Maizaitulaidawati Md Husin

Universiti Teknologi Malaysia | UTM · Azman Hashim International Business School

The non-availability of financing was one of the issues faced by Malaysian SMEs. However, the change of policy by Bank Negara Malaysia (BNM) has led to an increase in loan approval rates for SME's. Unfortunately, the higher loan approval rates for SMEs have also had some unintended consequences on financial institutions, which showed an increase in...

Purpose This paper aims to provide bibliometric data from previously published research in Islamic fund management. Several categories, such as the most influential authors, the keywords and themes of the previously published research, were analyzed. Also, this paper provides a rigorous background for Islamic mutual funds research by synthesizing a...

The usage of electronic commerce has continued to expand since the Covid-19 pandemic began in developed and developing countries. However, the usage of electronic commerce in Central Asian countries is under-researched. This study aims to determine the factors that influence e-wallet usage intention in Kyrgyzstan. The theory of planned behaviour (T...

Knowledge of research paradigms is crucial as they guide scientific research and discoveries through their assumptions and principles. Besides, different disciplines utilise different research approaches. There are four different research paradigms available-positivism, realism, critical theory, and interpretivism. Knowledge of the various research...

this study aimed to examine the effects of organizational experience on psychological capital and psychological well-being in sport organizations. the organizational experience was measured using three variables which are authentic leadership, meaningful work, and perceived organizational support. the role of psychological capital as a mediator tow...

By 2040, the number of people over 65 years in Malaysia is expected to over six million from two million in year 2022, and thus, Malaysia will become an aging society. However, over 88 percent of people in Malaysia are relying on the government pension scheme or employee provident fund (EPF) as the main source of retirement savings for their life a...

Coronavirus disease (covid-19) pandemic is creating overwhelming effects globally since the beginning of 2020. Some people may be having financial difficulties and be able to recover by using their emergency or pension plans. Over 88 percent of Malaysian employees are relying on their Employee Provident Fund (EPF) savings as the main source of reti...

While microfinance institutions play a role in the provision of financial services to individuals and small businesses that lack access to banking and related services, the question is: Can this role be taken up solely by the banking institutions? This chapter discusses the performance and application of microfinance institutions and challenges in...

Digital-only banks have not achieved adoption expectations despite being one of the latest innovations in fintech. Several digital-only banks in the United States and Japan have gone bankrupt, and others continue to operate at a loss. Therefore, it is imperative to conduct this study in Malaysia to understand customers’ behavior, particularly regar...

Purpose This study aims to examine the relationship between sellers’ ethical behaviour and customer loyalty. The mediating effect of trust and satisfaction in the relationship between ethical behaviour and loyalty was also assessed in the sportswear industry. Design/methodology/approach Data were collected from 265 consumers. Ten hypotheses were d...

Purpose This paper aims to investigate the influence of investors’ attitudes on their decision-making. Two subjective perception factors, brand familiarity and perceived trust, were proposed to influence investors’ attitudes and decision-making. This paper also suggests the potential mediating effect of attitude on decisions on Islamic stock invest...

Purpose This study aims to evaluate the impact of firm, industry level determinants and ownership concentration on the dynamic capital structure decision in Indonesia and analyses the governing theories. Design/methodology/approach This study uses the dynamic panel model of generalized method of moments-System (one-step and two-step) by using a pa...

Purpose This study examines the role of market orientation in the relationship between internal marketing and entrepreneurial orientation within private sports clubs. Design/methodology/approach The research is a descriptive-correlational study based on private sports clubs employees within Iran (Sanandaj). A theoretical model was developed based...

The study investigates Malaysian private university students' beliefs towards the Malaysian Armed Forces and their enlistment intentions, as a career in the armed forces appears to be an unpopular career choice among non-Malay youths. Primary data via questionnaire will be collected from non-Malay private university students in Malaysia. It is expe...

Purpose The purpose of this paper is to explore the direct effect of classical predictors of an individual’s behaviour, namely, attitude, subjective norms (SN) and perceived behavioural control (PBC) on the intention to deal with Islamic banks. The study extended the Theory of Planned Behaviour (TPB) by introducing the customers’ religiosity paradi...

