Mushtaq Ahmad Shah

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Verified

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• Doctor of Philosophy
• Professor (Assistant) at Lovely Professional University

Inclusive and sustainable development, collective access to assets, reduction in poverty and overall improvement in individuals' well-being can all stem from financial inclusion. However World Bank study estimated 2 billion working age adults globally, more than half of the total adult population have no access to the formal financial services. Cos...

Agriculture occupies a prominent position in Indian economy, not only because it accounts for 17 per cent of India's gross domestic product (GDP) but also engages more than 50 per cent of the country's workforce. However, Indian Agriculture is confronting the major challenges with respect to ever growing population to feed, reducing natural resourc...

Purpose India’s construction sector faces substantial challenges with project delays and cost overruns. According to the Ministry of Statistics and Programme Implementation, an astounding 431 out of 1,820 projects reported cost overruns, whereas 848 projects experienced delays in 2023. These delays and overruns often push costs 30%–40% beyond initi...

India,a pivotal player within the global agricultural landscape, derives considerable economic value from its tea industry, which occupies a critical position in both rural employment and foreign exchange earnings. While tea production has shown steady annual growth, export expansion has lagged, constrained by a complex interplay of factors. This s...

This chapter explores the integration of blockchain technology into accounting information systems (AIS) within large corporations, addressing the limitations of traditional centralized systems such as data inaccuracies, fraud, and inefficiencies. Through a mixed-methods approach, including quantitative data analysis and qualitative case studies, t...

Corporate Social Responsibility (CSR) initiatives are primarily aimed at enhancing impact on society and the environment beyond its core business activities. These initiatives focus on various aspects such as poverty alleviation, healthcare, rural development, promoting financial literacy, education, and environmental protection. Despite the growin...

This study examines the influence of FinTech technologies like crowdfunding, blockchain, and mobile payments on the entrepreneurial intentions of young Indian entrepreneurs. A quantitative research design was used to collect data from 150 respondents using a structured questionnaire. The study used exploratory factor analysis (EFA) and reliability...

In the modern business landscape, the confluence of digital technologies with supply chain management (SCM) has ushered in an era of unprecedented change and opportunity. The concept of SCM, once rooted in traditional logistics and operational efficiency, has evolved into a sophisticated, technology-driven discipline. It is essential to leverage ad...

Blockchain technology has been recognised for its potential to improve transparency, traceability, and security in the financial industry, prompting the RBI to push banks to implement it into their operations. Blockchain has applications outside banking and finance, including in agro-food supply chains, land record administration, intellectual prop...

The metaverse presents an unprecedented opportunity for banks to innovate and transform their services, offering immersive and interactive experiences to customers. However, this virtual frontier comes with a myriad of security challenges that must be meticulously addressed to safeguard sensitive information, prevent fraud, and ensure regulatory co...

Sustainable economic growth necessitates efficient management of the growing environmental degradation and climate change problems. To address the climate catastrophe, more investments, research and development activities, and public education about the benefits of renewable energy sources are required. This comprehensive bibliometric study explore...

This study evaluates Corporate Social Responsibility (CSR) practices in India's banking sector. Although recent CSR research highlights various contextual and organizational factors that link CSR to corporate performance, few studies specifically address the extent and nature of CSR activities carried out by banks under CSR Act of 2013. The private...

As digitisation transforms the financial environment, central banks are introducing digital currencies. However, CBDC provision involves a wide range of complicated challenges, including technology developments, legal frameworks, and market dynamics. Public-private partnerships have emerged as a potential approach to provide CBDCs in this regard, u...

The fast-growing Fintech industry has become a battleground for financial crime, posing significant challenges to regulators and business stakeholders. This chapter investigates financial crime threats and regulatory implications in the changing FinTech environment. The study looks into the awareness of financial crimes and examines the major Finte...

The volatile characteristics of the market, like shifting consumer preferences and tastes, the availability of substitute products, price wars, the increasing role of electronic media, extensive distribution, etc., forced the marketers to adopt an apt strategy that could assist in minimising the storm effect of unfavourable market conditions. Among...

Purpose The sustainable development goal (SDG 17) is to strengthen the means of implementation and revitalise the global partnership for sustainable development. Partnership is a key strategy for acquiring skills, information and private finance for developing critical infrastructure projects. Existing studies have mostly concentrated on identifyin...

The chapter's analysis of the possible advantages and disadvantages of the metaverse is centered on studies in the tourist and food and wine industries. Open issues include compatibility and technological problems, cost and financial issues, user experience and accessibility issues, privacy and security issues, and cultural and ethical issues. The...

The definition of the metaverse, a virtual space where people can interact with each other and computer-generated environments, is gaining traction. With the help of artificial intelligence (AI) and virtual reality (VR) technologies, the metaverse is being transformed into a highly immersive and interactive experience. This chapter explores the pot...

Agricultural practices are changing drastically with the incorporation of artificial intelligence (AI). These innovations have the potential to cause a sea change in farming by increasing production and solving issues of sustainability. More than 58% of rural households in India rely on agriculture as their main source of income, which contributes...

Taking into account the significance and hurdles of blockchain technology in construction work, the current study examines the potential of blockchain technology in the construction industry and how this disruptive technology could revamp construction projects. Using blockchain to simplify the contractual processes and paperwork associated with the...

Organizations today want to be extrapolative; they want to gain information and insights on every minutia of customers. Predictive analytics is one of the tools which has proved to be a cornerstone in customer centricity. Though analytics is used for performing customer analysis for decades, the manual approach to data management and analysis has c...

India has enjoyed impressive economic growth over the past two decades. The country possesses the world’s second-largest road system, fourth-largest rail system, and fifth-largest electric power generating manufacturing capability. Despite progress and good prospects for the future, investors continue to face many challenges, which have worsened af...

Investing in capital market is asset across the globe; however, with a population of more than a billion in India, only about 1% of total population actively participate in capital market. Low participation in capital markets is mainly due to a low level of awareness and prejudice in investment choices. Errors and biases which are based on intuitio...

The accessibility of quality infrastructure is vital for sustainable socioeconomic development and improvement of human well being of any country. It has been found that the Infrastructure shortcomings are among the chief obstacles to accelerated economic growth. Same has been realized by the Indian planners and all out efforts have been made, with...

In the modern era of globalization, it has become a challenge to business houses to keep the stakeholders in fold and keep natural environment safe, as this is the biggest need of time. While we are committed to faster and more inclusive growth, we need to pay attention to the problem of sustainability. No progress can afford to avoid the environme...

India has a diverse banking system, mainly consisting of commercial banks, regional rural banks and cooperative banks. These banks play an important role in mobilizing and allocating financial resources. Apart from performing conventional banking functions these institutions act as medium of social and inclusive banking. In the beginning of ninetee...

The introduction of electronic banking in banking sector is to bring customer satisfaction, there by enhance the bank's profitability. Electronic banking is flapping with banking services. It provides enormous benefits to consumers in terms of the ease, simplicity and cost of transactions. E-banking can improve bank's efficiency and competitiveness...

The introduction of electronic banking in banking sector is to bring customer satisfaction, there by enhance the bank's profitability. Electronic banking is flapping with banking services. It provides enormous benefits to consumers in terms of the ease, simplicity and cost of transactions. E-banking can improve bank's efficiency and competitiveness...