Hussein A. Hassan Al-Tamimi

University of Sharjah | US · Department of Finance and Economics

In this study, country risk factors are examined in relation to bank stock returns in the MENA region. Additionally, it analyzes whether the impact of risk factors on returns differs between Islamic and conventional banks. According to the 2S-GMM method and 166 MENA banks from 2010 to 2020, returns in MENA countries are positively correlated with l...

Purpose This study aims to investigate whether quality of governance (QoG), trustworthiness and confidence impacted bank credit growth in Gulf Cooperation Council (GCC). In addition, it examined whether credit growth differed between Islamic and conventional banks in GCC countries. Design/methodology/approach Using data from 104 (56 conventional b...

This study investigated whether the quality of governance, trustworthiness, and confidence impacts bank credit growth. In addition, we examined credit growth cyclicality in 10 members of the Association of Southeast Asian Nations. By employing data concerning 282 banks between 2012 and 2019, this study found that trustworthiness boosted bank credit...

A modified generalised directional distance function data envelopment analysis model is introduced into the smoothed bootstrap context. The new model handles asymmetrically desirable and undesirable outputs and deals with positive and negative values, while the bias-corrected estimators are independent of the length of the direction vector. The rea...

This paper investigates the nexus between stability and competition in the banking sector of the Gulf Cooperation Council. We examined a sample of 75 banks over the period 2006–2016. We found a U‐shaped relationship between bank stability and competition suggesting competition‐stability and competition‐fragility nexus. Banking concentration was fou...

Purpose The purpose of this study is to examine the perception of UAE investors regarding their investment preference of Sukuk versus conventional bonds. Design/methodology/approach A modified questionnaire was used in this study with the objective of answering the research questions and testing the developed hypothesis. The survey was conducted...

In this paper we test the potential impact of the owner’s identity on banks’ capital adequacy and liquidity risk as defined by the Basel III regulatory framework. Using a unique dataset on a sample of banks domiciled in the Middle East and North Africa region we find that the ownership structure is an important driver of banks’ regulatory capital a...

The purpose of this study is to examine the relationship between financial risk and performance of the Gulf Cooperation Council Islamic banks and the relative importance of the most common types of risk. The study covers 11 of the 47 Islamic banks of the Gulf Cooperation Council region from 2000 to 2012 period, based on the availability of data. Th...

The objective of this study is to investigate the UAE banks readiness for Basel III implementation. It is crucial for the UAE banks to have good preparation to make sure their compliance with international standards and practices in the banking sector. The authors developed a modified questionnaire based on a survey conducted by the Bank for Intern...

The objective of this study is to investigate the UAE banks readiness for Basel III implementation. It is crucial for the UAE banks to have good preparation to make sure their compliance with international standards and practices in the banking sector. The authors developed a modified questionnaire based on a survey conducted by the Bank for Intern...

The study aims at investigating corporate social responsibility (CSR) practices of UAE banks. A modified questionnaire has been developed. The questionnaire is divided into two parts. The first part covers general information, namely the experience, position and educational level of the respondent. The second part consists of 18 questions about awa...

The study aims at investigating corporate social responsibility (CSR) practices of UAE banks. A modified questionnaire has been developed. The questionnaire is divided into two parts. The first part covers general information, namely the experience, position and educational level of the respondent. The second part consists of 18 questions about awa...

The purpose of this study is to examine the United Arab Emirates (UAE) national banks’ practices of corporate governance regarding the role of the board of directors in the formulation and implementation of bank policies and strategies. A questionnaire has been developed using established reliable and valid measures of certain characteristics of co...

The study aims at investigating corporate social responsibility (CSR) practices of UAE banks. A modified questionnaire has been developed. The questionnaire is divided into two parts. The first part covers general information, namely the experience, position and educational level of the respondent. The second part consists of 18 questions about awa...

The purpose of this study is to examine the United Arab Emirates (UAE) national banks’ practices of corporate governance regarding the role of the board of directors in the formulation and implementation of bank policies and strategies. A modified questionnaire has been used with two parts; the first part covers general information, and the second...

Purpose The purpose of this paper is to investigate the UAE national banks' practices of corporate governance (CG) and the perception of the UAE national banks of the effects of CG on performance and financial distress. Design/methodology/approach A modified questionnaire has been developed, divided into two parts. The first part covers disclosure...

Purpose The purpose of this paper is to assess performance factors in the UAE commercial banks by using multiple approaches taking into consideration the effect of the bank size. Design/methodology/approach The UAE banking sector is divided, for the purpose of this research, into two groups: large and small based on the total assets. The last bala...

