Nelson Lajuni

Universiti Malaysia Sabah (UMS) | ums · Faculty of Business Economics and Accountancy

The cutting-edge development known as FinTech is now fast replacing traditional financial services all over the world. Despite that, UAE consumers are still not embracing FinTech services at the expected rate. This study hence suggests expanded research based on the unified theory of acceptance and use of technology (UTAUT) to deeply examine the ob...

Globally, governments and researchers alike are committed to educating people about financial literacy/knowledge primarily through financial education as a platform. However, frequent changes in the domain have impeded progress toward elevating overall financial literacy across the population. As such, this study will examine the overall developme...

Leadership topic has always had a special place in the heart of every community around the world. Although leadership style is not a new concept and has been discussed many times in the past, not many studies have been conducted so far, mainly on how leadership styles among natives in Sabah (North Borneo) influence community attachment. Thus, this...

Research on sustainability reporting is becoming increasingly important. Despite the growing body of literature on sustainability reporting, little is known about its past trends and how research areas might evolve in the future. Recognizing and understanding the research trend related to sustainability reporting will enable future researchers to p...

To increase knowledge of the perspective of accepting financial transactions using blockchain technology and cryptocurrency among millennials is one of the agenda of the financial sector industry players. Although this issue is important, the number of studies related to financial acceptance using blockchain technology and cryptocurrencies among mi...

The significance of investment decisions has increased the field's value among, particularly for investors and researchers. In this study, our review attempts to map trends and development of investment decision studies in the past, present and potential new knowledge or significant gaps in the literature for future references by utilizing bibliome...

Personal retirement planning is not a mandatory exercise; it is a voluntary preparation for the future. Regrettably, many are unprepared for this. Most people believe retirement planning is necessary just when they are approaching retirement or are too young to consider their retirement years. As such, retirement isn't only about relaxing in the "g...

Malaysia’s real estate industry is undergoing its digital transformation as COVID-19 takes effect. Both forms of physical property transactions have been digitalised, which prompted many opportunities for the sector. In response, the real estate industry acts as an enterprise that provides more streamlined offerings to buyers than ever before. Much...

Business activities were significantly hampered when the Movement Control Order (MCO) was issued in response to the COVID-19 epidemic. The ramifications of these MCO series have a direct and indirect impact on the bulk of company activities. As a result of the economic crisis, it triggered a severe depression. As a result, they looked for additiona...

This study's main objective is to investigate the effects of a product's brand image and its country of origin (COO) on East Malaysian consumers' purchase intentions. Results from past studies regarding these effects were initially explored to develop early hypotheses, which formed the basis of this study. The constructs of the COO and brand image...

Islamic studies have sparked a lot of interests among different cultural backgrounds and no longer foreign to the world community. Among issues that have gained attention among scholars was spirituality from the Islamic standpoint. Therefore, this study attempts to explore the connection between Islamic spirituality (belief, rituals and repentance)...

When technology leaps forward, the internal “capability gap” between new technology requirements and what incumbent companies/industries can implement is often an issue. Misalignment between technology requirements and an organization’s ability to meet them can also exist outside a company’s boundaries. Digital adoption, especially among local comp...

Financial technology has emerged as a game-changer to complement and enhance how the Millennial and Generation Z conduct transactions. Responding to calls of prior research, this study used the unified theory of acceptance and use of technology (UTAUT) to understand how performance expectancy and effort expectancy factors influence consumers' inten...

For both society and organizations, intellectual capital is critical. It could be a source of competitive business advantage that leads to the generation of wealth. This study aims to conduct a bibliometric review on current trend and development of 'Intellectual Capital' and 'Performance' over 63 years (1956-2020) on topics related to business, ec...

This paper examines the impact of risk willingness and opportunity recognition on business owners’ performance in Sabah, Malaysia. The paper adopts non-probability sampling, known as a purposive sampling method, in selecting business owners. A total of 600 surveys using self-conducted questionnaires structured on a 7-point Likert scale is distribut...

For both society and organizations, intellectual capital is critical. It could be a source of competitive business advantage that leads to the generation of wealth. This study aims to conduct a bibliometric review on current trend and development of ‘Intellectual Capital’ and ‘Performance’ over 63 years (1956-2020) on topics related to business, ec...

One of the most critical developments in the landscape of information and communication technology in the public sector is social media applications as a tool for disseminating information and increasing the performance in delivering services. We are confident that trust and posted topics can provide predictions to understand compliance with commun...

The relationship between employee engagement and organisational commitment has been established and documented in past literature. Hitherto, they are still very relevant and remain a pertinent subject to be discussed, especially with the rapid evolution of business and adjustments in the economic setting. However, much of the focus of past studies...

The advancement of the World Wide Web has resulted in the creation of a new form of retail transactions electronic retailing (e-tailing) or online shopping. The number of internet users has been steadily increasing all over the world, including developing countries. As the number of websites continues to expand and consumers increase their use of t...

The role of management accounting practices in enhancing customer satisfaction has often been overlooked by many. Therefore, this study aims to examine the antecedent role of management accounting practices and their influence on customer satisfaction. Non-probability purposive sampling technique was used to identify the respondents among hotel acc...

With the fast growth of business and rapid changes in the economic landscape, organisational commitment remains an important subject to be discussed in any part of an organisation. Thus, the present study examines the effects of perceived organisational support on organisational commitment among offshore employees in Malaysia. A study was conducted...

Muslims and non-Muslims alike have displayed a definite trend towards accepting Islamic financial products/services, thereby rendering it crucial to examine the determinants driving individuals to the intention to accept Islamic financial products/services. This study aimed to investigate the predictive power of Islamic financial literacy on the mo...

