• Home
  • Md. Aminul Islam
Md. Aminul Islam

Md. Aminul Islam
Prince Mohammad Bin Fahad University

PhD (USM), MBA (USM) BBA(IIUM)

About

237
Publications
936,244
Reads
How we measure 'reads'
A 'read' is counted each time someone views a publication summary (such as the title, abstract, and list of authors), clicks on a figure, or views or downloads the full-text. Learn more
4,105
Citations
Introduction
Dr. Md. Aminul Islam currently works as a 'Full Professor Research' at the Department of Finance of the College of Business Administration of Prince Mohammad Bin Fahad University Saudi Arabia. Prof Islam does research in Finance, Accounting and Entrepreneurship. His current projects are on FinTech, Sukuk, Islamic Banking, Entrepreneurship.
Additional affiliations
January 2019 - June 2020
Universiti Malaysia Perlis
Position
  • Professor
September 2009 - present
Universiti Malaysia Perlis
Position
  • Professor (Associate)
Education
August 2006 - July 2011
Universiti Sains Malaysia
Field of study
  • Finance
May 2000 - September 2001
Nottingham Trent University (Program offered at Olympia College Malaysia)
Field of study
  • Teaching and Learning
June 1998 - August 1999
Universiti Sains Malaysia
Field of study
  • General MBA, Major in Finance

Publications

Publications (237)
Conference Paper
Full-text available
Every country conducts monetary policy to attain specific macroeconomic goals of price stability, higher growth, and employment. A country with a dual banking system comprising interest-based and interest-free banking needs touse Shariah-compliant monetary instruments vis-à-vis conventional tools for attaining the goals of the monetary policy. The...
Article
Full-text available
The success of any organization requires a skilled, competent, and satisfied workforce. If the workforce can be provided with the necessary components to ensure a high quality of working life, they will become permanent assets. Various factors undoubtedly affect the quality of workers' work lives. This study aims to investigate the drivers of the q...
Article
Full-text available
New technologies always have an impact on traditional theories. Finance theories are no exception to that. In this paper, we have concentrated on the traditional investment theories in finance. The study examined five investment theories, their assumptions, and their limitation from different works of literature. The study considered Artificial Int...
Article
Full-text available
The online food delivery (OFD) industry has experienced significant growth and transformation, enabling businesses to operate in a dual-channel manner and diversify their revenue sources. The paper aims to investigate the impact of service marketing mixes on brand equity of Online Food Delivery Applications in an emerging economy, Bangladesh. Throu...
Article
Full-text available
This study examines the connection between economic growth and financial inclusion, with a particular emphasis on Bangladesh, Malaysia, and Pakistan. This study examined data from these nations between 2004 and 2019 using panel data analysis. The findings of the fixed-effect regression showed that financial inclusion had a major and favorable impac...
Article
Full-text available
This article explored the mediating and moderating factors of financial technology (FinTech) adoption for small and medium enterprises (SMEs) innovations. A systematic literature review (SLR) was performed as a study method. The current research involved an in-depth evaluation of 96 articles published in English between 2000 and 2023. The methods w...
Article
Full-text available
a department of accounting, university of nizwa, nizwa, oman; b faculty of Business and communication, universiti Malaysia Perlis, arau, Malaysia; c faculty of Business and Entrepreneurship, daffodil international university, dhaka, Bangladesh; d unisa Business, university of south australia, adelaide, australia; e department of Business administra...
Article
Full-text available
One of the most challenging aspects of research is choosing a suitable topic. It is hard not to be intimidated by unlimited subjects in every field. Formulating effective research questions is one way to ease the stress of choosing a topic. Regrettably, some problems often arise as students attempt to formulate questions and topics. Researchers can...
Article
Full-text available
This study employs a rigorous econometric approach to investigate the intricate interrelationships among environmental, social, and governance (ESG) factors and their impact on GDP growth and the attainment of Sustainable Development Goals (SDGs) in East Asia-Pacific and South Asian countries. Utilizing panel data spanning the period from 2003 to 2...
