Yazid Isa

• PhD
• Senior Lecturer at Northern University of Malaysia

The research highlights a limited understanding of Maqasid al-Shariah and financial management principles among the rural community, coupled with inadequate digital and financial literacy. Economic hardships, lack of access to modern financial tools, and insufficient emphasis on long-term planning hinder their ability to achieve financial stability...

Purpose This study aims to review Although the features of the first micro- takaful are slightly different from the customary long-established takaful settings, the rules and regulations remain unchanged following the original guidelines of operating insurance and takaful . Until Perlindungan Tenang makes its first premiere, the rules and regulatio...

Purpose Both developed and developing countries, Muslim and non-Muslim, have been showing keen interest in sukuk financing. This interest was because of the lesson learned by both Asian and non-Asian economies that having a developed capital market is very essential to enable an economy resilient to the financial crisis. Therefore, this study aims...

The book provides comprehensive compilation on Islamic legal documents related to Islamic financial system consists of legal statutes, frameworks, guidelines, circulars and internal compliant manual covering Islamic banking, takaful and Islamic capital markets. Brief description of those documents are laid down to assist non-legal background reader...

Both developed and developing economies have showed serious interest in the development of domestic and regional bond markets. This interest was motivated by the recurrent events of economic crises, due to the over-reliance on the banking system. Therefore, this study investigates the macroeconomic and financial determinants of a bond market develo...

Purpose- To diversify financing portfolio and reduce the reliance on the banking system, developing economies have realized the importance of bond market development. Bond markets facilitate economies to be more resilient towards the events of financial crises. Therefore, the share of the bond market in the financial system of the Asian economies h...

This paper aims to examine the issues of Qard Hasan in relation to Mudarabah model in Malaysian takaful practises. This paper has reviewed the problem of Qard Hasan in takaful practises and the alternatives in mitigating the issues arose. Hence, qualitative research methodology is advocated to ensure the objectives are answered progressively. The p...

This paper investigates the impact of loan/financing diversification-concentration strategies on the performances of Malaysian commercial banks and Islamic banks using panel data techniques. Data are mainly collected from banks’ annual reports (12 commercial banks and 12 Islamic banks) for the period of 2005 to 2015. This paper found evidences cont...

Enterprise risk management (ERM) has been the centre of focus for many private organizations especially financial institutions. Like their counterparts, non-profit organizations are not safe from risk exposures and it is more crucial when their funding originated from the public. There is little work done on the risk management implementation in th...

This paper aims to analyze the impact of BNM guidelines on household loans on Malaysian bank performances. This paper employs panel data analysis which covers 24 banks (12 commercial banks and 12 Islamic banks) and the data consists of bank specific variables, household loans and other macroeconomic variables for the period of 2004-2015. The result...

Masjid merupakan salah satu daripada syiar keunggulan Islam. Ini terbukti dengan pembinaan sebuah masjid ketika mana berlakunya penghijrahan Rasullah ke Kota Madinah. Pembinaan masjid Madinah dizaman tersebut telah dibina bukan sahaja untuk melakukan aktiviti keagamaan (solat) sahaja bahkan ianya juga dijadikan sebagai pusat untuk melakukan aktivit...

Abstrak Kajian ini menilai tahap keprihatinan pengguna bukan muslim terhadap produk makanan halal di Malaysia. Menggunapakai indeks yang dibangunkan oleh Technometrica Institute of Policy and Politics (TIPP) dapatan kajian dari 52 responden menunjukkan nilai indeks bagi tiga pembolehubah (pengetahuan, sikap dan kesihatan) adalah pada tahap yang san...

ABSTRAK Kajian ini menilai peranan usahawan Muslim dalam melaksanakan aktiviti keusahawanan sosial Islam bagi menangani masalah ekonomi dan masalah sosial dalam masyarakat. Kajian ini menggunakan kaedah meta-analisis kandungan kajian lepas serta kajian perpustakaan dengan merujuk kepada sumber wahyu iaitu Quran dan Sunnah. Dapatan kajian menunjukka...

This paper aims to analyse the views of Shariah scholars regarding Islamic values and objectives of Shariah (Maqasid Shariah) and to examine whether they are implemented in the construction of Islamic finance products. This paper employs written and face-to-face interviews using open-ended questionnaires to study the understanding of our respondent...

Purpose This paper aims to analyse the new standards on Sukuk which was issued by the Accounting and Auditing Organization for Islamic Financial Institution (AAOIFI) as a result of the strong critics posed by Shaykh Taqi in the end of 2007 that 85 percent of Sukuk issuance were not in line with the teachings of Shariah. Design/methodology/approach...