Ramona Birau

University of Craiova · Faculty of Economics and Business Administration, Doctoral School of Economic Sciences

The fintech segment is currently one of the most rapidly growing industries, attracting numerous investors who anticipate substantial returns in the future. Notably, not only individual retail investors but also mutual fund agencies are actively engaged in predicting stock prices within this sector to maximize their trading gains. The purpose of th...

In this research paper, we examined the influence of demographic and household factors on a decision to surrender a life insurance policy before the end of the policy term. As per the handbook on Indian Insurance Statistics 2020-21, by the 5 th year of policy sale, only 4 out of 24 life insurers could retain half of their policies. One of the reaso...

The main aim of this research study is to conduct an empirical analysis regarding the behavior of the Asian stock markets in under the impact of turbulent events based on a case study for Japan. The analyzed period selected for this study covers the sample period from September 2006 until September 2023, including daily observations. Moreover, the...

The present study examines the relationship between the composition of the board of directors, ownership structure, and company performance in companies that are members of the Iranian capital market. This research has been investigated in a statistical sample of 113 companies from the member companies of Iran's capital market between 2011 and 2021...

The uneven and polarised nature of development has propagated disparities in access to services. Uncertainties in the textile sector have not only affected the economy but have impacted the livelihood of workers dependent on this sector. Systematic retirement planning could have eased the anxiety and inconvenience to a larger extent but was non-exi...

Purpose Research on women-owned businesses is more extensive in developed countries than in developing countries. This prompted the authors to investigate the factors that affect women entrepreneurs' motives to start a business and the challenges they faced in running their businesses in India. Design/methodology/approach Data for the analysis were...

Purpose Research on women-owned businesses is more extensive in developed countries than in developing countries. This prompted the authors to investigate the factors that affect women entrepreneurs' motives to start a business and the challenges they faced in running their businesses in India. Design/methodology/approach Data for the analysis wer...

The act of modeling and forecasting stock market volatility has become essential to risk management practice; it has become one of the most prevalent subjects in financial econometrics and has been mainly and continuously used in the valuation of financial assets and the Value at Risk, as well as the pricing of options and derivatives. The purpose...

Asian countries are facing environmental degradation issue which is the result of nonrenewable energy usage for growth however this issue cannot be unnoticed. This study is an effort to highlight the causes for an emerging issue of environmental degradation in selected Asian economies. The research findings demonstrate that urban population, energy...

This research paper investigates the enablers of Sustainable Development Goals (SDG) leadership among Small and Medium Enterprises (SMEs) in South Asian nations using Interpretive Structural Modelling (ISM). The study focuses on identifying the factors that facilitate SDG leadership in SMEs, including shared vision, long-term perspective, co-creati...

GARCH (Generalize Autoregressive Conditional Heteroscedasticity) family models, notably the GARCH (1,1), GJR-GARCH,EGARCH, M GARCH, and TGARCH models,(Chang, McAleer, & Tansuchat, 2012) are used in this study to empirically test volatility clusters of the IBOVESPA index using data from 20 May 1993 to 17 March 2023. A further perspective on asymmetr...

Stocks play a crucial role in the stock market, which is at the very core of every nation's economic growth. Investors, analysts, and others in related fields have turned their attention to stock price analysis. This study empirically investigates the conditional variance (volatility) or empirically estimates the price volatility spillover transmis...

MSMEs in India play a substantial role in the growth of country's economy, contributing 30% to its GDP. The Micro, Small & Medium Enterprises or MSMEs in India employees over 11.10 crore people and facilitates in employment generation. These enterprises are involved in the production of over 6000 different items, showcasing their diverse range of e...

Innovations play a crucial role to foster the economic growth and sustainable development by addressing urgent economic and social needs, and by enhancing productivity and competitiveness. Due to its significance, this study examines the impact of civil liberties and creative class on innovation output in case of Pakistan. Innovation output is prox...