Article
Full-text available
As the financial condition of most individuals has taken the toll during the COVID-19 pandemic, this study aims to analyze varied risk perceptions owing to dynamic behavioral aspects ingrained in individuals. The study primarily incorporates the impact of COVID-19 induced risk perceptions on psychological bias and its aftermath on perceived investm...
Article
The self‐sustainability of microfinance institutions (MFIs) is a growing concern as they work as non‐profit organizations to achieve global poverty reduction goals. This study aims to examine the MFIs' self‐sustainability using an efficiency measurement technique based on Data Envelopment Analysis (DEA). It also determines the influence of differen...
Article
Full-text available
This study delves into the interconnectedness service quality (SQ) and tourist satisfaction (TS) within the tourism sector of a developing country such as Bangladesh. It takes into account the fluctuating levels of COVID-19 fear as a contributing factor to this dynamic. The research illuminates the critical role of COVID-19 fear in shaping guest sa...
Article
Full-text available
Accounting Information Systems (AIS) are becoming widespread among Bangladeshi banks. The purpose of this study is to assess how automated AIS affects Bangladeshi commercial banks. Purposeful sampling and a randomized block design were used to disseminate questionnaires to 400 respondents from Chattogram, Bangladesh, a commercial port city. Five-po...
Article
Full-text available
Excellent teachers produce quality students who resembles their teachers. Teaching is a very challenging and stressful job that create emotional distress for teachers and have a significant impact on students. Bandura’s Social Cognitive Theory of Motivation inspired this study, which focused on Emotional Intelligence. This study attempts to measure...
Article
Full-text available
This study addresses Bangladesh’s unemployment problem and its youth’s limited entrepreneurial aspiration focusing on critical factors that influence entrepreneurial intentions among university students in Bangladesh. Recognizing universities’ role in fostering entrepreneurship, the study aims to identify these determinants, bridging a gap in liter...
Article
Full-text available
This study focuses on understanding the factors that influence end-users’ (customers’) acceptance of fintech services in the insurance industry. The study employed a modified Unified Theory of Acceptance and Use of Technology 2 model, incorporating perceived security and personal innovativeness as independent variables, and trust as a moderating va...
Article
Full-text available
This study assesses how entrepreneurship education influences the entrepreneurial intentions and employability of students. It also investigates the mediation effect of entrepreneurial intentions on the relationship between entrepreneurial education and employability, as well as the direct effects on employability. In this research, a quantitative...
Article
Full-text available
Purpose. The goal of the present investigation is to find out what effect environmental concern has as a moderator between green brand positioning, green brand knowledge, social value, and perspective on the green brand among young consumers. Design/methodology/approach. Information was gathered from 407 Bangladeshi university students, both public...
Book
With the goal of completely changing our conventional systems, numerous technological advancements have emerged with the advent of the digital age. Among these, blockchain stands out as a transformational force, potentially reshaping industries, including the revered halls of academia. ‘Chain of Knowledge: Redefining University Systems with Blockch...
Article
Full-text available
Purpose ‒ The research aims to investigate the owner-manager knowledge as a moderator variable enhancing intention to adopt Islamic financing facilities (IFF). Design/Methodology/Approach ‒ The research obtained primary data by conducting a survey of 237 participants from halal-certified companies in Malaysia. The data was analyzed using partial le...
Article
Full-text available
The current study uses the parametric Stochastic Frontier Approach (SFA) with the Maqasid Model, Performance Measures based on Maqasid al Shariah (PMMS) to empirically evaluate the performance of Bangladeshi Islamic commercial banks from 2005 to 2018. In accordance with the SFA model, Islamic commercial banks had an average cost efficiency value of...
