Zack Hawley

Zack Hawley
Texas Christian University | TCU · Department of Economics

PhD Economics
Expanding my understanding of how connections are made in real estate markets.

About

24
Publications
6,833
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426
Citations
Introduction
Dr. Zackary Hawley is an associate professor of Economics at Texas Christian University. Dr. Hawley’s scholarship focuses on urban and regional economic issues, public finance, and experimental economics. He is currently researching the presence of discrimination in the lending market, the value of community, and social interaction in urban settings. His past publications appeared in Journal of Urban Economics, Journal of Health Economics, and Regional Science and Urban Economics.
Additional affiliations
August 2018 - present
Texas Christian University
Position
  • Professor (Associate)
August 2012 - July 2018
Texas Christian University
Position
  • Professor (Assistant)
August 2006 - May 2012
Georgia State University
Position
  • Research Assistant
Education
August 2006 - May 2012
Georgia State University
Field of study
  • Economics

Publications

Publications (24)
Article
This paper tests for racial discrimination in the rental housing market using matched-pair audits conducted via e-mail for rental units advertised on-line. We reveal home-seekers' race to landlords by sending e-mails from names with a high likelihood of association with either whites or African Americans. Generally, discrimination occurs against Af...
Article
Full-text available
We design and implement an experimental test for differential response by Mortgage Loan Originators (MLOs) to requests for information about loans. Our e-mail correspondence experiment is designed to analyze differential treatment by client race and credit score. Our results show net discrimination by 1.8 percent of MLOs through non-response. We al...
Article
Full-text available
This paper examines the propensity of African American students to graduate from Historically Black Colleges and Universities (HBCUs). Using IPEDS data from 2004 to 2016, we take care in developing a control group of institutions from which to compare HBCU success. Results suggest that despite accepting more students who are at risk of not graduati...
Article
Full-text available
This paper examines how household social interaction affects housing and location demand in urban settings. The extended Alonso-Muth urban household model shows that the effects on density and location hinge upon the demand relationship between social activities and housing consumption. Stronger tastes for social activities outside the home lead to...
Article
This paper examines how household social interaction affects housing and location demand in urban settings. The extended Alonso-Muth urban household model shows that the effects on density and location hinge upon the demand relationship between social activities and housing consumption. Stronger tastes for social activities outside the home lead to...
Article
Renters of multi-unit housing structures report weaker ties to their community than other renters and owner occupants. In response to the lack of a sense of community in multi-unit rental structures, owners and managers of these properties have implemented planned programs to establish stronger community ties for residents. We examine the effect of...
Article
Full-text available
Our research utilizes the experimental economics laboratory to investigate the impact that reducing disincentives has on organ donation. The experiment consists of four treatments across different levels of donation related costs, which reflect the disincentives associated with being an organ donor. Our experimental results indicate that sizable in...
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Full-text available
This paper evaluates the effect of property rights on property values in Peru. Previous research on squatting has shed light on how the provision of formal land titles affects a number of socioeconomic outcomes and a subset of this research has provided estimates on how the provision of formal titles affects property values. However, the phenomenon...
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Full-text available
In this study we estimate the effect of hydraulically fractured natural gas wells on residential real estate prices. We exploit variation in distance to nearby gas wells in home sale prices to estimate this effect. In contrast to previous studies, we focus on a relatively densely populated area, a section of the Dallas-Ft. Worth-Arlington urban are...
Article
This paper investigates the impact of property tax delinquency on the sales price of nearby residential properties, an effect that we call the “delinquency discount”. We use a sample of 34,500 home sales and the population of delinquent properties for Chicago, Illinois during the period 2010 to 2013. We focus on the delinquency discount for propert...
Article
This paper looks at the role of spatial proximity of other towns' decisions to hold an override vote on the decision of a Massachusetts town to hold an initial override vote under Proposition 2½. We find that if a neighboring town has already held a vote at some point in the past, a town's likelihood of holding an initial vote increases by 10–15%....
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Full-text available
This paper offers state-level estimates of job loss from increasing the federal minimum wage to $10.10 per hour in 2016. Given the vast differences in nominal wages across geography, a federal increase in minimum wage that is not indexed to local wage levels will have a differential impacts across states. The proposed minimum wage would be binding...
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Full-text available
This research utilizes a laboratory experiment to evaluate the effectiveness of alternative public policies targeted at increasing the rate of deceased donor organ donation. The experiment includes treatments across different default choices and organ allocation rules inspired by the donor registration systems applied in different countries. Our re...
Article
This paper studies the impact of state funded higher education scholarship plans on interstate migration patterns of college educated individuals between 1980 and 2009. We find that these plans increase the in-state enrollment rate, but have no positive impact on the subsequent number of graduates. While aggre-gate migration trends remain unaffecte...
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Full-text available
This paper examines racial discrimination across several neighborhood and housing unit characteristics including racial composition, rent, and distance from the urban core. We find that African Americans face higher rates of discrimination than whites in a wide range of racially mixed neighborhoods, in higher rent areas, closer to central cities, a...
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Full-text available
To test the common assumption that increased local area population density implies high levels of social interaction, I use instrumental variable estimation to examine a causal link between social interaction and urban population density. I instrument for local population density using earthquake and landslide hazard rates in addition to the presen...
Article
a b s t r a c t We find that landlords practice subtle discrimination in the rental housing market through the use of language associated with describing and viewing a unit, inviting further corre-spondence, making a formal greeting, and using polite language when replying to e-mail inquiries from a white name more often than to an African American...
Article
We show that the distribution of benefits accruing from the mortgage interest deduction is highly concentrated geographically, with the preponderance of benefits going to residents along both the east and west coast, and to those living in suburbs of major metropolitan areas. Using IRS data on actual tax filer claims, we find a concentration of ben...

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