Samuel Sekyi

SD Dombo University of Business and Integrated Studies

Microfinance institutions must understand what influences their clients’ choice of credit source in order to design and provide adequate and appropriate credit facilities to their clients. This paper explores the determinants of the choice of credit source among beneficiaries of microfinance systems in the Upper West Region of Ghana. An interview g...

The purpose of this paper is to examine the determinants of health insurance, healthcare utilisation, healthcare expenditure, and health status simultaneously. The study used secondary data from the Ghana Socioeconomic Panel Survey. Health insurance, healthcare utilisation, healthcare expenditure, and health status were estimated simultaneously usi...

The Ghanaian government began implementing the National Health Insurance Scheme (NHIS) in 2005, anchored on the universal health coverage principle. However, informal sector workers contribute to the low enrolment into the scheme. This paper examines the factors that influence enrolment status in Ghana's NHIS among individuals in the informal secto...

Financial development impacts a country’s economic growth and development. Due to this, many nations have sought new ways to bring about financial sector development. For developing economies, innovations in the financial sector are a sure bet for the development of financial inclusion. Mobile money is one of them. However, as the financial sector...

Purpose This paper aims to analyze the effects of crop specialization on agricultural productivity and commercialization for farmers who produce high-value crops in the Northern Savannah Ecological Zone of Ghana. Design/methodology/approach The study used the USAID/Ghana Feed the Future (FTF) survey, which collected data on high-value crops (i.e....

This study aims at assessing the factors influencing the retention of health professional in the Upper West Region of Ghana. A self-administered questionnaire was used to collect data from 126 health professionals. Partial Least Square Structural Equation Modeling was used to estimate the relative effects of retention-influencing factors on retenti...

The purpose of this paper is to investigate how farmers' access to credit affects agricultural commercialization in the northern Savannah ecological zone of Ghana. The study uses data from the Ghana Feed the Future baseline survey involving a total sample of 2,962 farm households. The study employs endogenous switching regression for ordered outcom...

Purpose The purpose of this paper is to examine the impact of informal credit access on agricultural productivity in rural Ghana. Design/methodology/approach Data sets from the Ghana Feed the Future baseline survey involving a total sample of 2,437 rural farm households were used. In order to address the problem of endogeneity and sample selectivi...

Purpose: The purpose of this paper is to examine farmers’ access to credit, credit constraint, and productivity in the Northern Savannah ecological zone of Ghana. Design/methodology/approach: Secondary data from the Ghana Feed the Future baseline survey involving a total sample of 2,968 farm households were used. The conditional mixed process (C...

Malaria potentially affects everyone in the tropics and sub-tropics, however, the poor and vulnerable are worse affected mainly due to the socio-economic constraints that confront them. In Ghana, the Upper West Region, which is the poorest, is one of the worse affected in terms of malaria burden. Given social and economic factors directly relate to...

This study focused on the determinants of rural households' access to credit and loan amount. Multistage sampling procedure was used to select a sample of 120 households from the Wa Municipality. Data were collected using structured questionnaire. In the absence of potential sample selection bias, a probit model and Ordinary Least Squares regressio...

This study looks at owner, enterprise and credit institution characteristics that may influence access to credit, source of credit and the quantum of the credit by small scale enterprises operated by women. Literature so far has overly concentrated on access to credit by households in general. Those that focus on women do not usually look at women...

The aim of this study was to find out the level of technical efficiency of pharmaceutical manufacturing firms in Ghana and analyse the factors that determine their efficiency level. A survey based on questionnaire administration was applied to collect data from the entire population of pharmaceutical manufacturing firms numbering 39 across the coun...

The study aimed at analysing the determinants of enrolment in the Ghana’s national health insurance scheme. This survey was carried out to collect cross-sectional information from a representative sample of 384 households using a pre-tested interviewer-administered questionnaire. Multistage sampling procedure was used to select the respondents. Bin...

This study analyses the determinants of small scale enterprises participation in credit market and also examines their choice of credit source in the Wa Municipality of Ghana using 200 small scale enterprises. Primary data were collected with the help of self-administered structured questionnaires. In a departure from much of the existing literatur...

The purpose of this study was to analyse the effects of the National Health Insurance Scheme (NHIS) on the probability of utilizing outpatient care and its related out-of-pocket expenditure.A logit regression model was used to analyse the probability of utilizing outpatient care whiles a linear regression model was used to analyse the impact of NHI...

Recognizing the potential of Mutual Health Organizations (MHOs) to eliminate user fees and increase utilization of health care services in the country, the government of Ghana enacted the National Health Insurance Act in 2003, mandating the establishment of district-wide MHOs. The purpose of this study was to analyze the effects of the National Hea...