Purpose: This paper investigates the competitiveness of the food and beverages (F&B) industry in Malaysia and examines the Small and Medium Enterprises' (SMEs) demand and key perceptions towards challenges in halal logistics. Methodology: This paper adopted SWOT analysis to understand the internal (strengths, weaknesses) and external (opportuniti...

This paper proposes a conceptual framework that considers religiosity as a moderator of the relationship between personality trait and perceived risk. This paper also examines five dimensions of personality traits in exploring the relationship of personality trait and perceived risk. The review finds that perceived risks towards financial products...

This chapter aims to discuss the role of zakat in alleviating poverty and reducing income inequality, specifically in Malaysia. To achieve its objective, this chapter elaborates on the interlinkages between the institution of zakat and Maqasid-al-Shari'ah, deliberate Malaysian zakat institution as well as discuss the strategies and policies impleme...

Current practice shows that firms throughout the world are in favor of high cash holdings; yet, they are still performing well. This situation contradicts the agency and free cash flow theories, which suggest that excessive cash may increase agency costs and lower firm performance. The purpose of this study is to examine the relationship between co...

The purpose of this chapter is to examine the factors that influence small and medium-sized enterprises' (SMEs) intentions to use the investment account platform (IAP) based on technology acceptance model (TAM). The central hypothesis for this chapter was that SMEs' intentions to use IAP were a result of perceived usefulness and perceived ease of u...

Purpose This paper aims to attempt to first examine the competitiveness of micro, small and medium-sized enterprises (MSMEs) in the logistics industry; second, to identify the MSMEs’ perception towards takāful (Islamic insurance); third, to recognise the challenges in the adoption of takāful ; and fourth, to suggest strategies to enhance the micro-...

Physical distancing policy that is encouraged by the World Health Organization (WHO) has inspired consumers to do contactless activities, including payment transaction. Government authorities in a growing number of countries are taking actions to encourage contactless payments as the COVID-19 pandemic escalates. People are worried that novel corona...

Purpose This empirical analysis tries to examine determinants of private foreign direct investment (FDI) in Pakistan using the bounds test approach. Main determinants of FDI among them are the size of the market ( Q ) macroeconomic stability ( r ), political stability (PRS), real exchange rate (REX) and institutional quality (INQ). Design/methodol...

The study employed two-phase sequential exploratory design, qualitative and quantitative data were collected using a purposive sampling technique. For qualitative analysis, 11 sales experts with at least four years of working experience were interviewed, and the data were analyzed using thematic analysis. For quantitative analysis, 20 physical educ...

Retail industry contributes significantly to national economies. Currently, Islamic retail stores become another phenomenon in Indonesia and Malaysia. Previous studies investigated Muslim customers' preferences to patronage Islamic retail stores rather than conventional ones. Therefore, the purpose of this paper is twofold: to test and validate Isl...

This study examines the corporate governance mechanisms and how they affect firm performance in Malaysia. After the financial crisis in 1997/98, the CG issues have been the most debated, discussed, and researched in the attempt to improve the CG structure accommodating every economy regardless of the economic landscapes. Using a rich and huge data...

While microfinance institutions play a role in the provision of financial services to individuals and small businesses that lack access to banking and related services, the question is: Can this role be taken up solely by the banking institutions? This chapter discusses the performance and application of microfinance institutions and challenges in...

Recent years have witnessed the growth of Islamic crowdfunding from its mere existence to successfully distinguishing itself from conventional crowdfunding. The concept of crowdfunding is known as a practice of funding a project or venture by raising small amounts of money from many people, typically via the Internet. The concept of crowdfunding ha...

This study aims to examine types of communication such as horizontal communication, downward communication and upward communication that impact employee performance in a property development company in Malaysia. Survey questionnaire approach was applied to collect data in this study. A total of 120 respondents participated in this research. The res...

Crowdfunding has become global phenomenon due to its possible role in providing equity funding to small and medium enterprises. Numerous benefits of crowdfunding have been identified. This paper investigated whether three factors-economic benefit, convenience and transaction process are important in influencing the perceived benefits of Islamic cro...

