Jacob Azaare

C. K. Tedam University of Technology and Applied Sciences, Navrongo, UK-0215-5321, Ghana.

In the rapidly evolving economic landscape of Ghana, understanding the intricate interdependencies between macroeconomic variables is pivotal for informed policymaking and strategic economic planning. The study employed network analysis to enhance our comprehension of Ghana's macroeconomic dynamics. Data was sourced from the world development indic...

This study investigated the factors hindering the successful implementation of online complaints system in tertiary institutions in Northern Ghana and developed an effective complaint system to enhance service delivery, using iterative waterfall models with CSS, MYSQL, JavaScript, HTML, and visual studio codes. To identify the factors hindering the...

The use of technology to provide contextual information for decision-making has been a long-standing practice. The study aims to identify the antecedents influencing tourists’ use of context-aware applications. It employs the Unified Model of Electronic Government Adoption (UMEGA) and the Expectation Confirmation Model (ECM) to investigate tourists...

The adoption of e-government promises efficiency in the delivery of government services to citizens across various sectors of the economy. Due to this, most Global North countries have advanced in the deployment of e-government for improving public-service delivery. Unfortunately, most African countries, including Ghana, are still lagging in e-gove...

This study examines computer based record keeping systems among small and medium sized enterprises (SMEs) in the Obuasi Municipality of Ghana. The study surveyed 200 SME owners or managers in the municipality with three years or longer operating history, using purposive random sampling. Furthermore, the study employed both open and closed-ended que...

Most of the fires that engulf public facilities and cause more damage to properties usually happen after working hours or when people are asleep, implying that, humans play a central role in fire reporting. In this paper, a Location Based Smart Fire Reporting system capable of eliminating human involvement is proposed. The proposed system employs t...

As investors' knowledge on sustainability concerns rises, the concept and interest of sustainable investment continue to expand and become increasingly attractive as the global financial market is considered an effective and powerful tool in the process of developing sustainable economies. Although sustainability is not a new concept in the financi...

To better understand the actual rating variables that affects Auto insurance Policyholders’ premium, this paper attempts to provide empirical evidence to justify which ones are significant and needed to be considered by insurers by adopting the autoregressive distributed lag (ARDL) model. In satisfying all the conditions for ARDL application, unit...

The aim of the study is to examine the role of social capital in the formation of mobile financialservice users’ adoptive behaviours toward service providers in the context of the financialtechnological regime of Ghana. The study used a total of 417 sample data from a self-administeredquestionnaire to achieve its objectives. Structural equation mod...

Loss distribution plays an influential role in evaluating risks from policyhold-ers' claims. Nevertheless, the auto insurance market in Ghana pays little attention to policyholders' claims distribution, resulting in the market's inefficiency. This study investigates the type of loss distribution function that best approximates policyholders' claims...

The study empirically examines value co-creative behaviors within the framework of ridesharing, complexity theory, and fsQCA. A total of 301, questionnaires were acquired through social media and conventional sources in the study. The questionnaires were analysed to validate our proposed hypotheses by using structural equation modelling (SEM) and f...

the study was commissioned to investigate the complex behavioral dispositions of the mobile money service industry in Ghana, and its associated operational challenges. To achieve this, the views of 417, participants were sampled via a structured survey instrument. Tosmana and AMOS Graphics were used to analyze the sample data. The findings of the s...

The study was commissioned to investigate the complex behavioral dispositions of the mobile money service industry in Ghana, and its associated operational challenges. To achieve this, the views of 417, participants were sampled via a structured survey instrument. Tosmana and AMOS Graphics were used to analyze the sample data. The findings of the s...

This study examined risk exposure and auto insurance premium determinants in Ghana. We analysed an existing data set of 23 434 policies (without claims = 84.1%, policies with claims = 15.9%; comprehensive policies = 48.0%, third-party policies = 52.0%) applying the Autoregressive Distributed Lag (ARDL) model, controlling for driver demographics, va...

This paper examines the current No-Claim Discount (NCD) system used in Ghana’s auto insurance market as inefficient and outmoded and, therefore, proposes an alternative optimal Bonus-Malus System (BMS) intended to meet the present market conditions and demand. It appears that the existing BMS fails to acknowledge the frequency and severity of polic...

Available statistics indicates that about 90% of all claims or accident in Ghana is caused by human behavior. Therefore, policyholders’ errors are categorized depending on the severity and extend of casualties caused as a result of misinterpretation of road traffic control devices based on their education levels. Hence, in order to ascertain all th...

This paper contains detailed account of the people of Sanabiisi, their potential economic resources and problems. This paper is to help policy makers and investors explore developmental problems faced by the people and their potential resources which they could help tap to develop and better the standard of living conditions of the people. The stud...