Mulatu Fekadu Zerihun

Tshwane University of Technology | tut · Department of Economics

One of the major challenges confronting the development of any nation results from fraudulent practices among the citizens of the country. This is also true for the banking sector: business has become more complex with the recent developments in information and communication technology. This has also changed the nature of bank fraud and fraudulent...

This study investigates the efficacy of climate finance in mitigating the adverse effects of climate change on various sectors of the South Africa's economy. Leveraging secondary quantitative data from the South African Climate Finance Landscape Report, this research employs quantile regression modeling in the Statistical Package for Social Science...

Information, communication, technology (ICT) and foreign direct investment plays a substantial role in various spheres of social and economic development. Therefore, changes in these variables can significantly impact a country's economy. The current study aims to assess the implication of information and communication technology (ICT) and FDI on S...

Although China was never a colonizing power, its economic relations with Africa can be traced to antiquity. However, meaningful economic partnership between China and Africa is a recent phenomenon. After a decade and more trade engagement with China, many African countries have been claiming that there is economic growth momentum induced in their r...

Inter-SADC trade relations of indebted small countries and their potential of ushering economic growth from AfCFTA are unclear in both the short and long run. The study aims to empirically examine if there are AfCFTA economic growth prospects for SADC nations in the short and long term through an examination of the trade openness-economic growth ne...

The objective of the research is twofold. The study examines the role of public finance in promoting sustainable development in SSA. Secondly, the study investigates the optimal level of public finance beyond which public finance crowds out investment and hinders sustainable development in SSA. The study adopts a battery of econometric techniques s...

Intra-SADC trade has not met the target that was set by the African Continental Trade Agreement (AfCFTA) of achieving 22% by the year 2022 due to a myriad of various trade-related challenges. This present study aims to compare the results of using a Poisson Maximum Likelihood Estimator (PPML) with Random Effects (RE), Fixed Effects (FE), and an Ord...

Purpose-The study examined the effect of fiscal policy on poverty in sub-Saharan Africa (SSA) while accounting asymmetric (captured by economic downturns) and spillover effects. Design/methodology/approach-The study used a fixed effect (within regression) IV model to account for country-specific characteristics. The study also adopts a cross-sectio...

This study analyses the long-run relationship between, and the direction and magnitude of impact of sectoral economic growth and fiscal capacity on government health expenditure. The study was carried out to validates the Wagner hypothesis from sectoral perspective and revenue-expenditure hypothesis for South Africa for the period 1984–2020. Fully...

Import flows are one of the major economic variables that play a significant role in global trade and determine a country's economy's performance. The current article imperially scrutinizes the symmetric relationship between energy electricity supply, inflation rate, exchange rate and import flows in South Africa. This objective was achieved throug...

The study analysed the effect of ICT on growth across three main sectors, namely agriculture, manufacturing, and services sectors in sub-Saharan Africa (SSA). Similarly, the study investigated the moderating role of ICT in tempering the negative effects of the pandemic on output growth in sub-Saharan Africa over the period 2000-2021. The study adop...

This study seeks to identify the determinants of GEA among Zimbabweans using the World Values Survey dataset wave 7 (2017-2022) and a machine learning approach. Except for tangential references, there has not been an outstanding empirical work that took Zimbabwe into account on this matter. Our findings indicate that secondary and tertiary educatio...

This study applies Keynesian macroeconomic theory in the ARDL model to compare the growth effects of the US's AGOA and China's FOCAC multilateral trading systems in South Africa from the first quarter of 2001 to the fourth quarter of 2022. The study uses South Africa's net exports with the corresponding partner as a proxy for each multilateral trad...

The study investigates the effect of FinTech on financial inclusion in Southern African Development Community (SADC) member states over the period 2011–2021, while also looking at the transmission channels. The study adopts a battery of econometric techniques such as ordinary least squares (OLS), the two‐step system generalized method of moments (G...

