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Introduction
Maria Rita currently works at the Faculty of Economics and Business , Universitas Kristen Satya Wacana. Maria does research in Business Economics. Their most recent publication is 'The dynamics of female entrepreneurs in fulfilling their financial needs: Demand side entrepreneurial finance perspective of small and medium-sized entreprises'.
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Publications
Publications (33)
This study aims to investigate the effects of digital transformation on business sustainability. The subsequent investigation will explore the impacts of business sustainability on tax compliance intentions, which are strengthened by the patriotism of business actors, particularly Micro, Small, and Medium Enterprise (MSME) actors. The sample for th...
This study aims to empirically test the interrelationship of Paylater use which is suspected to be influenced by hedonic conformity and family financial education, as moderated by financial risk tolerance and self-control among students. This study applies the Theory of Planned Behavior (TPB) by modifying the determinant variables as determinants o...
Research aims: The increasing phenomenon of the unwise use of Paylater in society, even among college students, is interesting to review further. This study aims to test the role of self-control and hedonistic conformity with the moderation of family financial education on the use of Paylater by university students.Design/Methodology/Approach: Prim...
This study examines the direct effects of human capital (HC), structural capital (SC), and relational capital (RC), on MSE performance (MP), and analyzes the mediating impact of competitive advantage (CA) on the relationship between HC, SC, and RC with MP using a partial least square-structural equation modeling (PLS-SEM) technique. This study also...
To reduce dependence on external funding, financial bootstrapping can be an alternative low-cost funding solution for MSMEs. Cost efficiency can also be achieved by carrying out digital transformation in business operational activities. Furthermore, cost efficiency will lead to improved financial performance of MSMEs. This research investigates the...
This study aims to investigate the effects of financial bootstrapping and government support on working capital, as well as the moderating role of entrepreneurial orientation towards the impact of working capital on financial performance. The study was conducted on 260 MSME owners in the food and beverage sector in Semarang, Surakarta, and Salatiga...
This article empirically examines the determinants of business performance and working capital management, by adding financial management as a moderator. Data from 102 batik tulis MSMEs in Rembang Regency and Pati Regency, Central Java-Indonesia during the transition to the COVID-19 endemic was processed using partial least squares (PLSs). The tota...
This study aims to examine the effects of equity crowdfunding and business partnership relationships on the performance of micro, small, and medium enterprises (MSMEs). To the best of the researcher’s knowledge, there are still relatively few studies that discuss the relationship between these variables and business performance. These findings can...
This research strives to examine the influence of financial access towards the performance of micro, small, and medium enterprises (MSMEs) through entrepreneurship oriented finance. The research respondents were comprised of 265 batik MSME entrepreneurs from three regions in Central Java Province in Indonesia, which are Pekalongan Regency, Rembang...
A company’s goal in addition to achieving predetermined performance targets is also to maintain its existence. The sustainability of a business is related to its long-term performance, including for MSMEs. The purpose of this study is to analyze the determinants of MSME growth in a business growth strategy theoretical perspective. The total number...
This study aims to examine the moderating role of debt financing in the effect of competitive ad- vantage on the performance of Lasem-Rembang batik MSMEs. Capital from debt is expected to optimize the role of competitive advantage to strengthen firm performance. The researchers used primary data through a survey of 68 batik MSME entrepreneurs who h...
This study aims to examine the effect of good corporate governance (GCG) on financial performance through earnings management mediation. The study was conducted on 19 State-Owned Enterprises listed on the Indonesia Stock Exchange for the 2015-2019 period which were selected using the purposive sampling method. Testing the data using Partial Least S...
Green business merupakan kegiatan sukarela perusahaan yang bertujuan untuk mencapai kinerja lingkungan yang lebih baik dan secara bersamaan berdampak pada kinerja perusahaan yang lebih kompetitif. Green business sebagai sebuah konsep yang tidak hanya beorientasi pada profit saja tetapi sebagai langkah-langkah untuk memberikan perlindungan pada ling...
Situasi pandemi Covid-19 merubah perilaku individu dalam kehidupan
sehari-hari, tidak terkecuali bagi usaha yang berskala besar maupun kecil. Entitas bisnis melakukan penyesuaian dalam perilaku keputusan investasi maupun pendanaannya. Di masa pemberlakukan Pembatasan Sosial Berskala Besar (PSBB) ternyata menjadikan digitalisasi sebagai suatu kenisc...
