*,)-./&-(+2(9:19+3:0&A(+45)+[UV+'3*+'),W*&23*+'(+-(')07)2(+')+,35,(7P(+*)S(9+
')*2&7('3*+(3+/&7(7-&(9)723+O(:&2(-&37(%K+45(%45)0+45)+*)S(+(+,03,0&)'(')+')+
-(,&2(%+'(+&7*2&25&P63+/&7(7-)&0(K+)+(&7'(+(**&9+(+\(&;(+F-37G9&-(+L)')0(%+I\FLJ+
-37*2&25&+(+,0&7-&,(%+&7*2&25&P63+(+(25(0+7)*2)+*)A9)723=+]30+/&9K+73+45)+0)*,)&2(+(3+
')*)783%8&9)723+0)A&37(%^%3-(%K+*63+,<:%&-(*+(*+&7*2&25&PQ)*+-37*2&25.'(*+,(0(+)*2)+
/&9_+'3&*+:(7-3*+,<:%&-3*+/)')0(&*+,3**5)9+(25(P63+0)A&37(%K+C(7-3+'(+M9(BG7&(+
ICMHMJ+83%2('3+,(0(+(+Z)A&63+D302)`+)+3+C(7-3+'3+D30')*2)+'3+C0(*&%+ICDCJ`+59+
:(7-3+0)A&37(%+')+')*)783%8&9)723+,(0(+3*+)*2('3*+'(+Z)A&63+H5%+')+,03,0&)'(')+
'3*+20a*+)*2('3*+'(45)%(+0)A&63K+C(7-3+Z)A&37(%+')+E)*)783%8&9)723+'3+F;20)93+
H5%+ICZEFJ`+'3&*+:(7-3*+)*2('5(&*+')+')*)783%8&9)723K+C(7-3+')+E)*)783%8&R
9)723+')+b&7(*+c)0(&*+ICEbcJ+)+C(7-3+')+E)*)783%8&9)723+'3+F*,.0&23+H(723+
ICMDEFHJ`+)+>Y+(Aa7-&(*+)*2('5(&*+')+/39)723=
M+')*,)&23+'(+7(250)B(+)*20(21A&-(+);)0-&'(+,)%3*+:(7-3*+,<:%&-3*+73+C0(*&%K+
)*2)*+')*)9,)7O(0(9+59+,(,)%+'50(72)+3+-&-%3+')+);,(7*63+')+-01'&23+3+45(%K+'3+
,3723+')+8&*2(+45(72&2(2&83K+9)0)-)+*)0+9)%O30+')2(%O('3=+M+O&,W2)*)+-)720(%+')*2)+
20(:(%O3+1+45)+3+A0(5+')+,0)/)0a7-&(+,)%(+%&45&')B+'3*+:(7-3*+,<:%&-3*+/3&K+'50(72)+
3*+(73*+')+T??d+(+T??eK+9(&30+'3+45)+3+'3*+:(7-3*+,0&8('3*=
M+9)7*50(P63+'3+A0(5+')+,0)/)0a7-&(+,)%(+%&45&')B+'3*+:(7-3*+,3')+*)0+
/)&2(+(20(81*+')+(%A57*+&7'&-('30)*+45)+,3')9+*)0+3:2&'3*+(+,(02&0+'(+-39,3*&P63+
,(20&937&(%+'3*+:(7-3*=+])%3+%('3+'3+,(**&83K+,03,30P63+9(&*+)%)8('(*+'3*+'),WR
*&23*+(+,0(B3+0)8)%(9+-37'&PQ)*+9)%O30)*+,(0(+45)+(+&7*2&25&P63+/&7(7-)&0(+(%345)+
*)5+,302/W%&3+)9+(2&83*+')+9(&30+,0(B3+')+9(250&'(')K+-393+(*+3,)0(PQ)*+')+
-01'&23=
>T
+M*+,03,30PQ)*+9)730)*+')+'),W*&23*+X+8&*2(+2(9:19+,3')9+*&7(%&B(0+7(+
9)*9(+'&0)P63K+95&23+)9:30(+)*2(+93'(%&'(')+')+'),W*&23*+2(9:19+)*2)S(+(**3R
-&('(+(+-37'&PQ)*+')+,0)/)0a7-&(+,)%(+%&45&')B+,30+,(02)+'3+,<:%&-3=+fg+,)%3+%('3+
>?+ ](0(+59(+'&*-5**63+45(%&2(2&8(+(+0)*,)&23+'3*+:(7-3*+,<:%&-3*+73+,)0.3'3+0)-)72)K+8)0+M0(5S3+)+
\&720(+IT?>?J=
>>+ FK+9(&*+0)-)72)9)72)K+')+0)-50*3*+30&57'3*+')+)9,01*2&93*+'3+N)*3503+D(-&37(%=
>T+ M%A57*+')**)*+&7'&-('30)*+,3')9+*)0+9(&*+:)9+,)0-):&'3*+)9+\(8(%-(72)K+\03--3+)+f(h9)+
f<7&30+IT??YJ=

