Irani Arraiz

Irani Arraiz
Inter-American Development Bank | IDB

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26
Publications
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Publications

Publications (26)
Article
There has been growing interest in approaches to business training that incorporate insights from psychology to develop soft skills associated with successful entrepreneurship. The empirical evidence on the causal effects of these approaches on entrepreneurs’ business outcomes is encouraging, but still not substantial enough to be conclusive. This...
Article
We provide evidence that commercial lenders in Peru suffer leakages in their loan approval process. Leveraging a discontinuity in the loan approval process of a large bank, we find that receiving a loan approval from the bank causes loan applicants to receive offers from other financial institutions as well. Competing lenders captured almost three...
Book
AUTHORUbfal, Diego; Arráiz, Irani; Beuermann, Diether; Frese, Michael; Maffioli, Alessandro; Verch, DanielDATEMar 2021DOWNLOAD:English (0 downloads)DOIhttp://dx.doi.org/10.18235/0003182There has been growing interest in approaches to business training that incorporate insights from psychology to develop soft skills associated with successful entrep...
Article
Full-text available
This paper uses data from 2408 micro and small businesses in Ecuador to study business profit differentials by gender. The results point to unpaid work—time devoted to household chores, child care, and care for the elderly—as the largest single factor explaining 33% of the difference in profits observed between male- and female-run businesses. When...
Article
This paper studies the use of psychometric tests, designed by the Entrepreneurial Finance Lab (EFL), as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. We compare repayment behavior patterns across entrepreneurs who were offered a loan based on the traditional credit-scoring method...
Research
Full-text available
This paper studies the use of psychometric tests, designed by the Entrepreneurial Finance Lab (EFL), as a tool to screen out high credit risk and potentially increase access to credit for small business owners in Peru. We use administrative data covering the period from June 2011 to April 2014 to compare debt accrual and repayment behavior patterns...
Article
Full-text available
This paper studies the impact of access to electricity via solar-powered home systems (SHSs) in rural communities in Peru. Applying propensity score matching at the community as well as at the household level, the authors find that households with SHSs spend less on traditional sources of energy—candles and batteries for flashlights—and that the su...
Article
This paper studies the effect of government-backed partial credit guarantees on firms’ performance in Colombia. These guarantees are automatically granted by the National Guarantee Fund (NGF) to firms without enough collateral to lift their credit constraints. We put together a panel of firms covering the period 1997-2007 that allow us to control f...
Article
Full-text available
This paper evaluates the impact of the Chilean Supplier Development Program, aimed at improving and stabilizing the commercial linkages between small and medium-sized suppliers and their large firm customers, during the period 2003–2008. We use the panel structure of our dataset to control for observables and time-invariant unobservable factors tha...
Article
This paper estimates the impact of the conditional cash transfer program, Red de Oportunidades, on human capital outcomes in areas with different incidences of poverty: indigenous and rural non-indigenous areas of Panama. The analysis relies on data from the Living Standards Measurement Survey of 2008. It uses a propensity score matching technique...
Article
This paper evaluates the impact of the Chilean Supplier Development Program, aimed at improving and stabilizing the commercial linkages between small and medium-sized suppliers and their large firm customers, during the period 2003-2008. Applying propensity score matching and difference-in-differences, we find that both groups of firms benefited fr...
Article
Full-text available
Using a firm-level panel dataset of the Colombian manufacturing sector from 1997 to 2007, we study the effect of a policy by which government-backed partial credit guarantees are automatically granted to firms lacking collateral in order to lift their credit constraints. The dataset put together for the purpose of this research combines data from D...
Article
In this paper we specify a linear Cliff and Ord-type spatial model. The model allows for spatial lags in the dependent variable, the exogenous variables, and disturbances. The innovations in the disturbance process are assumed to be heteroskedastic with an unknown form. We formulate a multi-step GMM/IV type estimation procedure for the parameters o...
Article
This paper combines default, settlement, and repayment history into a unified, dynamic borrowing model of sovereign debt. The model addresses two questions: 1) how the level of debt and the income profile affect the length of time a country in default is excluded from the international credit market, and 2) how repayment history impinges upon the c...
Article
A country with a history of default has the advantage of having revealed information to the credit market on how it has conducted itself while confronting a default episode and how it might manage a possible default situation in the future. Under the assumption that a borrower is excluded for a finite period of time from the credit markets once it...
Article
Full-text available
Thesis research directed by: Economics. Title from t.p. of PDF. Thesis (Ph. D.) -- University of Maryland, College Park, 2006. Includes bibliographical references. Text.

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