The Internet is an integral part of every individual and is a means of business transaction, leading to the immense growth of e-commerce in all sectors. This research study evaluates the significance of attitude as a mediating variable between behavioural intention and overall satisfaction in apparel shopping using Partial Least Square – Structural...

THE PURPOSE OF THIS STUDY IS TO ASSESS THE EFFICACY OF THE DIGITALIZATION IN HIGHER EDUCATION OF BIHAR DURING THE LOCKDOWNS OF COLLEGES AND UNIVERSITIES DUE TO COVID-19 PANDEMIC AND TO FIND WHETHER GENDER, COURSE OPTED, STREAM OF STUDY, MEDIUM OF STUDY, RESIDENTIAL AREA, FAMILY INCOME LEVEL, ONLINE CLASS ATTENDED, ACTUAL TIME SPENT ON USING INTERNE...

NOWADAYS, EMPOWERMENT IS CONSIDERED AS ONE OF THE USEFUL TOOLS FOR IMPROVING THE QUALITY OF EMPLOYEES AND INCREASING THE EFFECTIVENESS OF THE ORGANIZATION. IN ORDER TO ACHIEVE THIS, ORGANIZATIONS, BY EMPOWERING THE RELEVANT EMPLOYEES IN ORDER TO ENCOURAGE THEM TO TAKE ACTION WITHOUT PRESSURE, RESPECT THE COLLECTIVE INTERESTS OF THE ORGANIZATION WIT...

EVERY YEAR, A MAJOR PART OF THE COUNTRY'S NATIONAL INCOME IS SPENT ON INVESTMENT IN CONSTRUCTION PROJECTS IN WHICH CONSTRUCTION HAS A SIGNIFICANT SHARE. THE PERFORMANCE OF THE CONSTRUCTION PROJECT RELIES ON VARIOUS ASPECTS OF PROJECT MANAGEMENT. SINCE EFFECTIVE PROJECT MANAGEMENT BEGINS WITH THE INTEGRATION OF PROCESSES AND PERFORMANCE MANAGEMENT P...

Promoting women's economic participation and empowerment is essential for sustainable development in South Asian Countries. Studies have established that women entrepreneurs in South Asia face a noteworthy challenge with many lacking formal education, lack of entrepreneurship education, capital, skilled and trained manpower , management skills, net...

Each country’s banking system plays a crucial role in its economic development. Without a sound banking system, no economy can exist. In the current banking environment, due to the increasing complexity of the banking system financial performance evaluation is becoming increasingly important. Thus, the financial health of banks has been regularly e...

High frequency data is a recent entrant to the world of statistics as they relate to the markets. This study measures the volatility of S& P / Toronto index by utilizing the GARCH family models (EGARCH, TGARCH, MGARCH and PGARCH models) using a daily database counted 7636 observations. The empirical results for the selected index for the whole-time...

It’s always been worthwhile for companies to identify significant predictors of financial distress before its occurrence. This study intends to analyse the scenario of financial distress prediction by focusing on Pakistan. The sample of the study covers companies from the three biggest sectors (textile, sugar and cement)listed on the Pakistan stock...

The purpose of this study is to identifying and recognizing the tactics of paradox and conflict resolution in the sustainable organizational culture through interviews by the means of text mining methods. In this regard, the research method is exploratory and has been done with text mining techniques. The research tool was an interview and the most...

The main aim of this research paper is to estimate volatility patterns using GARCH models based on a case study on Swedish stock market. The selected time period covers the long time interval from December 2008 to December 2022. In other words, the analyzed period includes certain extreme events such as global financial crisis of 2008 and COVID-19...

The purpose of the empirical research study is to analyze the volatility of OMX Tallinn Index in Estonia from 2002 to 2022 in three major period phases i.. Moreover, it attempted to formulate PARCH Model for each phases of OMX Tallinn Index in Estonia from 2002 to 2022 that could grasp not only the volatility but also asymmetric volatility caused b...

The process of building information modeling is one of the most effective advances in the construction industry in the last decade, which is developing rapidly around the world. On the other hand, the construction industry of many developing countries is a vital industry and a driver of development, but it is inefficient and underdeveloped. Althoug...

