Rajesh Tiwari

• PHD
• Professor at Graphic Era Deemed to be University

Increasing use of digital payments, cyber fraud is a major topic of concern. Artificial Intelligence and its techniques can prove to be of great importance to find a solution for this concern. The study provides a thorough exploration of how AI and ML are increasingly used to detect such credit card frauds. It can't be restricted to credit cards as...

Financial inclusion is essential to reducing poverty and promoting prosperity. The purpose of this research study was to know how Artificial Intelligence affects digital financial inclusion. The upliftment of the people at bottom of pyramid through financial inclusion is crucial. Fintech can play a useful role on financial inclusion of the bottom o...

The current research focuses on reviewing the relevant factors responsible for developing a farming community in India. A significant segment of the Indian population depends upon agriculture. For the development of the economy, there must be proper formulation and execution of relevant policies. A review of related studies was conducted to find th...

India is the largest supplier of generic drugs in the world. India is the third largest by volume and fourteenth most significant in terms of the value of production of pharma products globally. The study examines the war's impact on the Indian pharmaceutical sector. The pharma stock data is obtained from the National Stock Exchange (NSE) India web...

Artificial intelligence has emerged as the technology with potential to enhance access, transparency, efficiency of health insurance. Poor penetration of health insurance is a cause of concern for people from economically disadvantaged groups. The chapter explores bibliometric analysis of use of artificial intelligence for health insurance. The Sco...

This research’s goal is to identify the variables that influence consumers’ decisions when they buy prescription drugs online. This study investigates the factors influencing consumers’ decisions regarding online pharmacies through a comprehensive investigation of the variables influencing purchasing decisions. The Unified Theory of Adoption and ut...

Contemporary societies are witnessing an unprecedented surge in technological advancements across various domains, with education being no exception. In alignment with this evolving landscape, educational institutions are increasingly incorporating information and communication technology (ICT) as an integral tool for facilitating teaching and lear...

Technology has disrupted business and administrative functions. Higher education in Indian universities is in nascent stage of adoption of technology for sustainability. Circular economy has gained attention of researchers and stakeholders. This chapter explores the role of technology-enabled integrated fusion teaching for developing sustainable so...

Sustainability of has attracted attention of researchers, policy makers, organisations and stakeholders. In the current era of geo-political uncertainty, sustainability of returns on investment has been a cause of concern for investors and portfolio managers. This study aims to conduct a holistic assessment to thoroughly analyse the Indian Initial...

Purpose The digital disruptions have provided alternative methods of monetary transactions. Despite the digital wave, cash as a payment option has regained its position. The purpose of this research is to investigate behavioral intentions of mobile wallet (m-wallet) users. The paper explores the dynamics of perception, behavioral intention motivati...

span lang="EN-IN">Finance has been the most important aspect of people’s lives for making small to large decisions in life. Finances affect our ability to invest in opportunities, save for uncertain future events, and purchase necessities. In addition, money has a significant impact on reducing poverty, creating jobs, and advancing society. On the...

Deepfake technology utilization has grown riskier in the midst of rapidly evolving digital technologies, which has a significant impact on a number of industries, especially finance. To measure the impact of the independent variables given in a conceptual model on the perceived threat of deepfake technology, a questionnaire was framed and circulate...

Innovation in lending practices has challenged the monopoly of banks. Peer-to-peer lending, commonly referred to as P2P lending, has gained attention of non-bank financial institutions and other stakeholders. To examine the research trends in peer-to-peer lending, publications during 2013 to 2023 were analyzed. The Scopus database was used in the s...

Green finance plays a crucial role in promoting sustainable development by funding environmentally friendly projects and supporting the transition to a low-carbon economy. This study conducted a bibliometric analysis of 2,138 articles published from 1998 to 2021 to identify key themes and trends in green finance literature. The analysis included co...

Disruptive technologies have ignited a profound transformation in the landscape of computational finance. As the realms of finance integrate cutting-edge technologies like quantum computing, artificial intelligence, blockchain, and big data analytics, the limits of financial possibilities are continually being pushed further. As artificial intellig...

Technology has disrupted business processes. The financial sector cannot remain isolated from the technological disruption. Financial forecasting has attracted the attention of researchers attempting to explore technology driven forecasting. This chapter explores the development of financial forecasting tools. Artificial intelligence has gained pro...

Technology has disrupted business and administrative functions. Higher education in Indian universities is in nascent stage of adoption of technology for sustainability. Circular economy has gained attention of researchers and stakeholders. This chapter explores the role of technology-enabled integrated fusion teaching for developing sustainable so...

