Daiva Jureviciene

Daiva Jureviciene
Vilnius Gediminas Technical University | VGTU · Economics Engineering

Professor

About

73
Publications
45,229
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363
Citations

Publications

Publications (73)
Conference Paper
Experience shows that 9 out of 10 start-ups and SMEs do not survive in the market and fail at an early stage. This study aims to fill a gap on how start-ups and SMEs are affected by venture capital fund investments, i.e., identifying the criteria for selecting a potentially best VCF, ensuring the success of the investment and reducing pos-sible ban...
Conference Paper
The article aims to determine the level of impact of the financial sector on economic growth. The financial sector’s activities provide financing for business development, provide borrowing opportunities and provide compre-hensive protection when concluding insurance contracts, which in the long run ensures economic growth. It is es-sential to unde...
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The digital economy and sustainable development are treated as the world?s progress, and there is a vast number of papers investigating the indirect linkage between these two phenomena. However, there is a lack of studies analysing the direct influence. Hence, the purpose of the current paper is to find out if there is an impact of the digital econ...
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The article aims to propose a different approach to assessing smart cities which combines some commonly used indicators with several new ones in line with the concept of sustainability. The aspect of sustainable development as an essential driver for the smart city and the combination of indicators for sustainable and smart city concepts have been...
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This paper aims to identify the main risk groups according to their significance on imports of agricultural products. After analysis of the scientific literature, eight groups of risks associated with agricultural products import were determined: supply risks, demand risks, production risks, management plus operational risks, logistical plus infras...
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Research purpose. The article aims to identify the risk groups arising in foreign trade in the four main groups of processed beverages at a national level. Design / Methodology / Approach. Processed agricultural drinks do not fall into the category of essential food. The article examines four main drink groups: waters (including mineral waters and...
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The global pandemic has affected all sectors and disrupted not only supply chains but also had a particular impact on the range of services provided and the whole service sector. Outsourcing is used to adapt to business environment changes. However, in the scholarly literature, outsourcing of services is analysed as a complementary part of the manu...
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Political unrest inevitably has consequences for a national economy. International trade in a globalised world has great importance for countries. Unfortunately, due to various political events, countries apply some restrictions to each other. In 2014, Western countries imposed sanctions on trade with Russia, due to the annexation of Crimea. As a r...
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The research examines an approach to forecast return on equity using leading economic indicators for short periods in banks. ROE is one of the most important ratios for performance measurement. Its adequacy is necessary for competitiveness, attract funding in financial markets, accumulate reserve for future turbulences, secure compliance with super...
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It is essential to look at financial crises from both theoretical and practical aspects, as this is an old and recurring phenomenon. However, it is still unknown how to manage their formation. The article aims at assessing the influence of individuals’ financial decisions on financial crisis formation. The interface between economic decisions made...
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Research purpose. To assess the level of smartness of Lithuanian cities. The article systematizes the theoretical background of a smart city and its criteria, develops the methodology for measuring the level of smart cities and assesses the level of smartness of Lithuanian cities. Design/Methodology/Approach. Methods used for the study: systematiza...
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More active participation of China in the international economy has been recognized by Euro-pean countries, trying to position their economies on the new "Silk Road" map to attract Chinese investments and increase trade volume. The paper presents previous researches and analyses the position, benefits and chances for EU and Serbia to derive positiv...
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There are still debates in the scientific literature about the factors influencing countries’ sustainable socioeconomic development. Therefore, the current article aims at determining the factors of sustainable socioeconomic development and assessing its level in the EU countries. The following methods were employed for the research: an evaluation...
Conference Paper
Purpose – the purpose of the article is to identify the criteria influencing on the reputational performance of a financial organisation and recognise the impact of reputation on the activities of a financial institution. Research methodology – to estimate the reputational impact on a financial organisation an interview with experts was conducted....
