Chapter

Statistics

January 1988

DOI:10.1007/978-3-662-03364-7_6

In book: Non-Life Insurance Mathematics (pp.89-101)

Authors:

It is generally known that we look into the past in order to guess what the future will bring. The same is true in insurance. As we have, for example, to fix the premium in advance for a risk or a collective of risks, we naturally look at claims that occurred in the past on similar risks. We compile statistics to get an idea of the future claims potential. It is crucial that this picture be realistic because, if our judgement of the future claims load is too low, we will very probably suffer a loss. If, on the contrary, we are too pessimistic, we may lose business, e.g. where our competitors are cheaper.

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ResearchGate has not been able to resolve any references for this publication.

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Last Updated: 06 Feb 2025