Agricultural industry plays a significant role in the South African economy, specifically in creating jobs. However, this sector is facing significant challenges owing to economic and social unrest. Within the application of both Autoregressive Distributed Lag (ARDL) and Error Correction Model (ECM) on time series data from 2010q1 to 2021q4. This p...

This study analyzes the effect of internal factors of bank performance on deposit flows, considering the changes in the stock market conditions in Ghana. A panel dataset covering 2007 to 2021 of 18 banks in Ghana is applied in a dynamic panel model for the analysis. The results show that the lagged deposit growth exerts an impressive influence of 0...

Invitation to submit manuscripts to the Journal of Entrepreneurial Innovations' Special Issue. We invite you to submit your unpublished manuscripts to a special edition of the Journal of Entrepreneurial Innovations(JEI). The JEI is a peer-reviewed academic journal published by the Faculty of Economic and Management Sciences at the University of...

The purpose of the current study is to assess the impact of working time on non-agricultural labour productivity in the South African economy. To achieve this objective, the study utilised the Autoregressive Distributed Lag Model (ARDL) and correlation analysis to analyse the effects of different working time arrangements on labour productivity. Th...

The COVID-19 brought disruptions and decline in the economic performance of many countries most especially countries that are less resilient to economic disruptions. Thus, the purpose of this study is to investigate the economic performance of South Africa before, during and after the COVID-19 periods. To measure the economic performance of the Sou...

In this digital era, cyberfraud remains one of the major challenges faced by individuals and financial institutions. Lack of suitable decision support systems for effective allocation of resources affects the success rate in combating the crime. Thus, the purpose of this study is to develop a mixed integer linear programming model that can assist f...

Purpose The purpose of this study is to analyse cyberfraud in the South African banking industry using a multiple regression approach and develop a predictive model for the estimation and prediction of financial losses due to cyberfraud. Design/methodology/approach To mitigate the occurrence of cyberfraud, this study uses the multiple regression a...

Purpose Cyberfraud is a global problem, which has negative impacts on the financial institutions, global economy and the public. The existing policy and regulatory frameworks for mitigating cyberfraud in South African banks are not holistic, thus, the purpose of this study is to develop a holistic policy and regulatory framework that integrates the...

The purpose of this study was to measure the degree of banking concentration in Tanzania, over three time periods spanning the years 2002 to 2018 from 40 commercial banks. The study used two measures of banking concentration – the Hirschman-Herfindahl Index (HHI) and the Dual Index (a modification of the HHI). The study found that the Dual Index is...

Purpose-The study examined the roles of fiscal and monetary policy in reducing poverty in sub-Saharan Africa (SSA), while accounting for macroeconomic disruptions. In particular, the study examined the complementarity of fiscal and monetary policy to mitigate shocks and reduce poverty in SSA. Design/methodology/approach-The study adopts the fixed e...

We analyze the risk attitude of women and men entrepreneurs in the micro and small enterprises (MSEs) and investigate the factors that influence the risk attitude of MSE owners. The empirical analysis of the study consists of two parts. First, we use a moment-based approach to estimate the risk preferences of male and female entrepreneurs. Second,...

Purpose The study investigates the effectiveness of government policies to mitigate the impact of a pandemic. The study adopts the small open economy of Nigeria for the following reasons. First, Nigeria is the largest economy in SSA. Second, Nigeria was also significantly impacted by the COVID-19 pandemic. Design/methodology/approach The study emp...

Purpose The study analyzed the moderating role of information and communication technology (ICT) in the financial inclusion–poverty nexus in Nigeria. Design/methodology/approach The study adopts a battery of econometric techniques such as the generalized method of moments and the fully modified OLS to control for heterogeneity and endogeneity issu...

Purpose The purpose of this study is to examine the level of effectiveness of the anti-fraud technologies employed by the South African banking industry for cyberfraud mitigation. Design/methodology/approach This research employed a qualitative research design involving a purposive sampling method. Primary data was collected from the key organisat...

