Mokhamad Anwar

Padjadjaran University | UNPAD · Faculty of Economics and Business (FEB)

The research is quantitative and the objective is to determine the internal (Loan Quality, Third Party Fund, Managerial Efficiency) and external (BI Rate, Inflation) variables that determine Bank profitability, and the impact of this profitability on company value by moderating the Bank's stock dividend policy. The method used is panel data regress...

This study examines the role of government regulation on competitiveness and its impact on the performance of companies that have been designated as bonded zones. Bonded zone regulations provide several conveniences such as: delaying the payment of taxes on imported goods, accelerating customs duties, and exempting import permits are expected to im...

This study aims to examine data and information related to the effect of productive asset management and risk control, both on operational efficiency (OER) and on the profitability of rural banks in West Java, Indonesia. This study was designed with the Ex Post Facto research method with descriptive-verification/associative objectives, namely provi...

The shadow banking sector comprises non-bank financial institutions that do not have a deposit guarantee and are barely supervised by the regulator. Efforts to monitor shadow banking must be done well, in both developed and developing countries. Regulators in several countries however have not been fully effective in supervising shadow banking fina...

This study examines the effect of capital structure and liquidity on profitability before and during the Covid-19 pandemic in telecommunications companies listed on the Indonesian stock exchange. In knowing how much profit a company gets, it can be seen from its financial performance, especially in the capital structure as measured by DER and liqui...

span lang="EN-US">This research aims to determine the extent to which time management can run effectively at PT Pupuk Indonesia (Persero)., achieved after the management implements the good delegation of authority to manage property assets. The research method employed was a census of 55 leaders from PT Pupuk Indonesia Group (all related Senior Vic...

The important role of micro, small and medium enterprises (MSMEs) in the national economy can be seen from their contribution to Indonesia's Gross Domestic Product (GDP). The increase in the number of MSME actors still leaves several problems, including MSME actors in Indonesia still having performance problems. This study aims to examine the effec...

The current state of the world economy is in decline, including in Indonesia due to the Covid-19 outbreak, which has affected almost all economic sectors. However, several food and beverage companies listed on the Indonesian stock exchange have remained stable, if not rising, as if they will be unaffected by the outbreak of Covid 19 the purpose of...

Purpose In Indonesia, the Islamic Economics and Finance Sector is growing rapidly, but the literature on Islamic financial literacy is still minimal. This study aims to show research opportunities with the theme of Islamic financial literacy, especially inclusive Islamic financial planning through bibliometric analysis of Scopus and connected paper...

The development of Financial Institutions including Financial Technology (Fintech) in providing loans to borrowers is increasingly important in the current business financing system. This study aims to determine the perceptions of borrowers by exploring their views on lending practices pro- vided by financial institutions and fintech and identifyin...

The study aims to examine the Environmental Management Control System (EMCS) effect on Capital Structure Decisions and Company Performance of the coal mining industry in Indonesia. This study used quantitative research with a sample size of 35 companies and Partial Least Square (PLS) for testing the hypothesis. The EMCS and Capital structure Decisi...

This study aims to know the off-balance sheet activities and assessment on tend to bank default evidence East Java, Indonesia. The method used in this study uses logit. The data used are secondary data obtained from Bank publication reports during period 2009-2018. The population used in this study is rural banks in East Java and sample selection b...

This study aims to identify risk tend to bank default using a composite index at rural banks in Indonesia. The method used in this study uses logit. The data used are primary and secondary. Primary data is used when weighting the composite index by respondents who are representatives of banking associations, bank authorities and directors. Secondar...

Sustainable development and corporate social responsibility (CSR) are becoming more prominent in Islamic finance, which is characterized by financial and economic models based on ethical principles and values. Previous research has examined various determinants of Islamic CSR disclosure, but only a few of those studies are based on corporate govern...

The development of Rural Bank (BPR/Bank Perwakilan Rakyat) industry in Indonesia that continues to increase in line with the development of the banking and information technology world needs to be supported by clear and directed policies and directions for the development of BPR. Although not all BPRs are able to maintain their existence, many BPRs...

This study aims to determine the level of financial literacy among the millennial generation and to examine the correlation of their financial knowledge, financial attitude, and financial skills with their financial behavior. Multiple choice questions were used to measure financial knowledge with results grouped into three categories: low, moderate...

The purpose of this paper is to find out the influence of internal and external factors on the risk of musharaka financing of Islamic Commercial Banks in Indonesia. Financing risks in previous Islamic banking studies focus more on overall financing risks involving internal and external aspects, both separately and jointly. There have been no studie...

This study comparatively analyses rural banks' efficiency in Indonesia, especially in two provinces, West Java and Bali. West Java is known as the most populous province in Indonesia, , while Bali is the best province in rural bank performance through the assessment of Infobank Magazine in Indonesia, during the 2012–2016 Period. The study involves...

Abstract Risk management is an integral part of a sustainable foreign exchange banks in Indonesia. Purpose of this study was to conduct an empirical investigation and to determine the risk for sustainable management of foreign exchange banks in Indonesia, especially default risk. Design/methodology/approach: The method used in this article is usin...

3FF is a better model than CAPM. But this model is still new, so it still needs empirical evidence. Then this model still needs to be proven in Indonesia. ISSI consists of all Indonesian sharia shares listed on the IDX and DES. So the purpose of this study was to analyze the three FF factors on return on ISSI. The sampling technique is purposive sa...

