Nataliia Prykaziuk

• Doctor of Economic Science Professor
• Head of Department at Taras Shevchenko National University of Kyiv

The rapid expansion of digital banking has revolutionised financial services globally and stipulated financial inclusion. Still, debates remain about the (in)equalities that digital banking can contribute to. Its impact varies significantly among different social groups, which is why this review will show how digital banking contributes to inequali...

Why should you read this monograph? Because, first and foremost, it explores the role of universities during wartime. The Russian aggression against Ukraine began in 2014, marked by the illegal annexation of territories, including the Autonomous Republic of Crimea. On February 24, 2022, the Russian Federation launched a full-scale invasion of Ukrai...

Social values hold heightened importance, particularly during wartime. Ukraine's social protection system is designed to help vulnerable groups of people, yet it faces financial constraints, with many resources being redirected towards military needs. Consequently, evaluating its effectiveness is crucial, and it is essential to develop recommendati...

The increasing integration of Artificial Intelligence (AI) into education requires studying the motives for its use among students. This study aims to identify the key motivations for economics students to use AI and compare these motivations by grade level and gender. The study examines satisfaction with the use of AI and analyzes the number of AI...

Ukraine's banking system plays a fundamental role in the functioning and development of our country's economy, as more than 90% of all financial services are provided by the banking sector. For the third year in a row, the Ukrainian banking system has been operating in the face of constant uncertainty and threats caused by a full-scale invasion. To...

The digitalization of the agricultural industry is manifested through the active use of innovative technologies in all its areas. Agribusiness owners have to constantly improve their security to meet new challenges. In this context, the existing cyber risks of the agrarian industry were assessed and their classification by possible consequences, su...

ESG risks relate to social, environmental and governance factors and they are currently in the focus of non-banking financial institutions mostly from a threat perspective. The nature and types of ESG risks have been clarified. It is generalized that ESG risks can be considered from two points of view: from the standpoint of the influence of stakeh...

The scientific monograph presents a study of sustainable development and the circular economy: trends, innovations, and prospects. It also examines aspects of sustainable business performance management, the formation of sustainability of countries, industries, regions, and enterprises. The monograph describes sustainable finance, banking and insur...

In a market economy, banks have extremely large opportunities to influence economic processes, which necessitates the regulation of their activities. The need to regulate banking activities is especially acute during the period of crisis in the country's economy, as banking activities are characterized by a much larger set of risks, which leads to...

The social protection system of Ukraine functions under the conditions of numerous challenges, namely demographic changes; the impact of globalization; changes in the labor market under the influence of digitalization; climate change; macroeconomic crisis caused by wartime. This creates pressure on the functioning of the specified system and requir...

Introduction. Today, the activities of insurance companies, like any other economic entities, are subject to a number of risks caused by new socio-economic conditions in the world, the existence of a touchless economy, recurring pandemics, and military aggression against Ukraine. Consequently, all these external factors have a certain impact on the...

Accurate forecasting of consumer loan market behavior gives banks a huge potential to optimize their credit strategies by proactively adapting to external changes. This study aims to analyze and predict consumer loan demand, supply, and profitability in the Ukrainian banking sector. Using a systemic dynamic approach, the interplay of five key facto...

У статті обґрунтована недостатність фінансової грамотності у звичному розумінні та аргументовано необхідності вивчення цифрової фінансової грамотності та її розвитку в населення. Обґрунтовано, чому цифрова фінансова грамотність поєднує в собі цифрову грамотність та фінансову грамотність та виділені основні компоненти, які найкраще визначають дане п...

Small and medium-sized enterprises (SMEs) create more than half of the added value, providing about two-thirds of employment in most countries. However, they need more liquidity, access to credit resources, and significant outstanding loans. This study aims to identify the impact of interest rates on outstanding loans of enterprises on their struct...

Stages of development of the banking system of Ukraine during 1991-2021 are highlighted in the article, the peculiarities of functioning at the present stage, taking into account the factors that hinder the effective functioning of the domestic banking sector are analyzed. The economic meaning of the concept of "systemically important bank" is subs...

The article defines the features of insurance services consumers protection in European countries. It was established that insurance services consumers protection is a complex process that requires the participation of many stakeholders and involves implementation of the set of activities in various areas. Firstly, “Transparency”. The implementatio...

The scientific monograph presents research in the context of technological development and social change. It addresses general issues of economics and public administration, presents current research in law, physical and mathematical sciences, etc. The publication is intended for scientists, lecturers, postgraduates and students, as well as the bro...

The management of non-performing loans is one of the most urgent issues of the banking system during the years of Ukraine's independence. This issue has become especially relevant in recent years, because of the crisis in the economic and financial systems. The article highlights the main factors that became the reasons for appearing of problem loa...