012345689149036611
!"#$%&!'"()*!+),"-+!-!+./)," )"!-)+#./),"0!("123")" )+%&#$%&!,",4!"%* %0#5
!+)," )"()*!+"-+)6)+7*0%#"-!+"#$%&!,"89:;% !,'")("-+!8" )"!-)+#./)," )"0+< %$!=
>#?)"#%* #";(#"%(-!+$#*$)"!?,)+&#.4!"()$! !8@A%0#"-#+#"#"8)%$;+#" #,"
$#?)8#,"#",)A;%+="B*:;#*$!"#",).4!"#*$)+%!+"6)C";("-#*!+#(#"A)+#8"#"+),-)%$!" !"
0%08!")D-#*,%&!" )"0+< %$!"*!"E+#,%8"0!*,% )+#* !"#"$!$#8% # )" !"FGH'"#"-+),)*$)"
,).4!"#-+),)*$#+I"),$#$9,$%0#,"0!*,% )+#* !",!()*$)"!"#,,%("0J#(# !">!*,!5
8% # !"E#*0I+%!"K'" )6%*% !"-)8!"E#*0!">)*$+#8"0!(!"%*,$%$;%./),"6%*#*0)%+#," !"
$%-!"0!()+0%#8'"?#*0!"(L8$%-8!"0!("0#+$)%+#"0!()+0%#8"!;"0#%D#")0!*M(%0#="B,$)"
,)A()*$!"<"+)-+),)*$#$%&!" !"FGH'"+),-!* )* !'")("!;$;?+!" )"NOPO'"-!+"QRS"
!,"#$%&!,"$!$#%,")"-!+"QTS" #,"!-)+#./)," )"0+< %$!")"#++)* #()*$!"()+0#*$%8="
B,$#" %,$%*.4!",)"6#C"*)0),,I+%#"-!+:;)"!," )(#%,"0!*0)%$!,";$%8%C# !,"-)8!"
E#*0!">)*$+#8"U0!*,!8% # !,"?#*0I+%!,"KK'"KKK")"K2")"0!*,!8% # !"*4!"?#*0I+%!V"
*4!"-!,,;)("#,"0#+#0$)+9,$%0#," #"6%+(#"?#*0I+%#"$+# %0%!*#8W"-!+"*4!"0#-$#+)("
)-@,%$!,"X"&%,$#'"#",;#"%*08;,4!"*#,"),$#$9,$%0#,"$)* )"#"!6)+)0)+"%*$)+-+)$#./),"
%,$!+0% #,"#"+),-)%$!" !"A+#;" )"-+)6)+7*0%#"-)8#"8%:;% )C" !"0!*Y;*$!" )"?#*0!,"
-L?8%0!,"Z[\]^]"-+%&# !,"#"-#+$%+" #"0!(-!,%.4!" !"-#,,%&!")" !"#$%&!=
P_
"B,$#,'"
-!+",;#,"&)C),'",4!"6)%$#,",)A;* !"#",)A;%*$)"$%-!8!A%#W"?#*0!,"-L?8%0!,"U6) )+#%,"
)"),$# ;#%,V")"?#*0!,"-+%&# !,"U )"0!*$+!8)"*#0%!*#8'" )"0!*$+!8)"),$+#*A)%+!")"
-+%&# !"0!("-#+$%0%-#.4!"),$+#*A)%+#="`"#A+)A#.4!",)" I"-!+",!(#",%(-8)," #,"
0!*$#," !"#$%&!")" !"-#,,%&!'" )"(! !"#"#,,)A;+#+":;)"#,"(< %#,"#-+),)*$# #,",4!"
-!* )+# #,=
`,"1#?)8#,"N")"_"#-+),)*$# #,"#",)A;%+'":;#* !"8% #,")("0!*Y;*$!'"-)+(%$)("
-)+0)?)+":;)"#")D-#*,4!" #,"!-)+#./)," )"0+< %$!"#"-#+$%+" !"#*!" )"NOOa"8)&!;"
!"0!*Y;*$!" !",%,$)(#"?#*0I+%!"?+#,%8)%+!
Pa
"#"# (%*%,$+#+",);"-#,,%&!" )"$#8",!+$)"#"
)8)&#+"#,"0#-$#./)," )"+)0;+,!,",!?"#"6!+(#" )" )-@,%$!,"#"-+#C!="B,$#"),$+#$<A%#"
6!%"(#%,"%*$)*,%6%0# #"-)8!"0!*Y;*$!" !,"?#*0!,"-+%&# !,"*!,"#*!,"%*%0%#%," !"0%08!"
)D-#*,%&!" )"0+< %$!'"#$<"!"#*!" )"NOOT'":;#* !"),$),"+)&))(",;#,"),$+#$<A%#,="
b;'")("!;$+#,"-#8#&+#,'"#"-+)6)+7*0%#"-)8#"8%:;% )C" !,"?#*0!,"-L?8%0!,'":;#* !"
() % #"-!+"),$)"0+%$<+%!'"6!%"(#%!+" !":;)"#" !,"?#*0!,"-+%&# !,"#$<"!"#*!" )"
NOOT'":;#* !"#"-!,%.4!",)"%*&)+$)'"*4!"-!+";("0!(-!+$#()*$!"(#%,"#A+),,%&!"
-!+"-#+$)" !,"?#*0!,"-L?8%0!,'"(#,",%(" )&% !"#";("(#%!+"0!*,)+&# !+%,(!"-!+"
-#+$)" !,"?#*0!,"-+%&# !,="`"%*68)D4!"!0!++% #"*!"#*!" )"NOOT"),$I"(;%$!"-+!&#5
&)8()*$)"#,,!0%# #"#!"0%08!" )")D-#*,4!" #"$#D#"?I,%0#" )"Y;+!,"%(-8)()*$# #"
-)8!">!(%$7" )"c!89$%0#"3!*)$I+%#"U>!-!(V" !"E#*0!">)*$+#8"YI"*!"#*!"#*$)+%!+="
`,"(#%!+),":;) #," !," )-@,%$!,"#"-+#C!"0!(!"-+!-!+.4!" !"-#,,%&!'"0!*$; !'"
!0!++)("*!"#*!" )"NOOd'":;#* !"!">!-!("YI"J#&%#"+)%*%0%# !"!"#6+!;D#()*$!" #"
P_" b"EHeBF",!C%*J!'"-!+")D)(-8!'" )$<("(#%," )"PPS" !,"#$%&!,"$!$#%," !"FGH'")"%A;#8"-+!-!+.4!"
!"),$!:;)" )"0+< %$!="` )(#%,'"-)8#"*#$;+)C#" ),$#"%*,$%$;%.4!'"*4!",)"#-8%0#"),$+%$#()*$)"#"
8@A%0#" ),0+%$#"*#",).4!"N"*!":;)" %C"+),-)%$!"X,"(!$%&#./),"-#+#"0!*0),,4!" )"0+< %$!'"$#(-!;0!"
<"0#-#C" )")(%$%+"#"$!$#8% # )" #,",;#,"!?+%A#./),=
Pa" B,$#(!,"*!,"+)6)+%* !"#!">!*,!8% # !"E#*0I+%!"K=

0123245679 !"#$
%&'()*+,-.&/0)12*,3-0-&+&220.-0.-45/67&-8,-09)2,):;*,-80-)2<9-*/9)*)5*6=09-%2*>,8,9-
?50-/,?50'0-,/&-20;*9)2,2,.-208567&-9&.,8,-80-.,*9-80-@A-BC-D*'E=09-/,-25D2*+,-
80-80%F9*)&9-,-%2,G&H
BC
-I1-/&-,/&-90;5*/)03-&9-80%F9*)&9-,-%2,G&-+&.&-%2&%&267&-
8&-%,99*>&->&'),.-,-+209+023-,)*/;*/8&-&-%,),.,2-80-?5,90-JKL3-0-M1-90.-8*9)*/67&-
20'0>,/)0-0/)20-D,/+&9-%ND'*+&9-0-%2*>,8&9H
BC- OPQRO.2&3-S&)&2,/)*.-0-T,42,H

012345689149036611
!"#$!%&%'%()*+)$,-!-)%.!*/01,)%23%-#45+,6)+%7%8,+6!9%!%41!:)%#%-#%4);4!*<!9%4)1%41)41,#-!-#%-)%/!4,6!$9%=>%",$?@#+%'%&AAB%!%&ACA
CD
EFGHIJKLIMNMGONPL EFGHIJKLIMQMRJIKN EFGHIJKLIMSFMGLTGNUVN
WUL XYZ[J\LI XOJRNSLI ]LKN[ XYZ[J\LI XOJRNSLI ]LKN[ XYZ[J\LI XOJRNSLI ]LKN[
^#:_`AB ab9&B C&a9AD &CB9&c Bb9dc eA9ca dD9dd a&9dd bc9cA Ce&9Dd
^#:_`Ae cA9&c CDa9aA &bc9Ac Ba9bA eD9de ab9&e cB9C& De9cc Cba9CC
^#:_`Ab CCB9BD &Cb9CB B&a9ea ee9cC bB9A& cd9ce CAA9eC Dd9&C CDd9D&
^#:_`AD C&D9ac &Bd9Da BDe9bd b&9dB DD9&C CCa9ce CCB9aC dB9D& Cad9eB
^#:_`Ad CeA9ea &be9Ab Bce9bB Dc9dA CAA9BC CdA9AC CeC9dc c&9ed &Be9&d
^#:_`Aa &&C9Cc eDC9de Da&9cB dC9ab ae9ba CbD9eB CDd9ee CAB9ad &dC9B&
^#:_`Ac &ee9db eeb9eB DcA9Ca da9&b c&9dB CdA9ca Cce9DA C&e9dd BCc9Bd
^#:_`CA &d&9dC ecA9CC dD&9a& cA9Aa CAA9Db CcA9dB &&c9BB Cec9a& Bdc9Cb
f)*6#3%g$!")1!<h)%41541,!%!%4!16,1%-#%-!-)+%-)%.!*/)%(#*61!$%-)%.1!+,$_
CD% i%+)j!%-!+%61k+%/)$;*!+%*h)%+#%1#l#1#%!)+%-#45+,6)+%6)6!,+9%;j!%8#:%m;#%4!1!%m;#%+#%/?#n;#%!%#+6#%j)*6!*6#%o%41#/,+)%+)j!1%!,*-!%)+%-#45+,6)+%l,*!*/#,1)+%
#%);61)+%-#45+,6)+_

