Naima Bentouir

University of Ain Temouchent · Finance and accounting

This study seeks to examine the influence of financial inclusion on the banks' profitability in the MENA region. Using an econometric analysis, namely (GMM), using 79 banks as a sample, covering the period (2011-2021). We assessed financial inclusion by utilizing three indicators: the number of ATMs, the number of bank branches, and the number of b...

The distinction between entrepreneurship and rent-seeking is acknowledged, highlighting the significant role that entrepreneurship education plays in fostering employment opportunities, productivity, economic growth, innovation, and competitiveness. This approach ultimately enhances a country’s standing in the global market. This study aims to eval...

Despite most societies having recognized the vital role of entrepreneurship in driving economic progress, there is still a lack of understanding of the components of innovation, entrepreneurship, and growth and the relationship between microeconomic foundations of development and macroeconomic outcomes. Moreover, the impact of new venture competiti...

The main goal of this academic investigation is to improve theoretical and practical understanding of the startup industry. This includes a thorough analysis of the essential elements and drivers that support the development of a healthy ecosystem. A thorough examination of numerous models' representative of startup ecosystems, including the 3M mod...

This chapter aims to provide insights into the importance of empowering women in entrepreneurship and its potential impact on economic growth. In this study, the authors analyze the influence of women's entrepreneurship on economic growth with a particular focus on Algeria's environment. The research highlights the significant role played by Algeri...

Presentation about research methodology for PhD candidate and beginners researchers within doctoral Day program at Relizane University, Algeria.

The economies of most Arab countries rely on oil rents, making their financial marketsvulnerable to volatility. The aim of this study is to test the relationship between oil prices and thestock prices indexes in the exporting and non-exporting Arab countries and compare this effect withthe developed countries.We used weekly data during the period f...

In the emerging governments, the share of the population with access to basic financial services tends to the lag significantly behind the developed economies. This can be chalked up to the relatively smaller size and sophistication of the banking sector, lower incomes and a higher degree of informal employment and patchy identification records pre...

Recent developments in the oil and oil-related industries have made energy security a top priority. Concerns about immediate threats to economic growth as well as long-term energy security are sparked by high costs. To maintain the life quality for everyone in the world, there is a significant shared interest in ensuring that the globe can produce...

We aimed to sort-out an alternative method to predict the Break-even oil price using the benchmark model Black-Sholes. The investigation based on daily oil prices data covering the period of 02/01/2013 to 21/09/2020. The main results highlighted a significant and strong correlation between the fiscal breakeven prices based on the Black-Scholes mode...

In this study, the authors highlight some of the corporate governance mechanisms of Islamic banks, considering the board of directors, and empirically investigate its influence on the financial stability of Islamic banking. They employed regression analyses to test the effect of the board of directors' characteristics on the financial stability of...

The chapter studies the impact of the shariah board's characteristics on the financial stability of Islamic banks. Regression analysis is used to investigate the effect of the shariah board's characteristics on the financial stability of Islamic banks, employing a panel data set of 60 Islamic banking from 2015 to 2018. The findings show that a skil...

The paper aims to examine the dynamic conditional correlation between three major cryptocurrencies: Bitcoin, Litecoin, and Ethereum, during the Covid-19 pandemic. Our sample includes two panels: before/during Covid-19 covering the periods of 01/01/2019 to 12/31/2019 and from 01/01/2020 to 01/03/2021 using hourly data and the DCC GARCH model. The em...

The relationship between economic growth and tourism indicators

The aim of the present paper is testing the impact of the Ukraine-Russia invasion on food security. To achieve our investigation a daily data was used for the period of 20th September 2020 to 20th September 2022 using most vulnerable commodities to this geopolitics risks. Primary findings under T-GARCH model concluded that the variables highly affe...

This study aims to identify the role of information and communication technology in improving electronic payment methods. The descriptive-analytical approach has been applied. We have learned about the concepts of ICT and electronic payment methods and the impact of ICT on these methods. On the applied side, an El Oued was distributed to a staff sa...

This study aims to test the relationship between knowledge generation and organizational creativity. The second method was surveyed (analytical) using exploratory research through the survey as a data collection tool. The validity coefficient was measured as a reasonable degree of stability was obtained for a sample of (46) individuals. The data wa...

Oil-exporting countries suffer from the volatility of oil prices, especially in the recent period, which makes them vulnerable to risk trying to find a hedging strategy. This paper aims to propose a new method to predict the Fiscal Breakeven oil price, for oil-exporting countries based on an empirical study using the Black-Scholes model in Algeria....

The economies of most Arab countries rely on oil rents, making their financial markets vulnerable to volatility. The aim of this study is to test the relationship between oil prices and the stock prices indexes in the exporting and non-exporting Arab countries and compare this effect with the developed countries. We used weekly data during the peri...

Investment behaviour, techniques and choices have evolved in the options markets since the launch of options trading in 1973. Today, we are entering the field of Big Data and the explosion of information, which has become the main feature of science, impacts investors' decisions and their trading position, particularly in the financial markets. Our...

The options pricing on financial assets represents a subject of great interest to academics and practitioners in the financial markets; it is also a phenomenon that has preoccupied specialists in financial and mathematics domains. The Black-Sholes model (1973) is the benchmark model of many models; this model provides us with a basic tool for the...

In the financial markets, the financial institutions and banks use the financial derivatives for hedging against systemic risks, for speculation or/and arbitrage. This study aims to investigate mainly whether the use of financial derivatives makes banks reducing their systemic risks. Using the data of 19 commercial banks from GCC during the period...

This paper aims to testing the co-movement, and conditional correlation of DJ Sukuk index and Bitcoin (cryptocurrency) prices during 2009-2018. We use the dynamic conditional correlation and GARCH models. Our finding concludes that there is a week linear correlation between the sukuk and bitcoin returns, other finding showed the absence of the dyna...

Stability of economics over the world represented by understanding the relationship among the interest rate and inflation rate. This paper investigates the relationship between inflation rate and nominal interest rate based on Fisher equation, using a monthly frequency data in case of Venezuela between 1/1/1990 to 31/12/2016. The Dickey Fuller (ADF...

In the financial markets, the financial institutions and banks use the financial derivatives for to hedge against systemic risks or for speculation or/and arbitrage. This study aims to investigate mainly whether the use of financial derivatives makes banks reducing their systematic risks. By using the data of 19 commercial banks from GCC during the...

The commercial banks are working on innovative ways to achieve profits instead of traditional methods, and hedging of systemic risks by using financial derivatives because of the uncertainty and high volatility in the global and domestic financial markets especially in Golf Cooperation Council " GCC " countries. In this paper we investigated the ef...