Susana Yamoah

University of Ghana | Legon · Department of Finance

In the past few years, global economies have been hit severely by global warming, the Covid pandemic and recently, the Russian-Ukraine war. Developing economies and basic institutions such as insurance companies are not exempted from high inflation spikes, interest rates, and slow economic growth. This has raised the cause to examine the impact of...

The study examines how premiums ceded to a reinsurer affect the profitability of non-life insurance companies in Ghana. Secondary data on reinsurance ceded, combined ratio, assets, liabilities and return on assets for 20 non-life insurance companies over the period 2008–2018 were sourced from National Insurance Commission whilst interest and exchan...