Blockchain has gained the attention of stakeholders as a potential technology for peer-to-peer transactions. Traditional online financial transactions are susceptible to cyberattacks. The poor adoption of online payments has been a concern due to security issues. Blockchain offers a secure alternative for banks and non-bank entities engaged in the...

The paper examines students' perceptions of AI in financial decision-making. It found that 88% of students believe AI is crucial, but 49% reconsider traditional financial career paths due to AI's prominence. Additionally, 84% recognize the importance of AI education, but only 55 students received any AI instruction. Those who did received AI...

Call for Book Chapter

An exponential rise in the population, increases greenhouse gas (GHG) emissions through different human activities and has raised serious concern about climate change and global warming. This has also resulted in a sharp increase in the gap between the demand and supply of energy. It turns aggravated the need for the usage of non-exhaustible source...

This study explores the research on Environment, Social and Governance (ESG) investments, which have emerged as a feasible way to strike a balance between sustainability, responsibility and profitability. The article employs bibliometric technique to analyse 161 articles published on ESG investments after 2007 in Scopus database. The data were anal...

This study explores the dynamics between job satisfaction and welfare measures in the industrial sector. The northern region of India is selected for the study. Delhi National Capital Region, Punjab, and Haryana states were considered. Data was collected through a questionnaire. The response of 750 middle level of employees was subjected to confirm...

The present chapter explores the sustainability of mobile payment wallets amid low-cost data usage. To evaluate sustainability, the chapter evaluates the association between perception and satisfaction of m-Wallet. The chapter examines 506 m-Wallet users' perception and satisfaction. A self-administrated questionnaire was used to collect responses...

Disruptions involving integration of cyber physical systems are changing the industrial ecosystem in the form of industry 4.0. A competent and educated workforce is required to materialise industry 4.0 in India. This study evaluates impact of technology enabled integrated fusion teaching for students in an affiliated college in Delhi NCR region in...

Women entrepreneurship is playing an important role in society by generating employment opportunities and inspiring the next generation of women entrepreneurs. Uttarakhand is one of those states in India where women have always been involved in agriculture, forestry, livestock, cattle care and dairying. They are good in managerial skills, leadershi...

A fragmented and inefficient banking has been a challenge for sustainable and inclusive growth in India. The largest democracy in the world needs robust, efficient and technology driven banking to reap the benefits of economies of scale, scope and inclusion. HDFC bank has announced merger with HDFC. The paper examines the impact of leadership on su...

Banking is the lifeline of an economy. India as an emerging economy aspiring to achieve the status of a developed economy needs robust and inclusive banking sector. Russia Ukraine war has impacted global supply chain and currency exchange rate. This paper examines the impact of war between Ukraine and Russia on the performance of banking stocks. Se...

Russia Ukraine war has led to supply chain shock globally. The Indian political establishment had a tough time balancing the Russia and West. The paper explores the impact of Russia Ukraine war on Indian Rupee US Dollar exchange rate. Secondary data is used for the study. Rupee exchange rate of 120 days before and after the start of Russian Ukraine...

Sustainability has gained the attraction of policy makers, corporates, investors and other stakeholders across the world. The Environment, Social and Governance (ESG) investing has emerged as an attractive option for those seeking to balance profitability with sustainability.

The covid pandemic has brought healthcare to the forefront worldwide. Developing economies had a tough time in Covid due to weak healthcare infrastructure. India is one of the developing countries that managed the health crisis with scarce resources but also provided relief to many countries. Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana provide...

M-Wallet users in India are growing day by day. The present paper describes the gender perspective towards M-wallet in North India. The objective of the study is to identify the gender difference regarding uses, referred, and effect of satisfaction and security on the preference of using m-Wallet. Data from 506 m-Wallet users have been included in...

This research article explores the effect of mobile wallet users’ perception and satisfaction on preference for mobile wallets. The paper further examines the mediating effect of satisfaction on preference of m-wallet. Primary data was collected through online survey from 506 mobile wallet users between August and October 2020. The study employed e...

Farmers in India have been the victim of systemic neglect and live a marginalized life. Crop failure due to natural calamities and unfavourable climatic conditions puts farmers in a challenging situation leading to extreme hopelessness and suicides. This article provides an overview of the crop insurance scheme, Pradhan Mantri Fasal Bima Yojana (PM...