0123245679 !"#$
%&'()&*+*,*-./0.)12&2.*3&/4561.*78*2(9:01;.0*<*=10;&>*&*96&?.*(*2(*9.@9&/A&*4.B.*96.9.6AC.*2.0*2(9:01;.0*;.;&10>*9.6*96.961(2&2(*
2.*4&91;&)*,*DEE+*&*DEFE
G HIJKLMNOLPQPJRQSOTPJQLLMUOPNONQV HIJKLMNOLPWPUMLNQPTPJQLLMUOPNONQV HIJKLMNOLPXIPJOYJQZ[QPTPJQLLMUOPNONQV
\ZO ]^_VM`OL ]RMUQXOL aONQV ]^_VM`OL ]RMUQXOL aONQV ]^_VM`OL ]RMUQXOL aONQV
b(?cdE+ Fe>Ef Fg>hi Fg>gh h>ee i>EE i>he Fg>fe g>hg FD>iD
b(?cdEf Fe>hE DD>Ef DF>Fh g>fE i>FE i>ei DE>+D g>fe FD>eD
b(?dEj DF>he D+>ii DD>eg g>i+ j>g+ i>gj Fe>+E h>+e FF>hD
b(?cdEi DF>+h DE>eg DF>FF g>gg j>gf i>ge Fe>Fi i>jE FE>gj
b(?cdEh Fe>iF Fi>iF Fh>jh e>h+ i>ji h>jh Fe>gE i>Ej FE>f+
b(?cdEg D+>e+ D+>iE D+>hE h>hh f>+D j>f+ Fg>FD j>+F e>fD
b(?cdEe DD>Ei DD>hh DD>jD h>Ej f>hf j>jg Fh>jf i>+g FE>fD
b(?cdFE DF>j+ DE>f+ DE>gF h>FF f>Fe j>DE Fg>FE i>Df FE>+f
k./;(8*l)&'.6&AC.*96:961&*&*9&6;16*2(*2&2.0*2.*3&/4.*-(/;6&)*2.*36&01)c

012345689149036611
!"#$%&'!"()*+,&!"#&"-&.$*&"/#$01!'-)!"2"3'!-&"$"#$01!'-)!"#$"0)+0&,4&"()%)"
05)0)546)"#)"0&!!'3)"-)-&*7",6)",$($!!&5'&%$,-$"5$3$*&%")"85&+"#$"05$9$5:,('&"
0$*&"*';+'#$<"#)!".&,()!=">"05'%$'5)"',#'(&#)5"5$3$*&?",&"3$5#&#$?"&"05$9$5:,('&"
#)"0@.*'()"0$*&"%&,+-$,46)"#$"&-'3)!"!)."&"9)5%&"%&'!"*A;+'#&="BC")"!$8+,#)"
',#'(&#)5?"$%.)5&"#'8&"5$!0$'-)"&"5$(+5!)!"#$"05&<)"%&'!"*),8)?"$!-C"&!!)('&#)"&"
+%&"%)#&*'#&#$"#$"(5D#'-)"$!0$(A9'(&?";+$"D")"'%).'*'C5')="E,-5$-&,-)?"&"()%0)F
!'46)"#)!"#$01!'-)!"#$"+%&"',!-'-+'46)"$3'#$,('&"&"&#%','!-5&46)"#',G%'(&"#)"!$+"
0&!!'3)H"&"%&')5"$I0)!'46)"&)"(5D#'-)")!"',#+<"&"05'3'*$8'&5").5'8&4J$!"()%"05&<)!"
#$"%&-+5&46)"%&'!"&*),8&#)!"/>KLMELN ?"OPPQ7=
"&,C*'!$"#&"()%0)!'46)"#)!"&-'3)!?"0)5"!+&"3$<?"-$,#$"&"&0),-&5",&"%$!%&"
#'5$46)?";+&*"!$R&?"#$"+%"%&')5"(),!$53&#)5'!%)"0)5"0&5-$"#)!".&,()!"0@.*'()!"
#$!#$")"',A(')"#)"('(*)"#$"$I0&,!6)"#$"(5D#'-)"&-D"&"$(*)!6)"#&"(5'!$"9',&,($'5&"
',-$5,&('),&*="S$"&()5#)"()%")!"#&#)!"#&"T&.$*&"U?"&"0&5-'('0&46)"#&!")0$5&F
4J$!"#$"TMV"$"#$5'3&-'3)!"3$%"(&',#)"0&5&")"(),R+,-)"#)"(),!)*'#&#)".&,(C5')"L"
#$!#$")"&,)"#$"OPPW=">"%$,)5"()%05)%$-'%$,-)"#&!")0$5&4J$!"&-'3&!"()%"TMV"
$"#$5'3&-'3)!"5$3$*&"&")046)"0)5"&-'3)!"%$,)!"*A;+'#)!",)"0)5-91*')"#&!"',!-'-+'4J$!"
$%";+$!-6)"$"$,8$,#5&?"$%"+%"05'%$'5)"%)%$,-)?"&"+%&"(),(*+!6)"&0&5$,-$F
%$,-$"1.3'&H"&";+$#&",&"-&I&".C!'(&"#$"R+5)!")()55'#&"$,-5$"OPPW"$"OPXP"-$5'&"
',#+<'#)")!".&,()!"&"$I0&,#'5"!+&!")0$5&4J$!"#$"(5D#'-)=">!"#&#)!"#&"T&.$*&"U"
()55).)5&%"$!!&"Y'01-$!$"&0$,&!"0&5('&*%$,-$?"+%&"3$<";+$")"(5$!('%$,-)"#&"
5$*&46)")0$5&4J$!"#$"(5D#'-)Z&-'3)!"-)-&'!"D"%$,)!";+$"05)0)5('),&*"2";+$#&"#&"
5$*&46)"TMV"$"#$5'3&-'3)!Z"&-'3)!"-)-&'!=

0123245679 !"#$
%&'()&*+*,*-./0.)12&2.*3&/4561.*78*4.9:.01;<.*2.*&=1>.?*:.6*:6.:61(2&2(*2.*4&:1=&)*,*@AAB*&*@ACA
DEFGHIJFKLMFLNGOMPQR DEFGHIJFKLMFLSTULFL
MFGPVHQPVRK WEXPNHIJFKL
PYQFGZPYHYNFPGHK [PKERYP\PXPMHMFK ]HXMRLX^_`PMRLMHKL
MFaHPKLNRYQHK
bc\d bGPVd SRQHX bc\d bGPVd SRQHX bc\d bGPVd SRQHX bc\d bGPVd SRQHX bc\d bGPVd SRQHX
e(fghAB @+?i@ BC?jB @k?kC +C?il @+?Ai BA?ll l?B+ Cm?j+ C+?Bj @?jm @?Am @?BC @C?km @+?j@ @B?iB
e(fghA+ @m?jC BB?Ck BC?Al +A?lj @B?+@ @l?ll +?l+ Ci?++ CC?iC B?jj @?AA @?jB @@?k@ @i?lj @+?mk
e(fghAi @k?jm B+?iB B@?+A Bk?k@ @B?kC @l?@m k?@m C+?kl C@?+k C?+i C?jl C?jA @@?ml @i?Ak @+?@i
e(fghAj B@?AA B+?AB BB?BB Bi?iC @B?mj @m?kA k?kl CB?ji C@?A@ C?@j C?Bk C?B+ @@?BB @m?Cm @i?iC
e(fghAm B@?BC B@?kl B@?mA B+?@@ Ck?mm @B?mA CA?jA Cj?j+ C+?mC C?Ak C?Bj C?@m @C?ml BA?Bi @m?j@
e(fghAk B+?kj BC?@+ B@?+A @i?lk Ck?Ai @A?il Ck?@i Ci?lA Cj?ji C?AB C?mA C?+k Cl?kl BB?C@ @k?km
e(fghAl Bl?@j B@?ml Bi?CB @@?@C Cj?j@ Ck?j+ Cl?Aj @A?j+ @A?Am C?Am C?+C C?@k Ck?Bl @k?ii @+?km
e(fghCA +B?@j B+?@k Bm?Bk Cl?Bj Cl?lC Cl?m@ CA?Bi C@?iB CC?mk C?Al C?iA C?Bj @i?l+ BC?mk @l?mj
n./=(8*o)&'.6&;<.*:6p:61&*&*:&6=16*2(*2&2.0*2.*3&/4.*-(/=6&)*2.*36&01)g*