Access to finance is one of the factors influencing economic activities. The current study aimed at determining the role of finance in the South African agro-industrialization relationship. To achieve the study objective, bounds testing, the autoregressive distributed lag (ARDL) and error correction approaches were applied on quarterly time series...

As South Africa struggles to deal with many of its socio-economic challenges including poverty, this paper was interested to empirically unpack how trade specifically manufacturing exports are contributing towards poverty reduction. The paper was motivated by the decent surge in exports especially in the manufacturing sector whilst on the other sid...

Developing economies are not immune to the inequality challenges. Inequality is one of the critical challenges affecting the livelihood in developing economies and hinders their development paths. This paper investigates the World Bank development policies in achieving income inequality in selected developing economies. To achieve this objective, t...

The purpose of this study is to evaluate the impact of corporate social responsibility (CSR) from economic, employee, social and environmental dimensions in a hypothetical company setup. This study employs the fuzzy analytic hierarchy process (FAHP) in which the elements of the pairwise comparison matrix are expressed by triangular fuzzy elements....

The central objective of this paper was to understand the contribution of economic growth on job creation (paid work) in Mozambique. This comes at a background when the country experienced a decade of significant economic growth and economic development, but poverty and unemployment remain a problem. The growth of an economy without creating opport...

The purpose of this study is to investigate the application of forensic accounting techniques in relation to fraud risk mitigation. This study employed an explanatory research design and a qualitative approach accompanied with a purposive sampling method. A primary data source was devised with a focus on the 17 licensed commercial banks registered...

Purpose The purpose of this study is to assess the impact of cyberfraud in the South African banks with the aim to provide recommendations to effectively mitigate it. Design/methodology/approach The study uses a qualitative approach involving the use of structured questionnaires. The questionnaires were made available to the staff of 17 licensed b...

The purpose of this study is to investigate the integration of forensic accounting and big data technology frameworks in relation to the mitigation of internal fraud risk in the banking industry. This study employed an explanatory research design involving the use of simulated data to mirror the situation in the banking industry. To this end, the b...

Purpose This study aims to investigate the feasibility of employing a multi-objectives integer-programming model for effective allocation of resources for cyberfraud mitigation. The formulated objectives are the minimisation of the total allocation cost of the anti-fraud capacities and the maximisation of the forensic accounting capacities in all c...

The main objective of this study is to employ the four perspectives of the Balanced Scorecard (BSC) for the analysis of cyberfraud in the South African Banking industry. In addition, this study develops a BSC strategic management control framework for mitigating the effect of cyberfraud in the South African Banking industry. To achieve these object...

The objective of this paper was to establish challenges and benefits on formalisation in South Africa using a qualitative approach. To meet the objective, 15 interviews were carried out with owners of small businesses that had just formalized in Johannesburg and Pretoria. This study contributes to the existing knowledge on small business formalisat...

As South Africa struggles to deal with many of its socio-economic challenges including poverty, this paper was interested to empirically unpack how trade specifically manufacturing exports are contributing towards poverty reduction in the country. The study was motivated by the decent increase in exports especially in the manufacturing sector over...

Background: In South Africa, poor service delivery has been a major problem in many municipalities, partly because of corruption, political patronage and skills deficits at local administrative levels. Aim: This study aimed to critically assess the extent of service delivery deficit and find ways to improve service delivery in the study area and b...

The foundation of this paper is built on the premise that foreign direct investment (FDI) follows economic growth and development as opposed to the narrative that argues otherwise. Considering that background, this paper pursued finding the direction of causality and the kind of relationship that exists between the two main variables of interest (F...

Agroforestry plays a significant role in increasing agricultural productivity. In South Africa, there is a pressing need for promoting smallholder agriculture to promote sustainable rural livelihoods, to ensure food security, to lower inflation in food prices, and address rampant rural unemployment in the country. The agricultural economy is charac...

Purpose The purpose of this study is to use a decision support model based on the Analytical Hierarchy Process (AHP) and Pareto analysis (PA) for ranking the impact of different kinds of cybercrime in organisations in the financial sector to support decisions on cybercrime mitigation. Design/methodology/approach From a structured questionnaire to...