Purpose The purpose of this paper is to examine the relationship between rural banks’ efficiency and their lending provision for micro and small businesses (MSBs) in West Java Indonesia. Rural banks are special banks that are generally located in the district and sub-district areas and they are very involved in providing loans to MSBs. Design/meth...

Any innovation in technology is permissible in Islam as long as it complies with the Sharia rules. This paper aims to describe the challenges and prospect of the trending topic in Islamic finance, i.e., Islamic financial technology, or Islamic Fintech for short. In this research, we discuss several Islamic Fintech firms in Indonesia and Singapore r...

As from the year 2011 to date, the oil and gas exploration (O&G) industry in Indonesia is not attractive anymore to the investors. It is clearly shown by all indicators of the O&G exploration performance in Indonesia which decline sharply causing the RRR (Reserves Replacement Ratio) is currently about 0.5. As the result the national O&G reserves an...

This study examines the efficiency of rural banks in West Java Indonesia in terms of technical efficiency. The analysis covers the 212 banks spread over some districts in West Java province during the period 2012-2016. Those banks are under the supervision of the Financial Services Authority Regional Office of Bandung. The study employs Data Envelo...

The increase of prices for residential property is going through an annual increase (yoy). In the third quarter of 2017, residential property prices were estimated to grow by 3.99% (yoy), higher than 3.17% (yoy) in the second quarter of 2017. Based on the type of building, the highest increase in house price is expected to occur in small type of bu...

This study examines cost efficiency of Indonesian commercial banks during the period 2002–2010. The period testifies a recovery period post-Asian Financial Crisis 1997–1998 and post-bank restructuring and recapitalisation programme of 1997–2001. Stochastic frontier analysis is employed to estimate bank cost efficiency with the Battese-Coelli 1992 (...

The advancement in the world of finance and information technology encourages Muslims and non-Muslims to decide the right choice of financial products and services available. Many of whom are already interested in Islamic financial products and services. In order to be able to make the proper decisions, then the aspect of Islamic financial literacy...

This study aims to identify the effect of interest rate change policy made by Bank Indonesia during the period of January 2010-March 2016 to stock return of the property sector and real estate. In addition, this study also aims to test whether fluctuations in government bond yields, inflation, and indigo exchange also affect the stock returns of th...

This study aims to analyze the direct effects of financial literacy and work engagement on agent's performance in the implementation of branchless banking strategy. It also aims to analyze the indirect effect of financial literacy on agent's performance if work engagement becomes a mediating variable. This research model is exploratory research wit...

This paper evaluates the performance of Indonesian banking sector, focusing on technical efficiency of sharia and conventional banks along with the determinants of its efficiency during the period 2002-2010. Data Envelopment Analysis is employed to estimate banks technical efficiency and Tobit-regression is used to reveal the determinants of the ef...

Research Ethics has become one of the most important issues in research activities. Many professional associations, government agencies, and universities have approved specific codes, rules, and policies relating to research ethics. Nuremberg Code 1947 has been a prominent reference for being adopted by organizations in conducting research ethics.T...

The development of the organization theory has existed for such long periods especially in terms of management theory. The driving force behind the evolution of management theory is that its efforts to look for better ways in managing organizational resources.Contingency theory which is a part of the organizational environment theories has brought...

This is the first study to provide a comprehensive analysis of banks’ willingness to lend to small businesses (SBs) by differentiating between conventional and Islamic banks’ behaviour in Indonesia. In our initial analysis we examine the determinants of banks’ willingness to lend to SBs and in the second part we investigate the Granger-causes of di...

The aim of this paper is to investigate small businesses financing in Indonesia. Many programs in financing small businesses have been undertaken through some collaboration between banks, government, other related parties. The study employed descriptive and inferential statistics to explain the data characteristics of small businesses financing fro...

This paper tries to observe the cost structure in two prominent Islamic banks in Indonesia. The Bank’s cost structures are viewed in many ways such as operational and non-operational costs, and fund costs and non-fund costs.The study employed descriptive analysis to explain the data characteristics from the banks and tried to make evaluation by com...

The aim of this paper is to observe the cost structure in two prominent sharia banks in Indonesia. The Bank’s cost comprises of many cost components such as operational and non-operational costs. The study employed descriptive and inferential statistics to explain the data characteristics from those banks and tried to determine whether those costs...

Since the release of the Brundtlandt Report in 1980 which was then followed by the Summit Conference on Environment and Development in Rio de Janeiro in 1992, the vision of sustainable development is always being promoted. Unfortunately, there is only few of us who understand exactly what sustainable development is, even in rich countries. Sustaina...

The purpose of this research is to investigate factors that determine Commercial Bank’s Performance and Profitability, especially among Provincial Government’s Banks and Private Non-Foreign Exchange Banks in Indonesia for the period of 1993-2000. Return on Assets and Return on Equity were used as the proxies for the profitability.This research appl...

This paper would try to observe the advantage of Strategic Alliance Program between Nucleus and Plasma at some business sectors, especially for small medium enterprises in Indonesia. The ongoing program has been conducted by some big companies and small medium enterprises until present but its effectiveness has not been favorable for all parties si...