012345689149036611
 !" #$! "%&' ("&")&*+%&","$&-*.-"!+/+%&"0#+"&1"&2%34&56+1"37$+!837&74+3!&1("
#$!&"- '&%3'&'+"&$!&/.1"'&"0#&%" 1"*&74 1"2 '+-"-&7$+!"1+#1"&$3/ 1"1 *"#-&"
8 !-&"-&31"%90#3'&("'+14!+/+-"$+7':743&"'+"&%$&"2&!&" "4 7;#7$ "' "4 71 %3'&' "
*&74<!3 "=>"?#("+-" #$!&1"2&%&/!&1("/&%+"'3@+!"0#+"&"0#+'&"7&"$&A&"*<134&"'+";#! 1"
37'#@3#" "1+$ !"*&74<!3 "&"!+4 -2 !"1+#"2 !$8B%3 "$+7' "&1" 2+!&56+1"'+"4!.'3$ "
4 - "#-&"'&1" 256+1("7C "7+4+11&!3&-+7$+"2!+8+!+743&%>
D /&-+7$+("*&74 1"2E*%34 1"+"2!3/&' 1"$3/+!&-"#-"4 -2 !$&-+7$ "'31$37$ "
'#!&7$+" "2+!9 ' >"F"2! 2 !5C ")GH"+"'+!3/&$3/ 1I&$3/ 1"$ $&31"2+!-&7+4+"1#2+J
!3 !"2&!&" "4 7;#7$ "' 1"*&74 1"2E*%34 1"'#!&7$+"0#&1+"$ ' " "2+!9 ' ("+"&"0#+'&"
'#!&7$+" 1"$!:1"2!3-+3! 1"&7 1" 4 !!+"'+"8 !-&"*&1$&7$+"K!&'#&%("+/3'+743&7' "
7C "1B"#-"K!&#"-&31"+%+/&' "'+"2!+8+!:743&"2+%&"%30#3'+@("4 - "$&-*.-"#-&"
!+131$:743&"L"0#+'&("&"0#&%"1 -+7$+"1+!<"-&31"37$+71&"&"2&!$3!"'+"MNNO>"P1$&"0#+'&"
-&31"37$+71&"2+!-3$+"0#+(";<"7 "&7 "'+"MNQN(" "37'34&' !"2&!&" 1"*&74 1"2E*%34 1"
4 7/3!;&"2&!&" "' 1"*&74 1"2!3/&' 1"R"&$."2+% "&#-+7$ "+-"-&31"'+"$!:1"2 7$ 1"
2+!4+7$#&31"!+K31$!&' "7 "&7 "'+"MNQN>"F"4 7/+!K:743&("4 7$#' (" 4 !!+"-#3$ "
-&31"2 !"8 !5&"' "-&3 !"4 71+!/&' !31- "!+K31$!&' "2+% 1"*&74 1"2!3/&' 1"7 "&7 "
'+"MNQN("0#&7' "&"2! 2 !5C "'+")GH"1+"+%+/&"+-"-&31"'+"$!:1"2 7$ 1"2+!4+7$#&31>
?1"!+4#!1 1"S%3*+!&' 1T(" #"7C "#$3%3@&' 1("7&"&0#3135C "'+")GH"8 !&-"-&31"
37$+71&-+7$+"!+&% 4&' 1"+-" 2+!&56+1"'+"4!.'3$ "2 !"2&!$+"' 1"*&74 1"2E*%34 1"
' "0#+"2+% 1"*&74 1"2!3/&' 1U"'+"8&$ ("&"!+%&5C " 2+!&56+1"'+"4!.'3$ I&$3/ 1"$ $&31"
4!+14+"'+"8 !-&"-&31"! *#1$&"+7$!+" 1"2!3-+3! 1>"P/3'+7$+-+7$+("&"*&1+"2&!&" 1"
*&74 1"2E*%34 1"+!&"378+!3 !("V&/+7' "-&31"+12&5 "2&!&"+A2&71C "'+1$+"37'34&' !>
F"+A2&71C "'&"2&!$3432&5C "'&1" 2+!&56+1"37$+!837&74+3!&1"$&-*.-"."-&31"
37$+71&"+7$!+" 1"*&74 1"2E*%34 1>"D+1$+"0#+13$ ("."2 119/+%"/+!3834&!"#-&"13$#&5C "
2 1$&"L"2! 2 !5C "'+")GH"+"'+!3/&$3/ 1U"7 "37943 "' "434% "+A2&713/ "'+"4!.'3$ ("
+!&-" 1"*&74 1"2!3/&' 1"0#+-"-&7$37V&-"2! 2 !56+1"-&3 !+1"'+"1+#1"&$3/ 1"1 *"
&"8 !-&"'+" 2+!&56+1"37$+!837&74+3!&1("+" 1"*&74 1"2E*%34 1"'+14!+/+!&-"#-&"
37'+1+;</+%"$!&;+$B!3&"'+"4 7/+!K:743&"2&!&"+1$+"2&'!C >
W 713'+!&7' J1+"0#+("2+% "%&' "' "&$3/ ("&"2! 2 !5C "'+")GH"+"'+!3/&$3/ 1"
1 -&'&"L"2! 2 !5C "'+"&2%34&56+1"37$+!837&74+3!&1"4 71$3$#3"#-&"* &"XYZ[\"2&!&"
-+'3!"&"2!+8+!:743&"2+%&"%30#3'+@"' 1"*&74 1"."8<43%"2+!4+*+!"0#+"'#!&7$+"$ ' " "
434% "'+"+A2&71C "'+"4!.'3$ " 1"*&74 1"2E*%34 1"!+/+%&!&-"K!&#"'+"2!+8+!:743&"
2+%&"%30#3'+@"1#2+!3 !"L"' 1"*&74 1"2!3/&' 1>"F"4 7/+!K:743&" 4 !!+"1 -+7$+"&2B1"
&"+4% 1C "'&"4!31+"837&74+3!&"37$+!7&43 7&%("0#&7' "&"2!+8+!:743&"2+%&"%30#3'+@"' 1"
*&74 1"2!3/&' 1"1+"+%+/&("+70#&7$ "&"' 1"*&74 1"2E*%34 1"1+"4 7$!&3"'+"8 !-&"
-&31"37$+71&>"F"37/+!1C "'+"2 135C " 4 !!+"1 -+7$+"7 "&7 "'+"MNQN>"?"]!<834 "^"
137$+$3@&"+1$&"!+%&5C >

0123245679 !"#$
%&'()*+,-,.,/+01+2)343+,540*'&)+,67,89:,;,3;&)<4=)<+1,>,4?2)*4@A;1,)0=;&()040*;)&41,
*+B+,?&+?+&@C+,3+,4=)<+,.,DEEF,4,DEGE
HI
HJ
KI
KJ
LI
LJ
JI
JJ
HIIK HIIL HIIJ HIIM HIIN HIIO HIIP HIQI
RSTUVWXY RZV[\]XY ^_^`a
b+0=;7,c24d+&4@C+,?&e?&)4,4,?4&=)&,3;,343+1,3+,540*+,/;0=&42,3+,5&41)2f
c1=;,*+B?+&=4B;0=+,&;24=)<4B;0=;,*+01;&<43+&,?+&,?4&=;,3+1,d40*+1,
?gd2)*+1,?+3;,1;&,;h?2)*43+,?;24,?&)+&)343;,;B,+d=;0@C+,3;,&;1i2=43+1,;*+0jk
B)*+k()040*;)&+1l,0+=434B;0=;,?+&,B;)+,3;,iB4,;1=&4=mn)4,3;,*+B?+1)@C+,34,
*4&=;)&4,3;,4=)<+1,*+B?+1=4,?&)+&)=4&)4B;0=;,?+&,=o=i2+1,?gd2)*+1f,p;,(4=+l,0+1,40+1,
)0)*)4)1,3+,*)*2+,;h?401)<+,3;,*&m3)=+,4=m,+,40+,3;,DEE-l,41,&;*;)=41,+d=)341,?;2+1,
d40*+1,?gd2)*+1,*+B,+?;&4@A;1,3;,89:,;&4B,1i?;&)+&;1,q1,&;*;)=41,*+B,+?;&4k
@A;1,3;,*&m3)=+,;,4&&;034B;0=+,B;&*40=)2,r84d;24,-sl,4+,?411+,ti;,?4&4,+1,d40*+1,
?&)<43+1,41,&;*;)=41,*+B,;1141,g2=)B41,;&4B,1)1=;B4=)*4B;0=;,B4)+&;1f,u,40+,3;,
DEEv,&;?&;1;0=+i,iB,3)<)1+&,3;,'ni417,41,&;*;)=41,=+=4)1,*+B,+?;&4@A;1,3;,)0=;&k
B;3)4@C+,()040*;)&4,*4;B,?4&4,+,*+0wi0=+,3+,*+01+2)343+,d40*'&)+,6l,ti42ti;&,
ti;,1;w4,4,?&+?&);343;,3+,*4?)=42f,c0=&;=40=+l,41,&;*;)=41,*+B,+?;&4@A;1,3;,*&m3)=+,
;,4&&;034B;0=+,B;&*40=)2,?+&,?4&=;,3+1,d40*+1,?gd2)*+1,1+d;Bl,;,*4;B,?+&,?4&=;,
3+1,d40*+1,?&)<43+1f,u1,343+1,*+0=&4&)4B,*&o=)*41,(;)=41,q,4@C+,40=)*o*2)*4,)B?2;k
B;0=434,?;2+1,d40*+1,?gd2)*+1,4?e1,4,*&)1;,()040*;)&4,3;,DEExkvl,1;ni03+,41,ti4)1,
4,ti42)343;,3+1,4=)<+1,3;1141,)01=)=i)@A;1,1+(&;&)4,3;=;&)+&4@C+,*+B,j0i1,?4&4,+,
8;1+i&+,y4*)+042l,ti;,=;&)4,3;,4&*4&,*+B,;1141,?;&341,rz6y{c6|ul,DEEvsf