Article
Full-text available
Purpose: The current study seeks to examine the key roles of sukuk for financing infrastructure projects in OIC countries and suggest for steps toward building a vibrant sukuk market capable to support infrastructure projects for attainment of inclusive growth. Design/methodology/approach: For obtaining the objectives of the study, it applies descr...
Article
Full-text available
Financial services are significantly impacted by digital transformation, which has been believed as one of the primary trends reshaping society and industry. A comprehensive understanding of digital transformation from an academic and management perspective is required, and it is crucial to close the knowledge gap using bibliometric and qualitative...
Article
Full-text available
Middle-Income Trap (MIT) is a phenomenon wherein a nation finds itself unable to progress from a middle-income status to a high-income economy. Despite Bangladesh’s rapid economic growth as a developing economy following its transition to the lower-middle-income category, the country faces various economic challenges that may impede its advancement...
Article
Full-text available
The objective of this paper is to examine the relationships among knowledge management (KM), enterprise resource planning implementation (ERPI) and perceived organizational performance (POP). Besides, ERP implementation is employed as a mediator in this study to determine the impact of KM on POP. A total of 395 responses were received from healthca...
Article
The objective of this paper is to examine the relationships among knowledge management (KM), enterprise resource planning implementation (ERPI) and perceived organizational performance (POP). Besides, ERP implementation is employed as a mediator in this study to determine the impact of KM on POP. A total of 395 responses were received from healthca...
Article
Full-text available
It is widely acknowledged that internal audits should have a value-adding component for all types of companies. This study systematically investigated the effect of internal audit function on the market value of public listed companies in Indonesia. The panel data technique used was based on the data extracted from 44 listed companies over five yea...
Article
Full-text available
The emergence of fintech services in the insurance industry has been a transformative force, reshaping how insurance companies operate, how policies are sold, and how customers interact with their insurers. Financial technology developments, also known as "fintech," are changing how financial services are offered, presenting novel possibilities for...
Article
This study conducted a comprehensive literature review on global poverty alleviation and eradication. A structured literature review (SLR) was employed, collecting 955 articles from the Scopus database spanning from 1990 to 2022. The data was analyzed using bibliometric analysis tools and Excel. The paper explores the significant and conceptual asp...
Article
Medical tourism, a thriving industry encompassing both healthcare and tourism sectors, has experienced exponential growth over the past decades. The intensifying competition within the global market necessitates a closer examination of the pivotal role played by the perceptions of medical tourists in their decision-making process regarding health d...
Article
Full-text available
Corporate Governance characteristics and its practices need to be developed by offering due importance to SSB and BoD characteristics. This study intends to examine the effective of Shariah Supervisory Board are more likely to effect on Performance when Strong BOD existence among IB in Bangladesh. This study uses a sample of 10 Islamic banks in Ban...
Article
Full-text available
In the present study, the quality of E-Banking is reviewed with short- and long-term effect on the perception of bank consumers. The Opinion of 400 banker and customer was collected by survey questionnaire method in the month of June-July, 2022 on a five-point Likert scale. The response variables are classified as E-Banking quality, E-Banking short...
Article
Full-text available
This study aimed to evaluate whether green human resources management (GHRM) practice encourages prospective candidates to join environmentally responsible enterprises through organizational reputation and corporate social responsibility. The information was gathered from 402 students from various universities in Bangladesh using a pre-structured q...
Article
Full-text available
Each market economy uses monetary policy to attain certain macroeconomic goals of price stability, higher growth and employment. A market economy having an interest-based conventional banking system applies mainly interest-based tools to attain the objectives of monetary policy. In contrast, a market economy with interest-based and interest-free ba...
Article
Full-text available
This study investigates engagement activities higher education institutions have been providing to develop a learning culture as well as entrepreneurship skills for undergraduate entrepreneurship education learners in Australia. This research is intended to explore changes and adjustments made in the curriculum of undergraduate entrepreneurship edu...
