Urban landscapes are characterized by high proportions of impervious surface resulting in higher temperatures than adjacent natural landscapes. In some cities, like those at cooler latitudes, trees may benefit from warmer urban temperatures, but trees in many cities are beset with problems like drought stress and increased herbivory. What drives patterns of urban tree health across urbanization and latitudinal temperature gradients? In natural systems, latitude–herbivory relationships are well‐studied, and recent temperate studies have shown that herbivory generally increases with decreasing latitudes (warmer temperatures). However, the applicability of this latitude–herbivory theory in already‐warmed urban systems is unknown. In this study, we investigated how the interaction of urbanization, latitudinal warming and scale insect abundance affected urban tree health. We predicted that trees in warmer, lower latitude cities would be in poorer health at lower levels of urbanization than trees at cooler, higher latitudes due to the interaction of urbanization, latitudinal temperature and herbivory. To evaluate our predictions, we surveyed the abundance of scale insect herbivores on a single, common tree species Acer rubrum in eight US cities spanning 10° of latitude. We estimated urbanization at two extents, a local one that accounted for the direct effects on an individual tree, and a larger one that captured the surrounding urban landscape. We found that urban tree health did not vary with latitudinal temperature but was best predicted by local urbanization and herbivore abundance. We did not observe increased herbivore abundance in warmer, lower latitudes cities, but instead herbivore abundance peaked in the mid latitudes of our study. This study demonstrates that urban landscapes may deviate from classical theory developed in natural systems and reinforces the need for research reconciling ecological patterns in urban landscapes.