012345689149036611
!"#$!%&%'%()*+)$,-!-)%.!*/01,)%23%1#/#,4!+%-#%,*4#15#-,!67)%8,*!*/#,1!9%:)1%:1):1,#-!-#%-)%/!:,4!$9%;<%",$=>#+%?%@AAB%!%@ACA
DEFEGHIJKHLHIGJ
DEFEGHIJKFLMKLNEOIPQEJK
REKFOSRGHLKEKIOOETRIMETHLK
MEOFITHGU DEFEGHIJKFLMKLNEOIPQEJKREK
VWX YZHOIJKOEFEGHIJ[
\]^_ \OG`_ VLHIU \Z^_ \OG`_ VLHIU \]^_ \OG`_ VLHIU \]^_ \OG`_ VLHIU
a#bcdAB BB9ef &f9Bf fB9Cg CB9eA Bh9Ai he9ei Cg9gC @@9fh hC9ei C9@g @9Bf B9ii
a#bcdAh BC9gA iC9e& fB9&& Ch9hB Be9Ai &C9hf Ch9hf Cg9gB BB9B@ @9gg &9ge g9e&
a#bcdA& Bf9hB gh9Bi C@B9eg Ce9&A &@9h@ if9f@ Cg9eA @&9@g hB9fg B9@B i9ii f9gf
a#bcdAi Bf9gf fC9ih CBC9&h Cf9hf iA9CC ef9&f Ce9iA @e9B& hh9f& @9gA h9Cf i9ff
a#bcdAe hA9ii CCA9CB C&A9gA @C9fi e@9&i fh9&@ C&9Ce @f9A@ hh9Cf B9&B g9&& C@9Af
a#bcdAg iC9ei Cig9fC @BA9ie BC9C@ CCC9CA Ch@9@@ @e9g& hh9ei e@9i@ @9eg CB9A& C&9gB
a#bcdAf &i9Af Che9ig @AB9ei Bh9Bf CA&9i@ ChA9AC Cf9&g B&9gB &&9hC @9C@ i9@B g9B&
a#bcdCA if9iA% Cie9@@% @Bi9g@% hB9iC% CCh9h&% C&g9Ai% @C9gi% hA9eA% i@9&i% h9CB% C@9Ai% Ci9@A%
j)*4#3%k$!")1!67)%:1l:1,!%!%:!14,1%-#%-!-)+%-)%.!*/)%(#*41!$%-)%.1!+,$c
m)4!3%n2*/$o,%1#/#,4!+%/)5%,*+41o5#*4)+%8,*!*/#,1)+%-#1,p!4,p)+9%):#1!6>#+%-#%/q5",)9%!:$,/!6>#+%/)5:o$+l1,!+9%#%):#1!6>#+%-#%p#*-!%)o%
41!*+8#1r*/,!%-#%!4,p)+%8,*!*/#,1)+c

0123245679 !"#$
%&'()*+,-&.'&/0120,+340&.',&5-/-+6',7&'25-,-(6'.'&('&8'9-*'&:7&2-51+6-&
0;65',&/0(/*;,<-,=&>-5+?+/'@,-7&.-&?'607&;1'&A;-.'&-B25-,,+C'&.',&5-/-+6',&/01&
02-5'3<-,&.-&8>D&-1&?'C05&.',&5-/-+6',&/01&02-5'3<-,&.-&/5E.+60&-&'55-(.'@
1-(60&1-5/'(6+*&2'5'&0&/0(,0*+.'.0&9'(/)5+0&F7&-1&/0(,0(G(/+'&/01&'&H+2I6-,-&
,-J;(.0&'&A;'*&'&A;-.'&.'&6'B'&9),+/'&.-&K;50,&6-5+'&,+.0&;1'&.',&/';,',&.0&/+/*0&
-B2'(,+C0&.-&/5E.+60=&%&A;-.'&250205/+0('*&.',&5-/-+6',&/01&8>D&0/055-&6'(60&
2'5'&0,&9'(/0,&2L9*+/0,&/010&2'5'&0,&9'(/0,&25+C'.0,=&M;',&/0+,',&/H'1'1&'&
'6-(340&(-,6'&/012'5'340=&%&25+1-+5'&.-*',&E&A;-&'&A;-.'&E&/0(6N(;'&2'5'&0,&
9'(/0,&25+C'.0,&-&.-,/0(6N(;'&2'5'&0,&9'(/0,&2L9*+/0,7&-C+.-(/+'(.0&0&/0(,-5@
C'.05+,10&('&-,65'6EJ+'&+12*-1-(6'.'&205&-,6-,&L*6+10,&O-1&-,2-/+'*&(0&'(0&.-&
PQQRS=&%&,-J;(.'&E&A;-7&('&/0120,+340&.',&5-/-+6',&.0,&9'(/0,&2L9*+/0,7&'&2'56+@
/+2'340&.',&02-5'3<-,&.-&8>D&E&/0(,+,6-(6-1-(6-&1'+,&-*-C'.'&A;'(.0&/012'@
5'.0&/01&0,&9'(/0,&25+C'.0,7&-1905'&'&.+?-5-(3'&.+1+(;'&'0&*0(J0&.0&2-5N0.0&
/0(,+.-5'.0=

012345689149036611
!"#$!%&%'%()*+)$,-!-)%.!*/01,)%23%/)45)+,67)%5#1/#*89!$%-!+%1#/#,8!+%-#%,*8#14#-,!67)%:,*!*/#,1!;%5)1%51)51,#-!-#%-)%/!5,8!$%'%
<==>%!%<==?
@ABACDEFGBHIGHJAKELMAFGNAGBKONCDHGAG
EKKAPNEIAPDHGIAKBEPDCQ @ABACDEFGBHIGHJAKELMAFGNAGRST UVDKEFGKABACDEFW
XYZQCBHF XKC[ENHF RHDEQ XYZQCBHF XKC[ENHF RHDEQ XYZQCBHF XKC[ENHF RHDEQ
\#]^_=> `=;a` ab;>a ac;<& aa;&d >d;&> ``;dc >;bd `;=< >;?>
\#]^_=` `a;>b &=;=c aa;=> `a;ad >=;`? >a;&< ?;=& ?;a= ?;>a
\#]^_=a ``;>d &<;c` a&;`d `b;`> <?;?b >a;a> d;c? b;d? b;??
\#]^_=& `d;da &a;a? &=;ac ``;c< <?;d` >`;cb b;=> `;ab a;>c
\#]^_=b a>;?? &a;d? &<;&d >b;>< <&;>a <?;>= d;&? b;b& d;=c
\#]^_=d a=;>? &a;bb &c;&a `a;c= <&;a= >c;`d `;a= b;b> &;d&
\#]^_=? &c;>c bc;a< &d;bc >`;?c <`;<& <b;c? >;bd `;<< `;c=
\#]^_c= &<;&& &d;`a &&;b` >c;`c <`;>` <&;`< a;?` b;<c &;d`
e)*8#3%f$!")1!67)%51g51,!%!%5!18,1%-#%-!-)+%-)%.!*/)%(#*81!$%-)%.1!+,$^
h)8!3%i2*/$9,%1#/#,8!+%/)4%,*+8194#*8)+%:,*!*/#,1)+%-#1,j!8,j)+;%)5#1!6k#+%-#%/l4",);%!5$,/!6k#+%/)459$+g1,!+;%#%)5#1!6k#+%-#%j#*-!%)9%
81!*+:#1m*/,!%-#%!8,j)+%:,*!*/#,1)+^