The small and medium enterprises (SMEs) in China have achieved a rapid and sustainable growth for more than three decades that have also contributed to China's economic development. However, the studies on public's sensitivity to environmental issues is still scarce which signals for more research to be conducted on the environmental topics. Theref...

This study examines the factors affecting millennials and generation Z’s purchase intention in online shopping. The variables under investigation, namely, impulse purchase orientation, quality orientation, brand orientation, online trust, and online purchase experience, were tested. The data collection approach used a web-based questionnaire that w...

The world of commerce has seen a revolutionary change by the increasing popularity of the Internet in the realm of online shopping. The involvement of the customer in the online purchase decision process has been the centre of focus in the literature for some timesince the organizations and industry are trying to determine the factors that contribu...

With the new norm in business environment post-COVID-19 outbreak in late 2019, most of the organisation struggles in adapting to address unprecedented changes that indirectly affect the organisation's relationships with its own employees. Thus, employee engagement still remains a relevant subject to be discussed. There were limited studies that hav...

With environmental issues such as global change, pollution and depletion of natural resources impacting human daily life, businesses need to learn how to mitigate, reuse and recycle to conserve our environment whilst caring about human beings and optimising benefits. Sustainable management looks above short-term quarterly profits and focuses on lon...

This study attempts to examine the dimensions of cooperative characteristics towards trust in cooperative brand. Although there are abundance of studies on brand’s trust in the marketing literature, little has been done on the factors leading to brand’s trust in the cooperative context. Specifically, the present study serves as a groundwork to exam...

Muslims and Non-Muslims alike have shown positive trend towards accepting Islamic personal financing. As such, it is vital to scrutinize determinants that drive customers towards the intention to accept Islamic personal financing. The purpose of this study is to examine the determinants of intention to use Islamic personal financing in an emerging...

Malaysia has produced a lot of successful entrepreneurs which mainly are Chinese and Malay. As a lot of success story being heard, this has prompted to the interest in studying the management practices and strategy of the entrepreneur by ethnicity in Malaysia. However, studies on the business culture of Indian Muslim Entrepreneurs seem not appearin...

This study attempts to examine the personal financial distress among Malaysians millennial generation by scrutinizing religiosity, financial knowledge, and financial behavior as the influencing antecedents. The study adopted social learning theory (SLT) to underpin and explain the conceptual framework. The data were collected from millennial genera...

This research is a case study involving an oil palm plantation company (Case Company) which owns seven oil palm plantations. These seven plantations had all been valued by Licensed Property Valuers (LPV) who used the market comparison method. The research study applies the Discounted Cash Flow Method (DCF Method), a quantitative financial model as...

This study attempts to examine the intention of financial behavioral change intention using extended Theory of Planned Behavior (TPB) to underpin the research's framework. Specifically, the objective of this study is to examine the effect of attitude, subjective norms and perceived behavioral control on intention to change the financial behavior. I...

Although there are abundance of studies on consumer loyalty in the marketing literature, little has been done on the factors contributing to the members’ loyalty in the context of cooperative organization which is unique in terms of its business function and goals in the emerging economies. The present study serves as a groundwork to determine the...

As there is an increasing trend of Muslims and non-Muslims accepting Islamic banking, it is crucial to reconnoiter customers' intention to use Islamic banking products. Such rationale is based on theoretical foundation and empirical evidence that customers' perception towards a particular product would lead to their intention to choose that product...

This paper aims to make a specific contribution to the issue of financial well-being among students of public universities in Sabah. The discussion on this paper aims to debate the importance of the policymakers to continue to learn, change and adapt to challenges within the internal and external spectrums of the environment to respond to the expec...

Although consumer behaviour is largely described as a process of acquisition, consumption and disposition, little has been done on disposition decisions, especially in the context of service market in emerging economies. The present study serves as groundwork to determine the factors that influence consumer disposition decisions of smartphones with...

Banks, which aim to attract a vibrant segment of competitive market, must identify the criteria based on which potential customers determine their bank selection decision. The study focuses on examining the bank selection criteria preferred by Labuanese. Seven parameters, viz., image, services offered, influences, incentives, security, conveniences...

This study analyses the causal relationship between exchange rates and stock prices for Thailand and Malaysia. By using daily data from 1993 to 2003, this study attempts to examine the relationship between exchange rates and stock prices in Thailand and Malaysia during pre and post financial crisis. The paper also investigates the long-run relation...

The main purpose of this paper is to examine the relationship between stock prices and exchange rates in Malaysia. This research considers high-frequency data of USD-MYR exchange rates and Kuala Lumpur Composite Index (KLSE) from July 22, 2005 to March 23, 2007, which is the period when the MYR was unpegged. The Johansen cointegration method sugges...

This paper examine the effects of three types of capital controls policies in Malaysia: (i) the existence of fixed exchange rates (indirect capital controls), (ii) controls on capital account and (iii) the stringency of requirements for the repatriation (direct capital controls) on FDI and PI flows as the dependent variable. The study examined the...

The main purpose of this paper is to examine the relationship between stock prices and exchange rates in Malaysia, for the periods immediately before and during the 1997 Asian crisis, and during the currency unpegged period. This research considers high-frequency data of USD-MYR exchange rates and Kuala Lumpur Composite Index (KLSE). The Toda-Yamam...

The main purpose of this paper is to examine the relationship between stock prices and exchange rates in Malaysia. This research consider high-frequency data of USD-MYR exchange rates and Kuala Lumpur Composite Index (KLSE) from 22 July 2005 to 23 March 2007, which is the period when the MYR was unpegged. The Johansen cointegration method suggests...

Life insurance isn't necessarily something we want to think about and at the same time, it is in reality something that we simply can't afford to ignore. For instance, life insurance had long been regarded as expensive, rigid, difficult to understand and good only for tax saving. The most broad-based challenge for all companies was to spread awaren...