Article
Full-text available
Employee performance is the secret to success for every company. Companies want their employees to understand the company’s vision and objectives and meet the individual goals set by the managers. The insurance industry in Bangladesh has stagnant growth compared to other industries. Moreover, insurance companies are lagging in managing human resour...
Article
Full-text available
Bangladesh derives one-half of its agricultural GDP and one-sixth of its national income from paddy. It is crucial to the farmers’ ability to survive. This paper aims to investigate current paddy procurement system and farmer awareness in the Bangladeshi agricultural sector to ensure business sustainability. This paper utilised a quantitative appro...
Article
Full-text available
A significant breakthrough in organised retail in an emerging economy such as Bangladesh, coupled with growing competition among mall managers, necessitates determination of the factors that contribute to a satisfactory shopping experience and long-term patronage intentions. Therefore, this study aimed to explore the factors influencing the overall...
Article
Full-text available
This study aims to investigate the dynamic conditional correlation and volatility spillover between the conventional and Islamic stock markets in developed and emerging countries in order to develop better portfolio and asset allocation strategies. We used both multivariate GARCH (MGARCH) and multi-scales-based maximal overlap discrete wavelet tran...
Article
Full-text available
Financial technology (FinTech) is leading a worldwide revolution to increase financial access. Bangladesh’s financial sector is entering a new era of innovation due to the country’s rapid embrace of financial technology. Mobile FinTech service (MFS) providers achieve unattainable economic peaks every year. The growth of conventional banks’ MFS is s...
Article
Full-text available
Financial planning for retirement is essential to ensure that people have enough money to live the lifestyle they desire when they retire. Self-employed business owners in developed countries widely do financial retirement planning. However, in Malaysia, the percentage of self-employed individuals concerned about financial retirement planning is lo...
Article
Full-text available
This paper aims to explore, is e-learning standardize accounting students’ employability competency among students from Universities in Oman using a qualitative approach. A semistructured interview survey by applying purposive sampling techniques was employed to choose target respondents. This technique was employed to select students who are curre...
Chapter
The aim of the Fourth Industrial Revolution is to reshape people’s daily lives, social structures, political phenomena, the business world, and industrial production with the belief of revolutionary changes in digital innovation and transformation. In addition, the ongoing COVID-19 pandemic has also devastated the developed and emerging economies....
Article
Full-text available
Abstract: Purpose: Sustainability accounting measures performance toward sustainability that ensures accountability of the provision of conventional accounting information. A compliance audit is a thorough examination of a company’s compliance with regulatory requirements. Compliance audit reports assess the strength and diligence of regulatory com...
Article
Full-text available
Advancement in technology has facilitated the shift toward new financial services. Numerous industries have undergone a digital transformation because of the expansion of cashless payment systems and other cutting-edge technologies. This study aimed to identify the factors that stimulate the patient’s intention to adopt fintech services in the Bang...
Article
Full-text available
The primary objective of the current study was to determine how job satisfaction effects the job performance of sugar industrial workers in Bangladesh. Moreover, this study examined the level of job satisfaction of employees in Bangladesh’s sugar industrial estate. In this quantitative study, respondents filled out a pre-structured questionnaire. T...
Article
Full-text available
Celebrities, athletes and even politicians are frequently identified as role models for most impressionable students. But the reality is, outside of their own home, one of the greatest role models in a student's life is standing in front of the classroom. Teachers are people to look up to and emulate. This paper attempts to discover some of the ess...
Article
Full-text available
The issue of co-movements is still crucial and arguable in international finance. An optimum and significant level of co-movement is highly desirable to investors, and it mostly depends on investors’ decisions (behavior and psychology). We use frequency–time bands and multi-scale-based wavelet analysis to investigate the co-movement between develop...
Article
Full-text available
People’s acceptance of technological changes has escalated with time. However, the acceptance and adoption of fintech services hiked after the outbreak of the virulent coronavirus. With this breakout, the adoption of mobile fintech services (MFS) increased among general citizens and business sectors around the world, including in developed, emergin...