0123245679 !"#$
%&'()*+,-&.&(/*-(01&-&1(234/56-&156/(+-(&1-&17(/8/561(&1&(/910:-&/56(/&
(/,/+618&,-4&-7/(10;/8&*+515,/+(18&</&=>?&/&(/,/+618&,-4&-7/(10;/8&</&,(@<+6-A&
71(1&1&4@<+1&<-8&B15,-8&/&614B@4&,-5*-(4/&-&,-56(-9/&</&,17+619C&D&71(6+(&</&
EFFGA&/861&(/910:-&@&8/47(/&</,(/8,/56/&71(1&-8&B15,-8&7(+H1<-8&I+5,93+5<-&-8&
B15,-8&/86(152/+(-8JA&1-&7188-&K3/&71(1&-8&B15,-8&7LB9+,-8&-&+5<+,1<-(&</,9+51&
/4&EFFMA&H-961&1&83B+(&/4&EFFN&/&8-4/56/&71881&1&,1+(&,-4&,-58+86O5,+1&1&71(6+(&<-&
15-&8/23+56/A&7/(415/,/5<-A&,-563<-A&8/47(/&1,+41&<-8&B15,-8&7(+H1<-8C
'()*+,-&.&P&Q-58-9+<1<-&B15,)(+-&RS&(/910:-&/56(/&(/,/+618&,-4&-7/(10;/8&</&=>?T
(/,/+618&,-4&-7/(10;/8&</&,(@<+6-&/&1((/5<14/56-&4/(,156+9A&7-(&,-56(-9/&</&,17+619
U
UVW
UVX
UVY
UVZ
[
[VW
[VX
[VY
WUU\ WUUX WUU] WUUY WUU^ WUUZ WUU_ WU[U
`abcdefg `hdijkfg lmlno
p-56/S&q91B-(10:-&7(r7(+1&1&71(6+(&</&<1<-8&<-&s15,-&Q/56(19&<-&s(18+9C
=14B@4&,t141&1&16/50:-&51&=1B/91&.&-&*16-&</&K3/&1&71(6+,+710:-&<18&
(/,/+618&,-4&-7/(10;/8&</&,(@<+6-&/&1((/5<14/56-&4/(,156+9&71(1&-8&B15,-8&
7(+H1<-8&8/u1&B/4&41+8&/9/H1<1&K315<-&,-471(1<1&,-4&-8&B15,-8&7LB9+,-8C&
v/86/&8/56+<-A&-8&<1<-8&5:-&/87/9t14&-&K3/&8/(+1&</&8/&/87/(1(&1&71(6+(&<1&15)9+8/&
<-8&<1<-8&<1&=1B/91&MC&D&71(6+(&</&EFFwA&1&,-47-8+0:-&<-&16+H-&<-8&B15,-8&
7LB9+,-8&6-(51x8/&41+8&*1H-()H/9&y8&-7/(10;/8&</&,(@<+6-&<-&K3/&71(1&-8&B15,-8&
7(+H1<-8A&1-&,-56()(+-&<-&K3/&7(/H19/,+1&16@&/56:-C&v-&/56156-A&18&(/,/+618&<-8&
B15,-8&7LB9+,-8&,-4&/8818&-7/(10;/8&6O4&8+<-A&/4&6/(4-8&7(-7-(,+-51+8A&8+86/41x
6+,14/56/&41+8&B1+z18&<-&K3/&71(1&-8&B15,-8&7(+H1<-8C&D&(/87-861&7(-H1H/94/56/&
71881&7/91&K319+<1</&<18&-7/(10;/8&</&,(@<+6-A&-&K3/&8/&(/*9/6/&51&831&(/561B+x
9+<1</C&%8&'()*+,-8&{&/&w&4-86(14&1&(/,/+61&-B6+<1&71(1&,1<1&|}&~&179+,1<-&/4&

012345689149036611
!"#$%&"'()"(*#+),- ("($##".)$/".- (/"#*$.-,01(2"/(* / (* /(345("()"#,6$7
-,6 '8(9(:;<(".-#"(2$.* '(!=20,* '("(!#,6$) '(+(2"/(/$, #(!$#$($'( !"#$%&"'()"(
*#+),- () (>?"(!$#$($'( !"#$%&"'(* /(3451( (>?"(',.$0,@$A
$B($(>?$0,)$)"()$'( !"#$%&"'()"(*#+),- () '(2$.* '(!=20,* '(! )"(
'"#(,.C"#, #($() '(2$.* '(!#,6$) 'D("
2B($(2?'*$(! #(#"'?0-$) '("* .E/,* 7C,.$.*",# '(-"/(. #-"$) (
$($-?$%F () '(2$.* '(!=20,* '($(! .- ()$(#".-$2,0,)$)"()$(
'?$(*$#-",#$()"($-,6 '(C,.$.*",# '('"#('"/"0G$.-"(H() '(2$.* '(
!#,6$) '8
I/(!$#-,*?0$#($!J'($(*#,'"(C,.$.*",#$1( '(2$.* '(!=20,* '(!# *?#$#$/(
* /!".'$#(K$.G '(/". #"'($)6,.) '()$'( !"#$%&"'()"(*#+),- (* /(K$.G '(
/$, #"'($)6,.) '()$'( !"#$%&"'(* /(3458(I''"'()$) '1($.-"'()"('"#6,#"/(* / (
*#L-,*$'(H('$2,)$/".-"(,/! #-$.-"($-?$%F () '(2$.* '(!=20,* '(. (!# *"'' ()"(
#"*?!"#$%F ()$("* . /,$(2#$',0",#$()?#$.-"( (2,M., (NOOP7QO1()"6"/(0$.%$#(0?@(H(
#"C0"RF ($(#"'!",- ()$(),* - /,$(".-#"(*?/!#,/".- ()$'(C?.%&"'(*0S'',*$'() (2$.* (
!=20,* (6"#'?'(."*"'',)$)"()"( 2-".%F ()"(#"'?0-$) '("* .E/,* 7C,.$.*",# '8
T#SC,* (U(7(V .' 0,)$) (W$.*S#, (XA(#"0$%F (".-#"(#"*",-$'(* /( !"#$%&"'()"(*#+),- (
"($##".)$/".- (/"#*$.-,0(Y( !"#$%&"'()"(*#+),- ("($##".)$/".- (/"#*$.-,01(! #(
!# !#,")$)"() (*$!,-$0(Z(NOO[($(NOQO
\
\]\^
\]\_
\]\`
\]\a
\]b
\]b^
\]b_
\]b`
\]ba
\]^
^\\c ^\\_ ^\\d ^\\` ^\\e ^\\a ^\\f ^\b\
ghijklmn gokpqrmn stsuv
w .-"A(I0$2 #$%F (!#J!#,$($(!$#-,#()"()$) '() (W$.* (V".-#$0() (W#$',08

