Xolile AntoniRhodes University | RU · Department of Management
Xolile Antoni
PhD in Business Management
About
16
Publications
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Introduction
I am currently interested in measuring the levels of financial literacy in South Africa.
Publications
Publications (16)
Orientation: A financial planning advice gap exists in South Africa because of the different cultures and their diverse financial needs and goals.Research purpose: To investigate the appropriateness of step one of the six-step financial planning process from a South African perspective, by considering the perspectives of CFP® professionals.Motivati...
Financial knowledge alone may not be sufficient to promote positive economic behavior among South African consumers; financial self-efficacy may be required to exercise positive financial behavior. This study investigates the mediating effect of financial efficacy on South African consumers' financial knowledge and behavior. This investigation util...
Financial socialisation techniques are known to influence students’ financial behaviour in the Eastern Cape. Still, the role of family structure on financial socialisation techniques and financial behaviour is unknown in the Eastern Cape. This study investigates the role of family structure on financial socialisation techniques and students’ financ...
Most South African consumers seek informal financial advice rather than professional financial advice. According to research, only a small percentage of the population seeks professional financial advice; however, even among this group of consumers, little is known about the factors that influence them to seek professional financial advice. Using a...
Financial socialisation agents play an instrumental part in influencing students' financial attitudes; however, there is a literature gap in South Africa on the influence of the financial socialisation agents in students' financial outcomes. Therefore, this study investigated the influence of financial socialisation agents on students' financial at...
This study investigates the influence of financial socialisation mechanisms on the levels of financial literacy of young financial professionals in the Eastern Cape. Currently, there no studies that have investigate the influence of financial socialisation mechanism on financial literacy levels of young financial professionals the Eastern Cape whic...
This study investigated whether there exists a significant difference in financial literacy levels of undergraduate students who are studying in the Faculties of Arts (non-Commerce students) and Commerce in a South Africa university. Students generally tend to have low levels of financial literacy, but Commerce students are reported as having highe...
─ One of the most common reasons that people fail to plan for retirement properly is that they have low levels of financial literacy. This study investigated the relationship between financial literacy and retirement planning of government employees who are members of the government's retirement plan in the Nelson Mandela Bay. A quantitative resear...
This study investigated which financial socialisation techniques parents used to
influence students’ financial behaviour. Few students possess satisfactory levels
of knowledge regarding financial concepts and, as a result, often struggle with
high debt levels. Although parents can play an important role in developing and
shaping the financial behav...
Financial inclusion provides recourse for consumers who do not have access to affordable basic financial products and services. Low-income and under-banked consumers face a myriad of factors that may prevent them from having effective access and use of banking products and services. The primary objective of this article was to investigate the facto...
Triple bottom line reporting is an important aspect of a business’s sustainability efforts. The
compilation of these reports allows the stakeholders of a business to assess the impact that it
has on the economy, society, and environment. This increased stakeholder scrutiny of triple
bottom line reports has led businesses that report on the tripl...
High levels of financial literacy are important to assist consumers to make informed financial decisions to reach their financial goals. However, black consumers in South Africa have low levels of financial literacy. Black consumers are more vulnerable to purchasing financial products/services that do not meet their needs. It is important to identi...
Traditional banks face the challenge of retaining their existing clients and preventing them from switching to competitors, such non-traditional banks. The increased competition from non-traditional banks within the South African banking industry has forced traditional banks to adapt to the new environment, which is characterized by changing client...
Individuals need to seek professional financial advice to achieve their financial goals. However, some do not see the value of consulting financial planners, and show little intention to use financial planners. Furthermore, there is a lack of research explaining why these individuals do not make use of financial planners. This study aims, therefore...
Financial planning and financial planners are very important because they help consumers to reach their financial goals. However, consumers from disadvantaged backgrounds tend to have less access to the financial services industry and thus rely on their family members for financial advice. Therefore, the purpose of the study was to investigate the...
Due to South Africa’s high unemployment rate and large uneducated population, consumers’ low savings levels and high debt levels are of concern. Previous South African research in the domain of financial behaviour focused only on the population’s debt and savings behaviour and the statistics thereof. There is little research on identifying solution...
Questions
Question (1)
I have published an article in the International Journal of Economics and Finance Studies, and the editing of the final article is wrong. They have missed spelt the authors' surnames and duplicated paragraphs in the article itself; now I can't reach them. I have sent an email but have not received any response. Is there anyone who can help me with this problem? The article appears incorrect, and maybe someone has had similar experiences with the journal.