The stock market in the United Arab Emirates (UAE) is one of the emerging markets. It needs to be developed to operate efficiently and effectively in a competitive stock market environment. The current study represents an attempt to investigate the main factors determining stock prices in the UAE stock markets. The data of our study covers the peri...

The objective of this study is to investigate some influential differences in UAE’s Islamic and conventional national banks during the period 1996-2008. UAE Islamic banks have a small market share, though there is an increasing demand for their services. This gives rise to an examination of the factors that influence the performance of these banks...

Purpose – The purpose of this paper is to assess the financial literacy of the UAE individual investors who invest in the local financial markets. In addition, it examines the relationship between financial literacy and the influence of the factors that affect the investment decision. Design/methodology/approach – A modified questionnaire has been...

This study investigates how bank customers in the UAE view Islamic banks versus conventional banks and whether this image affects customer loyalties or selection of a bank. We distributed a questionnaire to a convenient sample of UAE bank customers that focused on five areas: bank image, bank products, service quality, cultural aspects and religiou...

This study aims at exploring the UAE banks' Basel II preparations. It is essential for the UAE banks to make adequate preparations to ensure their compliance with international standards and practices in the field of banking. The author developed a modified version of the Ernst & Young questionnaire to examine the UAE banks' Basel II preparations....

The purpose of this research is to examine the degree to which the UAE banks use risk management practices and techniques in dealing with different types of risk. The secondary objective is to compare risk management practices between the two sets of banks. The authors developed a modified questionnaire, divided into two parts. The first part cover...

This study investigates the operating and profitability efficiency of 15 branches of UAE-based commercial bank utilising the data envelopment analysis method. The results indicate that efficiency levels among the various branches vary and that there is room for improvement. Profitability efficiency appears to be higher than operational efficiency....

The paper aims at identifying factors influencing the UAE investor behavior. This paper develops a modified questionnaire. The questionnaire included thirty four items that belonged the five categories, namely self-image/ firm-image coincidence; accounting information; neutral information; advocate recommendation; and personal financial needs. Six...

Banks service quality is becoming an important factor of competitiveness in the banking industry. This paper compares service quality and bank performance between national and foreign commercial banks in the UAE. The instrument used to measure service quality is the one developed by Jabnoun and Al-Tamimi (2003). This paper compares the importance o...

This paper compares the determinants of bank performance between national and foreign commercial banks in UAE. It also compares the relative importance of each determinant on bank performance in the two sets of banks. This paper adopts two regression models. The results indicate that the most significant determinants of the national banks' performa...

The analysis of bank performance is important for investors, creditors and government. The paper aims at identifying the relatively best-performing banks and relatively - worst-performing banks in the United Arab Emirates. It also seeks to identify banks' efficiency scores and ranks. The main findings of this study are the following: (i) most of th...

Service quality is becoming more critical for banks to maintain their market shares. This paper develops a modified SERVQUAL for measuring service quality in the United Arab Emirates commercial banks. The instrument includes thirty items that belong to the five dimensions of SERVQUAL. The developed instrument was tested for reliability and validity...

Service quality is becoming more critical for banks to maintain their market shares. This paper develops a modified SERVQUAL for measuring service quality in the United Arab Emirates commercial banks. The instrument includes thirty items that belong to the five dimensions of SERVQUAL. The developed instrument was tested for reliability and validity...

It is generally agreed that service quality in banking is a significant issue facing this industry. The objective of this study is to analyse service quality in the UAE Islamic banks and to compare service quality between the Dubai Islamic Bank and the Abu Dhabi Islamic Bank. Linear regression results indicate that there was a positive and statisti...

The objective of this paper is to investigate some factors affecting student performance in the fundamentals of financial management course (BUSA 2402) at United Arab Emirates University. We analyzed a sample of 256 students, consisting of 146 female and 110 male s tudents. Using ordinary least square (OLS) multiple regression, factors, which signi...

This paper estimates the causal relationships between financial development and economic growth for selected Arab countries using cointegration, Granger causality, and the impulse response function techniques. The results indicate that, in the long run, it seems that financial development and real GDP growth are strongly linked. However, in the sho...

The objective of this study is to examine the effect of ownership structure and competition on risk-taking behaviour of UAE banks during the period 1998–2010. The study covers 15 national banks, including eleven conventional banks and four are Islamic banks. The proportion of ownership by government, private sector and institutional ownership measu...