0123245679 !"#$
%&'()*+,-,.,/+01+2)343+,540*'&)+,67,&8249:+,80;&8,&8*8);41,*+<,+=8&49>81,38,?@A,B,
+=8&49>81,38,?@AC,=+&,=&+=&)83438,3+,*4=);42,D,EFFG,4,EFHF
I
IJIK
IJIL
IJIM
IJIN
IJO
IJOK
IJOL
IJOM
KIIP KIIL KIIQ KIIM KIIR KIIN KIIS KIOI
TUVWXYZ[ T\X]^_Z[ `a`bc
d+0;87,e24f+&49:+,=&g=&)4,4,=4&;)&,38,343+1,3+,540*+,/80;&42,3+,5&41)2h
ijklmnopqrstuqnjvomson
w,*+0*8);+,38,=&8(8&x0*)4,=824,2)yz)38{,|,};)2,=4&4,+,80;803)<80;+,3+,*)*2+,
38,8~=401:+,3+,*&|3);+,+*+&&)3+,0+,5&41)2,0+1,}2;)<+1,40+1h,8,(4;+C,+1,)03)*4.
3+&81,yz8,1:+,z;)2){43+1,*+<+,,34,=&8(8&x0*)4,=824,2)yz)38{,4=+0;4<,=4&4,
z<4,yz834,yz418,*+0;0z4C,&81z2;403+,04,8~=401:+,341,+=8&49>81,38,*&|3);+,8,
04,&8*+<=+1)9:+,3+,=+&;(g2)+,3+,1)1;8<4,f40*'&)+,f&41)28)&+h,+38.18,4()&<4&C,38,
<+3+,8&42C,yz8,4,&83z9:+,34,&80;4f)2)3438,3+1,4;)+1,()040*8)&+1,8,+,*80'&)+,
<4*&+8*+0<)*+,<80+1,)0*8&;+,*+0;&)fz&4<,=4&4,yz8,+,,80;&8,&8;+&0+,
81=8&43+,8,=&8(8&x0*)4,=824,2)yz)38{,341,3)(8&80;81,*241181,38,4;)+1,(+),(4+&'82,
4+,*&81*)<80;+,341,+=8&49>81,38,*&|3);+h
,&88&1:+,3+,81;43+,38,*+0()4094,4=g1,4,8*2+1:+,34,*&)18,()040*8)&4,38,
EFF-,;&+z~8,*+01)+,z<,4z<80;+,34,=&8(8&x0*)4,=824,2)yz)38{,3+,18;+&,f40*'&)+,
=&)43+C,8,4,4;z49:+,3+1,f40*+1,=}f2)*+1,(+),38*)1)4,=4&4,*+0;&4.4&&81;4&,+1,
8(8);+1,34,*+0;&49:+,38,*&|3);+,&81z2;40;8,381;8,*+<=+&;4<80;+h
,=&+=g1);+C,4,3814&849:+,3+1,)03)*43+&81,18z03+,4,=&+=&)83438,34,)01;).
;z)9:+,f40*'&)4,&8824,yz8,4,&83z9:+,34,=&8(8&x0*)4,=824,2)yz)38{,(+),z<,*+<=+&.
;4<80;+,yz8,4;)0)z,;40;+,+1,f40*+1,=&)43+1,*+<+,+1,f40*+1,=}f2)*+1h,e0;&8.
;40;+C,*4<4,4,4;809:+,+,(4;+,381;81,}2;)<+1,;8&8<,z<4,4;z49:+,1)1;8<4;)*4<80;8,
<4)1,*+018&43+&4,3+,yz8,+1,f40*+1,=&)43+1,4;|,4,8*2+1:+,34,*&)18,()040*8)&4h,
A+)3+1,=824,08*811)3438,38,+f;809:+,38,&81z2;43+1,8*+0<)*+.()040*8)&+1C,
81141,)01;);z)9>81,0:+,(+&4<,*4=4{81,38,)0;8&=&8;4&,+,4<f)80;8,<4*&+8*+0<)*+,
*+<+,(4+&'82,=4&4,&83z{)&,1z41,=+1)9>81,8<,4;)+1,<4)1,2yz)3+1,8<,=&+2,341,

012345689149036611
!"#$%&"'()"(*#+),- ("($##".)$/".- (/"#*$.-,01(-$0(* / (2,3"#$/($'(,.'-,-4,%&"'(
)"(*$!,-$0(!#,5$) 6(7'()$) '($!#"'".-$) '('48"#"/(94"( '(:$.* '(!;:0,* '(.< ('=(
#"8,'-#$#$/(4/(8#$4()"(!#"2"#>.*,$(!"0$(0,94,)"3("/(8"#$0('4!"#, #(?() '(:$.* '(
!#,5$) '1(* / (-$/:+/('48"#"/(#"','->.*,$(?(94")$($-+($(*#,'"(2,.$.*",#$6(7'(
:$.* '(!;:0,* '(".-#$#$/(* /(4/(#"-$#) ()"() ,'($. '(. (*,*0 ()"("@!$.'< ()"(
*#+),- 1("($,.)$($'',/("@,:,.) (,.),*$) #"'("/(8"#$0(/". '(!4A$.-"'() (94"( '(
"@,:,) '(!"0 '(:$.* '(!#,5$) '6
B''"'()$) '()"5"/('"#(0,) '("/(4/(* .-"@- (/$, #1("/(94"( '(:$.* '(
!;:0,* '()"2# .-$/C'"(* /(4/(!"#/$.".-"(),0"/$(".-#"( (*4/!#,/".- ()"('4$'(
24.%&"'(*0D'',*$'(E2 /".- ('"- #,$01(#"8, .$0("($-4$%< ($.-,*F*0,*$G(HIJKLK($(."*"'C
',)$)"()"( :-".%< ()"(#"'40-$) '("* .M/,* C2,.$.*",# '6(B.-#"(NOOP("(NOOQ1($(
."*"'',)$)"()"(#"'40-$) '(!$#"*"(-"#(24.*, .$) (* / (#"'-#,%< (?($-4$%< () '(
:$.* '(!;:0,* '1(.< ( :'-$.-"( (*#+),- ( #,4.) ()"''$'(,.'-,-4,%&"'(-$/:+/(-"#(
' 2#,) ("@!$.'< 1("($()"'!",- () '($'!"*- '(94$0,-$-,5 '($'' *,$) '(?($-4$%< () '(
:$.* '(!;:0,* '6(R!$#".-"/".-"1($("94$%< (!$#"*"(-"#(',) (/"0S #("94,0,:#$)$(
$!='($(*#,'"(2,.$.*",#$1(94$.) ( '(:$.* '(!;:0,* '("@!$.),#$/('4$'( !"#$%&"'()"(
*#+),- ("($,.)$($'',/("@,:,#$/(#"'40-$) '(* /!$#D5",'($ '(:$.* '(!#,5$) '6
TUVUWXYZ[\]
R^R_`71(a6(b6c(defg^R6(h6(R6(h6(7(!$!"0() '(:$.* '(!;:0,* '(2")"#$,'(.$("* . /,$(:#$C
',0",#$6(e.i(dR^j7k7(`_fe7^1(`6(d6(E7#86G6(lKmnopqrstKmsmLsuvIKrIroIwpxJnxsni()"'".5 05,C
/".- 6(y#$'F0,$i(ezBR1(NO{O6(Ez"#'!"*-,5$'() ()"'".5 05,/".- (:#$',0",# 1(56(|1(!-6(PG6
yR^^7k1(`6(z6(76c(}R~_fjBk1(h6(B6(h6c(dRaRbdRfgB1(b6(^6(k!#"$)(:$.*D#, ("/( !"#$C
%&"'()"(*#+),- (* .',8.$) (. (y#$',06(IHsKmnrIKItnsn1(k$05$) #1(.6(1(!6(CQ1('"-6(NOO6
dRBgeg1(R6(f6c(kg^RdhRf1(B6c(d7kgR1(~6(^6(y6(d .5".%&"'1(!#"2"#>.*,$(!"0$(0,94,)"3(
"(5 04/"()"(*#+),- (:$.*D#, (. (y#$',01(. (!"#F ) ({||CNOOQ6(e.i(Bfd7fg^7(efgB^fRdC
e7fRb(jR(Rkk7deR7(BfBkeRfR(y^RkebBe^R1(N61(NOO|1(z #- (R0"8#"6(ropKKsronr
xJsKI6(z #- (R0"8#"i(Ry1(NOO|6
dR^aRb71(}6(d6("-($0(lxptpwsnrwptImJsnrIrstntxIsJni(-" #,$("(! 0F-,*$6(^, ()"(`$.",# i(
B0'"5,"#1(NOOO6
6(k :#"($(!#"2"#>.*,$(!"0$(0,94,)"3() '(:$.* '6(e.i(zR_bR1(b6(}6c(7^Be^71(`6(b6(sK
mIwnrstntxIsJpi(4/$($.D0,'"() ('"- #(:$.*D#, (:#$',0",# 6(^, ()"(`$.",# i(d$/!4'1(NOO6
dRaRbdRfgB1(R6c(d^7dd71(h6c(`RhB(`_fe7^1(}6(`6(JIIJtxsnrInrsLsoIqrKsKmIwnr
ntxJsprIrosKptsssonoIroIrxJosmprJIsptn6(y"0 ( #,3 .-"i(_}h~dBjBzbR^1(NOO6(Eg"@C
- (!$#$(j,'*4''< 1(.6(NPG6
jB7k1(k6c(hBfj7fR1(R6(^6(^6(_/$(!# ! '-$()"()"0,/,-$%< (* .*",-4$0()"(:$.* '(!;:0,C
* '6(e.i(`RhB(`_fe7^1(}6(`6c(d^7dd71(h6(ntxpKrsxpKrIroIKItHpHswItmp6(y#$'F0,$i(
ezBR1(NO{O6
}^BegRk1(h6(d6(z6c(z^RgBk1(d6(7(/"#*$) ()"(*#+),- (. (y#$',0i(-".)>.*,$'(#"*".-"'6(e.i(yeRC
k7g7(`_fe7^1(~61(f7aRek1(b6(}6c(}^BegRk1(h6(d6(z6(ntpJnwnronKrIxptpwsnKrstmIJtnxsptnr
IrJnKsIsJni(),./,*$("(,/!$*- '()$(*#,'"(80 :$06(k< (z$40 i(}_fjRz1(NOO|6

