Esat Durguti

• Professor
• Professor (Associate) at University of Mitrovica

This study analyzes the relationship between macroeconomic variables that influence inflation. Through our research, we will analyze the influence of GDP growth, remittances, level of exports, level of imports, and foreign direct investments on the inflation rate for the Western Balkan. The research has applied panel data using dynamic approaches s...

Evaluation of economic well-being, influenced by current advances, is characterized as a multifaceted process designed to evaluate and analyze the determinants affecting a nation's quality of life and economic development. Therefore, the research explores institutional and macroeconomic aspects as contributing factors to gross national income (GNI)...

The purpose of this study is to analyze certain banking factors, namely the managing of the investment portfolio in the banking business of Kosovo. The data used are time series on an annual basis for a total of the last 13 years, and these data were tested using the Generalized Method of Moments. The findings of the study on the return on assets s...

The paper aims to examine the influence of the judicial effectiveness system, government integrity, fiscal health, investment freedom, and trade freedom on the commercial services export for the six Southeast European nations. The reason for doing this research is based upon a variety of discussions in national, regional, and international forums o...

An increasing number of organizations in Latvia are directing their efforts toward digitizing information and data storage. With the onset of the COVID-19 pandemic, there was an essential surge in the number of employees working remotely, eliminating the constraints of their physical workplace. Consequently, the challenges concerning data security...

The overall aim of this article is to explore the effect of governance parameters on gross domestic product (GDP) in the 15 countries of the European Union (EU15) as well as the 6 countries of Southeast Europe (SEE6). The research employed the dynamic methodology generalized methods of moments (GMM) to explore the data gathered from the World Bank...

The study aims to identify and empirically analyze the impact of direct tax and indirect tax revenues on economic growth in the transition countries of Southeast Europe, based on panel data for the period 2005-2019. Factors that are included in the study as independent variables are direct tax and indirect tax revenues. In contrast, the dependent v...

The rapid expansion of information technology – (IT) has affected the dynamism of all activities in every sphere, where even the financial industry is accommodating their services efficiently. Therefore, the focus of this research is to investigate in an econometric sense the factors of IT and certain specific factors of the banking industry, and h...

This paper aims to examine the barriers and challenges faced by businesses in Kosovo in terms of access to SMEs funding sources during the pandemic, as well as their impact on the business evaluation of SMEs. Given that more than 99 percent of businesses in Kosovo are SMEs, which are considered essential for economic development, they also contribu...

The current study observes the link between export levels, GDP growth, gross savings, lending interest rates, and real interest rates. This study's evaluation approach combines an Ordinary Least Squares (OLS), and Arrellano-Bover/Blundell-Bond estimation to observe the connection among export level, GDP growth, gross savings, lending interest rates...

Small and medium-sized enterprises (SMEs) have succeeded in being the main and dynamic pillar of national and international economies. Education and work experience is essential in increasing SMEs’ efficiency and competitiveness. The changing business environment has created fierce competitiveness among SMEs, requiring active interaction between ma...

The paper aims to provide an in-depth understanding of the effectiveness of anti-money laundering (AML) regulations in measuring banking sector stability in Western Balkan countries, as well as to explore the possibility of enhancing banking sector policy and performance. The study employs a quantitative methodology created on secondary data from 2...

The persistence of this research is empirically to investigate the influence of corporate governance instruments on the wealth of financial intermediaries in wide-ranging. The study intertwined a combination of corporate governance variables and some of the important financial indicators, utilizing panel data for 9 banks, including the period 2013–...

Trade openness plays a significant role in the growth process of countries. The purpose of this research is to examine the impact of macroeconomic determinants on trade openness. The study focuses on the Southern and Eastern European countries and the data used were from 2010 to 2020. Panel data econometrics techniques, the fixed effect, and the Po...

This research paper aims to investigate the competition in the banking sector in Kosovo. For the research purpose, secondary data from the Central Bank and commercial banks of Kosovo are used. Besides, the comparison methodology is used to analyze the banking sector for the years 2013-2017. The participation of commercial banks in the banking secto...

This study aims to analyze the relationships between corporate governance instruments on the wealth of financial intermediaries in wide-ranging. The data employed in this study are secondary data from nine (9) commercial banks and covered the years 2013-2020. The approach used in data processing is a 2SLS estimation and multilevel mixed-effects for...

This study identifies and assesses the impact and effect of corporate governance (CG), as a good practice mechanism, as well as some specific financial indicators on the performance of the banking sector in Kosovo. The data used in the research are defined as secondary data that include nine (9) commercial banks and cover the period 2013-2020. The...

Small and medium-sized enterprises (SMEs) have a vital position in the international economy. The study aims to examine the compulsory financial reporting requirements set by the Kosovo Council for Financial Reporting (KCFR) as well as SME requirements for reviewing the current classification in the Kosovo context. This study, like most relevant st...

Abstract: This study aims to analyze variables that influence access to bank loans by SMEs in Kosovo and North Macedonia. Research methodology is compound by primary and secondary data. We hypothesized that the age of the SMEs, business size, written business plan, collateral type, and business experience before starting as an owner, owner educatio...

Numerous factors affect the rate of return that a financial institution earns. Some of these factors include external forces that shape earnings performance and internal elements found in each financial institution. Policy implications are determined by the type of explanation and should be taken seriously. This paper classifies determinants of ban...

