Mostafa Mohamad

Mostafa Mohamad
Newcastle Business School - University of Northumbria · Marketing, Operations and Systems

Associate Professor - BSc, MA, MSc & PhD, FHEA

About

47
Publications
12,197
Reads
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135
Citations
Citations since 2016
32 Research Items
129 Citations
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Introduction
Mostafa Mohamad is FinTech expert and a scholar in the areas of Information Systems, Strategic Change, and Digital Innovation Systems. He has 12 years of academic experience at British Higher Education Institutions and 6 years of industry experience. His recent projects address, FinTech and Blockchain Solutions, Virtual Reality Apps, Mobile Apps for Hajj, and ERP Benefits orchestration in Multinational Telecoms. His experience covers Banking, Telecommunication, Automotive, Truism, smart governments, and Oil & Gas sectors.
Additional affiliations
September 2018 - April 2020
Newcastle Business School
Position
  • Professor (Associate)
September 2015 - August 2018
University of Salford
Position
  • Professor (Associate)
August 2013 - August 2015
University of Leeds
Position
  • Professor (Assistant)
Education
February 2018 - March 2019
Higher Education Academy
Field of study
  • Fellowship of the HEA
September 2010 - August 2014
The University of Manchester
Field of study
  • Business & Management
September 2008 - August 2009
University of Liverpool
Field of study
  • The Management School

