Cord blood banks represent a major step in the advent of tissue economies in the twenty-first century. Cord blood units (CBUs) are becoming biological assets imported and exported worldwide, and valued according to a pricing logic based on their level of quality and compatibility. The controversy over public and private banking is based on a confusion between access to storage and access to a graft. In this chapter, we analyze the financial difficulties that allogeneic banks face and their dependency on the limited public funding available, which results in hindered growth. The economic analysis of commercial banks remains unexplored in the literature because of a lack of available data on their management practices and their financial performance. In 2013, out of 310 commercial banks identified in 86 countries, six banks were listed on European, Asian, and American stock exchanges. We found from their annual reports that, over the 2009–2012 period, their compound annual revenue growth rate was 9.18% despite a global economic crisis. Their average gross profit margin was 67.3% with only 1.1% of their revenue invested in R&D. In terms of cost–utility, in other words, the medical service provided for the price paid, we found that the total inventory of four leading commercial banks was 1.58 times larger than that of the combined inventories of all 137 public banks worldwide, yet their number of released CBUs—i.e., their therapeutic usefulness for patients—was 269 times lower. Given this medico-economic impasse, commercial banks probably need to rethink their business model, move away from therapeutic storage and develop into scientific banking.