The purpose of this chapter is to examine the factors that influence small and medium-sized enterprises' (SMEs) intentions to use the investment account platform (IAP) based on technology acceptance model (TAM). The central hypothesis for this chapter was that SMEs' intentions to use IAP were a result of perceived usefulness and perceived ease of u...

Purpose The purpose of this study is to apply the theory of planned behavior (TPB) in predicting the intention to participate in family takaful schemes (FTSs) in the United Arab Emirates (UAE). One area of concern for takaful operators is their untapped market and lower market share compared to those of their conventional insurance counterparts. It...

Subject Area Social Entrepreneurship, Organizational Behavior. Study Level This case is suitable to be used in advanced undergraduate and MBA/MSc level. Case Overview This case teaches about green organization, its opportunity, challenges, and attitude toward sustainable agriculture. The Babylon Vertical Farms (BVF) is an agricultural and technol...

Purpose The purpose of this paper is to investigate the factors that affect one’s attitude and intentions towards family takaful schemes, apart from evaluating the mediating role of perceived trust in the relationship between perceived religiosity and attitude towards family takaful. Most prior studies have considered religiosity as an individual’s...

Starting up is the most exciting phenomenon one may experience in a lifetime. It marks the beginning of a personal journey towards a personal aim and vision, of making an impact to the people and businesses around oneself. More often, this journey is treasured as painful endeavours, involving sacrifices of not only the start-up founder, but his/her...

Purpose The paper aims to provide an overview of fraud risk among Malaysian small- and medium-sized enterprises (SMEs). In particular, the authors investigate the understanding of SME owners and managers on fraud schemes and the usage of antifraud measures. Design/methodology/approach A sample of 126 Malaysian SMEs from different industries partic...

The purpose of this paper is to explore consumer awareness of insurance product innovation. One area of concern for insurance companies is the lack of focus given to consumer on product innovation awareness. It is possible that this study could shed some light on the possibly to offer some assistance to the insurance companies. This is an explorato...

Subject area Entrepreneurship, Marketing management, Consumer behaviour Study level/applicability Undergraduate students, taking courses of entrepreneurship, marketing management and/or consumer behaviour that cover the topics related to entrepreneurial challenges, institutional support, growth strategy, market segmentation and marketing promoti...

This study has empirically investigated the impact of macroeconomic factors towards the performance of insurance companies in Malaysia. Data were collected from six insurance companies listed in Bursa Malaysia from year 1996-2015. Macroeconomic factors measured by Gross Domestic Product (GDP), Consumer Price Index (CPI) and Interest rate (IR), whil...

Purpose: To explore sellers' and consumers' perception of Islamic branding and to assess which aspects Islamic branding are generally practiced by sellers'. Design/methodology/approach: Qualitative study were conducted using semi-structured interviews. 15 restaurant owners (sellers) and 22 consumers participated in the study. Data was analyse using...

Keywords: Takaful, Adoption, Attitude, Subjective Norm, Perceived Behavioural Control, Intention The aim of this paper is to review intention behaviour theories to identify relevant theoretical model for the intentions of adoption of family Takaful. In this paper different intention behaviour theories including Theory of Reasoned Action (TRA), Theo...

Keywords: Family Takaful, Adoption, Attitude, Subjective Norm, Perceived Behavioural Control, Decomposed Theory of Planned Behaviour The aim of this paper is to develop a theoretical framework on the basis of Decomposed Theory of Planned Behavior (DTPB). DTPB has been used in many disciplines to explain the intention behaviour relationship. However...

Takaful industry has experienced rapid growth and gained wider acceptance among Muslims and non-Muslims. The growth of takaful industry has contributed to economic development especially in the Islamic financial system. In general, this study discusses the perception of Muslim on family takaful scheme participation in Klang Valley, Malaysia. In par...

Literature on entrepreneurship mainly focuses on business entrepreneurship than social entrepreneurship. In fact, most studies are centered on large-scale businesses and professional entrepreneurs to create social transformation in the community. Literature on entrepreneurship suggests that entrepreneurs’ motivation to contribute to social wellbein...