0123245679 !"#$
%&'()*+,-.,%./,0123+,).,0.,456768579,7:;<8=:,>?,<8>6>@58,A<B<9>;@<6=.,CDEFGHEIJKLMFNKOP
MOHJKFQERJES+,T7:UB599<+,B.,VV+,6.,W+,;.,VXVYVZ[+,0<;=.,X\VV.
1)']2TT+,-.,^768>:,;_`958>:,<@,:5:=<@7:,?56768<5a>:,@7Aba>:c,;<a:;<8=5B7:,=<da587:,<,
A<:7?5>:,;7a7,>:,;7e:<:,<@,A<:<6B>9B5@<6=>.,f6c,)TghTi'h,fTi)'T2gfhT2(,j2,200hY
gf2klh,m)*T)0f2T2,^'20f()f'2+,n.+,noo\+,p>a=>,29<qa<.,rFsOttJuFsLFKIJtE.,p>a=>,29<qa<c,
2m^+,noo\.
m2()gmf+,].,CEOIJLFsLFsJMvHJKLFEKOMwHJKL.,n.,<A.,0x>,p7b9>c,T>B7,gb9=ba79+,X\[Z.
m)*T)0+,-.,].,CEOIJLFyEILzFsOFEH{IEyO|FsOF}~IOFEFsLFHOEsL.,'5>,A<,-76<5a>c,4b6A>,A<,gb9=bY
a7+,X\W.
]gmfTThT+,'.,f.,OMEFEFL{JLzFJMFNKOMOHJKFEREzO{HEM.,37:U56q=>6+,j.,g.c,iU<,^a>>Y
56q:,f6:=5=b=5>6+,X\Z.
]f%(fh(f+,-.,GK~H~zLOFsEFKL{JLzFEFsEHLMsLFEEJRL.,0x>,p7b9>c,i2+,X\[X.
h(f)f'2+,%.,g.,rFKOH{OILHEMOFIEKEMEFsOFKIsJOFEFsLFEtI~~ILF{LIJHOMJLzFsEFyILMsEtF
LMKOtFMOFILtJzFPFb@7,7`>aA7q<@,;d:Y<6<:5767.,noo.,j5:;>6eB<9,<@c,U==;c
.:<;.>aq.`a7a=5q>X8>6qa<::>n[Xn<WA`n8[[[\ZV``VnAVXZ8X`7\W.;A?.
p2&(2+,(.,4.,i<>a57,A7,?5a@7,`768a57.,f6c,(f]2+,%.,i.,EFLz,LKIOEKOMOHJLFHOsEIMLc,m<6<:,
<,7,<8>6>@57,8>6=<@;>a6<7.,'5>,A<,-76<5a>c,g7@;b:+,X\\\.
pfT1)f'h+,2.,g.,^768>:,;_`958>:cF`>@`<5a>:,67,8a5:<,>b,<@;a<:=7A>a<:,A<,;a5@<5a7,56:=6Y
857,f6c,^2g12+,).,(./,%h(j42-T+,f.,haq..,OHOFIELyJIF¡FKIJtE¢,p>9e=587:,<8>6£@587:,;7a7,
>,^a7:59.,'5>,A<,-76<5a>c,f@7q>+,noo\.
p'2i)0+,j./,^f2Tg2')(f+,2.,].,¤LMOILHLFsOFKJKzOFsEFKIsJOFIEKEMEc,8>6A585>676=<:,<,87aY
78=<ae:=587:,q<a75:.,pa>¥<=>,A<,):=bA>:,:>`a<,7:,p<a:;<8=5B7:,A7,f6A_:=a57,456768<5a7,^a7:59<5a7,
<,>,p7;<9,A>:,^768>:,p_`958>:.,noo\.,j5:;>6eB<9,<@c,U==;c.`6A<:.q>B.`a05=<^Tj)0
<¦;>a=:5=<:A<?7b9=^Tj)0;=%79<a57:2a§b5B>:<@;a<:7;<:§b5:70b`;a>¥<=>ff.npf4.
;A?.,28<::>,<@c,nX,@7a.,noXX.
p'2i)0+,j.,IsJOF¡FJMs¨tIJL.,pa>¥<=>,A<,<:=bA>:,:>`a<,7:,;<a:;<8=5B7:,A7,56A_:=a57,?5676Y
8<5a7,`a7:59<5a7,<,>,;7;<9,A>:,`768>:,;_`958>:.,0b`;a>¥<=>,]<a87A>,A<,ga©A5=>,^768a5>.,
g7@;567:c,4)g2]p+,noo\.,j5:;>6eB<9,<@c,U==;c.5<8<8>6.6<=7a§b5B>:45676857@<6Y
=>f6Ab:=a57.;A?.,28<::>,<@c,nX,@7a.,noXX.
02Tiª2TT2+,2.,2./,^h'k2,-&Tfh'+,%.,'./,2'2&-h+,p.,.,]<a87A>,A<,8a©A5=>,6>,^a7:59c,
<B>9b«x>,a<8<6=<,<,>,;7;<9,A>,^Tj)0,nooWYnoo[.,f6c,4)'')f'2+,4.,].,'./,])f')(()0+,^.,
^.,NMtLJOtFtOIEFEKOMOHJLFJMLMKEJIL.,'5>,A<,-76<5a>c,^Tj)0+,noo\
0123+,).,0.,¬JMLMKJLzFEE{EMJMyFJMFNKOMOHJKFEREzO{HEM.,T<,*>ac,h¦?>aA,&65B<a:5=,
pa<::+,X\Z.
0if%(fi+,-.,iU<,'>9<,>?,=U<,0=7=<,56,456768579,]7a<=:.,f6c,2TT&2(,^2Tm,ghT4)')Tg),
hT,j))(hp])Ti,)ghTh]fg0+,X\\Z+,37:U56q=>6+,j.g.,¤IOKEEsJMyt37:U56q=>6+,j.g.c,
3>a9A,^76+,X\\Z.
fjhiih+,g.,2.,g7a=<a,<:=a7=©q58>,A>:,`768>:,;_`958>:,?<A<a75:c,7,<¦;<a5®6857,`a7:59<5a7,
a<8<6=<.,f6c,-2*]),-&Tfh'+,4.,%./,g'hggh+,].,LMKOtF{¨zJKOtFEFsEtEMROzRJHEMO.,'5>,A<,
-76<5a>c,fp)2+,noXo.
'<8<`5A>,<@c,nno\noXX.
28<5=>,<@c,ononoXn.