The current research was conducted with the topic of investigating the effect of cultural, economic and technological factors on the risk management of construction companies in Iran. This research was applied in terms of purpose and descriptive-survey in terms of method. The statistical population of this research is: senior managers and engineers...

Various rubber products are used in the textile industry. Due to increased foreign supply and synthetic rubber production, the price of natural Rubber in India has become more volatile. This paper aims to develop an appropriate model to predict the weekly price using the Box Jenkins methodology. The weekly price for Indian RSS-1 Rubber for the samp...

The main aim of this research paper is to investigate long-term causal linkages and volatility patterns based on a comparative empirical study between the developed stock markets from USA and Netherland. The selected sample period covers a very long time interval, from February, 2000 to February 2023. The econometric framework includes a series of...

The main aim of this research article is to investigate the volatility patterns for a cluster of stock markets including Austria, France, Germany and Spain by using GARCH models. All the selected stock markets are developed markets from member states of the European Union. The selected financial databases covered the sample period from January 2007...

This study examines changes in volatility clusters and volatility patterns using GARCH class models in the Netherlands stock market in the context of the COVID-19 pandemic and global financial crisis (GFC) pandemic. The movement pattern of the AEX stock market index during the sample period from January 3, 2000 to December 2, 2022 a daily closing a...

The recent global pandemic impacted stock markets worldwide, including developed and emerging markets. This paper investigates changes in volatility from a sample of daily returns ofFTSE100, DAX and CAC for the UK, Germany, and France, respectively. We test the fitness of GARCH (1, 1) to model the volatility, measure the interrelationship between s...

THE MAIN GOAL OF THIS RESEARCH STUDY IS TO PRESENT A DATA MINING MODEL BASED ON A DECISION TREE TO INCREASE THE SECURITY OF USERS' INFORMATION IN THE USE OF ELECTRONIC SERVICES. TO DETERMINE THE SECURITY OF USERS' INFORMATION IN THE USE OF ELECTRONIC SERVICES. THEREFORE, BASED ON THE DATA AVAILABLE IN THE DATABASE OF 4376 CUSTOMERS OF ELECTRONIC SE...

Nowadays, environmental protection involves many issues and problems, among which the waste generated by various human activities makes up a significant share, which is becoming newer day by day. Moreover, the production of normal, industrial, special, hospital, and agricultural waste and improper management of these materials has created many heal...

The study investigates the association among leadership styles, employee well-being and employee’s safety behavior of healthcare workers. The study used social learning theory (SLT) for examining the relationship between leadership styles and employee safety behavior. Moreover, social exchange theory (SET) has been incorporated to narrate the moder...

The purpose of this article is to concentrate on the stylized data in the financial series of the major index DAX of the German stock market. Moreover, we investigated the effects of positive and negative news on the volatility of the stock market of Germany, such as DAX index. One of the most fascinating topics for investor research is the financi...

The creation of an entrepreneurship university involves the promotion and institutionalisation of the orientation towards entrepreneurship of all parts of the university, especially the scientific departments, which is affected by several factors. Therefore, our research investigates the effect of transformational leadership style of academic depar...

The main aim of this research paper is to conduct a comparative empirical study on the behavior of the stock markets in Italy and Poland. In this sense, it is examined the presence of volatility patterns using GARCH family models for the sample period from December 2008 to December 2022. The selected period covers a long-time interval, so that the...

The role of youth in investment is huge when we compare that to the old generation and their perceived attitudes about cryptocurrency investment is getting increased these days in India. This study's primary goal was to assess people's attitudes among young people regarding cryptocurrency awareness and investment. Most of the youth have not yet pur...

After the implementation of AI in Banks it is difficult to access some of them and at the starting stage people not ready to take risk. The study's data was gathered from primary and secondary sources of data. This study was done to know how the implementation of AI in banks impacted to the customer and to the bankers, is it really helps to the wor...