The importance of family firm innovation in the economic growth has led to the increasing of scholars’ attention to the researches on innovation management in family firms. Despite the unique behaviour of family firms, which gives an advantage in becoming innovative, some of the family firms are reluctant to invest in innovation due to high commitm...

The purpose of this research is to examine the factors that affect employee engagement and turnover intention among employees in the plantation industry. For this purpose, a conceptual framework was proposed and empirically tested. A total of 275 questionnaires were collected using convenience sampling and analyzed using descriptive statistics and...

The study examined the effectiveness of sales training in a direct selling organization. Using a three stage model of effective training, sales managers determined the training needs assessment, transfer of training and training evaluation. Interview respondents consist of sales managers who are responsible to manage the sales force. When all three...

The concept of firm orientation by Miller seminal works (1983) was expanded further by other scholars and gradually came to be known as entrepreneurial orientation. The objective of this study is to review the literature on entrepreneurial orientation, firm growth and management capabilities within the context of university spin-off firms. Thus, th...

The research examined the relationship between employee job satisfaction, perceived customer satisfaction, service quality, and profitability in five hotels in Kuala Lumpur, Malaysia. This research explored the relationship between employee job satisfaction, perceived customer satisfaction, service quality, and profitability in the luxury hotels in...

This research examines the impact of financial and non-financial incentives on nurse performance in a private hospital in Singapore. Financial and non-financial incentives play an important role in determining the quality of employee performance. Data was collected from nurses who worked in an operating theater department. The research concludes th...

Purpose The purpose of this paper is to examine the factors that influence an individual’s intention to participate in the family takaful scheme based on decomposed theory of planned behaviour (DTPB). The central hypotheses for this study are that individual’s intentions to participate in family takaful scheme are a result of attitudes towards part...

The aim of this study is to examine the effect of religiosity on Malaysian cardholders’ decisions in choosing either to have Islamic Credit Card or Conventional Credit Card. To achieve the objectives of this study, 174 selfadministered questionnaires and online survey were distributed among Muslims, which generated 130 usable questionnaires. SPSS s...

This book is appropriate and useful for the college and university lecturers, practitioners and students who are undertaking courses in business studies. It is widely acknowledged that, only theoretical discussion does not provide the comprehensive understanding about the business decision. This book will contribute in teaching as a tool to provide...

This study is conducted to find out financial performance of Islamic and conventional banks operating in Pakistan for the year 2006-2014. For comparison purpose five Islamic and five similar sized conventional banks have been selected. The comparison has been made on average values of different ratios of both Islamic and conventional banks. The com...

Purpose – This paper aims to address the influence of mass media (MM) and word of mouth (WOM) on subjective norm (SN) and the intentions to purchase a family takaful scheme among Muslim Malaysians. Design/methodology/approach – Data were collected from 384 Muslim consumers in Kuala Lumpur, Malaysia, using a convenience sampling approach. The hypot...

Purpose – The purpose of this paper is to apply theory of planned behaviour (TPB) in predicting consumer intention to participate in takaful. One area of concern for takaful operators is the untapped Islamic insurance (takaful) market and lower market share compared to conventional insurance counterparts. It is possible that the application of the...

Managed care is becoming a critical factor of healthcare delivery which assures a lower cost without compromising the quality of care. However, this practice has increased the physicians’ responsibilities in terms of cost containment and patient care. This study analyzed the perception of physicians on the impact of managed care on doctor-patient r...

Purpose – This paper aims to examine the basic determinants of consumers intention to participate in family takaful scheme using decomposed theory of planned behaviour (DTPB) and identifying relevant factors may be moderate the relationship. Design/methodology/approach – A comprehensive review of the DTPB literature is undertaken, with a particula...

Brand is important to a business including insurance and Islamic insurance (takaful) business. The objective of this article is twofold: to discuss how branding for takaful should differ from the conventional counterparts, and to identify challenges faced by takaful operators in branding their products and services. Findings indicate that takaful o...

Purpose This paper aims to provide a systematic review of literature on the demand for takāful (Islamic insurance) from articles published from January 2009 to June 2019. The review aims to synthesise and segment previously published research to identify the gaps and provide future research direction. Design/methodology/approach A systematic revie...