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The investigation of trust in commercial banks needs to focus specifically on internet banking, as it is the fastest growing banking service. The article explores factors influencing trust in internet banking and estimates this impact in the Baltics states. The factors are as follows: Provided information, e-banking system, the website of a bank, a...
Article
Research background: A commercial bank’s competitive ability is of great importance as it plays a vital role in ensuring a bank’s success; hence, it is necessary to identify the factors that contribute to the development of competitive advantage of commercial banks and to shift competitive ability to a higher level. The competiveness of banks is as...
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The banking sector has developed and extended the use of its services in the past decade. In fact, nowadays mobile banking (M-banking) is the most developing service offered by a bank. In order to encourage customers to use m-banking services, it is extremely important to get clients to trust the M-banking services provided by the bank. This articl...
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Nobody disputes that trust is an important issue in choosing a financial service provider, especially in the area of new forms of banking. The goal of this paper is to assess the most important determinants of trust in traditional banking. The study was conducted in the Baltics and personal customers had to rank the distinguished factors. Using cor...
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As the banks have tightened lending requirements, companies look for alternative sources of external funding. One of such is bonds issue. Unfortunately, corporate bonds issue as a source of funding is rare in Lithuania. This occurs because companies face with a lack of information, investors fear to take on credit risk. Credit risk is defined as a...
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The banking sector has developed and extended usage of different services at a distance using the internet in the last decade. Internet-based banking services dominate over other historically provided alternatives. This paper explores the adoption of internet banking in Lithuania and Latvia. Internet banking success model was developed based on fou...
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The findings of the research contribute towards commercial banks' soundness assessment. The current study focuses on the importance of customers' trust for banks' soundness and the expanded CAMELS+T model was suggested where " T " stands for customer trust. For testing CAMELS+T model expert evaluation method was used Pairwise comparison method was...
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Behavioural economics was in a process of rapid development in the last century. One of behavioural phenomenon discovered by economists is money illusion – an inclination to make biased decisions based on nominal rather than real monetary values. This illusion influences individuals’ perception of money-related processes and, hence, their economic...
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The aim of this article is to analyze the interrelationship between solvencies of consumer credits customers and indirect factors such as borrowing motivation as well as demographical and socioeconomic factors characterizing the borrowers’ personality. The results of this research were obtained using statistical software SPSS. Systemic scientific l...
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Borrowers default risk is one of the most relevant types of risk in commercial banking and its assessment is important to secure business profitability and avoid huge losses during economic turbulences. This leads to necessity to investigate topics related to assessment of borrowers’ default probability and applicability of factors, which would ena...
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The issues regarding measuring and managing bank performance are always on the agenda due to the critically important role of banks in the national economies of new member states of the European Union. The goal of the given study is to explore drivers of bank profitability in Latvia and Lithuania. Research period covers 2008–2014. Performance of th...
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This article analyses wine as an alternative investment tool and its relevance for investment portfolio diversification. Advantages and disadvantages of alternatives, benefits and weakness and peculiarities of investing in wine are systemised. In addition, the article looks at statistical data analysis of fine wine market and compares wine with oth...
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The article emphasizes the increasing importance of the 3rd pillar pension funds and necessity of their assessment in Lithuania. Identified private pension funds evaluation criteria and the expert survey carried out in this paper allowed to ascertain main parameters of evaluation and weigh them according to their importance. Moreover, there is used...
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Behavioural finance is important at the individual as well as corporate levels. A lot of researches analysing corporate behavioural finance have been made in recent decades. However all are related to solutions of capital or debt financing problems, finding the best possible source of capital increase or the cheapest debt possibility. This article...
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The present paper aims to make cross country analysis in banking sector. The relative efficiency of Latvian and Lithuanian banks is estimated, using non-parametric frontier technique Data Envelopment Analysis (DEA). Input-oriented DEA model under the assumption of variable returns to scale (VRS) is applied. The choice of variables is based on the i...