Publications

Publications (47)
Article
Crowd control is a growing problem in the tourism industry that is flourishing in many western and eastern countries. The “pilgrimage” or “Hajj” to Makkah, in the Kingdom of Saudi Arabia (KSA), offers the biggest tourism revenues in the world. Regrettably, thousands of lives have been lost due to extreme cultural and language diversity that result...
Chapter
This chapter highlights how the motives, utility and benefits, and challenges of Mobile Money Systems (MMS) shape the financial inclusion in today’s dynamic environment and increase its sustainability. Recently, Mobile Network Operators (MNOs) have been acting as financial service providers to tap the unbanked population at the Base of the Pyramid...
Chapter
Full-text available
The expansion of mobile telecoms in the Egyptian market has contributed to different development paradigms. The entry mode and the way telecoms follow to access the Base of the Pyramid market in Egypt identifies which paradigm will take place in the future. Using the case of “My Village Phone” we developed a scenario analysis to explore the linkage...
Conference Paper
Full-text available
Global pressure on the green environment has been a major obstacle in attaining future Sustainable Development (SD). In this study, the researchers explore the recent challenges of SD in the power sectors in the United Kingdom (UK) (as a Northern European country) and in Nigeria (as a Southern African country). These two contexts have witnessed an...
Research
Full-text available
About this Research Topic-Organizational Psychology The dynamic business environment has forced organizations to act in a more global context and adopt better practices to gain the competitive advantage. Greater competition among organizations, particularly for labor/employees, led to the transformation of management practices across WEIRD countrie...
Chapter
Full-text available
The aim of this article was to provide evidence pertaining to cloud computing (CC) adoption in education, namely higher education institutions (HEIs) or Universities. A systematic literature review (SLR) of empirical studies exploring the current CC adoption levels in HEIs and the benefits and challenges for using CC in HEIs was performed. A total...
Conference Paper
Full-text available
The formulation and implementation of digital open government (DOG) can enhance accountability, transparency, access to valuable data, effective public services delivery, citizen involvement, community engagement, economic development and growth. Therefore, governments are taking immediate steps to design, formulate, implement, and improve those te...
Conference Paper
Full-text available
This paper offers a systematic framework for Managerial Innovation (MI) that could be used in the military context as a significant public sector. The corporate sector and public sector have different characteristics, which create different internal environment and capacity to dynamically change to the surrounding environment. Strategy and Innovati...
Chapter
Full-text available
In this chapter you will: 1) understand the dynamics of social media-based communities, their composition and behaviours 2) learn to conduct a social media audit including competitor analysis 3) recognise the importance of a blog as a centre of digital presence development 4) use amplification strategies to develop brand presence explore the concep...
Article
Full-text available
The automotive industry is moving towards electric vehicles (EVs) as an innovative transportation tool. This leads to a paradigm shift in the industry and poses challenges of stakeholders engagement and connection during transition. This study combines the strength of global value chain (GVC) and national innovation system (NIS) using multi-level p...
Article
Full-text available
Many public services and entertainment industries utilise Mixed Reality (MR) devices to develop highly immersive and interactive applications. However, recent advancements in MR processing has prompted the tourist and events industry to invest and develop commercial applications. The museum environment provides an accessible platform for MR guidanc...
Chapter
Mobile financial services is one of the uprising movements to bank the unbanked by integrating philanthropic and business approaches for financial inclusion. In this chapter, the authors address how a systemic view helps integrate the Philanthropic Initiatives (PI) and the Commercial Initiatives (CI) to get a sustainable impact on the unbanked micr...
Conference Paper
Full-text available
Underlying health conditions have been highlighted throughout the literature preventing several populations from engaging in physical activity. There have been little to no attempts made in addressing these populations directly in fitness facilities or indirectly using information technology (IT). The current research aimed at exploring current bar...
Article
Our research aims to introduce a Digital Participatory Action Research (DPAR) as a tool to help save lives in Hajj. We reflect three stages of iteration on how to produce Mobile-based Visual Signs (MVS) as artefacts to communicate messages of information for millions of pilgrims coming from thousands of different cultures. To prototype these MVS th...
Article
The global pressure on green environment has been a major issue to attaining future Sustainable Development (SD). In this study, the researchers explore the recent challenges of SD in the power sectors in the UK (as a European North country) and in Nigeria (as an African South country). These two contexts have witnessed unstable epileptic power sup...
Article
The automotive industry has been focusing on electric vehicles (EVs). This recent change means that there will a transformation in the automotive industry. This situation poses challenges since various actors must engage in this transition, for example, the government must invest in EV facilities, while carmakers and suppliers must also change thei...
Article
Full-text available
The aim of this article was to provide evidence pertaining to cloud computing (CC) adoption in education, namely higher education institutions (HEIs) or Universities. A systematic literature review (SLR) of empirical studies exploring the current CC adoption levels in HEIs and the benefits and challenges for using CC in HEIs was performed. A total...
Article
Full-text available
The current study aim to explore the trio interplay ERP's Benefits realisation, project governance, and project success in Oil corporations in Gulf. Using a set of 12 qualitative semi-structured interviews, an interpretative study has addressed senior management's perspective in the Kuwait Petroleum Corporation. At the corporate level, our findings...
Article
This study attempts to examine customers demand and its relationship on customers perceptions on the transition of SOCSO (Social Security Organization of Malaysia) as Shariah compliance organization. The objective of this paper is to determine whether customers demand has a significant relationship with customers perception. Data were collected usi...
Conference Paper
