Jasmine Bowers

• University of Florida

Access to credit can provide capital crucial to both businesses and individuals. Unfortunately, for large parts of the developing world, access to credit is not available because customers often lack the traditional data used by lenders to make such decisions (e.g., verifiable payroll statements, property ownership documents). Emerging online credi...

Mobile money, also known as branchless banking, leverages ubiquitous cellular networks to bring much-needed financial services to the unbanked in the developing world. These services are often deployed as smartphone apps, and although marketed as secure, these applications are often not regulated as strictly as traditional banks, leaving doubt abou...

Digital financial systems such as mobile money and online credit have tremendous potential to enable financial inclusion. However, in the rush to provide such systems, security and privacy have often been overlooked. This article looks into the challenges facing these truly transformative technologies and discusses how this community can help.

The security research community has invested significant effort in improving the security of Android applications over the past half decade. This effort has addressed a wide range of problems and resulted in the creation of many tools for application analysis. In this article, we perform the first systematization of Android security research that a...