About
21
Publications
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Introduction
Current research interest
Financial inclusion of the disadvantaged
Agricultural finance
Rural finance and poverty alleviation
Mobile technology and financial inclusion
Skills and Expertise
Current institution
Additional affiliations
July 2024 - present
Publications
Publications (21)
The study examines the factors influencing life insurance uptake in Zimbabwe‘s largely informal economy, addressing structural barriers often overlooked in conventional models. The study is relevant to Zimbabwe‘s current economic context as it highlights the structural barriers to life insurance uptake in a predominantly informal economy, offering...
Purpose
This paper assesses the influence of informal sector dynamics, economic conditions, social factors, and regulatory frameworks on the uptake of life insurance in Zimbabwe.
Design/methodology/approach
A quantitative methodology was utilised, employing a survey instrument that was distributed among 150 life insurance professionals from variou...
This study aims to investigate how sales data analytics can leverage sustainability strategies in Zimbabwe's telecommunications sector. Sustainable practices ensure long-term viability. The article examines how sales analytics support sustainability processes contextually. A quantitative approach employed a survey of 80 stakeholders from TelOne and...
This study examines relationships between customer data analytics (CDA) dimensions and sustainability strategy development (SSD) in Zimbabwe's telecommunications sector. A survey of 71 stakeholders from two major telecommunications companies (telcos measured perceptions of five CDA dimensions: customer acquisition, satisfaction, retention, lifetime...
The study sought to provide an understanding of banking sector development in Zimbabwe since the introduction of the multi-currency system. This was prompted by inability of Zimbabwe's banking system to efficiently and effectively execute its financial intermediary role of supplying affordable long-terms loans to productive sectors of the economy a...
The paper investigated the impact of small holder financing model on farm productivity in the context of the ever-increasing funding gap in agriculture. The research was anchored on social capital theory and the Keynesian economics. The study adopted a post positivism philosophical orientation in addressing the seemingly increasing funding gap. Dat...
The role played by state-owned enterprises (SOEs) in the delivery of services in the country remains important but the prevalent volatile economic situation that the country is faced with, warrants an investigation of the practices of these entities as corruption becomes rampant in the economic turmoil. The main aim of the study was to investigate...
The study sought to ascertain corporate governance reforms that foster sustenance of the SOEs in Zimbabwe and how such reforms can be implemented. This study has used a mixed-methods technique and a pragmatist philosophy. A cross-sectional survey design was employed, whereby structured questionnaires and interviews were used to collect data. Top an...
The UN"s Sustainable Development Goals (SDGs) recognize the contribution of insurance development to inclusive growth and long-term economic development of nations. A thriving life insurance industry facilitates risk sharing, increases savings and investment, and promotes trade. The goal of this paper was to identify the major obstacles to life ins...
The study sought to determine the impact of the Public Entities Corporate Governance Act Chapter 10:31(PECG Act). The Act is the main piece of legislation governing corporate governance practices for State Owned Enterprises in Zimbabwe. In this view, the study adopted a mixed-methods approach in which pragmatism philosophy was applied. A convergent...
The present paper examines the nexus between technological financial innovation and financial performance in banking sector. A positivist philosophical orientation guided this paper wherein an eight year quarterly panel data for a time period ranging from 2015 to 2021 for thirteen commercial banks in Zimbabwe was adopted for data collection. STATA...
The paper seeks to assess Corporate Social Responsibility (CSR) Activities by corporate in Zimbabwe as a case study of developing countries. A survey research approach was adopted to gather qualitative descriptive data from a convenience sample of 96 company executives from 20 companies most of which were parastatals at a university training progra...
This paper sought to establish the competency skills required by accountants to utilise 4IR technologies at their work places. The following specific questions guided the study: What constitutes an accountant who is fit for purpose in the 4IR era? What needs to be done for accountants in Africa to remain relevant? To answer these questions the rese...
Accounting Profession and Fourth Industrial Revolution
This research study’s main objective was to assess the effectiveness of commercial banks in promoting Micro, Small and Medium Enterprises (MSMEs) access to financial services in Zimbabwe. A sample of 50 MSMEs selected using stratified random sampling method was used. Questionnaires with both open-ended and close-ended questions complimented with gr...
The research sought to determine the role of capital on commercial bank performance in Zimbabwe. Descriptive correlation method was used in this research and the population includes senior commercial bank performance. Twenty executives were selected from each of the chosen banks and interviewed on various issues pertaining to bank capitalization an...
Micro enterprises and sole proprietorship have long been recognized as a very important source of self employment, job creation, innovation and economic development. However, funding constraints in financial markets limit entry of new firms and development of existing micro enterprises, thus affecting economic growth. This paper reports on a resear...
When the SME competitive advantage is based on the knowledge as is the case in the knowledge economy, innovation and creativity becomes a decisive factor in the economic activity because knowledge tends to be developed in the actual contexts. Technical progress leads to innovation waves and creativity stands in the door way of these phenomena, alth...