Eksistensi Usaha mikro, kecil dan menengah (UMKM) penting untuk menggerakkan dan menopang perekonomian suatu negara. BPS tahun 2020 mencatat jumlah UMKM sebanyak 64,2 juta (99,99%) dari total pelaku usaha di Indonesia, di mana dari persentase tersebut didominasi oleh usaha skala mikro. Oleh sebab itu, sepak terjang dan kontribusinya tidak dapat dip...
There have been numerous studies investigating the dynamics of micro, small and medium enterprises (MSME) development. However, this research topic still offers several interesting research gaps to be explored. Accordingly, the purpose of this research is to test the effects of entrepreneurial orientation and asymmetric information that affect MSME...
Professional accountant certification is one way that accounting students can later be recognized as professional accountants. Unfortunately, not all accounting students are interested in joining professional accountant certification. This study aims to determine whether economic motivation, degree motivation, quality motivation and understanding o...
This study aims to examine the effect of liquidity on profitability with capital adequacy as a moderating variable in Islamic commercial banks in Indonesia. The research sample was 14 Islamic commercial banks during the 2016 - 2018 observation period. The dependent variable is profitability measured using Return On Assets (ROA), the independent var...
This paper strives to examine the role of international market entry in optimizing the effects of business strategies and financial decisions on SMEs’ performance. In addition, this study analyzes the role of financing access in moderating the effects of business strategies and financial access. The research sample was comprised of 250 SMEs from va...
Penelitian ini bertujuan untuk mengetahui pengaruh: a) literasi keuangan terhadap manajemen kas; b) manajemen kas terhadap pertumbuhan UMKM dan; c) literasi keuangan terhadap pertumbuhan UMKM dengan mediasi manajemen kas. Penelitian dilakukan di Desa Kebondowo Kabupaten Semarang. Responden penelitian ini adalah pemilik UMKM sektor makanan yang dipi...
Sharia Commercial Banks will have high asset growth rates if they are balanced with a healthy bank performance. The distribution of financing illustrates the ability of bank liquidity that results in increased profitability. It turns out there are other factors that are suspected to affect the relationship between liquidity and profitability. This...
This research examines the influence between access to financing and performance through the mediation of entrepreneurial-oriented finance in batik SMEs. The structural equation modelling (SEM) analysis results of 265 SMEs reveal that entrepreneurial-oriented finance has an influence between financing access and SME performance. A positive direct e...
Dalam tataran empiris maupun teoretis, relevansi nilai informasi akuntansi kerap menjadi pusat kajian dalam kaitannya dengan pengambilan keputusan manajemen. Kandungan informasi yang termuat pada data laba maupun arus kas menjadi dasar pertimbangan bagi para pemangku kepentingan. Fokus penelitian ini adalah pada relevansi nilai inkremental arus kas...
Various researches have been conducted towards the dynamics of micro, small, and medium enterprise (MSME) developments, but there are still research gaps that can be explored further. The purpose of this research is to examine the determinant factors of MSME performance as seen from the entrepreneurial dimension and the financial activities done by...
Looking at general, the company will hedge when the amount of foreign debt rises along with fluctuations in foreign exchange rates. However, this is not the case with the non-financial sector companies in Indonesia Stock Exchange, which shows a decrease in the use of derivative instruments compared to financial sector companies during the period 20...
At the end of 2016, Indonesia was shaken by a demonstration of the election of the Governor of Jakarta Capital Special Region and political
issues related to religious defamation. Does this condition have an impact on stock prices and returns? The aim of this study is to test
the week day pattern in IDX using LQ-45 stocks during selected observatio...
The emergence of the entrepreneurial finance theory in developing the financial theory was still relatively new. Up until the early 1990s, the topic of entrepreneurial finance was still rarely discussed, although actually many aspects could be explored more in-depth by academicians. There was no consensus about the definition of entrepreneurial fin...
This research examines and presents a new model concerning how small entrepreneurs predict what markets will be like in the future through considering the competitors, prices, finances, labor costs, raw materials, and progress of the ASEAN economic community. This study applies a descriptive explanatory technique. It also utilizes a quota sampling...
This research contributes to the entrepreneurial finance theory from the demand side – where previously it was more emphasized on the supply side – by the way it depicts how an entrepreneur recognizes opportunities, develops ideas, looks for financing, and assembles other resources in order to begin and develop a business. The purpose of this resea...