A comparative analysis of marketing strategies of selected Ukrainian and foreign insurers was conducted using the selected criteria. Based on this analysis, the peculiarities of marketing strategies of Ukrainian and foreign insurance companies are clarified, namely the formulation of the insurance company's mission and communication of corporate so...

The COVID-19 pandemic was a turning point for all participants in economic relations. The insurance market has faced new challenges related to the format of cooperation with clients changing, as well as the transformation of clients’ business. Remote work has identified threats that can not only stop the industry but also destroy it. One of the exa...

The article suggests methodological approaches to assessing financial stability of the banking system of Ukraine based on the use of comprehensive and taxonomic indicators with FSI taken into consideration. The paper outlined comparative methodology allowed to test the procedure of assessing financial stability to compare the practical effectivenes...

The article defines essence of financial literacy and its role in the Ukraine European integration processes, exposes the European experience and related domestic initiatives in the field of population's financial literacy improvement. It was established that in the process of financial literacy determining, it is important to focus not only on ind...

The article examines the process of implementing cyber insurance in the world and proposes a Roadmap for implementation in Ukraine. The key goals and objectives facing the insurance market of Ukraine and the regulator in order to achieve this goal are considered. Approximate deadlines for the necessary measures to prepare for the introduction of cy...

Ви відкрили підручник, створений фахівцями кафедри страхування, банківської справи та ризик-менеджменту Київського національного університету імені Тараса Шевченка. Пропоноване видання розкриває питання доцільності створення і специфіки функціонування центральних банків; акцентує увагу на таких мандатах центрального банку, як мандат монетарної стаб...

Ukraine has geographical conditions for development of different industries affected by natural and climatic factors. It is necessary to optimize the mechanisms of risk insurance. Modifications of the risk insurance, ways to improve its effectiveness are outlined. Selection of a multi-risk solution for the insurer for strategic findings of it as a...

Purpose – new challenges, including those induced by the Covid-19 pandemic and digital power, are exac-erbating instability for each entity and increasing the role of insurance, while necessitating the reformatting of existing approaches to insurance distribution. The purpose of the article is to develop a model of adaptation of the insurance distr...

The article is devoted to the study of internet insurance development in the light of the new circumstances, including its catalysts and inhibitors. The relevance of the topic chosen is based on the fact that such distribution channel as internet insurance helps to minimize face-to-face contact while insurance services distribution, that plays impo...

The environmental and health care challenges pose new requirements for the level of technological equipment responsible for uninterrupted financial flows. The research is based on the following indicators: gross domestic product; e-commerce revenue; the share of banks’ participation in e-commerce; the level of cash usage in developed and developing...

The article examines the process of implementing cyber insurance in the world and proposes a Roadmap for implementation in Ukraine. The key goals and objectives facing the insurance market of Ukraine and the regulator in order to achieve this goal are considered. Approximate deadlines for the necessary measures to prepare for the introduction of cy...

Introduction. Existence in the national economies of banks of foreign banking groups is today a form of financial globalization. The Ukrainian banking system is not an exception. Banks with foreign capital have a considerable influence on the domestic banking system and cause a complex of qualitative changes in it. The consequences of the presence...

The paper suggests a methodical approach to assessing the life insurance companies’ competitiveness, which is based on a combination of ranking and radar methods. The algorithm for such an assessment is developed, which covers seven progressive stages. The respective calculations revealed the most competitive life insurance companies currently exis...

In the current conditions of the Ukrainian economy, which is characterized by crisis phenomena and frequent changes in legislation, the insurance organizations are facing a number of difficulties in maintaining their financial sustainability. Moreover, these processes take place under the increased requirements for solvency of insurers. However, a...

The purpose of the paper is to explore prospects for the development of insurance mediation in Ukraine in line with the key vectors of the dynamics of the insurance mediation institute in Europe. The objectives of the article are determined by the need to analyse: the new EU Directive No. 97, the provisions of the new draft Law of Ukraine “On Insur...

A comparative analysis of the definitions of "systemically important", "systemically significant", "systematic financial institutions" was conducted, and the correlation between definitions was established in the article. It was discovered that the definition "systemically important financial institution" is the broadest among those which were inve...

This article discusses the issue of the state financial security and its components. The study compares the essence of financial security from different points of view, identifies internal and external threats to financial security, and defines the main financial security components, such as budget security, currency security, monetary security, de...

Essence of methods and tools of financial risk management of insurance companies are defined. It has been founf out that the methods of financial risk management of the insurer can be called a system of techniques in the field of financial risk management. Its use allows to solve a number of tasks to a certain extent. For example, it can allow to f...