The paper presents the role of AR in negotiating the researchers’ relationship with a community and the meaning of that research to the community. Can the researcher maintain both an impulse to be a part of a community and to belong to research? Where does research start and where does it end? What part does the naturalism of the ward or organizati...
Article
Full-text available
Developing a Balanced Scorecard (BSC) for a network of public-private institutions requires interdependent connectivity and information sharing to set commonly agreed performance standards. Such a Collaborative BSC (CBSC) reflects a high degree of socially constructed organizational values, rules, and procedures. In doing so, organizational changes...
Conference Paper
Full-text available
There is a limited research on how the Electronic Word-of-Mouth (e-WOM) evolves to expand the wide adoption of emerging technologies such as mobile fitness tracking. Significant studies in the e-WOM literature (e.g. Hennig-Thurau et al, 2004; Goldsmith, 2006; Cheung et al, 2008) offered a limited insight on “who are the key influencers on the e-WOM...
Article
Tenure has become as one of the concern due to the reason for the cost of acquiring and recruiting new salesperson is high. The purpose of this study is to explore the various factors that influence the sales career tenureship among insurance salesperson. For that reason, data were collected from 204 insurance salesperson using self-administered qu...
Article
Full-text available
Crowd control is a growing problem in the tourism industry that is flourishing in many western and eastern countries. The “pilgrimage” or “Hajj” to Makkah, in the Kingdom of Saudi Arabia (KSA), offers the biggest tourism revenues in the world. Regrettably, thousands of lives have been lost due to extreme cultural and language diversity that result...
Article
Full-text available
Despite the general dearth of research into Enterprise Resource Planning (ERP) as a discipline, a few papers have investigated the post-implementation period of this technology. In this paper, ERP is defined as an IT infrastructure that integrates different information systems and technological artefacts into a single system. However, the ability t...
Chapter
Full-text available
Mobile financial services is one of the uprising movements to bank the unbanked by integrating philanthropic and business approaches for financial inclusion. In this chapter, the authors address how a systemic view helps integrate the Philanthropic Initiatives (PI) and the Commercial Initiatives (CI) to get a sustainable impact on the unbanked micr...
Chapter
Full-text available
This chapter highlights how the motives, utility and benefits, and challenges of Mobile Money Systems (MMS) shape the financial inclusion in today’s dynamic environment and increase its sustainability. Recently, Mobile Network Operators (MNOs) have been acting as financial service providers to tap the unbanked population at the Base of the Pyramid...
Patent
Full-text available
Our research focuses on the impact of Virtual Currency (VC) adoption on the British service businesses. We follow the systemic multiple perspectives theory (Linstone, 2010) to explore the Technical, Organizational, and Personal (TOP) changes that organizations conduct to issue Bitcoin account and use it as Cryptocurrency. Falling to manage such cha...
Conference Paper
This chapter highlights how the motives, utility and benefits, and challenges of Mobile Money Systems (MMS) shape the financial inclusion in today’s dynamic environment and increase its sustainability. Recently, Mobile Network Operators (MNOs) have been acting as financial service providers to tap the unbanked population at the Base of the Pyramid...
Conference Paper
Full-text available
This research explores the enablers and challenges of virtual collaboration on Mobile Money Systems (MMS) as a networked society. We capture different technical, organizational, and personal factors that affect the stakeholders’ collaboration to enhance the financial inclusion at the Base of the Pyramid (BoP) market. The MMS is managed by a network...
Chapter
Full-text available
This chapter highlights how the motives, utility and benefits, and challenges of Mobile Money Systems (MMS) shape the financial inclusion in today’s dynamic environment and increase its sustainability. Recently, Mobile Network Operators (MNOs) have been acting as financial service providers to tap the unbanked population at the Base of the Pyramid...
Conference Paper
Full-text available
Mobile Financial service is one of the cutting edge movements to bank the unbanked by integrating donor and enterprise market approaches for financial inclusion. In this paper, we address how to integrate Donors-Led Value Chain and Enterprises-Led Value Chain to get a sustainable impact on the unbanked micro-entrepreneurs. However, each has advanta...
Article
Full-text available
Mobile technology not only facilitates the delivery of microfinance services, but also transform the range of microfinance services provided for them. This transformation is a product of the new linkages mobile telecoms can make bridging the public-private partnership. In this short paper we discusses how can this new version of partnership embeded...
Chapter
Full-text available
Cipla is a giant Indian pharmaceutical company that reshaped the foundations of the pharmaceutical industry. Despite the parenting practices, low R&D spending and hard competitive games, Cipla won the debate with the Big Pharma (largest 30 Pharmaceutical companies in the world). With its wise leadership the company Shifted from price-cutting orient...

Questions

Question (1)
Question
When a group of stakeholders across sectors (public-private) they carry different interests. What are the key technical and organizational issues that affect building a BSCD

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Projects

Projects (5)
Project
It is a great pleasure to announce the launch of my new Program; FinTech (Mobile Banking & Financial Innovation) at Salford Business School https://beta.salford.ac.uk/courses/postgraduate/mobile-banking-and-financial-innovation Happy to receive any inquiry on the programme details and employability vancancies tagged to the programme. Programme Brief: The world of banking is changing massively with the introduction of new technologies that are disrupting the financial market. Mobile banking and social media are giving all of us new opportunities for using and controlling our financial decisions. This new programme puts a strong emphasis on financial innovation. You will look at the influence of mobile banking on the finance sector while developing a strong knowledge of modern finance and banking theory as well as appropriate accounting procedure relevant for banks and other financial institutions. You will develop skills that will enable you to work not only in the traditional sectors but also new and emerging platforms such as peer to peer lending. You will: Study the most recent developments in financial markets, influenced by advances in information technology and mobile banking Follow a programme that develops both theoretical knowledge and practical skills Learn from research active and internationally acknowledged staff