This article explores the role of information Technology in women empowerment. India has become a dominant player in the information technology industry globally. In the past decades industrial scenario in India was dominated by agriculture and manufacturing sector growth. But in the last 10 years especially after 1995 information technology indust...

The paper evaluates the impact of teaching and industry experience of university teachers with industry academia interactions. The industry academia interface is underdeveloped in India. Except few premier institutions, majority of the academia institutions work isolated with industry. Poor employability of graduates is a cause of concern. Effectiv...

A country with young demographic profile has potential to transform the challenges into opportunities. The higher education system plays an important role to equip manpower with the skills to manage corporate sector, promote entrepreneurship and develop leaders for socio-cultural transformation. The Indian higher education system has witnessed incr...

The paper evaluates the industry academia interface in private and public universities of India for success of Make in India. The Make in India program is a bold step of the government to improve manufacturing sector. The policy can become a source of economic growth, provided skilled manpower is available to covert the dream of Make in India into...

The paper examines the profitability and non performing assets of two largest private sector banks in India. The secondary data of five years from 2013 to 2017 was considered for the study. Two banks with largest market capitalization, HDFC Bank, and ICICI Bank were selected for the study. The study found that there is a significant difference betw...

The paper evaluates the factors that motivate university teachers and their association with the demographic factors. A descriptive research design is used for the study. The primary data is collected through questionnaire from teachers of private and public universities of North India. The data is analyzed through descriptive tools and analysis of...

The cases of unethical practices in different areas of business have been witnessed in Indian corporate history. The financial frauds and unethical practices have severely damaging effects on the people who are affected by such practices. Corporate leader Mr. Subrata Roy Sahara has spent years in jail under the investigation of case of financial ir...

In the recent years managers have devoted considerable attention towards the strategic implications of corporate social responsibility (CSR) towards a sustainable future. It is not only the responsibility of the Government to provide legislative framework, to look after the environmental sustainability but it demands an effective participation from...

The paper proposes a model for management of higher education institutions. Higher education system is crucial to support the knowledge economy and reap the benefits of demographic dividend. The paper draws upon the primary data from survey of teachers in private and public universities and review of literature. The data was analyzed using descript...

The paper explores the trend of supply of professional education institutions. The secondary data is analyzed to investigate the reasons for large number of vacant seats in professional colleges. The last two decades had witnessed unprecedented growth in institutes of higher education primarily due to private sector participation. The private secto...

The article explores the impact of culture in Indian higher education on entrepreneurship. The higher education institutions have an important role to play in preparing future business leaders and entrepreneurs. The study evaluates the power distance, individualism and masculinity variables in private and public universities in north India along wi...

The paper reviews the impact of budget on economic growth and development. The railway budget and union budget has reflected the intention of BJP government on efficiency and financial discipline. Populist announcements have been missing. The macro and micro level issues have been considered. The black money has also been made a part of the budget....

The paper investigates issues and challenges in Indian Higher Education (HE). The growth seems to have has happened only in few selected number of higher education institutions. The researcher audits this fact using primary data, which has been used to examine satisfaction of faculties in private and public universities. The policies for higher edu...

The paper evaluates the significance of hedging for managing financial risk for textile exporters. The global trade provides both opportunities as well as challenges. The volatility in currency can have serious consequences for survival of business. Textile industry is an important contributor of GDP and source of employment generation. Majority of...

The paper attempts to analyze the correlation of dividend payment and capital structure with market price of firm. The financial performance of Tata Consultancy Services (TCS) is also analyzed. The secondary data from financial statements are used for the study. The data of five years is considered. Information Technology has made its mark in the w...

The article explores the economic and social impact of e-commerce. E-commerce is currently growing at 30% .shopping site eBay Inc. is growing at 60%. The number of customers of the company has increased from one million users to 2.5 million in India in the last four years. Some of the popular imported items imported by Indians include home decor, b...

The paper highlights the issues and challenges of Indian aviation industry. The milestones and major issues faced by the companies in Indian aviation industry are discussed. The monopoly of public sector may have ended, after entry of private players in the airline industry, but the industry growth is restricted by tax structure, lack of infrastruc...

The Indian pharmaceutical industry is expanding its operations both in terms of quantity of generic drugs and quality of formulations with a growing presence across the world. The present study is an attempt to analyze the correlation between the capital structure and dividend policy with the market price in the pharmaceutical company, Cipla. The s...

The paper evaluates the issues and challenges of plastic money usage in India. The entry of private players and adoption of information technology have brought transformation in the way financial transactions are being done. Plastic money has emerged as a cost effective and convenient way to make financial transactions. The private banks are leader...