In this study, we examined the influence of demographic and household factors on a decision to lapse a life insurance policy in India. Lapses in life insurance have been an interesting area of research in academics in developed countries where there exist matured insurance markets. Whereas in India very few empirical studies have been done on the l...

INDIA IS THE FOURTH BIGGEST TYRE MAKER GLOBALLY AFTER CHINA, EUROPE AND THE UNITED STATES. GROWING DEMAND FOR AUTOMOBILES HAS MADE THE INDIAN TYRE INDUSTRY FUNDAMENTALLY STRONG. EQUITY INVESTORS ARE ALSO INVESTING THEIR MONEY IN THE TYRE SECTOR STOCKS. HOWEVER, MANY SECTORS ARE UNDERPERFORMING DUE TO THE GLOBAL PANDEMIC AND ECONOMIC SLOWDOWN. THIS...

THIS PAPER AIMED TO INVESTIGATE COINTEGRATION AND CAUSALITY EFFECT WITH BASE TO RUSSIAN FINANCIAL MARKET OVER UKRAINE, HUNGARY AND ROMANIA, (2) WHETHER IS THERE ANY OPPORTUNITY FOR HEDGE THE INVESTMENT IN ONE MARKET BY INVESTING IN ANOTHER MARKET. FOR THIS PURPOSE WE EMPLOY VECTOR ERROR CORRELATION MODEL (VECM) AND CCC GARCH ON THE SAMPLE DATA FROM...

THE SOCIAL RESPONSIBILITY OF ORGANIZATIONS IS RELATED TO ISLAM'S EMPHASIS ON ISLAMIC VALUES SUCH AS SOCIAL JUSTICE AND LIFE BALANCE, BY WHICH THE BASIC REQUIREMENTS FOR HUMAN LIFE ARE PROVIDED. ACCORDING TO JURISPRUDENCE AND SHARIAH (ISLAMIC LAW) TEXTS, ISLAM'S MAIN GOAL OF SOCIO-ECONOMIC JUSTICE IS TO ESTABLISH FAIRNESS IN SOCIETY, SO IT IS SAID T...

High frequency data is a recent entrant to the world of statistics as they relate to the markets. This study measures the volatility of S& P / Toronto index by utilizing the GARCH family models (EGARCH, TGARCH, MGARCH and PGARCH models) using a daily database counted 7636 observations. The empirical results for the selected index for the whole-time...

The aim is to provide a framework for statement organizational research problems. State the problem is the most important reason for the researcher to choose the subject. Although research has been done on the characteristics of expression of research problems, but in organizational research, no framework for expressing the problem has been provide...

This paper estimates NIFTY index from Indian stock market by considering a cluster of MSCI European, Middle East and Asian stock market indices. In the forecasting process, we obtain group of independent variables to test its relative impact over dependent variable (NIFTY) considering a sample size of daily observations from January 2000 to Decembe...

This research aims to quantify the linear and non-linear relationship between debt and economic growth in selected developing economies. Based on theoretical arguments and annual data considerations in modelling the debt and growth as a complex relationship across countries, our panel methodology is based on the fixed effect technique. Our core fin...

Workplace injuries and accidents have an adverse effect on the lives of textile workers. The research study investigates the moderating effect of ethical climate on the relationship between safety management practices and safety behaviour. A simple random sampling technique was employed to collect data from 12 textile companies. A total of 384 text...

The COVID-19 pandemic has brought rampant changes in skill needed in the labor market. It has accentuated technological disruption leaving millions in dire need of reskilling and upskilling. In this paper, we empirically analyze the impact of the COVID-19 pandemic related lockdown on the thrust of skills upgradation among people. By analyzing the G...

The present research study is an attempt to analyse the effects of various levels of education and income inequality on real GDP per capita, in the COVID-19 pandemic era, including 70 countries. We found empirical evidence that the relationship of various levels of education with growth of real income per capita remained the same in 2020 as it was...