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This paper analyzes evaluation methods of mutual fundsperformance, return and risk characteristics. Appropriate ratios are computed based on annual financial reports of investment funds and a model is made with an aim to evaluate financial situation of each investment fund separately considering assessments made by selected experts. The experts def...
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The financial crisis and recession in Europe have made it necessary to improve the system of regulation of the stock market, including the settlement of securities transactions. The paper constitutes the existing features of securities settlement in the stock markets of the EU and presents the measures and proposals to improve the settlement of sec...
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Satisfaction with the policy of commercial banks concerning SMEs is one of the most important factors affecting the success of commercial banking activities. This paper analyses the scientific approaches to importance of SME satisfaction with the commercial banks. The analysis of scientific publications revealed that one of the most important facto...
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Purpose of the article is to predict the interrelationship between the change of financial institutions loan portfolio and activities of the main economic sectors in Lithuania. Coherence between financial intermediation and economic growth cause a great interest of economists during the late decade. Prevailed opinion that banking sector is the refl...
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This paper studies the scientific approaches of customer satisfaction and determinants influencing an overall customer satisfaction. Analyzing the concepts of satisfaction, it was found that the greatest impact on customer satisfaction with commercial banks has the service quality. Also the elements influencing the service quality were identified a...
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Confidence in commercial banks is considered an important factor that ensures a successful commercial banking operations and development, and provides continuous, high-quality consumer and commercial banking cooperation. In recent years this sector has been characterized as volatile and constantly loosing consumer confidence. This paper analyzes th...
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Behavioural finances became especially important in recent years. Majority of studies covers individual investor decision making factors while corporate customers’ investment behaviour, as a rule, encompass liability side (capital expenses, financing and structure; dividend policy; assessment of potential investment projects, etc.). This paper aims...
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Global financial markets are influenced by many factors: the economic processes which take place in the country and the world, institutional and political constraints, information dissemination and accessibility, and so on. However, one of the most important factors is the people's reaction and perception. For each investor, regardless of financial...
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Targeted allocation of EU support in Lithuania can help resolving a number of problems and achieving significant results in a variety of areas. However, rush to absorb support may lead to a little, zero or even negative impact on national economy. In addition, EU support opportunities may distort investment motivation. This paper deals with issues...
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The article deals with the form of corporate financing, which is becoming more popular yet is still underused, i.e. venture capital funds as well as their peculiarities and the procedure for attracting investments into a company. The paper summarises the main advantages and disadvantages of venture capital funds as well as their relation with natio...
Conference Paper
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Scientists explore investors' behaviour in financial markets for more than a century. Studies conducted agree that financial behaviour is the intersection of economics, psychology and sociology. Studies of investors' behaviour are important both to scientists and financial intermediaries, because investors' decisions influence not only well-being o...
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The paper analyses the importance of behavioural finance theories in household decision-making process. Behavioural finance theories investigate emotional characteristics to explain subjective factors and irrational anomalies in financial markets. In this regard, behavioural theories and behavioural anomalies in the decision-making process are exam...
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The article deals with the topic of Lithuanian pillar II private pension funds investments’ evaluation. Private pension funds’ features and stand in Lithuanian pension funds’ system are analyzed. The main assessment criteria are marked and relevant method is settled in the article. Investment return’s estimation considering risk is carried out usin...
Conference Paper
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The article discusses behavioural finance theories in households' decision-making process. Classical finance theories based on financial markets' rational behaviour assumption are analysed, the subjective factors influenced on households' decision-making were identified. Behavioural theories and behavioural anomalies in the decision-making process...
Conference Paper
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In the global world of information technologies everybody can operate in financial markets and manage financial instruments. However to forecast markets and to earn profit becomes more and more complicated since financial market is affected not only by economic and political processes but also by behaviour of every investor making one or another fi...