The paper analyses the impact of demonetisation on stock market and foreign exchange rate. The secondary data is used for the study. The BSE Sensex is used to assess the impact of demonetization. US dollar and Indian Rupee foreign exchange rate is considered. Sensex and sectoral indices data was obtained from BSE website. Exchange rate data was obt...

The paper reviews the current scenario of MSME sector. MSME is an important contributor in economic growth of the country. The MSME have the potential to accelerate economic growth as they promote entrepreneurship and provides employment opportunities besides contributing in the export earnings and inclusive growth. The MSME have been neglected in...

The paper evaluates the role of higher education institutions and industry academia collaboration for skill enhancement. The success of higher education system depends significantly on the quality of teachers. The rising demand for higher education on account of changing demographic profile of the country and also from the demand from industry for...

The article explores the geographical distribution of private sector banks in India and its impact on financial inclusion. The article evaluates the correlation of number of private bank branches with economic freedom and ratio of development expenditure of states to gross state domestic product. At end March 2010, 50.6 million no frills account we...

Unemployment has been a major problem for India from a long time. The problem of unemployment is a global phenomenon, with international bodies like ILO predicting the rise in unemployment in India in coming years. The study attempts to find out the effect of economic growth on unemployment rate in India. Gross Domestic Product has been considered...

The paper evaluates the impact of capital structure on profitability and market price of large cap and mid cap Indian pharmaceutical companies. The pharmaceutical companies listed in NSE and NSE midcap index were selected for the study. The secondary data was considered from 2013 to 2017. The study examines the validity of Modigliani Miller irrelev...

The paper evaluates the role of human capital and innovation in economic growth. Human capital and innovation has become crucial for economic growth in the globalized economy. The study compares human capital, innovation parameters and GDP for India and China. Secondary data is used for the study. Patent and GDP data is considered from 2001 to 2015...

This chapter evaluates the role of tourism for economic growth of India. Tourism and hospitality sector contributes 6.8% in India's GDP. For a country with 30 world heritage sites and a rich culture, tourism and hospitality industry has great potential to enhance tourist flow and accelerate economic growth due to multiplier effect of tourism on job...

The Indian banking industry is dominated by public sector banks. The poor financial inclusion is a challenge for the banking industry. The private sector banks were given licenses by RBI. These banks have also focused on the urban areas and ignored financial inclusion. RBI recently awarded in principle approval to Bandhan and IDFC to set up banks....

The Indian higher education is witnessing a phase of rapid growth in terms of number of new institutions offering professional courses. The industry on the other hand finds large percentage of graduate's unemployable. The students are not getting a fair return on their investment in higher education. The private and public sector institutions have...

The paper evaluates the key issues for transformation of Indian higher education system. The proposed inputs for transformation have been derived from literature review. The downfall in quality of Indian higher education is evident from parameters of poor employability, poor international ranking of Indian higher education institutions, poor resear...

The paper analyzes the impact of financial performance and financial decisions on the market value of Infosys. The secondary data is used for the study. Apart from financial performance, capital structure and dividend decisions are evaluated. Data of five years is considered. Infosys has grown from a capital base of US$250 to a company with a marke...

The paper analyses the issues involved in industry academia interface. The demographic profile of India and transformation of economy into a knowledge economy creates the need for an active industry academia interaction. Poor employability of the graduates highlights the isolation between the academic institutions and industry. The knowledge econom...

The paper evaluates the satisfaction of university teachers. India has the largest higher education system in the world. Teachers are the most important resource in the higher education system. The best of infrastructure and curriculum cannot transform students into better professionals and individuals without dedicated efforts of motivated teacher...

The paper evaluates the challenges facing Indian higher education and proposes a 5C model for management of higher education institutions. The higher education sector has shown growth in number of institutions. Private sector has made a remarkable impact in terms of providing an option for higher education and adoption of technology. However the de...

The paper discusses the conceptual framework of issues of management of higher education institutions. The paper discusses the dynamics of transformational and transactional leadership styles of faculties using secondary data. The paper explores theoretical debates on leadership in academic institutions. Transformational leadership inspires faculti...

The paper explores the issues and challenges of the affiliation system in Indian higher education system. India has the one of the largest system of higher education in the world with 33,023 institutes (UGC,2012) compared with 6,742 in the US and 4,297 in China(FICCI, E&Y Report, 2011). However in terms of quality only one Indian university, IIT Bo...