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  • Stephen Chellakan Retnamony
Stephen Chellakan Retnamony

Stephen Chellakan Retnamony
  • University of Technology Bahrain

About

2
Publications
188
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1
Citation
Current institution
University of Technology Bahrain

Publications

Publications (2)
Article
Full-text available
The rise of digital payments, particularly during the 2020 lockdown, underscores the growing significance of fintech, valued at over USD 127 billion globally. However, studies on factors influencing digital payment utilization remain limited. This study analyzes determinants of digital payment intensity in the MENA region, using data from 13 countr...
Article
Full-text available
This study examines the intricate relationship between investment in research, development, and innovation (RDI) and a nation’s gross domestic product (GDP), with a specific focus on understanding how technical and vocational education and training (TVET) performance moderates this association. Utilizing panel data analysis, the research investigat...

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