Book
Full-text available
Although green finance is still a relatively new concept in Bangladesh, it has attracted much interest in the global financial sector. Policymakers and scholars have recently concentrated on green finance in response to growing worldwide concern about environmental protection, climate change, and sustainable development. There is no alternative way...
Article
Full-text available
The paradigm of green finance is currently in the developmental stage in Bangladesh; however, it has drawn enormous interest in the global financial sector. Recently, researchers, academics, policymakers, and both the supply-side and demand-side of these funds are more serious in Green Finance and Sustainable Finance than ever before. In creating a...
Article
One of the most emerging digital platforms that are widely used today is the mobile payment system. Though developing country like Bangladesh is lagging in global findex ranking, customers are rapidly using the mobile payment system platform for their offline and online purchases. This study intends to determine the predictors that prompt customers...
Conference Paper
Full-text available
Although green finance is still a relatively new concept in Bang-ladesh, it has attracted much interest in the global financial sector. Po-licymakers and scholars have recently concentrated on green finance in response to growing worldwide concern about environmental protection , climate change, and sustainable development. There is no alternative...
Article
Full-text available
The main purpose of the present study is to find comparative job satisfaction scores between different levels of employees (foremen and workers). The research has selected the sugar industrial sector of Bangladesh as a research ground. On the basis of stratified random sampling, 300 respondents have been selected from 5 (five) state-run sugar mills...
Article
Full-text available
This study contributes to the current debate on the downsides and benefits of revenue diversification. Diversification may affect banks when they invest in riskier activities with lower returns, while they benefit from diversified activities that are less risky but have higher returns. The study offers extended implications in the empirical literat...
Conference Paper
Full-text available
The world economy is being hit badly by a fatal decease named COVID 19. This pandemic has dramatically affected all the ramifications of the world community. Hence, this research attempts to explore the impact of Covid-19 on the socioeconomic status of lower-middle and lower-income people. Paired sample t-test has been used as the statistical tool...
Conference Paper
Full-text available
The advancement of technology and rapid growth in the number of internet users throughout the world has been pushing people to do all sorts of transactions online. This move towards digitization requires banking services to be automated and online. With its dream to become a digital nation by 2021, Bangladesh is striving hard to enter into the worl...
Article
Full-text available
Owing to the lack of research in emerging Asian nations, this research aimed to unearth the determinants of blockchain acceptance for supply chain financing by a Bangladeshi financing company called IPDC. Centred on a technology acceptance framework called UTAUT (unified theory of acceptance and use of technology) and open innovation research, an e...
Article
Full-text available
Tourism contributes to economic growth and financial development in many countries around the world. The aim of the study is to examine the cause and effect relationship between economic growth, financial development and budgetary allocation to the Bangladesh tourism industry during 2000-2019. Several methods such as Augmented Dickey-Fuller (ADF),...
Article
Full-text available
The paper attempts to make an estimate of zakat fund in Bangladesh economy and investigate its role for attaining social development goals, poverty alleviation in particular. The paper also focuses on significance of zakat, its history, present global practices and general principles. By analyzing current status and challenges of zakat, finally...
Article
Full-text available
This study examines the effect of financial innovation (FI) and bank competition on firm value. FI is the act of creating new financial instruments as well as new financial technologies, institutions, and markets. The study used the sys-GMM estimation technique based on data extracted from 26 commercial banks in Nigeria and Malaysia over the period...
Conference Paper
Full-text available
The aim of the paper is to present key factors they are determinants of share prices in the stock markets globally. To achieve the aim of this study many of previous studies have been reviewed. This paper revisits previous studies by various researches on factors affecting the share price in both developed and developing economies. These researcher...
Conference Paper
Globally, Cruise tourism is recognized as one of the most vigorous and rapidly growing components of the travel and tourism industry. In the whole tourism market, the growth of the international cruise industry is significant. Despite the international economic fall, the cruise market is still developing. With a long and attractive coast, virgin an...