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The paper constitutes an argumentation of art investments as portfolio diversification tool, presents the analysis of the specifics and conception of investments in art. Moreover, it represents the structure of art market participants. Analysis of the statistical data reveals that the biggest art markets having long traditions of investing in art y...
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Various opinions on internal and external reasons of bankruptcy origin are systemized in the article. Analyzing the impact of bankruptcy for state’s economy both negative (such as economic and social) and positive (such as merges or just closing of non effective companies) sides are pointed out. After analyzing the dynamics of bankruptcy of Lithuan...
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The article deals with the situation of general liability insurance in Lithuania and its alteration, with an emphasis on the novelty of the topic. The essence of a particular insurance as well as the main insurable ranges in comparison with other types of insurance are reflected. The key problems related to general liability insurance in Lithuania...
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The article deals with different interpretations of peculiarities of individuals’ financial behaviour. The adaptability of Efficient Market Hypothesis (rational and irrational investors’ behaviour and their influence on market efficiency) and Behavioural Finance (by separating into two building blocks: Cognitive Biases and Limits of Arbitrage) to i...
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Faced with a shortage of skilled labour, more and more companies invest in training and education of their personnel. Organizational managers are confronted with the problem how to assess and compare employee’s advantages and disadvantages with its competitors, which criteria could be used to evaluate and compare the work performance and how to use...
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Tendencies of using outward foreign direct investment as the instrument for internationaliza-tion, integration and economic development became popular in recent decade. Before taking the entry de-cision abroad companies should estimate environmental and other factors (e.g. to compare possible profit in future with potential investment risk, to anal...
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The interrelationship of ratings provided by analysts and the dynamics of stock prices is ana-lysed in the article. The paper covers how positive and negative evaluations provided by analysts influence the stock rate of a company. Theories elucidating the factors that effect fluctuations of stock prices, sys-tems of analytic ratings of companies, a...
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This paper discusses housing financing process using the system approach, including the influence of external factors such as economic, social, competitive and legal environment. The article presents the characteristics of participants of the housing crediting system and interrelationship between them that helps to describe the influence of the ele...
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Ekonomikos raidos požiūriu svarbu, kad jaunimas sėkmingai dalyvautų darbo rinkoje. Didesnis jaunimo užimtumas ir mažesnis nedarbas reiskia ilgesnį atskiros gyventojų kartos ekonominio aktyvumo laikotarpį ir spartesne salies ūkio plėtrą. Lietuvos gyventojų užimtumo didėjimo tendencija būdinga vidutinio ir vyresnio amžiaus asmenims, bet ne jaunimui....
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The ar­tic­le exa­mi­nes the the­o­re­ti­cal as­pects of per­so­nal fi­nan­ces ma­na­ge­ment. The ar­tic­le reve­als the con­cept of fi­nan­cial as­sets and in­vest­ments, and the sco­pe of per­so­nal fi­nan­ces management. Va­rio­us aut­hors’ ap­pro­a­ches to fi­nan­ce plan­ning pro­cess are dis­cus­sed. The links between per­son’s li­fe cyc­le an...
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Straipsnyje nagrinėjama būsto finansavimo ir jaunimo emigracijos problemų sąsaja. Palyginus būsto finansavimo struktūras Europos valstybėse ir Lietuvoje, analizuojamas komercinių bankų ir Vyriausybės vaidmuo sprendžiant jaunimo apsirūpinimo būstu problemas. Straipsnis parengtas remiantis rinkos ekspertų ataskaitomis, Lietuvos būsto finansavimo prog...
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The article examines the development possibilities of personal financial investments and the importance to induce those investments in Lithuania. The links between personal finance, financial assets and personal financial investments are analyzed. The development of Lithuanian stock market is reviewed and the investment opportunities are revealed....
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The article examines the development possibilities of personal financial investments and the importance to induce those investments in Lithuania. The links between personal finance, financial assets and personal financial investments are analyzed. The development of Lithuanian stock market is reviewed and the investment opportunities are revealed....
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The paper constitutes a discussion of trends of art as an alternative investment, presents the analysis of investment opportunities in art, and describes the specifics of the art market and art investment features. The main objective of this paper is to investigate art as an investment tool. Moreover, this paper represents the main Lithuanian and t...

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