One of the major challenges confronting the development of any nation results from fraudulent practices among the citizens of the country. This is also true for the banking sector: business has become more complex with the recent developments in information and communication technology. This has also changed the nature of bank fraud and fraudulent...

Agroforestry practices are innovations developed in response to problems associated with inappropriate land use practices. The latter refers to the use of agricultural land for non-agricultural purposes because of an increase in urbanisation, rapidly developing industry, and investments, and, finally, gaps in laws and regulations (Cengiz, 2013). Ag...

The purpose of this study is to analyze the possible effect of international remittances on the economic growth in three selected economies of Intergovernmental Authority on Development (IGAD) member countries, namely, Ethiopia, Kenya, and Uganda. Remittance inflows have emerged as a key link between human mobility and development. However, empiric...

Purpose The purpose of this study is to develop an innovative approach of combating economic crime using the forensic accounting techniques. Design/methodology/approach The approach considered the identification of the effective forensic accounting techniques from the available literature and also explored the anti-economic crime policy, capable o...

Purpose – The purpose of this study is to review the effect of cybercrime on the banking sector. Approach – The study uses a survey of literature and the Balanced Scorecard (BSC) to analyse the effect of cybercrime on the banking sector. Findings – The literature reviewed confirms an increasing wave of cybercrime that has impacted negatively on...

This study empirically tests the long-run relationship between real exchange rate and real interest rate (RERI) differentials using quarterly panel data over the period 1993-2018 employing cointegration methods for a panel of 12 inflation-targeting countries. The theoretical relationship of a long-run equilibrium relationship between real exchange...

This paper examines the sensibility of a proposed monetary union in the Southern African Development Community (SADC). The study hypothesizes that the majority of the economies in the SADC region are candidates for a monetary union. We test this hypothesis against one of the prime optimal currency area (OCA) theory criteria, namely economic homogen...

African economic integration initiatives have been judged by models and theoretical concepts developed outside Africa. Findings from such unrealistic and simplified models, rather than augment the continental initiatives, often create pessimism among stakeholders in the continent and outside. Hence, this paper emphasizes the fact that integration a...

Financial illiteracy is one of the aftermaths of imprudence financial mismanagement practices that are common among the South African youths. The empirical strategy adopts a logistic multivariate regression model. The findings on the overall financial literacy of the South African youth showed that, employed youth in all provinces have inadequate o...

In South Africa there exists a quest for financial literacy to promote inclusive growth in the country. Financial illiteracy is one of the aftermaths of imprudence and financial mismanagement that are common among the South African youth. The empirical strategy adopts a logistic multivariate regression model. From a simple empirical investigation o...

Abstract African economic integration initiatives have been judged by models and theoretical concepts developed outside Africa. Findings from such unrealistic and simplified models, rather than augment the continental initiatives, often create pessimism among stakeholders in the continent and outside. Hence, this paper emphasizes the fact that in...

Financial illiteracy is one of the aftermaths of imprudence financial mismanagement practices that are common among the South African youths. The empirical strategy adopts a logistic multivariate regression model. The findings on the overall financial literacy of the South African youth showed that, employed youth in all provinces have inadequate o...

This study evaluates the impact of business-development-support programs (credit, training, and a combination of both) on the performance of micro-and small enterprises (MSEs) in Ethiopia. Using 2015 Ethiopian urban survey data and employing endogenous-switching regressions for multiple treatments, we document a positive and significant effect of c...

Providing credit access alongside training is the most effective support program for Micro and Small Enterprises. • Education, capital and experience sharing enhances risk-taking behaviour and business performance. • Female entrepreneurs' limited access to credit and training programs, coupled with less-educated employees, constrains their business...

In recent years, exchange rates of the BRICS countries have all experienced periods of high volatility. Thus far, no study has simultaneously compared the volatility of the BRICS currencies and analyzed the dependence and causal structure of relative volatility of these peer currencies. We addressed this issue by using monthly data from January 199...