Pandemia COVID-19 po shkakton humbje jete në shkallë të gjerë dhe vuajtje të rënda njerëzore. Është një krizë e shëndetit publik pa precedentë në kujtesën e gjallë, e cila po teston aftësinë tonë kolektive për t'u përgjigjur. Kjo pandemi sjell me vete tronditjen e tretë dhe më të madhe ekonomike, financiare dhe sociale të shekullit 21, pas 11 shtat...

This research accords with a detailed overview of management in general regarding SME growth development in Kosovo. So, it deals with the main factors such as the main components of management and its impact on the success and development, the techniques, and the approaches to assess the SME economic system and their development. There is no unique...

This review done by empirical surveillance observes the significances of a number of the explicit factors of the bank that are matching to bank governance, financial market configuration on one hand, and macroeconomic aspects of the Kosovo bank's performance on another hand. The Management and assessment of Kosovo's bank effectiveness were accompli...

The purpose of this research is to study the implication of R&D and Innovation in Entrepreneurship with particular meaning in the SME sector in Kosovo. The research is grounded on a review of the literature in this area and R&D applies and innovation actions of the SME development sector. This paper practices a variety of research methods to explor...

The purpose of this paper is to find out if selected determinants have any effect on the economic growth rate using the strong balanced panel data for the Western Balkan countries for the period 2001-2017, and the data used are on an annual basis, which in total there are 102 observation periods. For the realization of the paper, secondary data and...

ABSTRAKTI-Qëllimi i këtij punimi është që të bëjë një vështrim nëse determinantat e përzgjedhura kanë ndikim në rritjen e shkallës së profitabilitetit në sektorin bankar të Kosovës për periudhën 2006-2017, të dhënat e përdorura janë në baza tre mujore, e që në total janë 48 periudha observuese. Për realizimin e punimit është shfrytëzuar qasja kuant...

The main purpose of this study is to investigate if determinants that we selected in our analysis have any effects on inflation rate in Western Balkans Countries[1] by using panel data for the period of 2001-2017, in yearly basis in total of 102 observation. The study used quantitative analysis approach and secondary data by applying the multivaria...

The main objective of this study is to find out if factors that we selected in our analysis have any effect on the Western Balkan Countries inflation rate, with the use of panel data from in the period of 2001-2017, yearly in a total of 102 observations. Two types of analysis used are secondary data and quantitative analysis by use of vector error...

ABSTRAKTI-Qëllimi i këtij punimi është që të bëjë një vështrim nëse determinantat e përzgjedhura kanë ndikim në rritjen e shkallës së profitabilitetit në sektorin bankar të Kosovës për periudhën 2006-2017, të dhënat e përdorura janë në baza tre mujore, e që në total janë 48 periudha observuese. Për realizimin e punimit është shfrytëzuar qasja kuant...

The main purpose of this study is to investigate inflation rate and its impact on the growth rate or to GDP growth for Eurozone countries, using panel data for the period 1997-2017, on an annual basis with a total of 257 observations. For conducting the study, and achieving results, a multiple linear regression model with the least squares regressi...

The purpose of this working paper is to investigate if determinants have an impact on inflation rate in Eurozone Countries by using times series data for 17 countries from year 1997 to 2017, in yearly basis in total 375 observations. The study used quantitative research approach and secondary data and is analyzed by using linear regression model me...

The purpose of this working paper is to investigate if determinants have an impact on inflation rate in Eurozone Countries by using times series data for 17 countries from year 1997 to 2017, in yearly basis in total 375 observations. The study used quantitative research approach and secondary data and is analyzed by using linear regression model me...

Abstrakti Eshtë botërisht e pranuar se NVM-të paraqesin strumbullarin e aktivitetit ekonomik, si në vendet e zhvilluara ashtu edhe tek ato në zhvillim. Posaçërisht, në ekonomitë në zhvillim, NVM-të japin kontribut të veqant në gjenerimin e vendeve të reja të punës, kontribut në të ardhura, inovacione teknologjike dhe qëndueshmëri sociale. Andaj, ro...

Në kuadër të këtij studimi në fillim është analizuar kronologjia historike e Komitetit të Bazel-it, dhe pastaj duke i përmbledhur të gjitha problemet kyçe të cilët ndikuan në disa pjesë të saj për të ndihmuar dhe për të shmangur krizën e fundit globale finanaciare. Ky studim i shqyrton argumentet teorike dhe empirike pas rritjes së kërkesave për...

Very complex banking business conditions (globalization, deregulation, increasing competition, rapidly development of technology...) urge financial sector supervisors to modify existing standards, whose applications in daily operations and strategic activities should be positively reflected on the stability of banking businesses and the banking sys...

The purpose of this working paper is to investigate effects of potential implementation of Basel III on an average interest rate of loans in banking system of Kosovo by using times series data aggregating for all commercial banks in the period from 2006 to 2013, in quarterly basis. The study used quantitative and qualitative research approach and i...

Kosovo, as one of the new emerging states, has a great will, to enter into the great family of the European Union-EU. Already a member of the Free Trade Agreement of the Central Europe (CEFTA), the World Bank, International Monetary Fund, and all these has effects in its economic development and beyond. The current foreign policy of Kosovo tries to...

The purpose of this working paper is to investigate determinants of banking system profitability in Kosovo by using times series data aggregating for all banking system from year 2006 to 2013, in quarterly basis in total 32 observations. The study used quantitative research approach and secondary data and is analyzed by using linear regression mode...