The main aim of this research paper is to investigate the volatility dynamics of South Korean stock market. The sample data covers the long time period from December 1996 to September 2022, which also includes certain extreme events such as: the Asian financial crisis of 1997, the global financial crisis of 2008, the COVID-19 pandemic, the war betw...

This study was conducted in an effort to better understand how decisions made by the government in Pakistan regarding taxation and spending have affected crime rates over the years 1980 to 2020. The Vector Error-Correction model suggests that the government's policies have a causal effect on crime rates in the long run. The study concludes that ris...

This research study scrutinized the financial signs that were overlooked or were failed to be controlled by Virgin Australia from 2012 through 2019. Empirical research was done based on secondary data retrieved from the annual reports of the company. The annual reports of the company were analyzed in a multi-dimensional manner using financial analy...

WITH THE GROWTH AND DEVELOPMENT OF SOCIETY'S ACCESS TO TRANSPARENT INFORMATION AND THE MOVEMENT OF MONOPOLY MARKETS TOWARDS FREE COMPETITION AT THE REGIONAL AND GLOBAL LEVELS, NEW NEEDS HAVE BEEN RAISED IN BUSINESSES AND COMPANIES HAVE BECOME AWARE OF SOCIAL ISSUES. ONE OF THE MOST RECENT CONCEPTS RAISED IN THIS FIELD IS THE CREATION OF SHARED VALU...

THE HEALTH OF TRANSGENDER INDIVIDUALS ARE AT HIGH RISK IN DEVELOPING COUNTRIES. THE TRANSGENDER INDIVIDUALS ARE DESTITUTE OF BASIC HEALTH REQUIREMENTS IN THESE COUNTRIES. EVEN THOUGH TELEMEDICINE SATISFACTION QUESTIONNAIRE (TSQ) AND TELEHEALTH USABILITY QUESTIONNAIRE (TUQ) ARE CONSIDERED VALID AND RELIABLE INSTRUMENT IN DEVELOPED ECONOMIES. BUT IT...

This research makes an attempt to understand various factors that influence the adoption of mobile applications. Within the context of the “Unified theory of acceptance and use of technology” (UTAUT) modified model, considering the upcoming demand and increase in demand for mobile-banking applications, the researcher tried to explore the theoretica...

This study aimed to analyze the normal and abnormal loss of a jeans manufacturing company in India. Personal interviews and observation methods are used in this study. Abnormal loss in quantity and rupee value is computed for 40 days of production based on the observed data. Mean abnormal losses are computed and one sample t-test is applied to test...

Education and health are considered a cornerstone for obtaining targeted development in any society. Moreover, both sectors promote prosperity greatly. In this changeable epoch, people are thought out as the real wealth of any nation and this wealth with good human capital serves the economy very efficiently and productively. This research study ai...

The oil and gas industry plays a significant role in the economies of many countries today. Due to various factors, including oil price fluctuations, wars, sanctions, and many other instances, selling and supplying these products at low prices is necessary. As a result, the global economy may suffer as well. Supply chain management is one way to re...

India is the fastest developing economy in the world. The Indian economy is the seventh biggest economy in the world in terms of GDP and the third biggest by purchasing power parity after the US and China. The Indian economy has seen a lot of changes from acting self-dependent to opening its entryway for worldwide exchanging by introducing Liberali...

The banking sector is one of the main sectors of our economy and generates huge revenue income. India is a nation with impressively splendid banks with ample resources and rules and regulations that are well-regulated. GST, i.e. Goods and Service Tax, a new tax regime launched at midnight on 1 July 2017, is one of the biggest transformations faced...

The future in the services industry belongs to Artificial Intelligence (AI) driven machines, which is a major source of worry for the job market in India. Over 50% of India’s GDP constitutes services, and it is a major source of employment for the skilled manpower of India. The research measures the impact of AI on service jobs in India based on qu...

Project risk is an uncertain situation or event that, if it occurs, may have a negative or positive effect on one or more project objectives, such as scope, schedule, cost, and quality. Major industrial projects are increasingly facing complexity and uncertainty. The scope of this paper is related to petrochemical projects, in which risks directly...